1 | 1 | | H.B. No. 4500 |
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2 | 2 | | |
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3 | 3 | | |
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4 | 4 | | AN ACT |
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5 | 5 | | relating to electronic verification of health benefits by health |
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6 | 6 | | benefit plan issuers for certain physicians and health care |
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7 | 7 | | providers. |
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8 | 8 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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9 | 9 | | SECTION 1. Subtitle A, Title 8, Insurance Code, is amended |
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10 | 10 | | by adding Chapter 1223 to read as follows: |
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11 | 11 | | CHAPTER 1223. VERIFICATION OF HEALTH BENEFITS |
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12 | 12 | | Sec. 1223.001. APPLICABILITY OF CHAPTER. (a) This chapter |
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13 | 13 | | applies only to a health benefit plan that provides benefits for |
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14 | 14 | | medical or surgical expenses incurred as a result of a health |
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15 | 15 | | condition, accident, or sickness, including an individual, group, |
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16 | 16 | | blanket, or franchise insurance policy or insurance agreement, a |
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17 | 17 | | group hospital service contract, or an individual or group evidence |
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18 | 18 | | of coverage or similar coverage document that is issued by: |
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19 | 19 | | (1) an insurance company; |
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20 | 20 | | (2) a group hospital service corporation operating |
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21 | 21 | | under Chapter 842; |
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22 | 22 | | (3) a health maintenance organization operating under |
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23 | 23 | | Chapter 843; |
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24 | 24 | | (4) an approved nonprofit health corporation that |
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25 | 25 | | holds a certificate of authority under Chapter 844; |
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26 | 26 | | (5) a multiple employer welfare arrangement that holds |
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27 | 27 | | a certificate of authority under Chapter 846; |
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28 | 28 | | (6) a stipulated premium company operating under |
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29 | 29 | | Chapter 884; |
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30 | 30 | | (7) a Lloyd's plan operating under Chapter 941; or |
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31 | 31 | | (8) an exchange operating under Chapter 942. |
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32 | 32 | | (b) Notwithstanding any other law, this chapter applies to: |
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33 | 33 | | (1) a small employer health benefit plan subject to |
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34 | 34 | | Chapter 1501, including coverage provided through a health group |
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35 | 35 | | cooperative under Subchapter B of that chapter; |
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36 | 36 | | (2) a standard health benefit plan issued under |
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37 | 37 | | Chapter 1507; |
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38 | 38 | | (3) a basic coverage plan under Chapter 1551; |
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39 | 39 | | (4) a basic plan under Chapter 1575; |
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40 | 40 | | (5) a primary care coverage plan under Chapter 1579; |
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41 | 41 | | (6) a plan providing basic coverage under Chapter |
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42 | 42 | | 1601; |
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43 | 43 | | (7) alternative health benefit coverage offered by a |
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44 | 44 | | subsidiary of the Texas Mutual Insurance Company under Subchapter |
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45 | 45 | | M, Chapter 2054; |
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46 | 46 | | (8) group health coverage made available by a school |
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47 | 47 | | district in accordance with Section 22.004, Education Code; |
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48 | 48 | | (9) a regional or local health care program operated |
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49 | 49 | | under Section 75.104, Health and Safety Code; and |
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50 | 50 | | (10) a self-funded health benefit plan sponsored by a |
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51 | 51 | | professional employer organization under Chapter 91, Labor Code. |
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52 | 52 | | (c) This chapter does not apply to the state Medicaid |
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53 | 53 | | program, including the Medicaid managed care program operated under |
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54 | 54 | | Chapter 533, Government Code, or the child health plan program |
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55 | 55 | | operated under Chapter 62, Health and Safety Code. |
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56 | 56 | | Sec. 1223.002. INTERNET WEBSITE FOR VERIFICATION REQUIRED |
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57 | 57 | | FOR EMERGENCY PHYSICIANS AND HEALTH CARE PROVIDERS. (a) A health |
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58 | 58 | | benefit plan issuer shall maintain and make available a secure |
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59 | 59 | | system on the issuer's Internet website that allows a physician or |
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60 | 60 | | health care provider for a hospital or freestanding emergency |
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61 | 61 | | medical care facility to determine at any time: |
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62 | 62 | | (1) whether the physician's or provider's patient is |
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63 | 63 | | covered by the issuer's health benefit plan; and |
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64 | 64 | | (2) the deductible, copayment, or coinsurance for |
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65 | 65 | | which the patient is responsible. |
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66 | 66 | | (b) A health benefit plan issuer may provide the information |
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67 | 67 | | described by Subsection (a) through: |
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68 | 68 | | (1) an existing Internet portal that is available at |
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69 | 69 | | all times; or |
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70 | 70 | | (2) an Internet portal that is: |
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71 | 71 | | (A) provided by a third party contracting with |
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72 | 72 | | the issuer; and |
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73 | 73 | | (B) available at all times. |
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74 | 74 | | SECTION 2. This Act takes effect January 1, 2024. |
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75 | 75 | | ______________________________ ______________________________ |
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76 | 76 | | President of the Senate Speaker of the House |
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77 | 77 | | I certify that H.B. No. 4500 was passed by the House on May 9, |
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78 | 78 | | 2023, by the following vote: Yeas 140, Nays 2, 2 present, not |
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79 | 79 | | voting; and that the House concurred in Senate amendments to H.B. |
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80 | 80 | | No. 4500 on May 26, 2023, by the following vote: Yeas 137, Nays 1, |
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81 | 81 | | 2 present, not voting. |
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82 | 82 | | ______________________________ |
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83 | 83 | | Chief Clerk of the House |
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84 | 84 | | I certify that H.B. No. 4500 was passed by the Senate, with |
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85 | 85 | | amendments, on May 24, 2023, by the following vote: Yeas 31, Nays |
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86 | 86 | | 0. |
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87 | 87 | | ______________________________ |
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88 | 88 | | Secretary of the Senate |
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89 | 89 | | APPROVED: __________________ |
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90 | 90 | | Date |
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91 | 91 | | __________________ |
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92 | 92 | | Governor |
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