Texas 2023 - 88th Regular

Texas Senate Bill SB1765 Compare Versions

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11 2023S0261-T 03/07/23
22 By: Schwertner S.B. No. 1765
33
44
55 A BILL TO BE ENTITLED
66 AN ACT
77 relating to network adequacy standards and other requirements for
88 preferred provider benefit plans.
99 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
1010 SECTION 1. Section 1301.001, Insurance Code, is amended by
1111 adding Subdivision (6-a) to read as follows:
1212 (6-a) "Post-emergency stabilization care" means health care
1313 services that are furnished by an out-of-network provider,
1414 including an out-of-network hospital, freestanding emergency
1515 medical care facility or comparable emergency facility,
1616 (regardless of the department of the hospital in which such
1717 services or supplies are furnished) after the insured is stabilized
1818 and as part of outpatient observation or an inpatient or outpatient
1919 stay with respect to the visit in which the services defined by
2020 Section 1301.155(a) are furnished.
2121 SECTION 2. Section 1301.0046, Insurance Code, is amended to
2222 read as follows:
2323 Sec. 1301.0046. COST-SHARING [COINSURANCE] REQUIREMENTS
2424 FOR SERVICES OF NONPREFERRED PROVIDERS. (a) The insured's
2525 coinsurance applicable to payment to nonpreferred providers may not
2626 exceed 50 percent of the total covered amount applicable to the
2727 medical or health care services.
2828 (b) An insurer shall credit a cost-sharing payment,
2929 including any copayment, coinsurance, or deductible, paid by or on
3030 behalf of an insured for services furnished by an out-of-network
3131 provider to any out-of-pocket maximum that applies to the insured.
3232 The cost-sharing payment must be applied to the out-of-pocket
3333 maximum in the same manner as if it were made with respect to
3434 services furnished by a preferred provider.
3535 (c) An insurer may not have separate out-of-pocket maximums
3636 for in-network and out-of-network services.
3737 (d) The commissioner by rule shall set a reasonable cap on
3838 an out-of-pocket maximum under this section.
3939 (e) This section does not apply to an exclusive provider
4040 benefit plan.
4141 SECTION 3. The heading to Section 1301.005, Insurance Code,
4242 is amended to read as follows:
4343 Sec. 1301.005. AVAILABILITY OF PREFERRED PROVIDERS;
4444 SERVICE AREA LIMITATIONS.
4545 SECTION 4. Section 1301.005, Insurance Code, is amended by
4646 amending Subsections (a) and adding Subsection (d) to read as
4747 follows:
4848 (a) An insurer offering a preferred provider benefit plan
4949 shall ensure that both preferred provider benefits and basic level
5050 benefits, including benefits for emergency care, as defined by
5151 Section 1301.155 and post-emergency stabilization care, are
5252 reasonably available to all insureds within the designated service
5353 area. This subsection does not apply to an exclusive provider
5454 benefit plan.
5555 (d) A service area, other than a statewide service area, may
5656 include noncontiguous geographic areas but:
5757 (1) may not divide a county; and
5858 (2) must include at least one trauma service area in
5959 its entirety.
6060 SECTION 5. 1301.0053, Insurance Code, is amended by
6161 amending Subsections (a) and (b) and adding Subsections (d) and (e)
6262 to read as follows:
6363 (a) If an out-of-network provider provides emergency care,
6464 as defined by Section 1301.155 or post-emergency stabilization care
6565 to an enrollee in an exclusive provider benefit plan, the issuer of
6666 the plan shall reimburse the out-of-network provider at the usual
6767 and customary rate or at a rate agreed to by the issuer and the
6868 out-of-network provider for the provision of the services and any
6969 supply related to those services. The insurers shall make a payment
7070 required by this subsection directly to the provider not later
7171 than, as applicable:
7272 (1) the 30th day after the date the insurer receives an
7373 electronic clean claim as defined by Section 1301.101 for those
7474 services that includes all information necessary for the insurer to
7575 pay the claim; or
7676 (2) the 45th day after the date the insurer receives a
7777 nonelectronic clean claim as defined by Section 1301.101 for those
7878 services that includes all information necessary for the insurer to
7979 pay the claim;
8080 (b) For emergency care or post-emergency stabilization care
8181 subject to this section or a supply related to that care, an
8282 out-of-network provider or a person asserting a claim as an agent or
8383 assignee of the provider may not bill an insured in, and the insured
8484 does not have financial responsibility for, an amount greater than
8585 an applicable copayment, coinsurance, and deductible under the
8686 insured's exclusive provider benefit plan that:
8787 (1) is based on:
8888 (A) the amount initially determined payable by
8989 the insurer; or
9090 (B) if applicable, a modified amount as
9191 determined under the insured's internal appeal process; and
9292 (2) is not based on any additional amount determined
9393 to be owed to the provider under Chapter 1467.
9494 (d) Post-emergency stabilization care that is subject to
9595 this section and a supply related to that care are subject to
9696 Chapter 1467 in the same manner as if they were emergency care, as
9797 defined by Section 1301.155.
9898 (e) This section does not apply to claims for post-emergency
9999 stabilization care if each of the conditions described under 42 USC ยง
100100 300gg-111(a)(3)(C)(ii)(II) are met.
101101 SECTION 6. Section 1301.0055, Insurance Code, is amended to
102102 read as follows:
103103 Sec. 1301.0055. NETWORK ADEQUACY STANDARDS. (a) The
104104 commissioner shall by rule adopt network adequacy standards that:
105105 (1) require an insurer offering a preferred provider
106106 benefit plan to monitor compliance with network adequacy standards,
107107 including provisions of this chapter relating to network adequacy,
108108 on an ongoing basis, reporting any material deviation from network
109109 adequacy standards to the department within 30 days and promptly
110110 taking any correction action required to ensure the network is
111111 compliant; [adapted to local markets in which the insurer offering
112112 a preferred provider benefit plan operates];
113113 (2) ensure availability of, and accessibility to, a
114114 full range of contracted physicians and health care providers to
115115 provide current and projected utilization of health care services
116116 for adult and minor insureds; [and]
117117 (3) [on good cause shown,] may allow a waiver for a
118118 departure from [local market] network adequacy standards for a
119119 period not to exceed one year if the commissioner determines after
120120 receiving testimony at a public hearing under Section 1301.00565
121121 that good cause is shown and posts on the department's Internet
122122 website the name of the preferred provider benefit plan, the
123123 insurer offering the plan, each affected county, and the specific
124124 network adequacy standards waived;
125125 (4) require disclosure by the insurer of the
126126 information described by Subdivision (3) in all promotion and
127127 advertisement of the preferred provider benefit plan for which a
128128 waiver is allowed under that subdivision; and
129129 (5) limit a waiver from being issued to a preferred
130130 provider benefit plan:
131131 (A) more than twice consecutively for the same
132132 network adequacy standard in the same county unless the insurer
133133 demonstrates, in addition to the good cause described in
134134 Subdivision (4), multiple good faith attempts to bring the plan
135135 into compliance with the network adequacy standard during each of
136136 the prior consecutive waiver periods; or
137137 (B) more than a total of four times within a
138138 21-year period for each county in a service area for issues that may
139139 be remedied through good faith efforts [and the affected local
140140 market].
141141 (b) The standards described by Subsection (a)(2) must
142142 include factors regarding time, distance and appointment
143143 availability. The factors must:
144144 (1) require that all insureds are able to receive an
145145 appointment with a preferred provider within the maximum travel
146146 times and distances established under Sections 1301.00553 and
147147 1301.00554;
148148 (2) require that at all insureds are able to receive an
149149 appointment with a preferred provider within the maximum
150150 appointment wait times established under Section 1301.0055;
151151 (3) require a preferred provider benefit plan to
152152 ensure sufficient choice, access, and quality of physicians and
153153 health care providers, in number, size, and geographic
154154 distribution, to be capable of providing the health care services
155155 covered by the plan from preferred providers to all insureds within
156156 the insurer's designated service area, taking into account the
157157 insureds' characteristics, medical conditions, and health care
158158 needs, including:
159159 (A) the current utilization of covered health
160160 care services within the counties of the service area; and
161161 (B) an actuarial projection of utilization of
162162 covered health care services, physicians, and health care providers
163163 needed within the counties of the service area to meet the needs of
164164 the number of projected insureds.
165165 (4) require a sufficient number of preferred providers
166166 of emergency medicine, anesthesiology, pathology, radiology,
167167 neonatology, surgery, hospitalist, intensivist and diagnostic
168168 services, including radiology and laboratory services at each
169169 preferred hospital, ambulatory surgical center or freestanding
170170 emergency medical care facility with credentials for these
171171 specialties to ensure all insureds are able to receive covered
172172 benefits at that preferred location;
173173 (5) require that all insureds have the ability to
174174 access a preferred institutional provider listed in Section
175175 1301.00553 within the maximum travel times and distances for the
176176 corresponding county classification;
177177 (6) require that insureds have the option of
178178 facilities, if available, of pediatric, for-profit, nonprofit, and
179179 tax-supported institutions, with special consideration to
180180 contracting with teaching hospitals that provide indigent care or
181181 care for uninsured individual as a significant percentage of their
182182 overall patient load;
183183 (7) require that there is an adequate number of
184184 preferred provider physicians who have admitting privileges at one
185185 or more preferred provider hospitals located within the insurer's
186186 designated service area to make any necessary hospital admissions;
187187 (8) provide for necessary hospital services by
188188 requiring contracting with general, pediatric, specialty, and
189189 psychiatric hospitals on a preferred benefit basis within the
190190 insurer's designated service area, as applicable;
191191 (9) ensure that emergency care, as defined by Section
192192 1301.155, is available and accessible 24 hours a day, seven days a
193193 week, by preferred providers;
194194 (10) ensure that covered urgent care is available and
195195 accessible from preferred providers within the insurer's
196196 designated service area within 24 hours for medical and behavioral
197197 health conditions;
198198 (11) require an adequate number of preferred providers
199199 available and accessible to insureds 24 hours a day, seven days a
200200 week, within the insurer's designated service area; and
201201 (12) require sufficient numbers and classes of
202202 preferred providers to ensure choice, access, and quality of care
203203 across the insurer's designated service area.
204204 SECTION 7. Subchapter A, Chapter 1301, Insurance Code, is
205205 amended by adding Sections 1301.00553, 1301.00554, and 1301.00555
206206 to read as follows:
207207 Sec. 1301.00553. MAXIMUM TRAVEL TIME AND DISTANCE STANDARDS
208208 BY PREFERRED PROVIDER TYPE. (a) For purposes of this section, each
209209 county in this state is classified as a large metro, metro, micro,
210210 or rural county, or a county with extreme access considerations as
211211 determined by the federal Centers for Medicare and Medicaid
212212 Services by population and density thresholds as of March 1, 2023.
213213 (b) Maximum travel time in minutes and maximum distance in
214214 miles for preferred provider benefit plans by preferred provider
215215 type for each large metro county are:
216216 (1) For physicians:
217217 (A) Designated by physician specialty. The
218218 preferred provider benefit plan's network must comply with the time
219219 and distance standards for the following physician specialties:
220220 Time Distance Time Distance
221221 Time Distance
222222 Allergy and Immunology 30 15 Allergy and Immunology 30 15
223223 Allergy and Immunology 30 15
224224 Anesthesiology 20 10 Anesthesiology 20 10
225225 Anesthesiology 20 10
226226 Cardiology 20 10 Cardiology 20 10
227227 Cardiology 20 10
228228 Cardiothoracic Surgery 30 15 Cardiothoracic Surgery 30 15
229229 Cardiothoracic Surgery 30 15
230230 Dermatology 20 10 Dermatology 20 10
231231 Dermatology 20 10
232232 Emergency Medicine 20 10 Emergency Medicine 20 10
233233 Emergency Medicine 20 10
234234 Endocrinology 30 15 Endocrinology 30 15
235235 Endocrinology 30 15
236236 Ear, Nose, and Throat/Otolaryngology 30 15 Ear, Nose, and Throat/Otolaryngology 30 15
237237 Ear, Nose, and Throat/Otolaryngology 30 15
238238 Gastroenterology 20 10 Gastroenterology 20 10
239239 Gastroenterology 20 10
240240 General Surgery 20 10 General Surgery 20 10
241241 General Surgery 20 10
242242 Gynecology and Obstetrics 10 5 Gynecology and Obstetrics 10 5
243243 Gynecology and Obstetrics 10 5
244244 Infectious Diseases 30 15 Infectious Diseases 30 15
245245 Infectious Diseases 30 15
246246 Nephrology 30 15 Nephrology 30 15
247247 Nephrology 30 15
248248 Neurology 20 10 Neurology 20 10
249249 Neurology 20 10
250250 Neurosurgery 30 15 Neurosurgery 30 15
251251 Neurosurgery 30 15
252252 Oncology: Medical, Surgical 20 10 Oncology: Medical, Surgical 20 10
253253 Oncology: Medical, Surgical 20 10
254254 Oncology: Radiation 30 15 Oncology: Radiation 30 15
255255 Oncology: Radiation 30 15
256256 Ophthalmology 20 10 Ophthalmology 20 10
257257 Ophthalmology 20 10
258258 Orthopedic Surgery 20 10 Orthopedic Surgery 20 10
259259 Orthopedic Surgery 20 10
260260 Physical Medicine and Rehabilitation 30 15 Physical Medicine and Rehabilitation 30 15
261261 Physical Medicine and Rehabilitation 30 15
262262 Plastic Surgery 30 15 Plastic Surgery 30 15
263263 Plastic Surgery 30 15
264264 Primary Care: Adults 10 5 Primary Care: Adults 10 5
265265 Primary Care: Adults 10 5
266266 Primary Care: Pediatric 10 5 Primary Care: Pediatric 10 5
267267 Primary Care: Pediatric 10 5
268268 Psychiatry 20 10 Psychiatry 20 10
269269 Psychiatry 20 10
270270 Pulmonology 20 10 Pulmonology 20 10
271271 Pulmonology 20 10
272272 Rheumatology 30 15 Rheumatology 30 15
273273 Rheumatology 30 15
274274 Urology 20 10 Urology 20 10
275275 Urology 20 10
276276 Vascular Surgery 30 15 Vascular Surgery 30 15
277277 Vascular Surgery 30 15
278278 (2) For health care providers:
279279 (A) Designated by the kind of practitioner or
280280 institutional provider furnishing the health care service.
281281 (i) The preferred provider benefit plan's
282282 network must comply with the time and distance standards for
283283 practitioners licensed to provide health care services in this
284284 state, in the following disciplines:
285285 Time Distance Time Distance
286286 Time Distance
287287 Chiropractic 30 15 Chiropractic 30 15
288288 Chiropractic 30 15
289289 Occupational Therapy 20 10 Occupational Therapy 20 10
290290 Occupational Therapy 20 10
291291 Physical Therapy 20 10 Physical Therapy 20 10
292292 Physical Therapy 20 10
293293 Podiatry 20 10 Podiatry 20 10
294294 Podiatry 20 10
295295 Speech Therapy 20 10 Speech Therapy 20 10
296296 Speech Therapy 20 10
297297 (ii) The preferred provider benefit plan's
298298 network must comply with the time and distance standards for the
299299 following kinds of institutional providers:
300300 Time Distance Time Distance
301301 Time Distance
302302 Acute Inpatient Hospitals (Emergency Acute Inpatient Hospitals (Emergency
303303 Acute Inpatient Hospitals (Emergency
304304 Services Available 24/7) 20 10 Services Available 24/7) 20 10
305305 Services Available 24/7) 20 10
306306 Cardiac Catheterization Services 30 15 Cardiac Catheterization Services 30 15
307307 Cardiac Catheterization Services 30 15
308308 Cardiac Surgery Program 30 15 Cardiac Surgery Program 30 15
309309 Cardiac Surgery Program 30 15
310310 Critical Care Services: Intensive Care Units 20 10 Critical Care Services: Intensive Care Units 20 10
311311 Critical Care Services: Intensive Care Units 20 10
312312 Diagnostic Radiology (Freestanding; Diagnostic Radiology (Freestanding;
313313 Diagnostic Radiology (Freestanding;
314314 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 20 10 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 20 10
315315 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 20 10
316316 Inpatient or Residential Behavioral Inpatient or Residential Behavioral
317317 Inpatient or Residential Behavioral
318318 Health Facility Services 30 15 Health Facility Services 30 15
319319 Health Facility Services 30 15
320320 Mammography 20 10 Mammography 20 10
321321 Mammography 20 10
322322 Outpatient Infusion/Chemotherapy 20 10 Outpatient Infusion/Chemotherapy 20 10
323323 Outpatient Infusion/Chemotherapy 20 10
324324 Skilled Nursing Facilities 20 10 Skilled Nursing Facilities 20 10
325325 Skilled Nursing Facilities 20 10
326326 Surgical Services (Outpatient or Ambulatory Surgical Center) 20 10 Surgical Services (Outpatient or Ambulatory Surgical Center) 20 10
327327 Surgical Services (Outpatient or Ambulatory Surgical Center) 20 10
328328 (3) For other settings:
329329 (A) The preferred provider benefit plan's
330330 network must comply with the time and distance standards for the
331331 following settings:
332332 Time Distance Time Distance
333333 Time Distance
334334 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 10 5 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 10 5
335335 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 10 5
336336 Urgent Care 20 10 Urgent Care 20 10
337337 Urgent Care 20 10
338338 (c) Maximum travel time in minutes and maximum distance in
339339 miles for preferred provider benefit plans by preferred provider
340340 type for each metro county are:
341341 (1) For physicians:
342342 (A) Designated by physician specialty. The
343343 preferred provider benefit plan's network must comply with the time
344344 and distance standards for the following physician specialties:
345345 Time Distance Time Distance
346346 Time Distance
347347 Allergy and Immunology 45 30 Allergy and Immunology 45 30
348348 Allergy and Immunology 45 30
349349 Anesthesiology 30 20 Anesthesiology 30 20
350350 Anesthesiology 30 20
351351 Cardiology 30 20 Cardiology 30 20
352352 Cardiology 30 20
353353 Cardiothoracic Surgery 60 40 Cardiothoracic Surgery 60 40
354354 Cardiothoracic Surgery 60 40
355355 Dermatology 45 30 Dermatology 45 30
356356 Dermatology 45 30
357357 Emergency Medicine 45 30 Emergency Medicine 45 30
358358 Emergency Medicine 45 30
359359 Endocrinology 60 40 Endocrinology 60 40
360360 Endocrinology 60 40
361361 Ear, Nose, and Throat/Otolaryngology 45 30 Ear, Nose, and Throat/Otolaryngology 45 30
362362 Ear, Nose, and Throat/Otolaryngology 45 30
363363 Gastroenterology 45 30 Gastroenterology 45 30
364364 Gastroenterology 45 30
365365 General Surgery 30 20 General Surgery 30 20
366366 General Surgery 30 20
367367 Gynecology and Obstetrics 15 10 Gynecology and Obstetrics 15 10
368368 Gynecology and Obstetrics 15 10
369369 Infectious Diseases 60 40 Infectious Diseases 60 40
370370 Infectious Diseases 60 40
371371 Nephrology 45 30 Nephrology 45 30
372372 Nephrology 45 30
373373 Neurology 45 30 Neurology 45 30
374374 Neurology 45 30
375375 Neurosurgery 60 40 Neurosurgery 60 40
376376 Neurosurgery 60 40
377377 Oncology: Medical, Surgical 45 30 Oncology: Medical, Surgical 45 30
378378 Oncology: Medical, Surgical 45 30
379379 Oncology: Radiation 60 40 Oncology: Radiation 60 40
380380 Oncology: Radiation 60 40
381381 Ophthalmology 30 20 Ophthalmology 30 20
382382 Ophthalmology 30 20
383383 Orthopedic Surgery 30 20 Orthopedic Surgery 30 20
384384 Orthopedic Surgery 30 20
385385 Physical Medicine and Rehabilitation 45 30 Physical Medicine and Rehabilitation 45 30
386386 Physical Medicine and Rehabilitation 45 30
387387 Plastic Surgery 60 40 Plastic Surgery 60 40
388388 Plastic Surgery 60 40
389389 Primary Care: Adults 15 10 Primary Care: Adults 15 10
390390 Primary Care: Adults 15 10
391391 Primary Care: Pediatric 15 10 Primary Care: Pediatric 15 10
392392 Primary Care: Pediatric 15 10
393393 Psychiatry 45 30 Psychiatry 45 30
394394 Psychiatry 45 30
395395 Pulmonology 45 30 Pulmonology 45 30
396396 Pulmonology 45 30
397397 Rheumatology 60 40 Rheumatology 60 40
398398 Rheumatology 60 40
399399 Urology 45 30 Urology 45 30
400400 Urology 45 30
401401 Vascular Surgery 60 40 Vascular Surgery 60 40
402402 Vascular Surgery 60 40
403403 (2) For health care providers:
404404 (A) Designated by the kind of practitioner or
405405 institutional provider furnishing the health care service.
406406 (i) The preferred provider benefit plan's
407407 network must comply with the time and distance standards for
408408 practitioners licensed to provide health care services in this
409409 state, in the following disciplines:
410410 Time Distance Time Distance
411411 Time Distance
412412 Chiropractic 45 30 Chiropractic 45 30
413413 Chiropractic 45 30
414414 Occupational Therapy 45 30 Occupational Therapy 45 30
415415 Occupational Therapy 45 30
416416 Physical Therapy 45 30 Physical Therapy 45 30
417417 Physical Therapy 45 30
418418 Podiatry 45 30 Podiatry 45 30
419419 Podiatry 45 30
420420 Speech Therapy 45 30 Speech Therapy 45 30
421421 Speech Therapy 45 30
422422 (ii) The preferred provider benefit plan's
423423 network must comply with the time and distance standards for the
424424 following kinds of institutional providers:
425425 Time Distance Time Distance
426426 Time Distance
427427 Acute Inpatient Hospitals (Emergency Services Available 24/7) 45 30 Acute Inpatient Hospitals (Emergency Services Available 24/7) 45 30
428428 Acute Inpatient Hospitals (Emergency Services Available 24/7) 45 30
429429 Cardiac Catheterization Services 60 40 Cardiac Catheterization Services 60 40
430430 Cardiac Catheterization Services 60 40
431431 Cardiac Surgery Program 60 40 Cardiac Surgery Program 60 40
432432 Cardiac Surgery Program 60 40
433433 Critical Care Services: Intensive Care Units 45 30 Critical Care Services: Intensive Care Units 45 30
434434 Critical Care Services: Intensive Care Units 45 30
435435 Diagnostic Radiology (Freestanding; Diagnostic Radiology (Freestanding;
436436 Diagnostic Radiology (Freestanding;
437437 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 45 30 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 45 30
438438 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 45 30
439439 Inpatient or Residential Inpatient or Residential
440440 Inpatient or Residential
441441 Behavioral Health Facility Services 70 45 Behavioral Health Facility Services 70 45
442442 Behavioral Health Facility Services 70 45
443443 Mammography 45 30 Mammography 45 30
444444 Mammography 45 30
445445 Outpatient Infusion/Chemotherapy 45 30 Outpatient Infusion/Chemotherapy 45 30
446446 Outpatient Infusion/Chemotherapy 45 30
447447 Skilled Nursing Facilities 45 30 Skilled Nursing Facilities 45 30
448448 Skilled Nursing Facilities 45 30
449449 Surgical Services (Outpatient or Ambulatory Surgical Center) 45 30 Surgical Services (Outpatient or Ambulatory Surgical Center) 45 30
450450 Surgical Services (Outpatient or Ambulatory Surgical Center) 45 30
451451 (3) For other settings:
452452 (A) The preferred provider benefit plan's
453453 network must comply with the time and distance standards for the
454454 following settings:
455455 Time Distance Time Distance
456456 Time Distance
457457 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 15 10 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 15 10
458458 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 15 10
459459 Urgent Care 45 30 Urgent Care 45 30
460460 Urgent Care 45 30
461461 (d) Maximum travel time in minutes and maximum distance in
462462 miles for preferred provider benefit plans by preferred provider
463463 type for each micro county are:
464464 (1) For physicians:
465465 (A) Designated by physician specialty. The
466466 preferred provider benefit plan's network must comply with the time
467467 and distance standards for the following physician specialties:
468468 Time Distance Time Distance
469469 Time Distance
470470 Allergy and Immunology 80 60 Allergy and Immunology 80 60
471471 Allergy and Immunology 80 60
472472 Anesthesiology 50 35 Anesthesiology 50 35
473473 Anesthesiology 50 35
474474 Cardiology 50 35 Cardiology 50 35
475475 Cardiology 50 35
476476 Cardiothoracic Surgery 100 75 Cardiothoracic Surgery 100 75
477477 Cardiothoracic Surgery 100 75
478478 Dermatology 60 45 Dermatology 60 45
479479 Dermatology 60 45
480480 Emergency Medicine 80 60 Emergency Medicine 80 60
481481 Emergency Medicine 80 60
482482 Endocrinology 100 75 Endocrinology 100 75
483483 Endocrinology 100 75
484484 Ear, Nose, and Throat/Otolaryngology 80 60 Ear, Nose, and Throat/Otolaryngology 80 60
485485 Ear, Nose, and Throat/Otolaryngology 80 60
486486 Gastroenterology 80 60 Gastroenterology 80 60
487487 Gastroenterology 80 60
488488 General Surgery 50 35 General Surgery 50 35
489489 General Surgery 50 35
490490 Gynecology and Obstetrics 30 20 Gynecology and Obstetrics 30 20
491491 Gynecology and Obstetrics 30 20
492492 Infectious Diseases 100 75 Infectious Diseases 100 75
493493 Infectious Diseases 100 75
494494 Nephrology 80 60 Nephrology 80 60
495495 Nephrology 80 60
496496 Neurology 60 45 Neurology 60 45
497497 Neurology 60 45
498498 Neurosurgery 100 75 Neurosurgery 100 75
499499 Neurosurgery 100 75
500500 Oncology: Medical, Surgical 60 45 Oncology: Medical, Surgical 60 45
501501 Oncology: Medical, Surgical 60 45
502502 Oncology: Radiation 100 75 Oncology: Radiation 100 75
503503 Oncology: Radiation 100 75
504504 Ophthalmology 50 35 Ophthalmology 50 35
505505 Ophthalmology 50 35
506506 Orthopedic Surgery 50 35 Orthopedic Surgery 50 35
507507 Orthopedic Surgery 50 35
508508 Physical Medicine and Rehabilitation 80 60 Physical Medicine and Rehabilitation 80 60
509509 Physical Medicine and Rehabilitation 80 60
510510 Plastic Surgery 100 75 Plastic Surgery 100 75
511511 Plastic Surgery 100 75
512512 Primary Care: Adults 30 20 Primary Care: Adults 30 20
513513 Primary Care: Adults 30 20
514514 Primary Care: Pediatric 30 20 Primary Care: Pediatric 30 20
515515 Primary Care: Pediatric 30 20
516516 Psychiatry 60 45 Psychiatry 60 45
517517 Psychiatry 60 45
518518 Pulmonology 60 45 Pulmonology 60 45
519519 Pulmonology 60 45
520520 Rheumatology 100 75 Rheumatology 100 75
521521 Rheumatology 100 75
522522 Urology 60 45 Urology 60 45
523523 Urology 60 45
524524 Vascular Surgery 100 75 Vascular Surgery 100 75
525525 Vascular Surgery 100 75
526526 (2) For health care providers:
527527 (A) Designated by the kind of practitioner or
528528 institutional provider furnishing the health care service.
529529 (i) The preferred provider benefit plan's
530530 network must comply with the time and distance standards for
531531 practitioners licensed to provide health care services in this
532532 state, in the following disciplines:
533533 Time Distance Time Distance
534534 Time Distance
535535 Chiropractic 80 60 Chiropractic 80 60
536536 Chiropractic 80 60
537537 Occupational Therapy 80 60 Occupational Therapy 80 60
538538 Occupational Therapy 80 60
539539 Physical Therapy 80 60 Physical Therapy 80 60
540540 Physical Therapy 80 60
541541 Podiatry 60 45 Podiatry 60 45
542542 Podiatry 60 45
543543 Speech Therapy 80 60 Speech Therapy 80 60
544544 Speech Therapy 80 60
545545 (ii) The preferred provider benefit plan's
546546 network must comply with the time and distance standards for the
547547 following kinds of institutional providers:
548548 Time Distance Time Distance
549549 Time Distance
550550 Acute Inpatient Hospitals (Emergency Services Available 24/7) 80 60 Acute Inpatient Hospitals (Emergency Services Available 24/7) 80 60
551551 Acute Inpatient Hospitals (Emergency Services Available 24/7) 80 60
552552 Cardiac Catheterization Services 160 120 Cardiac Catheterization Services 160 120
553553 Cardiac Catheterization Services 160 120
554554 Cardiac Surgery Program 160 120 Cardiac Surgery Program 160 120
555555 Cardiac Surgery Program 160 120
556556 Critical Care Services: Intensive Care Units 160 120 Critical Care Services: Intensive Care Units 160 120
557557 Critical Care Services: Intensive Care Units 160 120
558558 Diagnostic Radiology (Freestanding; Diagnostic Radiology (Freestanding;
559559 Diagnostic Radiology (Freestanding;
560560 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 80 60 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 80 60
561561 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 80 60
562562 Inpatient or Residential Inpatient or Residential
563563 Inpatient or Residential
564564 Behavioral Health Facility Services 100 75 Behavioral Health Facility Services 100 75
565565 Behavioral Health Facility Services 100 75
566566 Mammography 80 60 Mammography 80 60
567567 Mammography 80 60
568568 Outpatient Infusion/Chemotherapy 80 60 Outpatient Infusion/Chemotherapy 80 60
569569 Outpatient Infusion/Chemotherapy 80 60
570570 Skilled Nursing Facilities 80 60 Skilled Nursing Facilities 80 60
571571 Skilled Nursing Facilities 80 60
572572 Surgical Services (Outpatient or Ambulatory Surgical Center) 80 60 Surgical Services (Outpatient or Ambulatory Surgical Center) 80 60
573573 Surgical Services (Outpatient or Ambulatory Surgical Center) 80 60
574574 (3) For other care and settings:
575575 (A) The preferred provider benefit plan's
576576 network must comply with the time and distance standards for the
577577 following care and settings:
578578 Time Distance Time Distance
579579 Time Distance
580580 Outpatient Clinical Behavioral Health (Texas Licensed, Accredited, or Certified) 30 20 Outpatient Clinical Behavioral Health (Texas Licensed, Accredited, or Certified) 30 20
581581 Outpatient Clinical Behavioral Health (Texas Licensed, Accredited, or Certified) 30 20
582582 Urgent Care 80 60 Urgent Care 80 60
583583 Urgent Care 80 60
584584 (e) Maximum travel time in minutes and maximum distance in
585585 miles for preferred provider benefit plans by preferred provider
586586 type for each rural county are:
587587 (1) For physicians:
588588 (A) Designated by physician specialty. The
589589 preferred provider benefit plan's network must comply with the time
590590 and distance standards for the following physician specialties:
591591 Time Distance Time Distance
592592 Time Distance
593593 Allergy and Immunology 90 75 Allergy and Immunology 90 75
594594 Allergy and Immunology 90 75
595595 Anesthesiology 75 60 Anesthesiology 75 60
596596 Anesthesiology 75 60
597597 Cardiology 75 60 Cardiology 75 60
598598 Cardiology 75 60
599599 Cardiothoracic Surgery 110 90 Cardiothoracic Surgery 110 90
600600 Cardiothoracic Surgery 110 90
601601 Dermatology 75 60 Dermatology 75 60
602602 Dermatology 75 60
603603 Emergency Medicine 75 60 Emergency Medicine 75 60
604604 Emergency Medicine 75 60
605605 Endocrinology 110 90 Endocrinology 110 90
606606 Endocrinology 110 90
607607 Ear, Nose, and Throat/Otolaryngology 90 75 Ear, Nose, and Throat/Otolaryngology 90 75
608608 Ear, Nose, and Throat/Otolaryngology 90 75
609609 Gastroenterology 75 60 Gastroenterology 75 60
610610 Gastroenterology 75 60
611611 General Surgery 75 60 General Surgery 75 60
612612 General Surgery 75 60
613613 Gynecology and Obstetrics 40 30 Gynecology and Obstetrics 40 30
614614 Gynecology and Obstetrics 40 30
615615 Infectious Diseases 110 90 Infectious Diseases 110 90
616616 Infectious Diseases 110 90
617617 Nephrology 90 75 Nephrology 90 75
618618 Nephrology 90 75
619619 Neurology 75 60 Neurology 75 60
620620 Neurology 75 60
621621 Neurosurgery 110 90 Neurosurgery 110 90
622622 Neurosurgery 110 90
623623 Oncology: Medical, Surgical 75 60 Oncology: Medical, Surgical 75 60
624624 Oncology: Medical, Surgical 75 60
625625 Oncology: Radiation 110 90 Oncology: Radiation 110 90
626626 Oncology: Radiation 110 90
627627 Ophthalmology 75 60 Ophthalmology 75 60
628628 Ophthalmology 75 60
629629 Orthopedic Surgery 75 60 Orthopedic Surgery 75 60
630630 Orthopedic Surgery 75 60
631631 Physical Medicine and Rehabilitation 90 75 Physical Medicine and Rehabilitation 90 75
632632 Physical Medicine and Rehabilitation 90 75
633633 Plastic Surgery 110 90 Plastic Surgery 110 90
634634 Plastic Surgery 110 90
635635 Primary Care: Adults 40 30 Primary Care: Adults 40 30
636636 Primary Care: Adults 40 30
637637 Primary Care: Pediatric 40 30 Primary Care: Pediatric 40 30
638638 Primary Care: Pediatric 40 30
639639 Psychiatry 75 60 Psychiatry 75 60
640640 Psychiatry 75 60
641641 Pulmonology 75 60 Pulmonology 75 60
642642 Pulmonology 75 60
643643 Rheumatology 110 90 Rheumatology 110 90
644644 Rheumatology 110 90
645645 Urology 75 60 Urology 75 60
646646 Urology 75 60
647647 Vascular Surgery 110 90 Vascular Surgery 110 90
648648 Vascular Surgery 110 90
649649 (2) For health care providers:
650650 (A) Designated by the kind of practitioner or
651651 institutional provider furnishing the health care service.
652652 (i) The preferred provider benefit plan's
653653 network must comply with the time and distance standards for
654654 practitioners licensed to provide health care services in this
655655 state, in the following disciplines:
656656 Time Distance Time Distance
657657 Time Distance
658658 Chiropractic 90 75 Chiropractic 90 75
659659 Chiropractic 90 75
660660 Occupational Therapy 75 60 Occupational Therapy 75 60
661661 Occupational Therapy 75 60
662662 Physical Therapy 75 60 Physical Therapy 75 60
663663 Physical Therapy 75 60
664664 Podiatry 75 60 Podiatry 75 60
665665 Podiatry 75 60
666666 Speech Therapy 75 60 Speech Therapy 75 60
667667 Speech Therapy 75 60
668668 (ii) The preferred provider benefit plan's
669669 network must comply with the time and distance standards for the
670670 following kinds of institutional providers:
671671 Time Distance Time Distance
672672 Time Distance
673673 Acute Inpatient Hospitals (Emergency Services Available 24/7) 75 60 Acute Inpatient Hospitals (Emergency Services Available 24/7) 75 60
674674 Acute Inpatient Hospitals (Emergency Services Available 24/7) 75 60
675675 Cardiac Catheterization Services 145 120 Cardiac Catheterization Services 145 120
676676 Cardiac Catheterization Services 145 120
677677 Cardiac Surgery Program 145 120 Cardiac Surgery Program 145 120
678678 Cardiac Surgery Program 145 120
679679 Critical Care Services: Intensive Care Units 145 120 Critical Care Services: Intensive Care Units 145 120
680680 Critical Care Services: Intensive Care Units 145 120
681681 Diagnostic Radiology (Freestanding; Diagnostic Radiology (Freestanding;
682682 Diagnostic Radiology (Freestanding;
683683 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 75 60 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 75 60
684684 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 75 60
685685 Inpatient or Residential Inpatient or Residential
686686 Inpatient or Residential
687687 Behavioral Health Facility Services 90 75 Behavioral Health Facility Services 90 75
688688 Behavioral Health Facility Services 90 75
689689 Mammography 75 60 Mammography 75 60
690690 Mammography 75 60
691691 Outpatient Infusion/Chemotherapy 75 60 Outpatient Infusion/Chemotherapy 75 60
692692 Outpatient Infusion/Chemotherapy 75 60
693693 Skilled Nursing Facilities 75 60 Skilled Nursing Facilities 75 60
694694 Skilled Nursing Facilities 75 60
695695 Surgical Services (Outpatient or Ambulatory Surgical Center) 75 60 Surgical Services (Outpatient or Ambulatory Surgical Center) 75 60
696696 Surgical Services (Outpatient or Ambulatory Surgical Center) 75 60
697697 (3) For other settings:
698698 (A) The preferred provider benefit plan's
699699 network must comply with the time and distance standards for the
700700 following settings:
701701 Time Distance Time Distance
702702 Time Distance
703703 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 40 30 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 40 30
704704 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 40 30
705705 Urgent Care 75 60 Urgent Care 75 60
706706 Urgent Care 75 60
707707 (f) Maximum travel time in minutes and maximum distance in
708708 miles for preferred provider benefit plans by preferred provider
709709 type for each county with extreme access considerations are:
710710 (1) For physicians:
711711 (A) Designated by physician specialty. The
712712 preferred provider benefit plan's network must comply with the time
713713 and distance standards for the following physician specialties:
714714 Time Distance Time Distance
715715 Time Distance
716716 Allergy and Immunology 125 110 Allergy and Immunology 125 110
717717 Allergy and Immunology 125 110
718718 Anesthesiology 95 85 Anesthesiology 95 85
719719 Anesthesiology 95 85
720720 Cardiology 95 85 Cardiology 95 85
721721 Cardiology 95 85
722722 Cardiothoracic Surgery 145 130 Cardiothoracic Surgery 145 130
723723 Cardiothoracic Surgery 145 130
724724 Dermatology 110 100 Dermatology 110 100
725725 Dermatology 110 100
726726 Emergency Medicine 110 100 Emergency Medicine 110 100
727727 Emergency Medicine 110 100
728728 Endocrinology 145 130 Endocrinology 145 130
729729 Endocrinology 145 130
730730 Ear, Nose, and Throat/Otolaryngology 125 110 Ear, Nose, and Throat/Otolaryngology 125 110
731731 Ear, Nose, and Throat/Otolaryngology 125 110
732732 Gastroenterology 110 100 Gastroenterology 110 100
733733 Gastroenterology 110 100
734734 General Surgery 95 85 General Surgery 95 85
735735 General Surgery 95 85
736736 Gynecology and Obstetrics 70 60 Gynecology and Obstetrics 70 60
737737 Gynecology and Obstetrics 70 60
738738 Infectious Diseases 145 130 Infectious Diseases 145 130
739739 Infectious Diseases 145 130
740740 Nephrology 125 110 Nephrology 125 110
741741 Nephrology 125 110
742742 Neurology 110 100 Neurology 110 100
743743 Neurology 110 100
744744 Neurosurgery 145 130 Neurosurgery 145 130
745745 Neurosurgery 145 130
746746 Oncology: Medical, Surgical 110 100 Oncology: Medical, Surgical 110 100
747747 Oncology: Medical, Surgical 110 100
748748 Oncology: Radiation 145 130 Oncology: Radiation 145 130
749749 Oncology: Radiation 145 130
750750 Ophthalmology 95 85 Ophthalmology 95 85
751751 Ophthalmology 95 85
752752 Orthopedic Surgery 95 85 Orthopedic Surgery 95 85
753753 Orthopedic Surgery 95 85
754754 Physical Medicine and Rehabilitation 125 110 Physical Medicine and Rehabilitation 125 110
755755 Physical Medicine and Rehabilitation 125 110
756756 Plastic Surgery 145 130 Plastic Surgery 145 130
757757 Plastic Surgery 145 130
758758 Primary Care: Adults 70 60 Primary Care: Adults 70 60
759759 Primary Care: Adults 70 60
760760 Primary Care: Pediatric 70 60 Primary Care: Pediatric 70 60
761761 Primary Care: Pediatric 70 60
762762 Psychiatry 110 100 Psychiatry 110 100
763763 Psychiatry 110 100
764764 Pulmonology 110 100 Pulmonology 110 100
765765 Pulmonology 110 100
766766 Rheumatology 145 130 Rheumatology 145 130
767767 Rheumatology 145 130
768768 Urology 110 100 Urology 110 100
769769 Urology 110 100
770770 Vascular Surgery 145 130 Vascular Surgery 145 130
771771 Vascular Surgery 145 130
772772 (2) For health care providers:
773773 (A) Designated by the kind of practitioner or
774774 institutional provider furnishing the health care service.
775775 (i) The preferred provider benefit plan's
776776 network must comply with the time and distance standards for
777777 practitioners licensed to provide health care services in this
778778 state, in the following disciplines:
779779 Time Distance Time Distance
780780 Time Distance
781781 Chiropractic 125 110 Chiropractic 125 110
782782 Chiropractic 125 110
783783 Occupational Therapy 110 100 Occupational Therapy 110 100
784784 Occupational Therapy 110 100
785785 Physical Therapy 110 100 Physical Therapy 110 100
786786 Physical Therapy 110 100
787787 Podiatry 110 100 Podiatry 110 100
788788 Podiatry 110 100
789789 Speech Therapy 110 100 Speech Therapy 110 100
790790 Speech Therapy 110 100
791791 (ii) The preferred provider benefit plan's
792792 network must comply with the time and distance standards for the
793793 following kinds of institutional providers:
794794 Time Distance Time Distance
795795 Time Distance
796796 Acute Inpatient Hospitals (Emergency Services Available 24/7) 110 100 Acute Inpatient Hospitals (Emergency Services Available 24/7) 110 100
797797 Acute Inpatient Hospitals (Emergency Services Available 24/7) 110 100
798798 Cardiac Catheterization Services 155 140 Cardiac Catheterization Services 155 140
799799 Cardiac Catheterization Services 155 140
800800 Cardiac Surgery Program 155 140 Cardiac Surgery Program 155 140
801801 Cardiac Surgery Program 155 140
802802 Critical Care Services: Intensive Care Units 155 140 Critical Care Services: Intensive Care Units 155 140
803803 Critical Care Services: Intensive Care Units 155 140
804804 Diagnostic Radiology (Freestanding; Diagnostic Radiology (Freestanding;
805805 Diagnostic Radiology (Freestanding;
806806 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 110 100 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 110 100
807807 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 110 100
808808 Inpatient or Residential Behavioral Inpatient or Residential Behavioral
809809 Inpatient or Residential Behavioral
810810 Health Facility Services 155 140 Health Facility Services 155 140
811811 Health Facility Services 155 140
812812 Mammography 110 100 Mammography 110 100
813813 Mammography 110 100
814814 Outpatient Infusion/Chemotherapy 110 100 Outpatient Infusion/Chemotherapy 110 100
815815 Outpatient Infusion/Chemotherapy 110 100
816816 Skilled Nursing Facilities 95 85 Skilled Nursing Facilities 95 85
817817 Skilled Nursing Facilities 95 85
818818 Surgical Services (Outpatient or Ambulatory Surgical Center) 110 100 Surgical Services (Outpatient or Ambulatory Surgical Center) 110 100
819819 Surgical Services (Outpatient or Ambulatory Surgical Center) 110 100
820820 (3) For other settings:
821821 (A) The preferred provider benefit plan's
822822 network must comply with the time and distance standards for the
823823 following settings:
824824 Time Distance Time Distance
825825 Time Distance
826826 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 70 60 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 70 60
827827 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 70 60
828828 Urgent Care 110 100 Urgent Care 110 100
829829 Urgent Care 110 100
830830 Sec. 1301.00554. OTHER MAXIMUM DISTANCE STANDARD
831831 REQUIREMENTS. (a) For any physician specialty not specifically
832832 listed in Section 1301.00553, the maximum distance, in any county
833833 classification, is 75 miles.
834834 (b) When necessary due to utilization or supply patterns,
835835 the commissioner may by rule decrease the base maximum time and
836836 distance standards listed in this Section or Section 1301.00553 for
837837 specific counties.
838838 Sec. 1301.00555. MAXIMUM APPOINTMENT WAIT TIME STANDARDS.
839839 An insurer must ensure that:
840840 (1) routine care is available and accessible from
841841 preferred providers:
842842 (A) within three weeks for medical conditions;
843843 and
844844 (B) within two weeks for behavioral health
845845 conditions; and
846846 (2) preventive health care services are available and
847847 accessible from preferred providers:
848848 (A) within two months for a child, or earlier if
849849 necessary for compliance with recommendations for specific
850850 preventive health care services; and
851851 (B) within three months for an adult.
852852 SECTION 8. Section 1301.0056, Insurance Code, is amended by
853853 amending Subsection (a) and adding Subsections (a-1) and (e) to
854854 read as follows:
855855 (a) The commissioner shall by rule adopt a process for the
856856 commissioner to examine a preferred provider benefit plan before an
857857 insurer offers for delivery the plan to insureds to determine
858858 whether the plan meets the quality of care and network adequacy
859859 standards of this chapter. An insurer may not offer [used by] a
860860 preferred provider benefit plan before [or an exclusive provider
861861 benefit plan offered by] the commissioner determines that the
862862 network meets the quality of care and network adequacy standards of
863863 [insurer under] this chapter.
864864 (a-1) An insurer is subject to a qualifying examination of
865865 the insurer's preferred provider benefit plans [and exclusive
866866 provider benefit plans] and subsequent quality of care and network
867867 adequacy examinations by the commissioner at least once every three
868868 years, in connection with a public hearing under Section 1301.00565
869869 concerning a material deviation from network adequacy standards by
870870 a previously authorized plan or a request for a waiver of a network
871871 adequacy standard, and whenever the commissioner considers an
872872 examination necessary. Documentation provided to the commissioner
873873 during an examination conducted under this section is confidential
874874 and is not subject to disclosure as public information under
875875 Chapter 552, Government Code.
876876 (e) Rules adopted under this section must require insurers
877877 to provide access to or submit data necessary for the commissioner
878878 to evaluate and make a determination of compliance with quality of
879879 care and network adequacy standards. The rules must require
880880 insurers to submit data that includes:
881881 (1) a searchable and sortable database of network
882882 physicians and health care providers by national provider
883883 identifier, county, physician specialty, hospital privileges and
884884 credentials, and kind of health care provider or licensure type, as
885885 applicable;
886886 (2) actuarial data of current and projected number of
887887 insureds by county; and
888888 (3) actuarial data of current and projected
889889 utilization of each preferred provider type listed in Sections
890890 1301.00553 and 1301.00554(a) by county; and
891891 (4) any other data or information considered necessary
892892 by the commissioner to make a determination to authorize the use of
893893 the preferred provider benefit plan in the most efficient and
894894 effective manner possible.
895895 SECTION 9. Subchapter A, Chapter 1301, Insurance Code, is
896896 amended by adding Section 1301.00565 to read as follows:
897897 Sec. 1301.00565. PUBLIC HEARING ON NETWORK ADEQUACY
898898 STANDARDS WAIVERS. (a) On the earlier of a request from an insurer
899899 to receive a waiver from any network adequacy standard or receipt of
900900 notice under Section 1301.0055 of a material deviation from the
901901 network adequacy standards of this chapter, the commissioner shall
902902 set a public hearing for a determination of whether there is good
903903 cause for a waiver.
904904 (b) The commissioner shall notify affected physicians and
905905 health care providers that may be the subject of a discussion of
906906 good faith efforts on behalf of the insurer to meet network adequacy
907907 standards and provide the physicians and health care providers with
908908 an opportunity to submit evidence, including written testimony, and
909909 to attend the public hearing and offer testimony either in person or
910910 virtually. A physician, including a physician group referenced in
911911 the insurer's waiver request or notice of material deviation, may
912912 not be identified by name at the hearing unless the physician
913913 consents to be identified in advance of the hearing.
914914 (c) At the hearing, the commissioner shall consider all
915915 written and oral testimony and evidence submitted by the insurer
916916 and the public pertinent to the requested waiver, including:
917917 (1) the total number of physicians or health care
918918 providers in each preferred provider type listed in Section
919919 1301.00553 within the county and service area being submitted for
920920 the waiver and whether the insurer made a good faith effort to
921921 contract with those required preferred provider types to meet
922922 network adequacy standards of this chapter;
923923 (2) the total number of facilities, and availability
924924 of pediatric, for-profit, nonprofit, tax-supported, and teaching
925925 facilities, within the county and service area being submitted for
926926 a waiver and whether the insurer made a good faith effort to
927927 contract with these facilities and facility-based physicians and
928928 health care providers to meet network adequacy standards of this
929929 chapter;
930930 (3) population, density, and geographical information
931931 to determine the possibility and travel time and distance
932932 requirements within the county and service area being submitted for
933933 a waiver; and
934934 (4) availability of services, population, and density
935935 within a county and service area being submitted for a waiver.
936936 (d) The commissioner may not consider a prohibition on
937937 balance billing in determining whether to grant a waiver from
938938 network adequacy standards.
939939 (e) The commissioner may not grant a waiver without a public
940940 hearing.
941941 (f) Except as provided by this subsection, any evidence
942942 submitted to the commissioner as evidence for the public hearing
943943 that is proprietary in nature is confidential and not subject to
944944 disclosure as public information under Chapter 552, Government
945945 Code. Information related to provider directories, credentials,
946946 and privileges, estimates of patient populations, and actuarial
947947 estimates of needed providers to meet the estimated patient
948948 population is not protected under this subsection.
949949 (g) A policyholder is entitled to seek judicial review of
950950 the commissioner's decision to grant a waiver under this section in
951951 Travis County district court. Review by the district court under
952952 this subsection is de novo.
953953 SECTION 10. Section 1301.009(b), Insurance Code, is amended
954954 to read as follows:
955955 (b) The report shall:
956956 (1) be verified by at least two principal officers;
957957 (2) be in a form prescribed by the commissioner; and
958958 (3) include:
959959 (A) a financial statement of the insurer,
960960 including its balance sheet and receipts and disbursements for the
961961 preceding calendar year, certified by an independent public
962962 accountant;
963963 (B) the number of individuals enrolled during the
964964 preceding calendar year, the number of enrollees as of the end of
965965 that year, and the number of enrollments terminated during that
966966 year; and
967967 (C) a statement of:
968968 (i) an evaluation of enrollee satisfaction;
969969 (ii) an evaluation of quality of care;
970970 (iii) coverage areas;
971971 (iv) accreditation status;
972972 (v) premium costs;
973973 (vi) plan costs;
974974 (vii) premium increases;
975975 (viii) the range of benefits provided;
976976 (ix) copayments and deductibles;
977977 (x) the accuracy and speed of claims
978978 payment by the insurer for the plan;
979979 (xi) the credentials of physicians who are
980980 preferred providers;
981981 (xii) the number of preferred providers;
982982 [and]
983983 (xiii) any waiver requests made and waivers
984984 of network adequacy standards granted under Section 1301.00565; and
985985 (xiv) any material deviation from network
986986 adequacy standards reported to the department under Section
987987 1301.0055; and
988988 (xv) any corrective actions, sanctions or
989989 penalties assessed against the insurer by the department for
990990 deficiencies related to the preferred provider benefit plan.
991991 SECTION 11. Subchapter B, Chapter 1301, Insurance Code is
992992 amended by adding Section 1301.0642 to read as follows:
993993 Sec. 1301.0642. CONTRACT PROVISIONS ALLOWING CERTAIN
994994 CHANGE PROHIBITED. (a) In this section, "adverse material change"
995995 means a change to a preferred provider contract that would decrease
996996 the preferred provider's payment or compensation; change the
997997 preferred provider's tier to a less preferred tier; or change the
998998 administrative procedures in a way that may reasonably be expected
999999 to significantly increase the provider's administrative expenses.
10001000 Adverse material change does not include:
10011001 (1) a decrease in payment or compensation resulting
10021002 soley from a change in a published fee schedule upon which the
10031003 payment or compensation is based and the date of applicability is
10041004 clearly identified in the contract;
10051005 (2) a decrease in payment or compensation that was
10061006 anticipated under the terms of the contract, if the amount and date
10071007 of applicability of the decrease is clearly identified in the
10081008 contract;
10091009 (3) An administrative change that may significantly
10101010 increase the preferred provider's administrative expense, the
10111011 specific applicability of which is clearly identified in the
10121012 contract; or
10131013 (4) A change that is required by the operation of state
10141014 or federal law.
10151015 (b) An adverse material change to a preferred provider
10161016 contract may only be made during the term of the preferred provider
10171017 contract with the mutual agreement of the parties. A provision in a
10181018 preferred provider contract that allows the insurer to unilaterally
10191019 make an adverse material change during the term of the contract is
10201020 void and unenforceable.
10211021 (c) Any adverse material change to the preferred provider
10221022 contract may not go into effect until 120 days after physician or
10231023 health care provider affirmatively agrees to the adverse material
10241024 change in writing.
10251025 (d) A proposed amendment by an insurer seeking an adverse
10261026 material change to a preferred provider contract must include a
10271027 notice that clearly and conspicuously identifies such amendment as
10281028 proposing an adverse material change to the contract. The notice
10291029 must also clearly and conspicuously state that a physician or
10301030 health care provider may choose not to agree to the amendment and
10311031 that such a decision not to agree to the amendment may not affect
10321032 the terms of the physician or health care provider's existing
10331033 contract with the insurer or the preferred provider's participation
10341034 in other health plans or products.
10351035 (e) A physician or health care provider's failure to agree
10361036 to an adverse material change to a preferred provider contract
10371037 shall not affect:
10381038 (1) the terms of the physician or health care
10391039 provider's existing contract or other contracts with the insurer;
10401040 or
10411041 (2) the preferred provider's participation in other
10421042 health care products or plans.
10431043 (f) An insurer's failure to include the notice described by
10441044 Subsection (d) with the proposed amendment shall make an otherwise
10451045 agreed-to adverse material change void and unenforceable.
10461046 SECTION 12. The changes in law made by this Act apply only
10471047 to an insurance policy that is delivered, issued, for delivery, or
10481048 renewed on or after January 1, 2024. A policy delivered, issued for
10491049 delivery, or renewed before January 1, 2024, is governed by the law
10501050 as it existed immediately before the effective date of this Act, and
10511051 the law is continued in effect for that purpose.
10521052 SECTION 13. This Act takes effect September 1, 2023.
10531053
10541054 Time Distance
10551055
10561056 Allergy and Immunology 30 15
10571057
10581058 Anesthesiology 20 10
10591059
10601060 Cardiology 20 10
10611061
10621062 Cardiothoracic Surgery 30 15
10631063
10641064 Dermatology 20 10
10651065
10661066 Emergency Medicine 20 10
10671067
10681068 Endocrinology 30 15
10691069
10701070 Ear, Nose, and Throat/Otolaryngology 30 15
10711071
10721072 Gastroenterology 20 10
10731073
10741074 General Surgery 20 10
10751075
10761076 Gynecology and Obstetrics 10 5
10771077
10781078 Infectious Diseases 30 15
10791079
10801080 Nephrology 30 15
10811081
10821082 Neurology 20 10
10831083
10841084 Neurosurgery 30 15
10851085
10861086 Oncology: Medical, Surgical 20 10
10871087
10881088 Oncology: Radiation 30 15
10891089
10901090 Ophthalmology 20 10
10911091
10921092 Orthopedic Surgery 20 10
10931093
10941094 Physical Medicine and Rehabilitation 30 15
10951095
10961096 Plastic Surgery 30 15
10971097
10981098 Primary Care: Adults 10 5
10991099
11001100 Primary Care: Pediatric 10 5
11011101
11021102 Psychiatry 20 10
11031103
11041104 Pulmonology 20 10
11051105
11061106 Rheumatology 30 15
11071107
11081108 Urology 20 10
11091109
11101110 Vascular Surgery 30 15
11111111
11121112 Time Distance
11131113
11141114 Chiropractic 30 15
11151115
11161116 Occupational Therapy 20 10
11171117
11181118 Physical Therapy 20 10
11191119
11201120 Podiatry 20 10
11211121
11221122 Speech Therapy 20 10
11231123
11241124 Time Distance
11251125
11261126 Acute Inpatient Hospitals (Emergency
11271127
11281128 Services Available 24/7) 20 10
11291129
11301130 Cardiac Catheterization Services 30 15
11311131
11321132 Cardiac Surgery Program 30 15
11331133
11341134 Critical Care Services: Intensive Care Units 20 10
11351135
11361136 Diagnostic Radiology (Freestanding;
11371137
11381138 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 20 10
11391139
11401140 Inpatient or Residential Behavioral
11411141
11421142 Health Facility Services 30 15
11431143
11441144 Mammography 20 10
11451145
11461146 Outpatient Infusion/Chemotherapy 20 10
11471147
11481148 Skilled Nursing Facilities 20 10
11491149
11501150 Surgical Services (Outpatient or Ambulatory Surgical Center) 20 10
11511151
11521152 Time Distance
11531153
11541154 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 10 5
11551155
11561156 Urgent Care 20 10
11571157
11581158 Time Distance
11591159
11601160 Allergy and Immunology 45 30
11611161
11621162 Anesthesiology 30 20
11631163
11641164 Cardiology 30 20
11651165
11661166 Cardiothoracic Surgery 60 40
11671167
11681168 Dermatology 45 30
11691169
11701170 Emergency Medicine 45 30
11711171
11721172 Endocrinology 60 40
11731173
11741174 Ear, Nose, and Throat/Otolaryngology 45 30
11751175
11761176 Gastroenterology 45 30
11771177
11781178 General Surgery 30 20
11791179
11801180 Gynecology and Obstetrics 15 10
11811181
11821182 Infectious Diseases 60 40
11831183
11841184 Nephrology 45 30
11851185
11861186 Neurology 45 30
11871187
11881188 Neurosurgery 60 40
11891189
11901190 Oncology: Medical, Surgical 45 30
11911191
11921192 Oncology: Radiation 60 40
11931193
11941194 Ophthalmology 30 20
11951195
11961196 Orthopedic Surgery 30 20
11971197
11981198 Physical Medicine and Rehabilitation 45 30
11991199
12001200 Plastic Surgery 60 40
12011201
12021202 Primary Care: Adults 15 10
12031203
12041204 Primary Care: Pediatric 15 10
12051205
12061206 Psychiatry 45 30
12071207
12081208 Pulmonology 45 30
12091209
12101210 Rheumatology 60 40
12111211
12121212 Urology 45 30
12131213
12141214 Vascular Surgery 60 40
12151215
12161216 Time Distance
12171217
12181218 Chiropractic 45 30
12191219
12201220 Occupational Therapy 45 30
12211221
12221222 Physical Therapy 45 30
12231223
12241224 Podiatry 45 30
12251225
12261226 Speech Therapy 45 30
12271227
12281228 Time Distance
12291229
12301230 Acute Inpatient Hospitals (Emergency Services Available 24/7) 45 30
12311231
12321232 Cardiac Catheterization Services 60 40
12331233
12341234 Cardiac Surgery Program 60 40
12351235
12361236 Critical Care Services: Intensive Care Units 45 30
12371237
12381238 Diagnostic Radiology (Freestanding;
12391239
12401240 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 45 30
12411241
12421242 Inpatient or Residential
12431243
12441244 Behavioral Health Facility Services 70 45
12451245
12461246 Mammography 45 30
12471247
12481248 Outpatient Infusion/Chemotherapy 45 30
12491249
12501250 Skilled Nursing Facilities 45 30
12511251
12521252 Surgical Services (Outpatient or Ambulatory Surgical Center) 45 30
12531253
12541254 Time Distance
12551255
12561256 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 15 10
12571257
12581258 Urgent Care 45 30
12591259
12601260 Time Distance
12611261
12621262 Allergy and Immunology 80 60
12631263
12641264 Anesthesiology 50 35
12651265
12661266 Cardiology 50 35
12671267
12681268 Cardiothoracic Surgery 100 75
12691269
12701270 Dermatology 60 45
12711271
12721272 Emergency Medicine 80 60
12731273
12741274 Endocrinology 100 75
12751275
12761276 Ear, Nose, and Throat/Otolaryngology 80 60
12771277
12781278 Gastroenterology 80 60
12791279
12801280 General Surgery 50 35
12811281
12821282 Gynecology and Obstetrics 30 20
12831283
12841284 Infectious Diseases 100 75
12851285
12861286 Nephrology 80 60
12871287
12881288 Neurology 60 45
12891289
12901290 Neurosurgery 100 75
12911291
12921292 Oncology: Medical, Surgical 60 45
12931293
12941294 Oncology: Radiation 100 75
12951295
12961296 Ophthalmology 50 35
12971297
12981298 Orthopedic Surgery 50 35
12991299
13001300 Physical Medicine and Rehabilitation 80 60
13011301
13021302 Plastic Surgery 100 75
13031303
13041304 Primary Care: Adults 30 20
13051305
13061306 Primary Care: Pediatric 30 20
13071307
13081308 Psychiatry 60 45
13091309
13101310 Pulmonology 60 45
13111311
13121312 Rheumatology 100 75
13131313
13141314 Urology 60 45
13151315
13161316 Vascular Surgery 100 75
13171317
13181318 Time Distance
13191319
13201320 Chiropractic 80 60
13211321
13221322 Occupational Therapy 80 60
13231323
13241324 Physical Therapy 80 60
13251325
13261326 Podiatry 60 45
13271327
13281328 Speech Therapy 80 60
13291329
13301330 Time Distance
13311331
13321332 Acute Inpatient Hospitals (Emergency Services Available 24/7) 80 60
13331333
13341334 Cardiac Catheterization Services 160 120
13351335
13361336 Cardiac Surgery Program 160 120
13371337
13381338 Critical Care Services: Intensive Care Units 160 120
13391339
13401340 Diagnostic Radiology (Freestanding;
13411341
13421342 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 80 60
13431343
13441344 Inpatient or Residential
13451345
13461346 Behavioral Health Facility Services 100 75
13471347
13481348 Mammography 80 60
13491349
13501350 Outpatient Infusion/Chemotherapy 80 60
13511351
13521352 Skilled Nursing Facilities 80 60
13531353
13541354 Surgical Services (Outpatient or Ambulatory Surgical Center) 80 60
13551355
13561356 Time Distance
13571357
13581358 Outpatient Clinical Behavioral Health (Texas Licensed, Accredited, or Certified) 30 20
13591359
13601360 Urgent Care 80 60
13611361
13621362 Time Distance
13631363
13641364 Allergy and Immunology 90 75
13651365
13661366 Anesthesiology 75 60
13671367
13681368 Cardiology 75 60
13691369
13701370 Cardiothoracic Surgery 110 90
13711371
13721372 Dermatology 75 60
13731373
13741374 Emergency Medicine 75 60
13751375
13761376 Endocrinology 110 90
13771377
13781378 Ear, Nose, and Throat/Otolaryngology 90 75
13791379
13801380 Gastroenterology 75 60
13811381
13821382 General Surgery 75 60
13831383
13841384 Gynecology and Obstetrics 40 30
13851385
13861386 Infectious Diseases 110 90
13871387
13881388 Nephrology 90 75
13891389
13901390 Neurology 75 60
13911391
13921392 Neurosurgery 110 90
13931393
13941394 Oncology: Medical, Surgical 75 60
13951395
13961396 Oncology: Radiation 110 90
13971397
13981398 Ophthalmology 75 60
13991399
14001400 Orthopedic Surgery 75 60
14011401
14021402 Physical Medicine and Rehabilitation 90 75
14031403
14041404 Plastic Surgery 110 90
14051405
14061406 Primary Care: Adults 40 30
14071407
14081408 Primary Care: Pediatric 40 30
14091409
14101410 Psychiatry 75 60
14111411
14121412 Pulmonology 75 60
14131413
14141414 Rheumatology 110 90
14151415
14161416 Urology 75 60
14171417
14181418 Vascular Surgery 110 90
14191419
14201420 Time Distance
14211421
14221422 Chiropractic 90 75
14231423
14241424 Occupational Therapy 75 60
14251425
14261426 Physical Therapy 75 60
14271427
14281428 Podiatry 75 60
14291429
14301430 Speech Therapy 75 60
14311431
14321432 Time Distance
14331433
14341434 Acute Inpatient Hospitals (Emergency Services Available 24/7) 75 60
14351435
14361436 Cardiac Catheterization Services 145 120
14371437
14381438 Cardiac Surgery Program 145 120
14391439
14401440 Critical Care Services: Intensive Care Units 145 120
14411441
14421442 Diagnostic Radiology (Freestanding;
14431443
14441444 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 75 60
14451445
14461446 Inpatient or Residential
14471447
14481448 Behavioral Health Facility Services 90 75
14491449
14501450 Mammography 75 60
14511451
14521452 Outpatient Infusion/Chemotherapy 75 60
14531453
14541454 Skilled Nursing Facilities 75 60
14551455
14561456 Surgical Services (Outpatient or Ambulatory Surgical Center) 75 60
14571457
14581458 Time Distance
14591459
14601460 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 40 30
14611461
14621462 Urgent Care 75 60
14631463
14641464 Time Distance
14651465
14661466 Allergy and Immunology 125 110
14671467
14681468 Anesthesiology 95 85
14691469
14701470 Cardiology 95 85
14711471
14721472 Cardiothoracic Surgery 145 130
14731473
14741474 Dermatology 110 100
14751475
14761476 Emergency Medicine 110 100
14771477
14781478 Endocrinology 145 130
14791479
14801480 Ear, Nose, and Throat/Otolaryngology 125 110
14811481
14821482 Gastroenterology 110 100
14831483
14841484 General Surgery 95 85
14851485
14861486 Gynecology and Obstetrics 70 60
14871487
14881488 Infectious Diseases 145 130
14891489
14901490 Nephrology 125 110
14911491
14921492 Neurology 110 100
14931493
14941494 Neurosurgery 145 130
14951495
14961496 Oncology: Medical, Surgical 110 100
14971497
14981498 Oncology: Radiation 145 130
14991499
15001500 Ophthalmology 95 85
15011501
15021502 Orthopedic Surgery 95 85
15031503
15041504 Physical Medicine and Rehabilitation 125 110
15051505
15061506 Plastic Surgery 145 130
15071507
15081508 Primary Care: Adults 70 60
15091509
15101510 Primary Care: Pediatric 70 60
15111511
15121512 Psychiatry 110 100
15131513
15141514 Pulmonology 110 100
15151515
15161516 Rheumatology 145 130
15171517
15181518 Urology 110 100
15191519
15201520 Vascular Surgery 145 130
15211521
15221522 Time Distance
15231523
15241524 Chiropractic 125 110
15251525
15261526 Occupational Therapy 110 100
15271527
15281528 Physical Therapy 110 100
15291529
15301530 Podiatry 110 100
15311531
15321532 Speech Therapy 110 100
15331533
15341534 Time Distance
15351535
15361536 Acute Inpatient Hospitals (Emergency Services Available 24/7) 110 100
15371537
15381538 Cardiac Catheterization Services 155 140
15391539
15401540 Cardiac Surgery Program 155 140
15411541
15421542 Critical Care Services: Intensive Care Units 155 140
15431543
15441544 Diagnostic Radiology (Freestanding;
15451545
15461546 Hospital Outpatient; Ambulatory Health Facilities with Diagnostic Radiology) 110 100
15471547
15481548 Inpatient or Residential Behavioral
15491549
15501550 Health Facility Services 155 140
15511551
15521552 Mammography 110 100
15531553
15541554 Outpatient Infusion/Chemotherapy 110 100
15551555
15561556 Skilled Nursing Facilities 95 85
15571557
15581558 Surgical Services (Outpatient or Ambulatory Surgical Center) 110 100
15591559
15601560 Time Distance
15611561
15621562 Outpatient Clinical Behavioral Health (Licensed, Accredited, or Certified) 70 60
15631563
15641564 Urgent Care 110 100