Texas Senate Bill SB786

Texas 2019 - 86th Regular

Caption

Relating to health care liability insurance for certain nursing facilities.

Impact

The introduction of SB786 represents a significant shift in the requirements for nursing facilities, emphasizing the necessity for liability protection in health care settings. By enforcing this insurance requirement, the bill aims to enhance the safety and reliability of nursing facilities, thereby improving the quality of care provided to residents. Additionally, it aligns the operations of these facilities with state expectations for health care liability management, fostering a more secure environment for both residents and providers.

Summary

SB786 proposes to amend existing regulations concerning health care liability insurance for nursing facilities in Texas. The bill mandates that these facilities must maintain professional liability insurance coverage against claims related to health care liabilities. This insurance is essential to protect against potential lawsuits and claims arising from the provision of health care services to residents within the facility. The minimum coverage required is set at $300,000 per occurrence, with an aggregate coverage of $1 million, ensuring that facilities are financially fortified to handle claims made against them.

Contention

While the bill seeks to establish a clearer framework for liability insurance, it could also raise concerns regarding operational costs for certain nursing facilities, particularly those owned and operated by governmental units. There is potential apprehension that increased insurance obligations could limit the resources available for direct care services. Furthermore, discussions around the adequacy of coverage levels and the implications for Medicaid reimbursement suggest that some stakeholders may view the mandate as a financial burden instead of a protective measure.