1 | 1 | | 87R4482 MEW-D |
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2 | 2 | | By: Goodwin H.B. No. 1722 |
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3 | 3 | | |
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4 | 4 | | |
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5 | 5 | | A BILL TO BE ENTITLED |
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6 | 6 | | AN ACT |
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7 | 7 | | relating to the reimbursement and payment of claims for |
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8 | 8 | | telemedicine medical services and telehealth services under |
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9 | 9 | | certain health benefit plans. |
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10 | 10 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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11 | 11 | | SECTION 1. Section 1455.001(1), Insurance Code, is amended |
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12 | 12 | | to read as follows: |
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13 | 13 | | (1) "Health professional" means: |
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14 | 14 | | (A) a physician; |
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15 | 15 | | (B) an individual who is: |
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16 | 16 | | (i) licensed or certified in this state to |
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17 | 17 | | perform health care services; and |
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18 | 18 | | (ii) authorized to assist a physician in |
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19 | 19 | | providing telemedicine medical services that are delegated and |
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20 | 20 | | supervised by the physician; [or] |
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21 | 21 | | (C) a licensed or certified health professional, |
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22 | 22 | | including a mental health professional, acting within the scope of |
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23 | 23 | | the license or certification who does not perform a telemedicine |
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24 | 24 | | medical service; or |
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25 | 25 | | (D) an individual who is credentialed to provide |
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26 | 26 | | qualified mental health professional community services, has |
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27 | 27 | | demonstrated and documented competency in the work to be performed, |
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28 | 28 | | and: |
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29 | 29 | | (i) holds a bachelor's or more advanced |
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30 | 30 | | degree from an accredited institution of higher education with a |
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31 | 31 | | minimum number of hours that is equivalent to a major in psychology, |
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32 | 32 | | social work, medicine, nursing, rehabilitation, counseling, |
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33 | 33 | | sociology, human growth and development, physician assistant |
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34 | 34 | | studies, gerontology, special education, educational psychology, |
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35 | 35 | | early childhood education, or early childhood intervention; |
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36 | 36 | | (ii) is a registered nurse; or |
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37 | 37 | | (iii) completes an alternative |
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38 | 38 | | credentialing process identified by the Department of State Health |
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39 | 39 | | Services. |
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40 | 40 | | SECTION 2. Section 1455.002, Insurance Code, is amended to |
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41 | 41 | | read as follows: |
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42 | 42 | | Sec. 1455.002. APPLICABILITY OF CHAPTER. (a) This chapter |
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43 | 43 | | applies only to a health benefit plan that: |
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44 | 44 | | (1) provides benefits for medical or surgical expenses |
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45 | 45 | | incurred as a result of a health condition, accident, or sickness, |
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46 | 46 | | including: |
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47 | 47 | | (A) an individual, group, blanket, or franchise |
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48 | 48 | | insurance policy or insurance agreement, a group hospital service |
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49 | 49 | | contract, or an individual or group evidence of coverage that is |
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50 | 50 | | offered by: |
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51 | 51 | | (i) an insurance company; |
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52 | 52 | | (ii) a group hospital service corporation |
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53 | 53 | | operating under Chapter 842; |
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54 | 54 | | (iii) a fraternal benefit society operating |
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55 | 55 | | under Chapter 885; |
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56 | 56 | | (iv) a stipulated premium company operating |
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57 | 57 | | under Chapter 884; or |
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58 | 58 | | (v) a health maintenance organization |
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59 | 59 | | operating under Chapter 843; and |
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60 | 60 | | (B) to the extent permitted by the Employee |
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61 | 61 | | Retirement Income Security Act of 1974 (29 U.S.C. Section 1001 et |
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62 | 62 | | seq.), a health benefit plan that is offered by: |
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63 | 63 | | (i) a multiple employer welfare arrangement |
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64 | 64 | | as defined by Section 3 of that Act; or |
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65 | 65 | | (ii) another analogous benefit |
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66 | 66 | | arrangement; or |
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67 | 67 | | (2) is offered by an approved nonprofit health |
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68 | 68 | | corporation that holds a certificate of authority under Chapter |
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69 | 69 | | 844. |
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70 | 70 | | (b) Notwithstanding any other law, this chapter applies to: |
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71 | 71 | | (1) a basic coverage plan under Chapter 1551; |
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72 | 72 | | (2) a basic plan under Chapter 1575; and |
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73 | 73 | | (3) a primary care coverage plan under Chapter 1579. |
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74 | 74 | | SECTION 3. Section 1455.004, Insurance Code, is amended by |
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75 | 75 | | amending Subsection (c) and adding Subsection (c-1) to read as |
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76 | 76 | | follows: |
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77 | 77 | | (c) Notwithstanding Subsection (a) and except as provided |
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78 | 78 | | by Subsection (c-1), a health benefit plan is not required to |
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79 | 79 | | provide coverage for a telemedicine medical service or a telehealth |
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80 | 80 | | service provided by only synchronous or asynchronous audio |
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81 | 81 | | interaction, including: |
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82 | 82 | | (1) [an audio-only telephone consultation; |
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83 | 83 | | [(2)] a text-only e-mail message; or |
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84 | 84 | | (2) [(3)] a facsimile transmission. |
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85 | 85 | | (c-1) A health benefit plan is required to provide coverage |
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86 | 86 | | for a telemedicine medical service or a telehealth service provided |
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87 | 87 | | by an audio-only telephone consultation. |
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88 | 88 | | SECTION 4. Chapter 1455, Insurance Code, is amended by |
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89 | 89 | | adding Sections 1455.007 and 1455.008 to read as follows: |
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90 | 90 | | Sec. 1455.007. REIMBURSEMENT AND PAYMENT. (a) A health |
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91 | 91 | | benefit plan issuer must reimburse a preferred or contracted health |
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92 | 92 | | professional for providing a covered health care service or |
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93 | 93 | | procedure to a covered patient as a telemedicine medical service or |
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94 | 94 | | telehealth service on the same basis and at least at the same rate |
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95 | 95 | | that the issuer provides reimbursement to that health professional |
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96 | 96 | | for the service or procedure in an in-person setting. |
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97 | 97 | | (b) Notwithstanding Subsection (a), a health benefit plan |
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98 | 98 | | issuer is not required to pay more than the billed charge on a claim |
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99 | 99 | | for payment by a preferred or contracted health professional. |
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100 | 100 | | (c) For purposes of processing payment of a claim, a health |
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101 | 101 | | benefit plan issuer may not require a preferred or contracted |
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102 | 102 | | health professional to provide documentation of a covered health |
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103 | 103 | | care service or procedure delivered by the health professional to a |
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104 | 104 | | covered patient as a telemedicine medical service or telehealth |
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105 | 105 | | service beyond that which is required for the service or procedure |
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106 | 106 | | in an in-person setting. |
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107 | 107 | | Sec. 1455.008. WAIVER PROHIBITED. The provisions of this |
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108 | 108 | | chapter may not be waived, voided, or nullified by contract. |
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109 | 109 | | SECTION 5. Chapter 1455, Insurance Code, as amended by this |
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110 | 110 | | Act, applies only to a health benefit plan delivered, issued for |
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111 | 111 | | delivery, or renewed on or after January 1, 2022. A health benefit |
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112 | 112 | | plan delivered, issued for delivery, or renewed before January 1, |
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113 | 113 | | 2022, is governed by the law as it existed immediately before the |
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114 | 114 | | effective date of this Act, and that law is continued in effect for |
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115 | 115 | | that purpose. |
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116 | 116 | | SECTION 6. This Act takes effect September 1, 2021. |
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