5 | 3 | | |
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6 | 4 | | |
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7 | 5 | | A BILL TO BE ENTITLED |
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8 | 6 | | AN ACT |
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9 | 7 | | relating to health benefit coverage for certain fertility |
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10 | 8 | | preservation services under certain health benefit plans. |
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11 | 9 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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12 | 10 | | SECTION 1. Chapter 1366, Insurance Code, is amended by |
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13 | 11 | | adding Subchapter C to read as follows: |
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14 | 12 | | SUBCHAPTER C. COVERAGE FOR CERTAIN FERTILITY PRESERVATION SERVICES |
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15 | 13 | | Sec. 1366.101. APPLICABILITY OF SUBCHAPTER. (a) This |
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16 | 14 | | subchapter applies only to a health benefit plan that provides |
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17 | 15 | | benefits for medical or surgical expenses incurred as a result of a |
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18 | 16 | | health condition, accident, or sickness, including an individual, |
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19 | 17 | | group, blanket, or franchise insurance policy or insurance |
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20 | 18 | | agreement, a group hospital service contract, or an individual or |
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21 | 19 | | group evidence of coverage or similar coverage document that is |
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22 | 20 | | issued in this state by: |
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23 | 21 | | (1) an insurance company; |
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24 | 22 | | (2) a group hospital service corporation operating |
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25 | 23 | | under Chapter 842; |
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26 | 24 | | (3) a health maintenance organization operating under |
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27 | 25 | | Chapter 843; |
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28 | 26 | | (4) an approved nonprofit health corporation that |
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29 | 27 | | holds a certificate of authority under Chapter 844; |
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30 | 28 | | (5) a multiple employer welfare arrangement that holds |
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31 | 29 | | a certificate of authority under Chapter 846; |
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32 | 30 | | (6) a stipulated premium company operating under |
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33 | 31 | | Chapter 884; |
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34 | 32 | | (7) a fraternal benefit society operating under |
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35 | 33 | | Chapter 885; |
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36 | 34 | | (8) a Lloyd's plan operating under Chapter 941; or |
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37 | 35 | | (9) an exchange operating under Chapter 942. |
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38 | 36 | | (b) Notwithstanding any other law, this subchapter applies |
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39 | 37 | | to: |
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40 | 38 | | (1) a small employer health benefit plan subject to |
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41 | 39 | | Chapter 1501, including coverage provided through a health group |
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42 | 40 | | cooperative under Subchapter B of that chapter; and |
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43 | 41 | | (2) a standard health benefit plan issued under |
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44 | 42 | | Chapter 1507. |
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47 | 45 | | (1) a plan that provides coverage: |
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48 | 46 | | (A) for wages or payments in lieu of wages for a |
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49 | 47 | | period during which an employee is absent from work because of |
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50 | 48 | | sickness or injury; |
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51 | 49 | | (B) as a supplement to a liability insurance |
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52 | 50 | | policy; |
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53 | 51 | | (C) for credit insurance; |
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54 | 52 | | (D) only for dental or vision care; |
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55 | 53 | | (E) only for hospital expenses; or |
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56 | 54 | | (F) only for indemnity for hospital confinement; |
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57 | 55 | | (2) a Medicare supplemental policy as defined by |
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58 | 56 | | Section 1882(g)(1), Social Security Act (42 U.S.C. Section |
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59 | 57 | | 1395ss(g)(1)); |
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60 | 58 | | (3) a workers' compensation insurance policy; |
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61 | 59 | | (4) medical payment insurance coverage provided under |
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62 | 60 | | a motor vehicle insurance policy; |
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63 | 61 | | (5) a long-term care policy, including a nursing home |
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64 | 62 | | fixed indemnity policy, unless the commissioner determines that the |
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65 | 63 | | policy provides benefit coverage so comprehensive that the policy |
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66 | 64 | | is a health benefit plan as described by Section 1366.101; |
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67 | 65 | | (6) Medicaid managed care programs operated under |
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68 | 66 | | Chapter 533, Government Code; |
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69 | 67 | | (7) Medicaid programs operated under Chapter 32, Human |
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70 | 68 | | Resources Code; or |
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71 | 69 | | (8) the state child health plan operated under Chapter |
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72 | 70 | | 62 or 63, Health and Safety Code. |
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73 | | - | (b) This subchapter does not apply to a qualified health |
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74 | | - | plan, as defined by 45 C.F.R. Section 155.20, if a determination is |
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75 | | - | made under 45 C.F.R. Section 155.170 that: |
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76 | | - | (1) this subchapter requires the qualified health plan |
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77 | | - | to offer benefits in addition to the essential health benefits |
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78 | | - | required under 42 U.S.C. Section 18022(b); and |
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79 | | - | (2) this state must make payments to defray the cost of |
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80 | | - | the additional benefits mandated by this subchapter. |
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81 | | - | (c) If a determination described by Subsection (b) is made |
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82 | | - | as to a qualified health plan, this subchapter does not apply to a |
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83 | | - | non-qualified health plan if the non-qualified health plan is |
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84 | | - | offered in the same market as the qualified health plan. |
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85 | 71 | | Sec. 1366.103. REQUIRED COVERAGE. (a) Subject to |
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86 | 72 | | Subsection (b), a health benefit plan must provide coverage for |
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87 | 73 | | fertility preservation services to a covered person who will |
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88 | 74 | | receive a medically necessary treatment, including surgery, |
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89 | 75 | | chemotherapy, and radiation, that the American Society of Clinical |
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90 | 76 | | Oncology or the American Society for Reproductive Medicine has |
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91 | 77 | | established may directly or indirectly cause impaired fertility. |
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92 | 78 | | (b) The fertility preservation services described by |
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93 | 79 | | Subsection (a) must be standard procedures to preserve fertility |
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94 | 80 | | consistent with established medical practices or professional |
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95 | 81 | | guidelines published by the American Society of Clinical Oncology |
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96 | 82 | | or the American Society for Reproductive Medicine. |
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97 | 83 | | SECTION 2. This Act applies only to a health benefit plan |
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98 | 84 | | that is delivered, issued for delivery, or renewed on or after |
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99 | 85 | | January 1, 2022. |
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100 | 86 | | SECTION 3. This Act takes effect September 1, 2021. |
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