Texas 2021 - 87th Regular

Texas House Bill HB82 Compare Versions

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11 87R1857 SMT-F
22 By: Lucio III H.B. No. 82
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55 A BILL TO BE ENTITLED
66 AN ACT
77 relating to pricing of and health benefit plan cost-sharing
88 requirements for prescription insulin.
99 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
1010 SECTION 1. Chapter 1358, Insurance Code, is amended by
1111 adding Subchapter C to read as follows:
1212 SUBCHAPTER C. COST-SHARING LIMIT
1313 Sec. 1358.101. APPLICABILITY OF SUBCHAPTER. (a) This
1414 subchapter applies only to a health benefit plan that provides
1515 benefits for medical or surgical expenses incurred as a result of a
1616 health condition, accident, or sickness, including an individual,
1717 group, blanket, or franchise insurance policy or insurance
1818 agreement, a group hospital service contract, or a small or large
1919 employer group contract or similar coverage document that is
2020 offered by:
2121 (1) an insurance company;
2222 (2) a group hospital service corporation operating
2323 under Chapter 842;
2424 (3) a fraternal benefit society operating under
2525 Chapter 885;
2626 (4) a stipulated premium company operating under
2727 Chapter 884;
2828 (5) a reciprocal exchange operating under Chapter 942;
2929 (6) a health maintenance organization operating under
3030 Chapter 843;
3131 (7) a multiple employer welfare arrangement that holds
3232 a certificate of authority under Chapter 846; or
3333 (8) an approved nonprofit health corporation that
3434 holds a certificate of authority under Chapter 844.
3535 (b) This subchapter applies to group health coverage made
3636 available by a school district in accordance with Section 22.004,
3737 Education Code.
3838 (c) Notwithstanding any provision in Chapter 1551, 1575,
3939 1579, or 1601 or any other law, this subchapter applies to:
4040 (1) a basic coverage plan under Chapter 1551;
4141 (2) a basic plan under Chapter 1575;
4242 (3) a primary care coverage plan under Chapter 1579;
4343 and
4444 (4) basic coverage under Chapter 1601.
4545 (d) Notwithstanding any other law, this subchapter applies
4646 to coverage under:
4747 (1) the child health plan program under Chapter 62,
4848 Health and Safety Code, or the health benefits plan for children
4949 under Chapter 63, Health and Safety Code; and
5050 (2) the medical assistance program under Chapter 32,
5151 Human Resources Code.
5252 Sec. 1358.102. EXCEPTION. This subchapter does not apply
5353 to:
5454 (1) a health benefit plan that provides coverage:
5555 (A) only for a specified disease or for another
5656 single benefit;
5757 (B) only for accidental death or dismemberment;
5858 (C) for wages or payments in lieu of wages for a
5959 period during which an employee is absent from work because of
6060 sickness or injury;
6161 (D) as a supplement to a liability insurance
6262 policy;
6363 (E) for credit insurance;
6464 (F) only for dental or vision care;
6565 (G) only for hospital expenses; or
6666 (H) only for indemnity for hospital confinement;
6767 (2) a Medicare supplemental policy as defined by
6868 Section 1882(g)(1), Social Security Act (42 U.S.C. Section 1395ss);
6969 (3) medical payment insurance coverage provided under
7070 a motor vehicle insurance policy;
7171 (4) a long-term care insurance policy, including a
7272 nursing home fixed indemnity policy, unless the commissioner
7373 determines that the policy provides benefit coverage so
7474 comprehensive that the policy is a health benefit plan as described
7575 by Section 1358.101;
7676 (5) health and accident coverage provided by a risk
7777 pool created under Chapter 172, Local Government Code; or
7878 (6) a workers' compensation insurance policy.
7979 Sec. 1358.103. LIMIT ON COST-SHARING REQUIREMENT. (a) In
8080 this section, "insulin" means a prescription drug that contains
8181 insulin and is used to treat diabetes. The term does not include an
8282 insulin drug that is administered to a patient intravenously.
8383 (b) A health benefit plan may not impose a cost-sharing
8484 provision for insulin if the total amount the enrollee is required
8585 to pay exceeds $100 for a 30-day supply, regardless of the amount or
8686 type of insulin needed to fill the enrollee's prescription.
8787 SECTION 2. (a) In this section, "commission" means the
8888 Health and Human Services Commission.
8989 (b) The commission shall conduct a study evaluating pricing
9090 of prescription insulin drugs to ensure adequate consumer
9191 protections in pricing of prescription insulin drugs and consider
9292 whether additional consumer protections are necessary.
9393 (c) The commission shall request from health benefit plan
9494 issuers and prescription drug manufacturers information concerning
9595 the organization, business practices, pricing information, data,
9696 reports, or other information the commission determines is
9797 necessary to conduct the study. The commission shall also consider
9898 any publicly available information related to prescription insulin
9999 pricing.
100100 (d) A health benefit plan issuer or prescription drug
101101 manufacturer who receives a request from the commission under
102102 Subsection (c) of this section shall furnish the commission with
103103 the information as soon as practicable after the date the issuer or
104104 manufacturer receives the request.
105105 (e) The commission may not require a health benefit plan
106106 issuer or prescription drug manufacturer to disclose trade secrets
107107 in information provided to the commission under Subsection (d) of
108108 this section.
109109 (f) Not later than September 1, 2022, the commission shall
110110 prepare and submit to the governor, the lieutenant governor, and
111111 the speaker of the house of representatives a written report
112112 containing the results of the study. The report must include:
113113 (1) a summary of insulin pricing practices and
114114 variables that contribute to pricing of health benefit plans;
115115 (2) policy recommendations to control and prevent
116116 overpricing of prescription insulin; and
117117 (3) any other information the commission determines is
118118 necessary.
119119 (g) The commission shall publish the report described by
120120 Subsection (f) of this section on its Internet website.
121121 (h) This section expires September 1, 2023.
122122 SECTION 3. The changes in law made by this Act apply only to
123123 a health benefit plan that is delivered, issued for delivery, or
124124 renewed on or after January 1, 2022. A health benefit plan
125125 delivered, issued for delivery, or renewed before January 1, 2022,
126126 is governed by the law as it existed immediately before the
127127 effective date of this Act, and that law is continued in effect for
128128 that purpose.
129129 SECTION 4. This Act takes effect September 1, 2021.