4 | 3 | | |
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5 | 4 | | |
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6 | 5 | | A BILL TO BE ENTITLED |
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7 | 6 | | AN ACT |
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8 | 7 | | relating to prohibiting certain telemarketing calls by a credit |
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9 | 8 | | access business. |
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10 | 9 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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11 | 10 | | SECTION 1. Section 304.004, Business & Commerce Code, is |
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12 | 11 | | amended to read as follows: |
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13 | 12 | | Sec. 304.004. INAPPLICABILITY OF CHAPTER TO CERTAIN CALLS. |
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14 | 13 | | This chapter does not apply to a call made: |
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15 | 14 | | (1) by a consumer: |
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16 | 15 | | (A) as the result of a solicitation by a seller or |
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17 | 16 | | telemarketer; or |
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18 | 17 | | (B) in response to general media advertising by a |
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19 | 18 | | direct mail solicitation that clearly, conspicuously, and |
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20 | 19 | | truthfully makes all disclosures required by federal or state law; |
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21 | 20 | | (2) in connection with: |
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22 | 21 | | (A) an established business relationship; or |
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23 | 22 | | (B) a business relationship that has been |
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24 | 23 | | terminated, if the call is made before the later of: |
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25 | 24 | | (i) the publication date of the first Texas |
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26 | 25 | | no-call list in which the consumer's telephone number appears; or |
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27 | 26 | | (ii) the first anniversary of the date of |
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28 | 27 | | termination; |
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29 | 28 | | (3) between a telemarketer and a business, other than |
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30 | 29 | | by a facsimile solicitation, unless the business has informed the |
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31 | 30 | | telemarketer that the business does not wish to receive a |
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32 | 31 | | telemarketing call from the telemarketer; |
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33 | 32 | | (4) to collect a debt; or |
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34 | 33 | | (5) by a state licensee, other than a credit access |
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35 | 34 | | business licensed under Subchapter G, Chapter 393, Finance Code, |
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36 | 35 | | if: |
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37 | 36 | | (A) the call is not made by an automated |
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38 | 37 | | telephone dialing system; |
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39 | 38 | | (B) the solicited transaction is not completed |
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40 | 39 | | until a face-to-face sales presentation by the seller occurs and |
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41 | 40 | | the consumer is not required to pay or authorize payment until after |
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42 | 41 | | the presentation; and |
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43 | 42 | | (C) the consumer has not informed the |
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44 | 43 | | telemarketer that the consumer does not wish to receive a |
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45 | 44 | | telemarketing call from the telemarketer. |
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46 | 45 | | SECTION 2. Subchapter G, Chapter 393, Finance Code, is |
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47 | 46 | | amended by adding Section 393.6245 to read as follows: |
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48 | 47 | | Sec. 393.6245. TELEMARKETING. (a) Except as provided by |
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49 | 48 | | Subsection (b), a credit access business or a representative of a |
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50 | 49 | | credit access business may not make a telemarketing call, as |
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51 | 50 | | defined by Section 304.002, Business & Commerce Code, to a consumer |
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52 | 51 | | whose name and telephone number are on the Texas no-call list |
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53 | 52 | | maintained under Subchapter B, Chapter 304, Business & Commerce |
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54 | 53 | | Code. |
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55 | 54 | | (b) A credit access business or a representative of the |
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56 | 55 | | business may make a telemarketing call to a consumer described by |
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57 | 56 | | Subsection (a) who: |
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58 | 57 | | (1) is a party to a contract with the business if the |
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59 | 58 | | call is made during the term of the contract; or |
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60 | 59 | | (2) was a party to a contract with the business if the |
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61 | 60 | | call is made before the first anniversary of the date on which the |
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62 | 61 | | contract was terminated, unless the consumer requests that the |
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63 | 62 | | business or representative stop calling the consumer. |
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64 | 63 | | SECTION 3. This Act takes effect immediately if it receives |
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65 | 64 | | a vote of two-thirds of all the members elected to each house, as |
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66 | 65 | | provided by Section 39, Article III, Texas Constitution. If this |
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67 | 66 | | Act does not receive the vote necessary for immediate effect, this |
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68 | 67 | | Act takes effect September 1, 2021. |
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