1 | 1 | | 86R12010 JES-F |
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2 | 2 | | By: Menéndez S.B. No. 1740 |
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3 | 3 | | |
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4 | 4 | | |
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5 | 5 | | A BILL TO BE ENTITLED |
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6 | 6 | | AN ACT |
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7 | 7 | | relating to disclosures by certain health benefit plans to |
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8 | 8 | | enrollees regarding certain preauthorized medical care and health |
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9 | 9 | | care services. |
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10 | 10 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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11 | 11 | | SECTION 1. Subchapter F, Chapter 843, Insurance Code, is |
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12 | 12 | | amended by adding Section 843.2025 to read as follows: |
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13 | 13 | | Sec. 843.2025. DISCLOSURES CONCERNING CERTAIN |
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14 | 14 | | PREAUTHORIZED SERVICES. (a) In this section: |
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15 | 15 | | (1) "Elective health care service" means a covered |
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16 | 16 | | health care service that is scheduled in advance. |
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17 | 17 | | (2) "Licensed medical facility" means: |
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18 | 18 | | (A) a hospital licensed under Chapter 241, Health |
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19 | 19 | | and Safety Code; |
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20 | 20 | | (B) an ambulatory surgical center licensed under |
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21 | 21 | | Chapter 243, Health and Safety Code; or |
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22 | 22 | | (C) a birthing center licensed under Chapter 244, |
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23 | 23 | | Health and Safety Code. |
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24 | 24 | | (3) "Preauthorization" has the meaning assigned by |
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25 | 25 | | Section 843.348. |
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26 | 26 | | (b) If a health maintenance organization preauthorizes an |
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27 | 27 | | elective health care service to be provided at a licensed medical |
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28 | 28 | | facility, the health maintenance organization shall, within a |
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29 | 29 | | reasonable period before the date the health care service is |
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30 | 30 | | scheduled to be performed, provide to the enrollee: |
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31 | 31 | | (1) a statement of the name and network status of any |
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32 | 32 | | facility-based physician or provider that the health maintenance |
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33 | 33 | | organization reasonably expects will provide and charge for the |
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34 | 34 | | preauthorized service; |
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35 | 35 | | (2) an estimate of: |
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36 | 36 | | (A) the payment that will be made for the |
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37 | 37 | | preauthorized service; and |
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38 | 38 | | (B) the enrollee's financial responsibility for |
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39 | 39 | | the preauthorized service, including any copayment or other |
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40 | 40 | | out-of-pocket amount for which the enrollee is responsible; |
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41 | 41 | | (3) a statement that the actual charges and payment |
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42 | 42 | | for the health care service and the enrollee's financial |
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43 | 43 | | responsibility for the health care service may vary from the |
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44 | 44 | | estimate provided by the health maintenance organization based on |
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45 | 45 | | the enrollee's medical condition and other factors associated with |
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46 | 46 | | the performance of the health care service; and |
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47 | 47 | | (4) a statement that the enrollee may be personally |
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48 | 48 | | liable for the amount charged for health care services provided to |
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49 | 49 | | the enrollee depending on the enrollee's health benefit plan |
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50 | 50 | | coverage. |
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51 | 51 | | (c) A general statement that some facility-based physicians |
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52 | 52 | | or providers may be out-of-network does not satisfy the notice |
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53 | 53 | | requirement of Subsection (b). |
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54 | 54 | | SECTION 2. Subchapter C-1, Chapter 1301, Insurance Code, is |
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55 | 55 | | amended by adding Section 1301.1355 to read as follows: |
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56 | 56 | | Sec. 1301.1355. DISCLOSURES CONCERNING CERTAIN |
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57 | 57 | | PREAUTHORIZED SERVICES. (a) In this section: |
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58 | 58 | | (1) "Elective medical care or health care service" |
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59 | 59 | | means a covered medical care or health care service that is |
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60 | 60 | | scheduled in advance. |
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61 | 61 | | (2) "Licensed medical facility" means: |
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62 | 62 | | (A) a hospital licensed under Chapter 241, Health |
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63 | 63 | | and Safety Code; |
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64 | 64 | | (B) an ambulatory surgical center licensed under |
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65 | 65 | | Chapter 243, Health and Safety Code; or |
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66 | 66 | | (C) a birthing center licensed under Chapter 244, |
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67 | 67 | | Health and Safety Code. |
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68 | 68 | | (b) If an insurer preauthorizes an elective medical care or |
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69 | 69 | | health care service to be provided at a licensed medical facility, |
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70 | 70 | | the insurer shall, within a reasonable period before the date the |
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71 | 71 | | medical care or health care service is scheduled to be performed, |
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72 | 72 | | provide to the insured: |
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73 | 73 | | (1) a statement of the name and network status of any |
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74 | 74 | | facility-based physician or health care provider that the insurer |
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75 | 75 | | reasonably expects will provide and charge for the preauthorized |
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76 | 76 | | service; |
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77 | 77 | | (2) an estimate of: |
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78 | 78 | | (A) the payment that will be made for the |
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79 | 79 | | preauthorized service; and |
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80 | 80 | | (B) the insured's financial responsibility for |
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81 | 81 | | the preauthorized service, including any copayment, coinsurance, |
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82 | 82 | | deductible, or other out-of-pocket amount for which the insured is |
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83 | 83 | | responsible; |
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84 | 84 | | (3) a statement that the actual charges and payment |
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85 | 85 | | for the medical care or health care service and the insured's |
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86 | 86 | | financial responsibility for the medical care or health care |
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87 | 87 | | service may vary from the estimate provided by the insurer based on |
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88 | 88 | | the insured's medical condition and other factors associated with |
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89 | 89 | | the performance of the medical care or health care service; and |
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90 | 90 | | (4) a statement that the insured may be personally |
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91 | 91 | | liable for the amount charged for medical care or health care |
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92 | 92 | | services provided to the insured depending on the insured's health |
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93 | 93 | | benefit plan coverage. |
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94 | 94 | | (c) A general statement that some facility-based physicians |
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95 | 95 | | or health care providers may be out-of-network does not satisfy the |
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96 | 96 | | notice requirement of Subsection (b). |
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97 | 97 | | SECTION 3. The changes in law made by this Act apply only to |
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98 | 98 | | a health benefit plan that is delivered, issued for delivery, or |
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99 | 99 | | renewed on or after January 1, 2020. |
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100 | 100 | | SECTION 4. This Act takes effect January 1, 2020. |
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