2023S0261-T 03/07/23 By: Schwertner S.B. No. 1765 A BILL TO BE ENTITLED AN ACT relating to network adequacy standards and other requirements for preferred provider benefit plans. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: SECTION 1. Section 1301.001, Insurance Code, is amended by adding Subdivision (6-a) to read as follows: (6-a) "Post-emergency stabilization care" means health care services that are furnished by an out-of-network provider, including an out-of-network hospital, freestanding emergency medical care facility or comparable emergency facility, (regardless of the department of the hospital in which such services or supplies are furnished) after the insured is stabilized and as part of outpatient observation or an inpatient or outpatient stay with respect to the visit in which the services defined by Section 1301.155(a) are furnished. SECTION 2. Section 1301.0046, Insurance Code, is amended to read as follows: Sec. 1301.0046. COST-SHARING [COINSURANCE] REQUIREMENTS FOR SERVICES OF NONPREFERRED PROVIDERS. (a) The insured's coinsurance applicable to payment to nonpreferred providers may not exceed 50 percent of the total covered amount applicable to the medical or health care services. (b) An insurer shall credit a cost-sharing payment, including any copayment, coinsurance, or deductible, paid by or on behalf of an insured for services furnished by an out-of-network provider to any out-of-pocket maximum that applies to the insured. The cost-sharing payment must be applied to the out-of-pocket maximum in the same manner as if it were made with respect to services furnished by a preferred provider. (c) An insurer may not have separate out-of-pocket maximums for in-network and out-of-network services. (d) The commissioner by rule shall set a reasonable cap on an out-of-pocket maximum under this section. (e) This section does not apply to an exclusive provider benefit plan. SECTION 3. The heading to Section 1301.005, Insurance Code, is amended to read as follows: Sec. 1301.005. AVAILABILITY OF PREFERRED PROVIDERS; SERVICE AREA LIMITATIONS. SECTION 4. Section 1301.005, Insurance Code, is amended by amending Subsections (a) and adding Subsection (d) to read as follows: (a) An insurer offering a preferred provider benefit plan shall ensure that both preferred provider benefits and basic level benefits, including benefits for emergency care, as defined by Section 1301.155 and post-emergency stabilization care, are reasonably available to all insureds within the designated service area. This subsection does not apply to an exclusive provider benefit plan. (d) A service area, other than a statewide service area, may include noncontiguous geographic areas but: (1) may not divide a county; and (2) must include at least one trauma service area in its entirety. SECTION 5. 1301.0053, Insurance Code, is amended by amending Subsections (a) and (b) and adding Subsections (d) and (e) to read as follows: (a) If an out-of-network provider provides emergency care, as defined by Section 1301.155 or post-emergency stabilization care to an enrollee in an exclusive provider benefit plan, the issuer of the plan shall reimburse the out-of-network provider at the usual and customary rate or at a rate agreed to by the issuer and the out-of-network provider for the provision of the services and any supply related to those services. The insurers shall make a payment required by this subsection directly to the provider not later than, as applicable: (1) the 30th day after the date the insurer receives an electronic clean claim as defined by Section 1301.101 for those services that includes all information necessary for the insurer to pay the claim; or (2) the 45th day after the date the insurer receives a nonelectronic clean claim as defined by Section 1301.101 for those services that includes all information necessary for the insurer to pay the claim; (b) For emergency care or post-emergency stabilization care subject to this section or a supply related to that care, an out-of-network provider or a person asserting a claim as an agent or assignee of the provider may not bill an insured in, and the insured does not have financial responsibility for, an amount greater than an applicable copayment, coinsurance, and deductible under the insured's exclusive provider benefit plan that: (1) is based on: (A) the amount initially determined payable by the insurer; or (B) if applicable, a modified amount as determined under the insured's internal appeal process; and (2) is not based on any additional amount determined to be owed to the provider under Chapter 1467. (d) Post-emergency stabilization care that is subject to this section and a supply related to that care are subject to Chapter 1467 in the same manner as if they were emergency care, as defined by Section 1301.155. (e) This section does not apply to claims for post-emergency stabilization care if each of the conditions described under 42 USC ยง 300gg-111(a)(3)(C)(ii)(II) are met. SECTION 6. Section 1301.0055, Insurance Code, is amended to read as follows: Sec. 1301.0055. NETWORK ADEQUACY STANDARDS. (a) The commissioner shall by rule adopt network adequacy standards that: (1) require an insurer offering a preferred provider benefit plan to monitor compliance with network adequacy standards, including provisions of this chapter relating to network adequacy, on an ongoing basis, reporting any material deviation from network adequacy standards to the department within 30 days and promptly taking any correction action required to ensure the network is compliant; [adapted to local markets in which the insurer offering a preferred provider benefit plan operates]; (2) ensure availability of, and accessibility to, a full range of contracted physicians and health care providers to provide current and projected utilization of health care services for adult and minor insureds; [and] (3) [on good cause shown,] may allow a waiver for a departure from [local market] network adequacy standards for a period not to exceed one year if the commissioner determines after receiving testimony at a public hearing under Section 1301.00565 that good cause is shown and posts on the department's Internet website the name of the preferred provider benefit plan, the insurer offering the plan, each affected county, and the specific network adequacy standards waived; (4) require disclosure by the insurer of the information described by Subdivision (3) in all promotion and advertisement of the preferred provider benefit plan for which a waiver is allowed under that subdivision; and (5) limit a waiver from being issued to a preferred provider benefit plan: (A) more than twice consecutively for the same network adequacy standard in the same county unless the insurer demonstrates, in addition to the good cause described in Subdivision (4), multiple good faith attempts to bring the plan into compliance with the network adequacy standard during each of the prior consecutive waiver periods; or (B) more than a total of four times within a 21-year period for each county in a service area for issues that may be remedied through good faith efforts [and the affected local market]. (b) The standards described by Subsection (a)(2) must include factors regarding time, distance and appointment availability. The factors must: (1) require that all insureds are able to receive an appointment with a preferred provider within the maximum travel times and distances established under Sections 1301.00553 and 1301.00554; (2) require that at all insureds are able to receive an appointment with a preferred provider within the maximum appointment wait times established under Section 1301.0055; (3) require a preferred provider benefit plan to ensure sufficient choice, access, and quality of physicians and health care providers, in number, size, and geographic distribution, to be capable of providing the health care services covered by the plan from preferred providers to all insureds within the insurer's designated service area, taking into account the insureds' characteristics, medical conditions, and health care needs, including: (A) the current utilization of covered health care services within the counties of the service area; and (B) an actuarial projection of utilization of covered health care services, physicians, and health care providers needed within the counties of the service area to meet the needs of the number of projected insureds. (4) require a sufficient number of preferred providers of emergency medicine, anesthesiology, pathology, radiology, neonatology, surgery, hospitalist, intensivist and diagnostic services, including radiology and laboratory services at each preferred hospital, ambulatory surgical center or freestanding emergency medical care facility with credentials for these specialties to ensure all insureds are able to receive covered benefits at that preferred location; (5) require that all insureds have the ability to access a preferred institutional provider listed in Section 1301.00553 within the maximum travel times and distances for the corresponding county classification; (6) require that insureds have the option of facilities, if available, of pediatric, for-profit, nonprofit, and tax-supported institutions, with special consideration to contracting with teaching hospitals that provide indigent care or care for uninsured individual as a significant percentage of their overall patient load; (7) require that there is an adequate number of preferred provider physicians who have admitting privileges at one or more preferred provider hospitals located within the insurer's designated service area to make any necessary hospital admissions; (8) provide for necessary hospital services by requiring contracting with general, pediatric, specialty, and psychiatric hospitals on a preferred benefit basis within the insurer's designated service area, as applicable; (9) ensure that emergency care, as defined by Section 1301.155, is available and accessible 24 hours a day, seven days a week, by preferred providers; (10) ensure that covered urgent care is available and accessible from preferred providers within the insurer's designated service area within 24 hours for medical and behavioral health conditions; (11) require an adequate number of preferred providers available and accessible to insureds 24 hours a day, seven days a week, within the insurer's designated service area; and (12) require sufficient numbers and classes of preferred providers to ensure choice, access, and quality of care across the insurer's designated service area. SECTION 7. Subchapter A, Chapter 1301, Insurance Code, is amended by adding Sections 1301.00553, 1301.00554, and 1301.00555 to read as follows: Sec. 1301.00553. MAXIMUM TRAVEL TIME AND DISTANCE STANDARDS BY PREFERRED PROVIDER TYPE. (a) For purposes of this section, each county in this state is classified as a large metro, metro, micro, or rural county, or a county with extreme access considerations as determined by the federal Centers for Medicare and Medicaid Services by population and density thresholds as of March 1, 2023. (b) Maximum travel time in minutes and maximum distance in miles for preferred provider benefit plans by preferred provider type for each large metro county are: (1) For physicians: (A) Designated by physician specialty. The preferred provider benefit plan's network must comply with the time and distance standards for the following physician specialties: Time Distance Time Distance Time Distance Allergy and Immunology 30 15 Allergy and Immunology 30 15 Allergy and Immunology 30 15 Anesthesiology 20 10 Anesthesiology 20 10 Anesthesiology 20 10 Cardiology 20 10 Cardiology 20 10 Cardiology 20 10 Cardiothoracic Surgery 30 15 Cardiothoracic Surgery 30 15 Cardiothoracic Surgery 30 15 Dermatology 20 10 Dermatology 20 10 Dermatology 20 10 Emergency Medicine 20 10 Emergency Medicine 20 10 Emergency Medicine 20 10 Endocrinology 30 15 Endocrinology 30 15 Endocrinology 30 15 Ear, Nose, and Throat/Otolaryngology 30 15 Ear, Nose, and Throat/Otolaryngology 30 15 Ear, Nose, and Throat/Otolaryngology 30 15 Gastroenterology 20 10 Gastroenterology 20 10 Gastroenterology 20 10 General Surgery 20 10 General Surgery 20 10 General Surgery 20 10 Gynecology and Obstetrics 10 5 Gynecology and Obstetrics 10 5 Gynecology and Obstetrics 10 5 Infectious Diseases 30 15 Infectious Diseases 30 15 Infectious Diseases 30 15 Nephrology 30 15 Nephrology 30 15 Nephrology 30 15 Neurology 20 10 Neurology 20 10 Neurology 20 10 Neurosurgery 30 15 Neurosurgery 30 15 Neurosurgery 30 15 Oncology: Medical, Surgical 20 10 Oncology: Medical, Surgical 20 10 Oncology: Medical, Surgical 20 10 Oncology: Radiation 30 15 Oncology: Radiation 30 15 Oncology: Radiation 30 15 Ophthalmology 20 10 Ophthalmology 20 10 Ophthalmology 20 10 Orthopedic Surgery 20 10 Orthopedic Surgery 20 10 Orthopedic Surgery 20 10 Physical Medicine and Rehabilitation 30 15 Physical Medicine and Rehabilitation 30 15 Physical Medicine and Rehabilitation 30 15 Plastic Surgery 30 15 Plastic Surgery 30 15 Plastic Surgery 30 15 Primary Care: Adults 10 5 Primary Care: Adults 10 5 Primary Care: Adults 10 5 Primary Care: Pediatric 10 5 Primary Care: Pediatric 10 5 Primary Care: Pediatric 10 5 Psychiatry 20 10 Psychiatry 20 10 Psychiatry 20 10 Pulmonology 20 10 Pulmonology 20 10 Pulmonology 20 10 Rheumatology 30 15 Rheumatology 30 15 Rheumatology 30 15 Urology 20 10 Urology 20 10 Urology 20 10 Vascular Surgery 30 15 Vascular Surgery 30 15 Vascular Surgery 30 15 (2) For health care providers: (A) Designated by the kind of practitioner or institutional provider furnishing the health care service. (i) The preferred provider benefit plan's network must comply with the time and distance standards for practitioners licensed to provide health care services in this state, in the following disciplines: Time Distance Time Distance Time Distance Chiropractic 30 15 Chiropractic 30 15 Chiropractic 30 15 Occupational Therapy 20 10 Occupational Therapy 20 10 Occupational Therapy 20 10 Physical Therapy 20 10 Physical Therapy 20 10 Physical Therapy 20 10 Podiatry 20 10 Podiatry 20 10 Podiatry 20 10 Speech Therapy 20 10 Speech Therapy 20 10 Speech Therapy 20 10 (ii) The preferred provider benefit plan's network must comply with the time and distance standards for the following kinds of institutional providers: Time Distance Time Distance Time Distance Acute Inpatient Hospitals (Emergency Acute Inpatient Hospitals (Emergency Acute Inpatient Hospitals (Emergency Services Available 24/7) 20 10 Services Available 24/7) 20 10 Services Available 24/7) 20 10 Cardiac Catheterization Services 30 15 Cardiac Catheterization Services 30 15 Cardiac Catheterization Services 30 15 Cardiac Surgery Program 30 15 Cardiac Surgery Program 30 15 Cardiac Surgery Program 30 15 Critical Care Services: Intensive Care Units 20 10 Critical Care Services: Intensive Care Units 20 10 Critical Care Services: Intensive Care Units 20 10 Diagnostic Radiology (Freestanding; Diagnostic Radiology (Freestanding; Diagnostic Radiology (Freestanding; Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 20 10 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 20 10 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 20 10 Inpatient or Residential Behavioral Inpatient or Residential Behavioral Inpatient or Residential Behavioral Health Facility Services 30 15 Health Facility Services 30 15 Health Facility Services 30 15 Mammography 20 10 Mammography 20 10 Mammography 20 10 Outpatient Infusion/Chemotherapy 20 10 Outpatient Infusion/Chemotherapy 20 10 Outpatient Infusion/Chemotherapy 20 10 Skilled Nursing Facilities 20 10 Skilled Nursing Facilities 20 10 Skilled Nursing Facilities 20 10 Surgical Services (Outpatient or Ambulatory Surgical Center) 20 10 Surgical Services (Outpatient or Ambulatory Surgical Center) 20 10 Surgical Services (Outpatient or Ambulatory Surgical Center) 20 10 (3) For other settings: (A) The preferred provider benefit plan's network must comply with the time and distance standards for the following settings: Time Distance Time Distance Time Distance Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 10 5 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 10 5 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 10 5 Urgent Care 20 10 Urgent Care 20 10 Urgent Care 20 10 (c) Maximum travel time in minutes and maximum distance in miles for preferred provider benefit plans by preferred provider type for each metro county are: (1) For physicians: (A) Designated by physician specialty. The preferred provider benefit plan's network must comply with the time and distance standards for the following physician specialties: Time Distance Time Distance Time Distance Allergy and Immunology 45 30 Allergy and Immunology 45 30 Allergy and Immunology 45 30 Anesthesiology 30 20 Anesthesiology 30 20 Anesthesiology 30 20 Cardiology 30 20 Cardiology 30 20 Cardiology 30 20 Cardiothoracic Surgery 60 40 Cardiothoracic Surgery 60 40 Cardiothoracic Surgery 60 40 Dermatology 45 30 Dermatology 45 30 Dermatology 45 30 Emergency Medicine 45 30 Emergency Medicine 45 30 Emergency Medicine 45 30 Endocrinology 60 40 Endocrinology 60 40 Endocrinology 60 40 Ear, Nose, and Throat/Otolaryngology 45 30 Ear, Nose, and Throat/Otolaryngology 45 30 Ear, Nose, and Throat/Otolaryngology 45 30 Gastroenterology 45 30 Gastroenterology 45 30 Gastroenterology 45 30 General Surgery 30 20 General Surgery 30 20 General Surgery 30 20 Gynecology and Obstetrics 15 10 Gynecology and Obstetrics 15 10 Gynecology and Obstetrics 15 10 Infectious Diseases 60 40 Infectious Diseases 60 40 Infectious Diseases 60 40 Nephrology 45 30 Nephrology 45 30 Nephrology 45 30 Neurology 45 30 Neurology 45 30 Neurology 45 30 Neurosurgery 60 40 Neurosurgery 60 40 Neurosurgery 60 40 Oncology: Medical, Surgical 45 30 Oncology: Medical, Surgical 45 30 Oncology: Medical, Surgical 45 30 Oncology: Radiation 60 40 Oncology: Radiation 60 40 Oncology: Radiation 60 40 Ophthalmology 30 20 Ophthalmology 30 20 Ophthalmology 30 20 Orthopedic Surgery 30 20 Orthopedic Surgery 30 20 Orthopedic Surgery 30 20 Physical Medicine and Rehabilitation 45 30 Physical Medicine and Rehabilitation 45 30 Physical Medicine and Rehabilitation 45 30 Plastic Surgery 60 40 Plastic Surgery 60 40 Plastic Surgery 60 40 Primary Care: Adults 15 10 Primary Care: Adults 15 10 Primary Care: Adults 15 10 Primary Care: Pediatric 15 10 Primary Care: Pediatric 15 10 Primary Care: Pediatric 15 10 Psychiatry 45 30 Psychiatry 45 30 Psychiatry 45 30 Pulmonology 45 30 Pulmonology 45 30 Pulmonology 45 30 Rheumatology 60 40 Rheumatology 60 40 Rheumatology 60 40 Urology 45 30 Urology 45 30 Urology 45 30 Vascular Surgery 60 40 Vascular Surgery 60 40 Vascular Surgery 60 40 (2) For health care providers: (A) Designated by the kind of practitioner or institutional provider furnishing the health care service. (i) The preferred provider benefit plan's network must comply with the time and distance standards for practitioners licensed to provide health care services in this state, in the following disciplines: Time Distance Time Distance Time Distance Chiropractic 45 30 Chiropractic 45 30 Chiropractic 45 30 Occupational Therapy 45 30 Occupational Therapy 45 30 Occupational Therapy 45 30 Physical Therapy 45 30 Physical Therapy 45 30 Physical Therapy 45 30 Podiatry 45 30 Podiatry 45 30 Podiatry 45 30 Speech Therapy 45 30 Speech Therapy 45 30 Speech Therapy 45 30 (ii) The preferred provider benefit plan's network must comply with the time and distance standards for the following kinds of institutional providers: Time Distance Time Distance Time Distance Acute Inpatient Hospitals (Emergency Services Available 24/7) 45 30 Acute Inpatient Hospitals (Emergency Services Available 24/7) 45 30 Acute Inpatient Hospitals (Emergency Services Available 24/7) 45 30 Cardiac Catheterization Services 60 40 Cardiac Catheterization Services 60 40 Cardiac Catheterization Services 60 40 Cardiac Surgery Program 60 40 Cardiac Surgery Program 60 40 Cardiac Surgery Program 60 40 Critical Care Services: Intensive Care Units 45 30 Critical Care Services: Intensive Care Units 45 30 Critical Care Services: Intensive Care Units 45 30 Diagnostic Radiology (Freestanding; Diagnostic Radiology (Freestanding; Diagnostic Radiology (Freestanding; Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 45 30 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 45 30 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 45 30 Inpatient or Residential Inpatient or Residential Inpatient or Residential Behavioral Health Facility Services 70 45 Behavioral Health Facility Services 70 45 Behavioral Health Facility Services 70 45 Mammography 45 30 Mammography 45 30 Mammography 45 30 Outpatient Infusion/Chemotherapy 45 30 Outpatient Infusion/Chemotherapy 45 30 Outpatient Infusion/Chemotherapy 45 30 Skilled Nursing Facilities 45 30 Skilled Nursing Facilities 45 30 Skilled Nursing Facilities 45 30 Surgical Services (Outpatient or Ambulatory Surgical Center) 45 30 Surgical Services (Outpatient or Ambulatory Surgical Center) 45 30 Surgical Services (Outpatient or Ambulatory Surgical Center) 45 30 (3) For other settings: (A) The preferred provider benefit plan's network must comply with the time and distance standards for the following settings: Time Distance Time Distance Time Distance Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 15 10 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 15 10 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 15 10 Urgent Care 45 30 Urgent Care 45 30 Urgent Care 45 30 (d) Maximum travel time in minutes and maximum distance in miles for preferred provider benefit plans by preferred provider type for each micro county are: (1) For physicians: (A) Designated by physician specialty. The preferred provider benefit plan's network must comply with the time and distance standards for the following physician specialties: Time Distance Time Distance Time Distance Allergy and Immunology 80 60 Allergy and Immunology 80 60 Allergy and Immunology 80 60 Anesthesiology 50 35 Anesthesiology 50 35 Anesthesiology 50 35 Cardiology 50 35 Cardiology 50 35 Cardiology 50 35 Cardiothoracic Surgery 100 75 Cardiothoracic Surgery 100 75 Cardiothoracic Surgery 100 75 Dermatology 60 45 Dermatology 60 45 Dermatology 60 45 Emergency Medicine 80 60 Emergency Medicine 80 60 Emergency Medicine 80 60 Endocrinology 100 75 Endocrinology 100 75 Endocrinology 100 75 Ear, Nose, and Throat/Otolaryngology 80 60 Ear, Nose, and Throat/Otolaryngology 80 60 Ear, Nose, and Throat/Otolaryngology 80 60 Gastroenterology 80 60 Gastroenterology 80 60 Gastroenterology 80 60 General Surgery 50 35 General Surgery 50 35 General Surgery 50 35 Gynecology and Obstetrics 30 20 Gynecology and Obstetrics 30 20 Gynecology and Obstetrics 30 20 Infectious Diseases 100 75 Infectious Diseases 100 75 Infectious Diseases 100 75 Nephrology 80 60 Nephrology 80 60 Nephrology 80 60 Neurology 60 45 Neurology 60 45 Neurology 60 45 Neurosurgery 100 75 Neurosurgery 100 75 Neurosurgery 100 75 Oncology: Medical, Surgical 60 45 Oncology: Medical, Surgical 60 45 Oncology: Medical, Surgical 60 45 Oncology: Radiation 100 75 Oncology: Radiation 100 75 Oncology: Radiation 100 75 Ophthalmology 50 35 Ophthalmology 50 35 Ophthalmology 50 35 Orthopedic Surgery 50 35 Orthopedic Surgery 50 35 Orthopedic Surgery 50 35 Physical Medicine and Rehabilitation 80 60 Physical Medicine and Rehabilitation 80 60 Physical Medicine and Rehabilitation 80 60 Plastic Surgery 100 75 Plastic Surgery 100 75 Plastic Surgery 100 75 Primary Care: Adults 30 20 Primary Care: Adults 30 20 Primary Care: Adults 30 20 Primary Care: Pediatric 30 20 Primary Care: Pediatric 30 20 Primary Care: Pediatric 30 20 Psychiatry 60 45 Psychiatry 60 45 Psychiatry 60 45 Pulmonology 60 45 Pulmonology 60 45 Pulmonology 60 45 Rheumatology 100 75 Rheumatology 100 75 Rheumatology 100 75 Urology 60 45 Urology 60 45 Urology 60 45 Vascular Surgery 100 75 Vascular Surgery 100 75 Vascular Surgery 100 75 (2) For health care providers: (A) Designated by the kind of practitioner or institutional provider furnishing the health care service. (i) The preferred provider benefit plan's network must comply with the time and distance standards for practitioners licensed to provide health care services in this state, in the following disciplines: Time Distance Time Distance Time Distance Chiropractic 80 60 Chiropractic 80 60 Chiropractic 80 60 Occupational Therapy 80 60 Occupational Therapy 80 60 Occupational Therapy 80 60 Physical Therapy 80 60 Physical Therapy 80 60 Physical Therapy 80 60 Podiatry 60 45 Podiatry 60 45 Podiatry 60 45 Speech Therapy 80 60 Speech Therapy 80 60 Speech Therapy 80 60 (ii) The preferred provider benefit plan's network must comply with the time and distance standards for the following kinds of institutional providers: Time Distance Time Distance Time Distance Acute Inpatient Hospitals (Emergency Services Available 24/7) 80 60 Acute Inpatient Hospitals (Emergency Services Available 24/7) 80 60 Acute Inpatient Hospitals (Emergency Services Available 24/7) 80 60 Cardiac Catheterization Services 160 120 Cardiac Catheterization Services 160 120 Cardiac Catheterization Services 160 120 Cardiac Surgery Program 160 120 Cardiac Surgery Program 160 120 Cardiac Surgery Program 160 120 Critical Care Services: Intensive Care Units 160 120 Critical Care Services: Intensive Care Units 160 120 Critical Care Services: Intensive Care Units 160 120 Diagnostic Radiology (Freestanding; Diagnostic Radiology (Freestanding; Diagnostic Radiology (Freestanding; Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 80 60 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 80 60 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 80 60 Inpatient or Residential Inpatient or Residential Inpatient or Residential Behavioral Health Facility Services 100 75 Behavioral Health Facility Services 100 75 Behavioral Health Facility Services 100 75 Mammography 80 60 Mammography 80 60 Mammography 80 60 Outpatient Infusion/Chemotherapy 80 60 Outpatient Infusion/Chemotherapy 80 60 Outpatient Infusion/Chemotherapy 80 60 Skilled Nursing Facilities 80 60 Skilled Nursing Facilities 80 60 Skilled Nursing Facilities 80 60 Surgical Services (Outpatient or Ambulatory Surgical Center) 80 60 Surgical Services (Outpatient or Ambulatory Surgical Center) 80 60 Surgical Services (Outpatient or Ambulatory Surgical Center) 80 60 (3) For other care and settings: (A) The preferred provider benefit plan's network must comply with the time and distance standards for the following care and settings: Time Distance Time Distance Time Distance Outpatient Clinical Behavioral Health (Texas Licensed, Accredited, or Certified) 30 20 Outpatient Clinical Behavioral Health (Texas Licensed, Accredited, or Certified) 30 20 Outpatient Clinical Behavioral Health (Texas Licensed, Accredited, or Certified) 30 20 Urgent Care 80 60 Urgent Care 80 60 Urgent Care 80 60 (e) Maximum travel time in minutes and maximum distance in miles for preferred provider benefit plans by preferred provider type for each rural county are: (1) For physicians: (A) Designated by physician specialty. The preferred provider benefit plan's network must comply with the time and distance standards for the following physician specialties: Time Distance Time Distance Time Distance Allergy and Immunology 90 75 Allergy and Immunology 90 75 Allergy and Immunology 90 75 Anesthesiology 75 60 Anesthesiology 75 60 Anesthesiology 75 60 Cardiology 75 60 Cardiology 75 60 Cardiology 75 60 Cardiothoracic Surgery 110 90 Cardiothoracic Surgery 110 90 Cardiothoracic Surgery 110 90 Dermatology 75 60 Dermatology 75 60 Dermatology 75 60 Emergency Medicine 75 60 Emergency Medicine 75 60 Emergency Medicine 75 60 Endocrinology 110 90 Endocrinology 110 90 Endocrinology 110 90 Ear, Nose, and Throat/Otolaryngology 90 75 Ear, Nose, and Throat/Otolaryngology 90 75 Ear, Nose, and Throat/Otolaryngology 90 75 Gastroenterology 75 60 Gastroenterology 75 60 Gastroenterology 75 60 General Surgery 75 60 General Surgery 75 60 General Surgery 75 60 Gynecology and Obstetrics 40 30 Gynecology and Obstetrics 40 30 Gynecology and Obstetrics 40 30 Infectious Diseases 110 90 Infectious Diseases 110 90 Infectious Diseases 110 90 Nephrology 90 75 Nephrology 90 75 Nephrology 90 75 Neurology 75 60 Neurology 75 60 Neurology 75 60 Neurosurgery 110 90 Neurosurgery 110 90 Neurosurgery 110 90 Oncology: Medical, Surgical 75 60 Oncology: Medical, Surgical 75 60 Oncology: Medical, Surgical 75 60 Oncology: Radiation 110 90 Oncology: Radiation 110 90 Oncology: Radiation 110 90 Ophthalmology 75 60 Ophthalmology 75 60 Ophthalmology 75 60 Orthopedic Surgery 75 60 Orthopedic Surgery 75 60 Orthopedic Surgery 75 60 Physical Medicine and Rehabilitation 90 75 Physical Medicine and Rehabilitation 90 75 Physical Medicine and Rehabilitation 90 75 Plastic Surgery 110 90 Plastic Surgery 110 90 Plastic Surgery 110 90 Primary Care: Adults 40 30 Primary Care: Adults 40 30 Primary Care: Adults 40 30 Primary Care: Pediatric 40 30 Primary Care: Pediatric 40 30 Primary Care: Pediatric 40 30 Psychiatry 75 60 Psychiatry 75 60 Psychiatry 75 60 Pulmonology 75 60 Pulmonology 75 60 Pulmonology 75 60 Rheumatology 110 90 Rheumatology 110 90 Rheumatology 110 90 Urology 75 60 Urology 75 60 Urology 75 60 Vascular Surgery 110 90 Vascular Surgery 110 90 Vascular Surgery 110 90 (2) For health care providers: (A) Designated by the kind of practitioner or institutional provider furnishing the health care service. (i) The preferred provider benefit plan's network must comply with the time and distance standards for practitioners licensed to provide health care services in this state, in the following disciplines: Time Distance Time Distance Time Distance Chiropractic 90 75 Chiropractic 90 75 Chiropractic 90 75 Occupational Therapy 75 60 Occupational Therapy 75 60 Occupational Therapy 75 60 Physical Therapy 75 60 Physical Therapy 75 60 Physical Therapy 75 60 Podiatry 75 60 Podiatry 75 60 Podiatry 75 60 Speech Therapy 75 60 Speech Therapy 75 60 Speech Therapy 75 60 (ii) The preferred provider benefit plan's network must comply with the time and distance standards for the following kinds of institutional providers: Time Distance Time Distance Time Distance Acute Inpatient Hospitals (Emergency Services Available 24/7) 75 60 Acute Inpatient Hospitals (Emergency Services Available 24/7) 75 60 Acute Inpatient Hospitals (Emergency Services Available 24/7) 75 60 Cardiac Catheterization Services 145 120 Cardiac Catheterization Services 145 120 Cardiac Catheterization Services 145 120 Cardiac Surgery Program 145 120 Cardiac Surgery Program 145 120 Cardiac Surgery Program 145 120 Critical Care Services: Intensive Care Units 145 120 Critical Care Services: Intensive Care Units 145 120 Critical Care Services: Intensive Care Units 145 120 Diagnostic Radiology (Freestanding; Diagnostic Radiology (Freestanding; Diagnostic Radiology (Freestanding; Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 75 60 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 75 60 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 75 60 Inpatient or Residential Inpatient or Residential Inpatient or Residential Behavioral Health Facility Services 90 75 Behavioral Health Facility Services 90 75 Behavioral Health Facility Services 90 75 Mammography 75 60 Mammography 75 60 Mammography 75 60 Outpatient Infusion/Chemotherapy 75 60 Outpatient Infusion/Chemotherapy 75 60 Outpatient Infusion/Chemotherapy 75 60 Skilled Nursing Facilities 75 60 Skilled Nursing Facilities 75 60 Skilled Nursing Facilities 75 60 Surgical Services (Outpatient or Ambulatory Surgical Center) 75 60 Surgical Services (Outpatient or Ambulatory Surgical Center) 75 60 Surgical Services (Outpatient or Ambulatory Surgical Center) 75 60 (3) For other settings: (A) The preferred provider benefit plan's network must comply with the time and distance standards for the following settings: Time Distance Time Distance Time Distance Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 40 30 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 40 30 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 40 30 Urgent Care 75 60 Urgent Care 75 60 Urgent Care 75 60 (f) Maximum travel time in minutes and maximum distance in miles for preferred provider benefit plans by preferred provider type for each county with extreme access considerations are: (1) For physicians: (A) Designated by physician specialty. The preferred provider benefit plan's network must comply with the time and distance standards for the following physician specialties: Time Distance Time Distance Time Distance Allergy and Immunology 125 110 Allergy and Immunology 125 110 Allergy and Immunology 125 110 Anesthesiology 95 85 Anesthesiology 95 85 Anesthesiology 95 85 Cardiology 95 85 Cardiology 95 85 Cardiology 95 85 Cardiothoracic Surgery 145 130 Cardiothoracic Surgery 145 130 Cardiothoracic Surgery 145 130 Dermatology 110 100 Dermatology 110 100 Dermatology 110 100 Emergency Medicine 110 100 Emergency Medicine 110 100 Emergency Medicine 110 100 Endocrinology 145 130 Endocrinology 145 130 Endocrinology 145 130 Ear, Nose, and Throat/Otolaryngology 125 110 Ear, Nose, and Throat/Otolaryngology 125 110 Ear, Nose, and Throat/Otolaryngology 125 110 Gastroenterology 110 100 Gastroenterology 110 100 Gastroenterology 110 100 General Surgery 95 85 General Surgery 95 85 General Surgery 95 85 Gynecology and Obstetrics 70 60 Gynecology and Obstetrics 70 60 Gynecology and Obstetrics 70 60 Infectious Diseases 145 130 Infectious Diseases 145 130 Infectious Diseases 145 130 Nephrology 125 110 Nephrology 125 110 Nephrology 125 110 Neurology 110 100 Neurology 110 100 Neurology 110 100 Neurosurgery 145 130 Neurosurgery 145 130 Neurosurgery 145 130 Oncology: Medical, Surgical 110 100 Oncology: Medical, Surgical 110 100 Oncology: Medical, Surgical 110 100 Oncology: Radiation 145 130 Oncology: Radiation 145 130 Oncology: Radiation 145 130 Ophthalmology 95 85 Ophthalmology 95 85 Ophthalmology 95 85 Orthopedic Surgery 95 85 Orthopedic Surgery 95 85 Orthopedic Surgery 95 85 Physical Medicine and Rehabilitation 125 110 Physical Medicine and Rehabilitation 125 110 Physical Medicine and Rehabilitation 125 110 Plastic Surgery 145 130 Plastic Surgery 145 130 Plastic Surgery 145 130 Primary Care: Adults 70 60 Primary Care: Adults 70 60 Primary Care: Adults 70 60 Primary Care: Pediatric 70 60 Primary Care: Pediatric 70 60 Primary Care: Pediatric 70 60 Psychiatry 110 100 Psychiatry 110 100 Psychiatry 110 100 Pulmonology 110 100 Pulmonology 110 100 Pulmonology 110 100 Rheumatology 145 130 Rheumatology 145 130 Rheumatology 145 130 Urology 110 100 Urology 110 100 Urology 110 100 Vascular Surgery 145 130 Vascular Surgery 145 130 Vascular Surgery 145 130 (2) For health care providers: (A) Designated by the kind of practitioner or institutional provider furnishing the health care service. (i) The preferred provider benefit plan's network must comply with the time and distance standards for practitioners licensed to provide health care services in this state, in the following disciplines: Time Distance Time Distance Time Distance Chiropractic 125 110 Chiropractic 125 110 Chiropractic 125 110 Occupational Therapy 110 100 Occupational Therapy 110 100 Occupational Therapy 110 100 Physical Therapy 110 100 Physical Therapy 110 100 Physical Therapy 110 100 Podiatry 110 100 Podiatry 110 100 Podiatry 110 100 Speech Therapy 110 100 Speech Therapy 110 100 Speech Therapy 110 100 (ii) The preferred provider benefit plan's network must comply with the time and distance standards for the following kinds of institutional providers: Time Distance Time Distance Time Distance Acute Inpatient Hospitals (Emergency Services Available 24/7) 110 100 Acute Inpatient Hospitals (Emergency Services Available 24/7) 110 100 Acute Inpatient Hospitals (Emergency Services Available 24/7) 110 100 Cardiac Catheterization Services 155 140 Cardiac Catheterization Services 155 140 Cardiac Catheterization Services 155 140 Cardiac Surgery Program 155 140 Cardiac Surgery Program 155 140 Cardiac Surgery Program 155 140 Critical Care Services: Intensive Care Units 155 140 Critical Care Services: Intensive Care Units 155 140 Critical Care Services: Intensive Care Units 155 140 Diagnostic Radiology (Freestanding; Diagnostic Radiology (Freestanding; Diagnostic Radiology (Freestanding; Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 110 100 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 110 100 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 110 100 Inpatient or Residential Behavioral Inpatient or Residential Behavioral Inpatient or Residential Behavioral Health Facility Services 155 140 Health Facility Services 155 140 Health Facility Services 155 140 Mammography 110 100 Mammography 110 100 Mammography 110 100 Outpatient Infusion/Chemotherapy 110 100 Outpatient Infusion/Chemotherapy 110 100 Outpatient Infusion/Chemotherapy 110 100 Skilled Nursing Facilities 95 85 Skilled Nursing Facilities 95 85 Skilled Nursing Facilities 95 85 Surgical Services (Outpatient or Ambulatory Surgical Center) 110 100 Surgical Services (Outpatient or Ambulatory Surgical Center) 110 100 Surgical Services (Outpatient or Ambulatory Surgical Center) 110 100 (3) For other settings: (A) The preferred provider benefit plan's network must comply with the time and distance standards for the following settings: Time Distance Time Distance Time Distance Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 70 60 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 70 60 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 70 60 Urgent Care 110 100 Urgent Care 110 100 Urgent Care 110 100 Sec. 1301.00554. OTHER MAXIMUM DISTANCE STANDARD REQUIREMENTS. (a) For any physician specialty not specifically listed in Section 1301.00553, the maximum distance, in any county classification, is 75 miles. (b) When necessary due to utilization or supply patterns, the commissioner may by rule decrease the base maximum time and distance standards listed in this Section or Section 1301.00553 for specific counties. Sec. 1301.00555. MAXIMUM APPOINTMENT WAIT TIME STANDARDS. An insurer must ensure that: (1) routine care is available and accessible from preferred providers: (A) within three weeks for medical conditions; and (B) within two weeks for behavioral health conditions; and (2) preventive health care services are available and accessible from preferred providers: (A) within two months for a child, or earlier if necessary for compliance with recommendations for specific preventive health care services; and (B) within three months for an adult. SECTION 8. Section 1301.0056, Insurance Code, is amended by amending Subsection (a) and adding Subsections (a-1) and (e) to read as follows: (a) The commissioner shall by rule adopt a process for the commissioner to examine a preferred provider benefit plan before an insurer offers for delivery the plan to insureds to determine whether the plan meets the quality of care and network adequacy standards of this chapter. An insurer may not offer [used by] a preferred provider benefit plan before [or an exclusive provider benefit plan offered by] the commissioner determines that the network meets the quality of care and network adequacy standards of [insurer under] this chapter. (a-1) An insurer is subject to a qualifying examination of the insurer's preferred provider benefit plans [and exclusive provider benefit plans] and subsequent quality of care and network adequacy examinations by the commissioner at least once every three years, in connection with a public hearing under Section 1301.00565 concerning a material deviation from network adequacy standards by a previously authorized plan or a request for a waiver of a network adequacy standard, and whenever the commissioner considers an examination necessary. Documentation provided to the commissioner during an examination conducted under this section is confidential and is not subject to disclosure as public information under Chapter 552, Government Code. (e) Rules adopted under this section must require insurers to provide access to or submit data necessary for the commissioner to evaluate and make a determination of compliance with quality of care and network adequacy standards. The rules must require insurers to submit data that includes: (1) a searchable and sortable database of network physicians and health care providers by national provider identifier, county, physician specialty, hospital privileges and credentials, and kind of health care provider or licensure type, as applicable; (2) actuarial data of current and projected number of insureds by county; and (3) actuarial data of current and projected utilization of each preferred provider type listed in Sections 1301.00553 and 1301.00554(a) by county; and (4) any other data or information considered necessary by the commissioner to make a determination to authorize the use of the preferred provider benefit plan in the most efficient and effective manner possible. SECTION 9. Subchapter A, Chapter 1301, Insurance Code, is amended by adding Section 1301.00565 to read as follows: Sec. 1301.00565. PUBLIC HEARING ON NETWORK ADEQUACY STANDARDS WAIVERS. (a) On the earlier of a request from an insurer to receive a waiver from any network adequacy standard or receipt of notice under Section 1301.0055 of a material deviation from the network adequacy standards of this chapter, the commissioner shall set a public hearing for a determination of whether there is good cause for a waiver. (b) The commissioner shall notify affected physicians and health care providers that may be the subject of a discussion of good faith efforts on behalf of the insurer to meet network adequacy standards and provide the physicians and health care providers with an opportunity to submit evidence, including written testimony, and to attend the public hearing and offer testimony either in person or virtually. A physician, including a physician group referenced in the insurer's waiver request or notice of material deviation, may not be identified by name at the hearing unless the physician consents to be identified in advance of the hearing. (c) At the hearing, the commissioner shall consider all written and oral testimony and evidence submitted by the insurer and the public pertinent to the requested waiver, including: (1) the total number of physicians or health care providers in each preferred provider type listed in Section 1301.00553 within the county and service area being submitted for the waiver and whether the insurer made a good faith effort to contract with those required preferred provider types to meet network adequacy standards of this chapter; (2) the total number of facilities, and availability of pediatric, for-profit, nonprofit, tax-supported, and teaching facilities, within the county and service area being submitted for a waiver and whether the insurer made a good faith effort to contract with these facilities and facility-based physicians and health care providers to meet network adequacy standards of this chapter; (3) population, density, and geographical information to determine the possibility and travel time and distance requirements within the county and service area being submitted for a waiver; and (4) availability of services, population, and density within a county and service area being submitted for a waiver. (d) The commissioner may not consider a prohibition on balance billing in determining whether to grant a waiver from network adequacy standards. (e) The commissioner may not grant a waiver without a public hearing. (f) Except as provided by this subsection, any evidence submitted to the commissioner as evidence for the public hearing that is proprietary in nature is confidential and not subject to disclosure as public information under Chapter 552, Government Code. Information related to provider directories, credentials, and privileges, estimates of patient populations, and actuarial estimates of needed providers to meet the estimated patient population is not protected under this subsection. (g) A policyholder is entitled to seek judicial review of the commissioner's decision to grant a waiver under this section in Travis County district court. Review by the district court under this subsection is de novo. SECTION 10. Section 1301.009(b), Insurance Code, is amended to read as follows: (b) The report shall: (1) be verified by at least two principal officers; (2) be in a form prescribed by the commissioner; and (3) include: (A) a financial statement of the insurer, including its balance sheet and receipts and disbursements for the preceding calendar year, certified by an independent public accountant; (B) the number of individuals enrolled during the preceding calendar year, the number of enrollees as of the end of that year, and the number of enrollments terminated during that year; and (C) a statement of: (i) an evaluation of enrollee satisfaction; (ii) an evaluation of quality of care; (iii) coverage areas; (iv) accreditation status; (v) premium costs; (vi) plan costs; (vii) premium increases; (viii) the range of benefits provided; (ix) copayments and deductibles; (x) the accuracy and speed of claims payment by the insurer for the plan; (xi) the credentials of physicians who are preferred providers; (xii) the number of preferred providers; [and] (xiii) any waiver requests made and waivers of network adequacy standards granted under Section 1301.00565; and (xiv) any material deviation from network adequacy standards reported to the department under Section 1301.0055; and (xv) any corrective actions, sanctions or penalties assessed against the insurer by the department for deficiencies related to the preferred provider benefit plan. SECTION 11. Subchapter B, Chapter 1301, Insurance Code is amended by adding Section 1301.0642 to read as follows: Sec. 1301.0642. CONTRACT PROVISIONS ALLOWING CERTAIN CHANGE PROHIBITED. (a) In this section, "adverse material change" means a change to a preferred provider contract that would decrease the preferred provider's payment or compensation; change the preferred provider's tier to a less preferred tier; or change the administrative procedures in a way that may reasonably be expected to significantly increase the provider's administrative expenses. Adverse material change does not include: (1) a decrease in payment or compensation resulting soley from a change in a published fee schedule upon which the payment or compensation is based and the date of applicability is clearly identified in the contract; (2) a decrease in payment or compensation that was anticipated under the terms of the contract, if the amount and date of applicability of the decrease is clearly identified in the contract; (3) An administrative change that may significantly increase the preferred provider's administrative expense, the specific applicability of which is clearly identified in the contract; or (4) A change that is required by the operation of state or federal law. (b) An adverse material change to a preferred provider contract may only be made during the term of the preferred provider contract with the mutual agreement of the parties. A provision in a preferred provider contract that allows the insurer to unilaterally make an adverse material change during the term of the contract is void and unenforceable. (c) Any adverse material change to the preferred provider contract may not go into effect until 120 days after physician or health care provider affirmatively agrees to the adverse material change in writing. (d) A proposed amendment by an insurer seeking an adverse material change to a preferred provider contract must include a notice that clearly and conspicuously identifies such amendment as proposing an adverse material change to the contract. The notice must also clearly and conspicuously state that a physician or health care provider may choose not to agree to the amendment and that such a decision not to agree to the amendment may not affect the terms of the physician or health care provider's existing contract with the insurer or the preferred provider's participation in other health plans or products. (e) A physician or health care provider's failure to agree to an adverse material change to a preferred provider contract shall not affect: (1) the terms of the physician or health care provider's existing contract or other contracts with the insurer; or (2) the preferred provider's participation in other health care products or plans. (f) An insurer's failure to include the notice described by Subsection (d) with the proposed amendment shall make an otherwise agreed-to adverse material change void and unenforceable. SECTION 12. The changes in law made by this Act apply only to an insurance policy that is delivered, issued, for delivery, or renewed on or after January 1, 2024. A policy delivered, issued for delivery, or renewed before January 1, 2024, is governed by the law as it existed immediately before the effective date of this Act, and the law is continued in effect for that purpose. SECTION 13. This Act takes effect September 1, 2023. Time Distance Allergy and Immunology 30 15 Anesthesiology 20 10 Cardiology 20 10 Cardiothoracic Surgery 30 15 Dermatology 20 10 Emergency Medicine 20 10 Endocrinology 30 15 Ear, Nose, and Throat/Otolaryngology 30 15 Gastroenterology 20 10 General Surgery 20 10 Gynecology and Obstetrics 10 5 Infectious Diseases 30 15 Nephrology 30 15 Neurology 20 10 Neurosurgery 30 15 Oncology: Medical, Surgical 20 10 Oncology: Radiation 30 15 Ophthalmology 20 10 Orthopedic Surgery 20 10 Physical Medicine and Rehabilitation 30 15 Plastic Surgery 30 15 Primary Care: Adults 10 5 Primary Care: Pediatric 10 5 Psychiatry 20 10 Pulmonology 20 10 Rheumatology 30 15 Urology 20 10 Vascular Surgery 30 15 Time Distance Chiropractic 30 15 Occupational Therapy 20 10 Physical Therapy 20 10 Podiatry 20 10 Speech Therapy 20 10 Time Distance Acute Inpatient Hospitals (Emergency Services Available 24/7) 20 10 Cardiac Catheterization Services 30 15 Cardiac Surgery Program 30 15 Critical Care Services: Intensive Care Units 20 10 Diagnostic Radiology (Freestanding; Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 20 10 Inpatient or Residential Behavioral Health Facility Services 30 15 Mammography 20 10 Outpatient Infusion/Chemotherapy 20 10 Skilled Nursing Facilities 20 10 Surgical Services (Outpatient or Ambulatory Surgical Center) 20 10 Time Distance Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 10 5 Urgent Care 20 10 Time Distance Allergy and Immunology 45 30 Anesthesiology 30 20 Cardiology 30 20 Cardiothoracic Surgery 60 40 Dermatology 45 30 Emergency Medicine 45 30 Endocrinology 60 40 Ear, Nose, and Throat/Otolaryngology 45 30 Gastroenterology 45 30 General Surgery 30 20 Gynecology and Obstetrics 15 10 Infectious Diseases 60 40 Nephrology 45 30 Neurology 45 30 Neurosurgery 60 40 Oncology: Medical, Surgical 45 30 Oncology: Radiation 60 40 Ophthalmology 30 20 Orthopedic Surgery 30 20 Physical Medicine and Rehabilitation 45 30 Plastic Surgery 60 40 Primary Care: Adults 15 10 Primary Care: Pediatric 15 10 Psychiatry 45 30 Pulmonology 45 30 Rheumatology 60 40 Urology 45 30 Vascular Surgery 60 40 Time Distance Chiropractic 45 30 Occupational Therapy 45 30 Physical Therapy 45 30 Podiatry 45 30 Speech Therapy 45 30 Time Distance Acute Inpatient Hospitals (Emergency Services Available 24/7) 45 30 Cardiac Catheterization Services 60 40 Cardiac Surgery Program 60 40 Critical Care Services: Intensive Care Units 45 30 Diagnostic Radiology (Freestanding; Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 45 30 Inpatient or Residential Behavioral Health Facility Services 70 45 Mammography 45 30 Outpatient Infusion/Chemotherapy 45 30 Skilled Nursing Facilities 45 30 Surgical Services (Outpatient or Ambulatory Surgical Center) 45 30 Time Distance Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 15 10 Urgent Care 45 30 Time Distance Allergy and Immunology 80 60 Anesthesiology 50 35 Cardiology 50 35 Cardiothoracic Surgery 100 75 Dermatology 60 45 Emergency Medicine 80 60 Endocrinology 100 75 Ear, Nose, and Throat/Otolaryngology 80 60 Gastroenterology 80 60 General Surgery 50 35 Gynecology and Obstetrics 30 20 Infectious Diseases 100 75 Nephrology 80 60 Neurology 60 45 Neurosurgery 100 75 Oncology: Medical, Surgical 60 45 Oncology: Radiation 100 75 Ophthalmology 50 35 Orthopedic Surgery 50 35 Physical Medicine and Rehabilitation 80 60 Plastic Surgery 100 75 Primary Care: Adults 30 20 Primary Care: Pediatric 30 20 Psychiatry 60 45 Pulmonology 60 45 Rheumatology 100 75 Urology 60 45 Vascular Surgery 100 75 Time Distance Chiropractic 80 60 Occupational Therapy 80 60 Physical Therapy 80 60 Podiatry 60 45 Speech Therapy 80 60 Time Distance Acute Inpatient Hospitals (Emergency Services Available 24/7) 80 60 Cardiac Catheterization Services 160 120 Cardiac Surgery Program 160 120 Critical Care Services: Intensive Care Units 160 120 Diagnostic Radiology (Freestanding; Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 80 60 Inpatient or Residential Behavioral Health Facility Services 100 75 Mammography 80 60 Outpatient Infusion/Chemotherapy 80 60 Skilled Nursing Facilities 80 60 Surgical Services (Outpatient or Ambulatory Surgical Center) 80 60 Time Distance Outpatient Clinical Behavioral Health (Texas Licensed, Accredited, or Certified) 30 20 Urgent Care 80 60 Time Distance Allergy and Immunology 90 75 Anesthesiology 75 60 Cardiology 75 60 Cardiothoracic Surgery 110 90 Dermatology 75 60 Emergency Medicine 75 60 Endocrinology 110 90 Ear, Nose, and Throat/Otolaryngology 90 75 Gastroenterology 75 60 General Surgery 75 60 Gynecology and Obstetrics 40 30 Infectious Diseases 110 90 Nephrology 90 75 Neurology 75 60 Neurosurgery 110 90 Oncology: Medical, Surgical 75 60 Oncology: Radiation 110 90 Ophthalmology 75 60 Orthopedic Surgery 75 60 Physical Medicine and Rehabilitation 90 75 Plastic Surgery 110 90 Primary Care: Adults 40 30 Primary Care: Pediatric 40 30 Psychiatry 75 60 Pulmonology 75 60 Rheumatology 110 90 Urology 75 60 Vascular Surgery 110 90 Time Distance Chiropractic 90 75 Occupational Therapy 75 60 Physical Therapy 75 60 Podiatry 75 60 Speech Therapy 75 60 Time Distance Acute Inpatient Hospitals (Emergency Services Available 24/7) 75 60 Cardiac Catheterization Services 145 120 Cardiac Surgery Program 145 120 Critical Care Services: Intensive Care Units 145 120 Diagnostic Radiology (Freestanding; Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 75 60 Inpatient or Residential Behavioral Health Facility Services 90 75 Mammography 75 60 Outpatient Infusion/Chemotherapy 75 60 Skilled Nursing Facilities 75 60 Surgical Services (Outpatient or Ambulatory Surgical Center) 75 60 Time Distance Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 40 30 Urgent Care 75 60 Time Distance Allergy and Immunology 125 110 Anesthesiology 95 85 Cardiology 95 85 Cardiothoracic Surgery 145 130 Dermatology 110 100 Emergency Medicine 110 100 Endocrinology 145 130 Ear, Nose, and Throat/Otolaryngology 125 110 Gastroenterology 110 100 General Surgery 95 85 Gynecology and Obstetrics 70 60 Infectious Diseases 145 130 Nephrology 125 110 Neurology 110 100 Neurosurgery 145 130 Oncology: Medical, Surgical 110 100 Oncology: Radiation 145 130 Ophthalmology 95 85 Orthopedic Surgery 95 85 Physical Medicine and Rehabilitation 125 110 Plastic Surgery 145 130 Primary Care: Adults 70 60 Primary Care: Pediatric 70 60 Psychiatry 110 100 Pulmonology 110 100 Rheumatology 145 130 Urology 110 100 Vascular Surgery 145 130 Time Distance Chiropractic 125 110 Occupational Therapy 110 100 Physical Therapy 110 100 Podiatry 110 100 Speech Therapy 110 100 Time Distance Acute Inpatient Hospitals (Emergency Services Available 24/7) 110 100 Cardiac Catheterization Services 155 140 Cardiac Surgery Program 155 140 Critical Care Services: Intensive Care Units 155 140 Diagnostic Radiology (Freestanding; Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 110 100 Inpatient or Residential Behavioral Health Facility Services 155 140 Mammography 110 100 Outpatient Infusion/Chemotherapy 110 100 Skilled Nursing Facilities 95 85 Surgical Services (Outpatient or Ambulatory Surgical Center) 110 100 Time Distance Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 70 60 Urgent Care 110 100