3 | 5 | | |
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4 | 6 | | |
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5 | 7 | | A BILL TO BE ENTITLED |
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6 | 8 | | AN ACT |
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7 | 9 | | relating to coverage for childhood cranial remolding orthosis under |
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8 | 10 | | certain health benefit plans. |
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9 | 11 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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10 | 12 | | SECTION 1. Chapter 1367, Insurance Code, is amended by |
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11 | 13 | | adding Subchapter G to read as follows: |
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12 | 14 | | SUBCHAPTER G. CHILDHOOD CRANIAL REMOLDING ORTHOSIS |
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13 | 15 | | Sec. 1367.301. DEFINITION. In this subchapter, "cranial |
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14 | 16 | | remolding orthosis" means a custom-fitted or custom-fabricated |
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15 | 17 | | medical device that is applied to the head to correct a deformity, |
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16 | 18 | | improve function, or relieve symptoms of a structural cranial |
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17 | 19 | | disease. |
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18 | 20 | | Sec. 1367.302. APPLICABILITY OF SUBCHAPTER. (a) This |
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19 | 21 | | subchapter applies only to a health benefit plan that provides |
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20 | 22 | | benefits for medical or surgical expenses incurred as a result of a |
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21 | 23 | | health condition, accident, or sickness, including an individual, |
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22 | 24 | | group, blanket, or franchise insurance policy or insurance |
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23 | 25 | | agreement, a group hospital service contract, or an individual or |
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24 | 26 | | group evidence of coverage or similar coverage document that is |
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25 | 27 | | offered by: |
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26 | 28 | | (1) an insurance company; |
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27 | 29 | | (2) a group hospital service corporation operating |
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28 | 30 | | under Chapter 842; |
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29 | 31 | | (3) a health maintenance organization operating under |
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30 | 32 | | Chapter 843; |
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31 | 33 | | (4) an approved nonprofit health corporation that |
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32 | 34 | | holds a certificate of authority under Chapter 844; |
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33 | 35 | | (5) a multiple employer welfare arrangement that holds |
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34 | 36 | | a certificate of authority under Chapter 846; |
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35 | 37 | | (6) a stipulated premium company operating under |
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36 | 38 | | Chapter 884; |
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37 | 39 | | (7) a fraternal benefit society operating under |
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38 | 40 | | Chapter 885; |
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39 | 41 | | (8) a Lloyd's plan operating under Chapter 941; or |
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40 | 42 | | (9) an exchange operating under Chapter 942. |
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41 | 43 | | (b) This subchapter applies to coverage under a group health |
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42 | 44 | | benefit plan described by Subsection (a) provided to a resident of |
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43 | 45 | | this state, regardless of whether the group policy or contract is |
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44 | 46 | | delivered, issued for delivery, or renewed within or outside this |
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45 | 47 | | state. |
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46 | 48 | | (c) Notwithstanding any other law, this subchapter applies |
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47 | 49 | | to: |
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48 | 50 | | (1) a small employer health benefit plan subject to |
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49 | 51 | | Chapter 1501, including coverage provided through a health group |
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50 | 52 | | cooperative under Subchapter B of that chapter; |
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51 | 53 | | (2) a standard health benefit plan issued under |
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52 | 54 | | Chapter 1507; |
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53 | 55 | | (3) a basic coverage plan under Chapter 1551; |
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54 | 56 | | (4) a basic plan under Chapter 1575; |
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55 | 57 | | (5) a primary care coverage plan under Chapter 1579; |
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56 | 58 | | (6) a plan providing basic coverage under Chapter |
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57 | 59 | | 1601; |
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58 | 60 | | (7) health benefits provided by or through a church |
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59 | 61 | | benefits board under Subchapter I, Chapter 22, Business |
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60 | 62 | | Organizations Code; |
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61 | 63 | | (8) group health coverage made available by a school |
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62 | 64 | | district in accordance with Section 22.004, Education Code; |
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63 | 65 | | (9) the state Medicaid program, including the Medicaid |
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64 | 66 | | managed care program operated under Chapter 533, Government Code; |
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65 | 67 | | (10) the child health plan program under Chapter 62, |
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66 | 68 | | Health and Safety Code; |
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67 | 69 | | (11) a regional or local health care program operated |
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68 | 70 | | under Section 75.104, Health and Safety Code; and |
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69 | 71 | | (12) a self-funded health benefit plan sponsored by a |
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70 | 72 | | professional employer organization under Chapter 91, Labor Code. |
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71 | 73 | | (d) This subchapter does not apply to a qualified health |
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72 | 74 | | plan defined by 45 C.F.R. Section 155.20 if a determination is made |
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73 | 75 | | under 45 C.F.R. Section 155.170 that: |
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74 | 76 | | (1) this subchapter requires the plan to offer |
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75 | 77 | | benefits in addition to the essential health benefits required |
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76 | 78 | | under 42 U.S.C. Section 18022(b); and |
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77 | 79 | | (2) this state must make payments to defray the cost of |
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78 | 80 | | the additional benefits mandated by this subchapter. |
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79 | 81 | | (e) This subchapter does not apply to an individual health |
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80 | 82 | | benefit plan issued on or before March 23, 2010, that has not had |
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81 | 83 | | any significant changes since that date that reduce benefits or |
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82 | 84 | | increase costs to the individual. |
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83 | 85 | | Sec. 1367.303. COVERAGE REQUIRED. (a) A health benefit |
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84 | 86 | | plan is required to cover in full the cost of a cranial remolding |
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85 | 87 | | orthosis for a child diagnosed with: |
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86 | 88 | | (1) craniostenosis; or |
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87 | 89 | | (2) plagiocephaly or brachycephaly if the child: |
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88 | 90 | | (A) is not less than three months of age and not |
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89 | 91 | | more than 18 months of age; |
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90 | 92 | | (B) has had documented failure to respond to |
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91 | 93 | | conservative therapy for at least two months; and |
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92 | 94 | | (C) has one of the following sets of measurements |
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93 | 95 | | or indications: |
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94 | 96 | | (i) asymmetrical appearance confirmed by a |
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95 | 97 | | right/left discrepancy of greater than six millimeters in a |
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96 | 98 | | craniofacial anthropometric measurement; or |
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97 | 99 | | (ii) brachycephalic or dolichocephalic |
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98 | 100 | | disproportion in the comparison of head length to head width |
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99 | 101 | | confirmed by a cephalic index of two standard deviations above or |
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100 | 102 | | below mean. |
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101 | 103 | | (b) Coverage required by this section: |
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102 | 104 | | (1) may not be less favorable than coverage for other |
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103 | 105 | | orthotics under the health benefit plan; and |
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104 | 106 | | (2) must be subject to the same dollar limits, |
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105 | 107 | | deductibles, and coinsurance as coverage for other orthotics under |
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106 | 108 | | the health benefit plan. |
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107 | 109 | | SECTION 2. If before implementing any provision of this Act |
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108 | 110 | | a state agency determines that a waiver or authorization from a |
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109 | 111 | | federal agency is necessary for implementation of that provision, |
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110 | 112 | | the agency affected by the provision shall request the waiver or |
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111 | 113 | | authorization and may delay implementing that provision until the |
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112 | 114 | | waiver or authorization is granted. |
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113 | 115 | | SECTION 3. The change in law made by this Act applies only |
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114 | 116 | | to a health benefit plan that is delivered, issued for delivery, or |
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115 | 117 | | renewed on or after January 1, 2022. |
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116 | 118 | | SECTION 4. This Act takes effect September 1, 2021. |
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