1 | 1 | | 88R4122 RDS-F |
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2 | 2 | | By: Gervin-Hawkins H.B. No. 1026 |
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3 | 3 | | |
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4 | 4 | | |
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5 | 5 | | A BILL TO BE ENTITLED |
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6 | 6 | | AN ACT |
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7 | 7 | | relating to health benefit plan coverage for hair prostheses for |
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8 | 8 | | cancer patients. |
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9 | 9 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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10 | 10 | | SECTION 1. The heading to Chapter 1371, Insurance Code, is |
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11 | 11 | | amended to read as follows: |
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12 | 12 | | CHAPTER 1371. COVERAGE FOR CERTAIN PROSTHETIC DEVICES AND OTHER |
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13 | 13 | | PROSTHESES, ORTHOTIC DEVICES, AND RELATED SERVICES |
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14 | 14 | | SECTION 2. Chapter 1371, Insurance Code, is amended by |
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15 | 15 | | designating Sections 1371.001 and 1371.002 as Subchapter A and |
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16 | 16 | | adding a subchapter heading to read as follows: |
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17 | 17 | | SUBCHAPTER A. GENERAL PROVISIONS |
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18 | 18 | | SECTION 3. Chapter 1371, Insurance Code, is amended by |
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19 | 19 | | designating Sections 1371.003 through 1371.005 as Subchapter B and |
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20 | 20 | | adding a subchapter heading to read as follows: |
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21 | 21 | | SUBCHAPTER B. PROSTHETIC DEVICES, ORTHOTIC DEVICES, AND RELATED |
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22 | 22 | | SERVICES |
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23 | 23 | | SECTION 4. Sections 1371.003(b), (c), and (e), Insurance |
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24 | 24 | | Code, are amended to read as follows: |
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25 | 25 | | (b) Covered benefits under this subchapter [chapter] are |
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26 | 26 | | limited to the most appropriate model of prosthetic device or |
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27 | 27 | | orthotic device that adequately meets the medical needs of the |
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28 | 28 | | enrollee as determined by the enrollee's treating physician or |
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29 | 29 | | podiatrist and prosthetist or orthotist, as applicable. |
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30 | 30 | | (c) Subject to applicable copayments and deductibles, the |
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31 | 31 | | repair and replacement of a prosthetic device or orthotic device is |
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32 | 32 | | a covered benefit under this subchapter [chapter] unless the repair |
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33 | 33 | | or replacement is necessitated by misuse or loss by the enrollee. |
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34 | 34 | | (e) Covered benefits under this subchapter [chapter] may be |
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35 | 35 | | provided by a pharmacy that has employees who are qualified under |
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36 | 36 | | the Medicare system and applicable Medicaid regulations to service |
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37 | 37 | | and bill for orthotic services. This subchapter [chapter] does not |
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38 | 38 | | preclude a pharmacy from being reimbursed by a health benefit plan |
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39 | 39 | | for the provision of orthotic services. |
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40 | 40 | | SECTION 5. Section 1371.005, Insurance Code, is amended to |
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41 | 41 | | read as follows: |
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42 | 42 | | Sec. 1371.005. MANAGED CARE PLAN. A health benefit plan |
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43 | 43 | | provider may require that, if coverage is provided through a |
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44 | 44 | | managed care plan, the benefits mandated under this subchapter |
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45 | 45 | | [chapter] are covered benefits only if the prosthetic devices or |
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46 | 46 | | orthotic devices are provided by a vendor or a provider, and related |
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47 | 47 | | services are rendered by a provider, that contracts with or is |
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48 | 48 | | designated by the health benefit plan provider. If the health |
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49 | 49 | | benefit plan provider provides in-network and out-of-network |
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50 | 50 | | services, the coverage for prosthetic devices or orthotic devices |
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51 | 51 | | provided through out-of-network services must be comparable to that |
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52 | 52 | | provided through in-network services. |
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53 | 53 | | SECTION 6. Chapter 1371, Insurance Code, is amended by |
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54 | 54 | | adding Subchapter C to read as follows: |
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55 | 55 | | SUBCHAPTER C. HAIR PROSTHESES FOR CANCER PATIENTS |
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56 | 56 | | Sec. 1371.051. APPLICABILITY OF SUBCHAPTER. (a) In |
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57 | 57 | | addition to a health benefit plan subject to this chapter under |
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58 | 58 | | Section 1371.002, this subchapter applies to a health benefit plan |
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59 | 59 | | that provides benefits for medical or surgical expenses incurred as |
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60 | 60 | | a result of a health condition, accident, or sickness, including an |
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61 | 61 | | individual or group evidence of coverage or similar coverage |
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62 | 62 | | document that is issued by an approved nonprofit health corporation |
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63 | 63 | | that holds a certificate of authority under Chapter 844. |
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64 | 64 | | (b) Notwithstanding any other law, this chapter applies to: |
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65 | 65 | | (1) a standard health benefit plan issued under |
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66 | 66 | | Chapter 1507; |
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67 | 67 | | (2) nonprofit agricultural organization health |
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68 | 68 | | benefits offered by a nonprofit agricultural organization under |
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69 | 69 | | Chapter 1682; |
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70 | 70 | | (3) alternative health benefit coverage offered by a |
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71 | 71 | | subsidiary of the Texas Mutual Insurance Company under Subchapter |
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72 | 72 | | M, Chapter 2054; |
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73 | 73 | | (4) health benefits provided by or through a church |
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74 | 74 | | benefits board under Subchapter I, Chapter 22, Business |
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75 | 75 | | Organizations Code; |
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76 | 76 | | (5) group health coverage made available by a school |
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77 | 77 | | district in accordance with Section 22.004, Education Code; |
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78 | 78 | | (6) the state Medicaid program, including the Medicaid |
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79 | 79 | | managed care program operated under Chapter 533, Government Code; |
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80 | 80 | | (7) the child health plan program under Chapter 62, |
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81 | 81 | | Health and Safety Code; |
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82 | 82 | | (8) a regional or local health care program operated |
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83 | 83 | | under Section 75.104, Health and Safety Code; and |
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84 | 84 | | (9) a self-funded health benefit plan sponsored by a |
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85 | 85 | | professional employer organization under Chapter 91, Labor Code. |
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86 | 86 | | (c) This chapter applies to coverage under a group health |
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87 | 87 | | benefit plan provided to a resident of this state regardless of |
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88 | 88 | | whether the group policy, agreement, or contract is delivered, |
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89 | 89 | | issued for delivery, or renewed in this state. |
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90 | 90 | | Sec. 1371.052. REQUIRED COVERAGE FOR HAIR PROSTHESES FOR |
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91 | 91 | | CERTAIN CANCER PATIENTS. (a) A health benefit plan must provide |
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92 | 92 | | coverage for: |
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93 | 93 | | (1) a hair prosthesis: |
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94 | 94 | | (A) for an enrollee who is undergoing or has |
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95 | 95 | | undergone medical treatment for cancer; and |
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96 | 96 | | (B) determined by the enrollee's treating |
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97 | 97 | | physician to be appropriate for the enrollee in connection with the |
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98 | 98 | | side effects of the treatment described by Paragraph (A); and |
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99 | 99 | | (2) repair or replacement of a hair prosthesis |
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100 | 100 | | described by Subdivision (1) unless the repair or replacement is |
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101 | 101 | | necessitated by misuse or loss by the enrollee. |
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102 | 102 | | (b) The benefit amount for the coverage required under |
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103 | 103 | | Subsection (a) must be $100 for a hair prosthesis or the repair or |
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104 | 104 | | replacement of a hair prosthesis. |
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105 | 105 | | (c) An additional premium may not be charged for the |
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106 | 106 | | coverage required by Subsection (a). |
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107 | 107 | | (d) Coverage required under Subsection (a) may be subject to |
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108 | 108 | | the annual deductibles, copayments, and coinsurance that are |
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109 | 109 | | consistent with annual deductibles, copayments, and coinsurance |
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110 | 110 | | for other coverage under the health benefit plan. |
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111 | 111 | | SECTION 7. If before implementing any provision of this Act |
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112 | 112 | | a state agency determines that a waiver or authorization from a |
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113 | 113 | | federal agency is necessary for implementation of that provision, |
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114 | 114 | | the agency affected by the provision shall request the waiver or |
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115 | 115 | | authorization and may delay implementing that provision until the |
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116 | 116 | | waiver or authorization is granted. |
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117 | 117 | | SECTION 8. Subchapter C, Chapter 1371, Insurance Code, as |
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118 | 118 | | added by this Act, applies only to a health benefit plan that is |
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119 | 119 | | delivered, issued for delivery, or renewed on or after January 1, |
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120 | 120 | | 2024. A health benefit plan delivered, issued for delivery, or |
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121 | 121 | | renewed before January 1, 2024, is governed by the law as it existed |
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122 | 122 | | immediately before the effective date of this Act, and that law is |
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123 | 123 | | continued in effect for that purpose. |
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124 | 124 | | SECTION 9. This Act takes effect September 1, 2023. |
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