1 | 1 | | 88R12290 CJD-D |
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2 | 2 | | By: Talarico H.B. No. 3034 |
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3 | 3 | | |
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4 | 4 | | |
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5 | 5 | | A BILL TO BE ENTITLED |
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6 | 6 | | AN ACT |
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7 | 7 | | relating to notice regarding nonemergency ambulance and certain |
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8 | 8 | | nonemergency health care coverage in health benefit plans. |
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9 | 9 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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10 | 10 | | SECTION 1. Chapter 1210, Insurance Code, is amended to read |
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11 | 11 | | as follows: |
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12 | 12 | | CHAPTER 1210. NOTICE OF CERTAIN POLICY PROVISIONS |
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13 | 13 | | SUBCHAPTER A. NOTICE OF PROVISIONS RELATED TO RENEWAL OR NONRENEWAL |
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14 | 14 | | Sec. 1210.001. NOTICE REQUIRED. A policy, contract, or |
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15 | 15 | | certificate of insurance that insures against loss resulting from |
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16 | 16 | | sickness or accidental bodily injury and that is subject to an |
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17 | 17 | | increase in the premium at time of renewal or to nonrenewal on the |
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18 | 18 | | insured attaining a certain age may not be delivered, issued, or |
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19 | 19 | | used in this state unless the document contains on the first page |
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20 | 20 | | above the policy provisions a printed notice in 10-point type that |
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21 | 21 | | states that the policy, contract, or certificate is subject to |
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22 | 22 | | either or both conditions. |
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23 | 23 | | SUBCHAPTER B. AMBULANCE AND CERTAIN NONEMERGENCY HEALTH CARE |
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24 | 24 | | COVERAGE PROVISIONS |
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25 | 25 | | Sec. 1210.011. DEFINITION. In this subchapter, "emergency |
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26 | 26 | | medical services personnel" has the meaning assigned by Section |
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27 | 27 | | 773.003, Health and Safety Code. |
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28 | 28 | | Sec. 1210.012. APPLICABILITY OF SUBCHAPTER. (a) This |
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29 | 29 | | subchapter applies only to a health benefit plan that provides |
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30 | 30 | | benefits for medical or surgical expenses incurred as a result of a |
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31 | 31 | | health condition, accident, or sickness, including an individual, |
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32 | 32 | | group, blanket, or franchise insurance policy or insurance |
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33 | 33 | | agreement, a group hospital service contract, or an individual or |
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34 | 34 | | group evidence of coverage or similar coverage document that is |
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35 | 35 | | offered by: |
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36 | 36 | | (1) an insurance company; |
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37 | 37 | | (2) a group hospital service corporation operating |
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38 | 38 | | under Chapter 842; |
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39 | 39 | | (3) a health maintenance organization operating under |
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40 | 40 | | Chapter 843; |
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41 | 41 | | (4) an approved nonprofit health corporation |
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42 | 42 | | that holds a certificate of authority under Chapter 844; |
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43 | 43 | | (5) a multiple employer welfare arrangement that holds |
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44 | 44 | | a certificate of authority under Chapter 846; |
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45 | 45 | | (6) a stipulated premium company operating under |
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46 | 46 | | Chapter 884; |
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47 | 47 | | (7) a fraternal benefit society operating under |
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48 | 48 | | Chapter 885; |
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49 | 49 | | (8) a Lloyd's plan operating under Chapter 941; or |
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50 | 50 | | (9) an exchange operating under Chapter 942. |
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51 | 51 | | (b) Notwithstanding any other law, this subchapter applies |
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52 | 52 | | to: |
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53 | 53 | | (1) a small employer health benefit plan subject to |
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54 | 54 | | Chapter 1501, including coverage provided through a health group |
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55 | 55 | | cooperative under Subchapter B of that chapter; |
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56 | 56 | | (2) a standard health benefit plan issued under |
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57 | 57 | | Chapter 1507; |
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58 | 58 | | (3) a basic coverage plan under Chapter 1551; |
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59 | 59 | | (4) a basic plan under Chapter 1575; |
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60 | 60 | | (5) a primary care coverage plan under Chapter 1579; |
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61 | 61 | | (6) a plan providing basic coverage under Chapter |
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62 | 62 | | 1601; |
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63 | 63 | | (7) nonprofit agricultural organization health |
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64 | 64 | | benefits offered by a nonprofit agricultural organization under |
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65 | 65 | | Chapter 1682; |
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66 | 66 | | (8) alternative health benefit coverage offered by a |
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67 | 67 | | subsidiary of the Texas Mutual Insurance Company under Subchapter |
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68 | 68 | | M, Chapter 2054; |
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69 | 69 | | (9) health benefits provided by or through a church |
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70 | 70 | | benefits board under Subchapter I, Chapter 22, Business |
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71 | 71 | | Organizations Code; |
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72 | 72 | | (10) the state Medicaid program, including the |
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73 | 73 | | Medicaid managed care program operated under Chapter 533, |
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74 | 74 | | Government Code; |
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75 | 75 | | (11) the child health plan program under Chapter 62, |
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76 | 76 | | Health and Safety Code; |
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77 | 77 | | (12) a regional or local health care program operated |
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78 | 78 | | under Section 75.104, Health and Safety Code; |
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79 | 79 | | (13) a self-funded health benefit plan sponsored by a |
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80 | 80 | | professional employer organization under Chapter 91, Labor Code; |
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81 | 81 | | (14) county employee group health benefits provided |
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82 | 82 | | under Chapter 157, Local Government Code; and |
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83 | 83 | | (15) health and accident coverage provided by a risk |
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84 | 84 | | pool created under Chapter 172, Local Government Code. |
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85 | 85 | | Sec. 1210.013. NOTICE REQUIRED. (a) This section applies |
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86 | 86 | | only with respect to a health benefit plan that does not provide |
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87 | 87 | | coverage for nonemergency ambulance services or nonemergency |
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88 | 88 | | health care services provided by emergency medical services |
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89 | 89 | | personnel. |
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90 | 90 | | (b) A health benefit plan issuer or administrator shall |
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91 | 91 | | provide written notice in the form and manner prescribed by the |
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92 | 92 | | commissioner in an explanation of benefits provided to an enrollee |
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93 | 93 | | that the enrollee's plan does not cover nonemergency ambulance |
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94 | 94 | | services or nonemergency health care services provided by emergency |
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95 | 95 | | medical services personnel. |
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96 | 96 | | SECTION 2. If before implementing any provision of this Act |
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97 | 97 | | a state agency determines that a waiver or authorization from a |
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98 | 98 | | federal agency is necessary for implementation of that provision, |
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99 | 99 | | the agency affected by the provision shall request the waiver or |
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100 | 100 | | authorization and may delay implementing the provision until the |
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101 | 101 | | waiver or authorization is granted. |
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102 | 102 | | SECTION 3. This Act takes effect September 1, 2023. |
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