1 | 1 | | By: Buckingham S.B. No. 1883 |
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2 | 2 | | |
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3 | 3 | | |
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4 | 4 | | A BILL TO BE ENTITLED |
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5 | 5 | | AN ACT |
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6 | 6 | | relating to preauthorization and utilization review for certain |
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7 | 7 | | health benefit plans. |
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8 | 8 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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9 | 9 | | SECTION 1. Subchapter J, Chapter 843, Insurance Code is |
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10 | 10 | | amended by adding Section 843.3483 to read as follows: |
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11 | 11 | | Sec. 843.3483. EXEMPTION FROM PREAUTHORIZATION |
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12 | 12 | | REQUIREMENTS. (a) A health maintenance organization that uses a |
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13 | 13 | | preauthorization process for health care services may not require a |
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14 | 14 | | physician or provider to obtain preauthorization for a particular |
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15 | 15 | | health care service if, in the preceding calendar year, the |
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16 | 16 | | physician or provider had at least eighty percent of the |
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17 | 17 | | physician's or provider's preauthorization requests approved by the |
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18 | 18 | | health maintenance organization for that health care service. |
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19 | 19 | | (b) Each exemption from preauthorization requirements |
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20 | 20 | | described by Subsection (a) shall last for one calendar year and is |
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21 | 21 | | only available for a health care service for which the physician or |
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22 | 22 | | provider submitted at least five preauthorization requests in the |
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23 | 23 | | preceding calendar year. |
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24 | 24 | | (c) A health maintenance organization shall notify each |
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25 | 25 | | physician or provider who qualifies for an exemption from |
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26 | 26 | | preauthorization requirements under Subsection (a) of the |
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27 | 27 | | physician's or provider's exempt status, including the health care |
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28 | 28 | | services for which the exemption applies and the exemption start |
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29 | 29 | | and end date. |
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30 | 30 | | (d) If a physician or provider submits a preauthorization |
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31 | 31 | | request for a health care service for which an exemption applies |
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32 | 32 | | under Subsection (a), the health maintenance organization shall |
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33 | 33 | | promptly notify the physician or provider of the applicable |
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34 | 34 | | exemption, the calendar year and health care services for which the |
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35 | 35 | | exemption applies, and the health maintenance organization payment |
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36 | 36 | | requirements under Subsection (e). |
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37 | 37 | | (e) If a preauthorization exemption applies to a health care |
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38 | 38 | | service under Subsection (a), a health maintenance organization may |
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39 | 39 | | not deny or reduce payment to the physician or provider for the |
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40 | 40 | | health care service based on medical necessity or appropriateness |
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41 | 41 | | of care. |
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42 | 42 | | SECTION 2. Subchapter C-1, Chapter 1301, Insurance Code is |
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43 | 43 | | amended by adding Section 1301.1354 to read as follows: |
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44 | 44 | | Sec. 1301.1354. EXEMPTION FROM PREAUTHORIZATION |
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45 | 45 | | REQUIREMENTS. (a) An insurer that uses a preauthorization process |
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46 | 46 | | for medical care or health care services may not require a physician |
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47 | 47 | | or health care provider to obtain preauthorization for a particular |
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48 | 48 | | medical care or health care service if, in the preceding calendar |
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49 | 49 | | year, the physician or health care provider had at least eighty |
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50 | 50 | | percent of the physician's or health care provider's |
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51 | 51 | | preauthorization requests approved by the insurer for that medical |
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52 | 52 | | care or health care service. |
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53 | 53 | | (b) Each exemption from preauthorization requirements |
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54 | 54 | | described by Subsection (a) shall last for one calendar year and is |
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55 | 55 | | only available for a medical care or health care service for which |
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56 | 56 | | the physician or health care provider submitted at least five |
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57 | 57 | | preauthorization requests in the preceding calendar year. |
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58 | 58 | | (c) An insurer shall notify each physician or health care |
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59 | 59 | | provider who qualifies for an exemption from preauthorization |
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60 | 60 | | requirements under Subsection (a) of the physician's or health care |
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61 | 61 | | provider's exempt status, including the medical care or health care |
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62 | 62 | | services for which the exemption applies and the exemption start |
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63 | 63 | | and end date. |
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64 | 64 | | (d) If a physician or health care provider submits a |
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65 | 65 | | preauthorization request for a medical care or health care service |
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66 | 66 | | for which an exemption applies under Subsection (a), the insurer |
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67 | 67 | | shall promptly notify the physician or health care provider of the |
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68 | 68 | | applicable exemption, the calendar year and medical care or health |
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69 | 69 | | care services for which the exemption applies, and the insurer |
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70 | 70 | | payment requirements under Subsection (e). |
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71 | 71 | | (e) If a preauthorization exemption applies to a medical |
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72 | 72 | | care or health care service under Subsection (a), an insurer may not |
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73 | 73 | | deny or reduce payment to the physician or health care provider for |
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74 | 74 | | the medical care or health care service based on medical necessity |
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75 | 75 | | or appropriateness of care. |
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76 | 76 | | SECTION 3. Section 4201.206, Insurance Code, is amended to |
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77 | 77 | | read as follows: |
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78 | 78 | | Sec. 4201.206. OPPORTUNITY TO DISCUSS TREATMENT BEFORE |
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79 | 79 | | ADVERSE DETERMINATION. (a) Subject to Subsection (b) and the |
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80 | 80 | | notice requirements of Subchapter G, before an adverse |
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81 | 81 | | determination is issued by a utilization review agent who questions |
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82 | 82 | | the medical necessity, the appropriateness, or the experimental or |
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83 | 83 | | investigational nature of a health care service, the agent shall |
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84 | 84 | | provide the health care provider who ordered, requested, provided, |
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85 | 85 | | or is to provide the service a reasonable opportunity to discuss |
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86 | 86 | | with a physician licensed to practice medicine in this state the |
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87 | 87 | | patient's treatment plan and the clinical basis for the agent's |
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88 | 88 | | determination. |
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89 | 89 | | (b) If the health care service described by Subsection (a) |
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90 | 90 | | was ordered, requested, or provided, or is to be provided by a |
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91 | 91 | | physician, the opportunity described by that subsection must be |
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92 | 92 | | with a physician licensed to practice medicine in this state who is |
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93 | 93 | | of the same or similar specialty as that physician. |
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94 | 94 | | SECTION 4. The changes in law made by this Act to Section |
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95 | 95 | | 4201.206, Insurance Code, apply only to utilization review |
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96 | 96 | | requested on or after the effective date of this Act. Utilization |
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97 | 97 | | review requested before the effective date of this Act is governed |
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98 | 98 | | by the law as it existed immediately before the effective date of |
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99 | 99 | | this Act, and that law is continued in effect for that purpose. |
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100 | 100 | | SECTION 5. This Act takes effect September 1, 2021. |
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