Texas 2023 - 88th Regular

Texas House Bill HB1026 Compare Versions

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11 88R4122 RDS-F
22 By: Gervin-Hawkins H.B. No. 1026
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44
55 A BILL TO BE ENTITLED
66 AN ACT
77 relating to health benefit plan coverage for hair prostheses for
88 cancer patients.
99 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
1010 SECTION 1. The heading to Chapter 1371, Insurance Code, is
1111 amended to read as follows:
1212 CHAPTER 1371. COVERAGE FOR CERTAIN PROSTHETIC DEVICES AND OTHER
1313 PROSTHESES, ORTHOTIC DEVICES, AND RELATED SERVICES
1414 SECTION 2. Chapter 1371, Insurance Code, is amended by
1515 designating Sections 1371.001 and 1371.002 as Subchapter A and
1616 adding a subchapter heading to read as follows:
1717 SUBCHAPTER A. GENERAL PROVISIONS
1818 SECTION 3. Chapter 1371, Insurance Code, is amended by
1919 designating Sections 1371.003 through 1371.005 as Subchapter B and
2020 adding a subchapter heading to read as follows:
2121 SUBCHAPTER B. PROSTHETIC DEVICES, ORTHOTIC DEVICES, AND RELATED
2222 SERVICES
2323 SECTION 4. Sections 1371.003(b), (c), and (e), Insurance
2424 Code, are amended to read as follows:
2525 (b) Covered benefits under this subchapter [chapter] are
2626 limited to the most appropriate model of prosthetic device or
2727 orthotic device that adequately meets the medical needs of the
2828 enrollee as determined by the enrollee's treating physician or
2929 podiatrist and prosthetist or orthotist, as applicable.
3030 (c) Subject to applicable copayments and deductibles, the
3131 repair and replacement of a prosthetic device or orthotic device is
3232 a covered benefit under this subchapter [chapter] unless the repair
3333 or replacement is necessitated by misuse or loss by the enrollee.
3434 (e) Covered benefits under this subchapter [chapter] may be
3535 provided by a pharmacy that has employees who are qualified under
3636 the Medicare system and applicable Medicaid regulations to service
3737 and bill for orthotic services. This subchapter [chapter] does not
3838 preclude a pharmacy from being reimbursed by a health benefit plan
3939 for the provision of orthotic services.
4040 SECTION 5. Section 1371.005, Insurance Code, is amended to
4141 read as follows:
4242 Sec. 1371.005. MANAGED CARE PLAN. A health benefit plan
4343 provider may require that, if coverage is provided through a
4444 managed care plan, the benefits mandated under this subchapter
4545 [chapter] are covered benefits only if the prosthetic devices or
4646 orthotic devices are provided by a vendor or a provider, and related
4747 services are rendered by a provider, that contracts with or is
4848 designated by the health benefit plan provider. If the health
4949 benefit plan provider provides in-network and out-of-network
5050 services, the coverage for prosthetic devices or orthotic devices
5151 provided through out-of-network services must be comparable to that
5252 provided through in-network services.
5353 SECTION 6. Chapter 1371, Insurance Code, is amended by
5454 adding Subchapter C to read as follows:
5555 SUBCHAPTER C. HAIR PROSTHESES FOR CANCER PATIENTS
5656 Sec. 1371.051. APPLICABILITY OF SUBCHAPTER. (a) In
5757 addition to a health benefit plan subject to this chapter under
5858 Section 1371.002, this subchapter applies to a health benefit plan
5959 that provides benefits for medical or surgical expenses incurred as
6060 a result of a health condition, accident, or sickness, including an
6161 individual or group evidence of coverage or similar coverage
6262 document that is issued by an approved nonprofit health corporation
6363 that holds a certificate of authority under Chapter 844.
6464 (b) Notwithstanding any other law, this chapter applies to:
6565 (1) a standard health benefit plan issued under
6666 Chapter 1507;
6767 (2) nonprofit agricultural organization health
6868 benefits offered by a nonprofit agricultural organization under
6969 Chapter 1682;
7070 (3) alternative health benefit coverage offered by a
7171 subsidiary of the Texas Mutual Insurance Company under Subchapter
7272 M, Chapter 2054;
7373 (4) health benefits provided by or through a church
7474 benefits board under Subchapter I, Chapter 22, Business
7575 Organizations Code;
7676 (5) group health coverage made available by a school
7777 district in accordance with Section 22.004, Education Code;
7878 (6) the state Medicaid program, including the Medicaid
7979 managed care program operated under Chapter 533, Government Code;
8080 (7) the child health plan program under Chapter 62,
8181 Health and Safety Code;
8282 (8) a regional or local health care program operated
8383 under Section 75.104, Health and Safety Code; and
8484 (9) a self-funded health benefit plan sponsored by a
8585 professional employer organization under Chapter 91, Labor Code.
8686 (c) This chapter applies to coverage under a group health
8787 benefit plan provided to a resident of this state regardless of
8888 whether the group policy, agreement, or contract is delivered,
8989 issued for delivery, or renewed in this state.
9090 Sec. 1371.052. REQUIRED COVERAGE FOR HAIR PROSTHESES FOR
9191 CERTAIN CANCER PATIENTS. (a) A health benefit plan must provide
9292 coverage for:
9393 (1) a hair prosthesis:
9494 (A) for an enrollee who is undergoing or has
9595 undergone medical treatment for cancer; and
9696 (B) determined by the enrollee's treating
9797 physician to be appropriate for the enrollee in connection with the
9898 side effects of the treatment described by Paragraph (A); and
9999 (2) repair or replacement of a hair prosthesis
100100 described by Subdivision (1) unless the repair or replacement is
101101 necessitated by misuse or loss by the enrollee.
102102 (b) The benefit amount for the coverage required under
103103 Subsection (a) must be $100 for a hair prosthesis or the repair or
104104 replacement of a hair prosthesis.
105105 (c) An additional premium may not be charged for the
106106 coverage required by Subsection (a).
107107 (d) Coverage required under Subsection (a) may be subject to
108108 the annual deductibles, copayments, and coinsurance that are
109109 consistent with annual deductibles, copayments, and coinsurance
110110 for other coverage under the health benefit plan.
111111 SECTION 7. If before implementing any provision of this Act
112112 a state agency determines that a waiver or authorization from a
113113 federal agency is necessary for implementation of that provision,
114114 the agency affected by the provision shall request the waiver or
115115 authorization and may delay implementing that provision until the
116116 waiver or authorization is granted.
117117 SECTION 8. Subchapter C, Chapter 1371, Insurance Code, as
118118 added by this Act, applies only to a health benefit plan that is
119119 delivered, issued for delivery, or renewed on or after January 1,
120120 2024. A health benefit plan delivered, issued for delivery, or
121121 renewed before January 1, 2024, is governed by the law as it existed
122122 immediately before the effective date of this Act, and that law is
123123 continued in effect for that purpose.
124124 SECTION 9. This Act takes effect September 1, 2023.