5 | 3 | | |
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6 | 4 | | |
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7 | 5 | | A BILL TO BE ENTITLED |
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8 | 6 | | AN ACT |
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9 | 7 | | relating to the definition of emergency care for purposes of |
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10 | 8 | | certain health benefit plans. |
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11 | 9 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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12 | 10 | | SECTION 1. Section 843.002(7), Insurance Code, is amended |
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13 | 11 | | to read as follows: |
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14 | 12 | | (7) "Emergency care" means health care services |
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15 | 13 | | provided in a hospital emergency facility, freestanding emergency |
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16 | 14 | | medical care facility, or comparable emergency facility to evaluate |
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17 | 15 | | and stabilize medical conditions of a recent onset and severity, |
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18 | 16 | | including severe pain, regardless of the final diagnosis of the |
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19 | 17 | | conditions, that would lead a prudent layperson possessing an |
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20 | 18 | | average knowledge of medicine and health to believe that the |
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21 | 19 | | individual's condition, sickness, or injury is of such a nature |
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22 | 20 | | that failure to get immediate medical care could: |
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23 | 21 | | (A) place the individual's health in serious |
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24 | 22 | | jeopardy; |
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25 | 23 | | (B) result in serious impairment to bodily |
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26 | 24 | | functions; |
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27 | 25 | | (C) result in serious dysfunction of a bodily |
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28 | 26 | | organ or part; |
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29 | 27 | | (D) result in serious disfigurement; or |
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30 | 28 | | (E) for a pregnant woman, result in serious |
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31 | 29 | | jeopardy to the health of the fetus. |
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32 | 30 | | SECTION 2. Section 1301.155(a), Insurance Code, is amended |
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33 | 31 | | to read as follows: |
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34 | 32 | | (a) In this section, "emergency care" means health care |
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35 | 33 | | services provided in a hospital emergency facility, freestanding |
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36 | 34 | | emergency medical care facility, or comparable emergency facility |
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37 | 35 | | to evaluate and stabilize a medical condition of a recent onset and |
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38 | 36 | | severity, including severe pain, regardless of the final diagnosis |
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39 | 37 | | of the condition, that would lead a prudent layperson possessing an |
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40 | 38 | | average knowledge of medicine and health to believe that the |
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41 | 39 | | person's condition, sickness, or injury is of such a nature that |
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42 | 40 | | failure to get immediate medical care could result in: |
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43 | 41 | | (1) placing the person's health in serious jeopardy; |
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44 | 42 | | (2) serious impairment to bodily functions; |
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45 | 43 | | (3) serious dysfunction of a bodily organ or part; |
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46 | 44 | | (4) serious disfigurement; or |
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47 | 45 | | (5) in the case of a pregnant woman, serious jeopardy |
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48 | 46 | | to the health of the fetus. |
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51 | 49 | | (2) "Emergency care" means health care services |
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52 | 50 | | provided in a hospital emergency facility or comparable facility to |
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53 | 51 | | evaluate and stabilize medical conditions of a recent onset and |
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54 | 52 | | severity, including severe pain, regardless of the final diagnosis |
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55 | 53 | | of the conditions, that would lead a prudent layperson possessing |
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56 | 54 | | an average knowledge of medicine and health to believe that the |
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57 | 55 | | individual's condition, sickness, or injury is of such a nature |
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58 | 56 | | that failure to get immediate medical care could: |
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59 | 57 | | (A) place the individual's health in serious |
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60 | 58 | | jeopardy; |
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61 | 59 | | (B) result in serious impairment to bodily |
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62 | 60 | | functions; |
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63 | 61 | | (C) result in serious dysfunction of a bodily |
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64 | 62 | | organ or part; |
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65 | 63 | | (D) result in serious disfigurement; or |
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66 | 64 | | (E) for a pregnant woman, result in serious |
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67 | 65 | | jeopardy to the health of the fetus. |
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68 | | - | (13) "Utilization review" includes a system for |
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69 | | - | prospective, concurrent, or retrospective review of the medical |
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70 | | - | necessity and appropriateness of health care services, including a |
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71 | | - | determination that the services do not meet the definition of |
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72 | | - | emergency care, and a system for prospective, concurrent, or |
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73 | | - | retrospective review to determine the experimental or |
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74 | | - | investigational nature of health care services. The term does not |
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75 | | - | include a review in response to an elective request for |
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76 | | - | clarification of coverage. |
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77 | 66 | | SECTION 4. The changes in law made by this Act apply only to |
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78 | 67 | | a health benefit plan delivered, issued for delivery, or renewed on |
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79 | 68 | | or after January 1, 2022. A health benefit plan delivered, issued |
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80 | 69 | | for delivery, or renewed before January 1, 2022, is governed by the |
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81 | 70 | | law as it existed immediately before the effective date of this Act, |
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82 | 71 | | and that law is continued in effect for that purpose. |
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83 | 72 | | SECTION 5. This Act takes effect September 1, 2021. |
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