1 | 1 | | 88R12429 RDS-F |
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2 | 2 | | By: Johnson S.B. No. 2247 |
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3 | 3 | | |
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4 | 4 | | |
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5 | 5 | | A BILL TO BE ENTITLED |
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6 | 6 | | AN ACT |
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7 | 7 | | relating to limitations on health benefit plan cost-sharing |
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8 | 8 | | requirements for preventive services. |
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9 | 9 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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10 | 10 | | SECTION 1. Subtitle E, Title 8, Insurance Code, is amended |
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11 | 11 | | by adding Chapter 1380 to read as follows: |
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12 | 12 | | CHAPTER 1380. CERTAIN COST-SHARING FOR PREVENTIVE SERVICES |
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13 | 13 | | PROHIBITED |
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14 | 14 | | Sec. 1380.001. APPLICABILITY OF CHAPTER. (a) This chapter |
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15 | 15 | | applies only to a health benefit plan that provides benefits for |
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16 | 16 | | medical or surgical expenses incurred as a result of a health |
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17 | 17 | | condition, accident, or sickness, including an individual, group, |
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18 | 18 | | blanket, or franchise insurance policy or insurance agreement, a |
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19 | 19 | | group hospital service contract, or an individual or group evidence |
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20 | 20 | | of coverage or similar coverage document that is issued by: |
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21 | 21 | | (1) an insurance company; |
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22 | 22 | | (2) a group hospital service corporation operating |
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23 | 23 | | under Chapter 842; |
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24 | 24 | | (3) a health maintenance organization operating under |
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25 | 25 | | Chapter 843; |
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26 | 26 | | (4) an approved nonprofit health corporation that |
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27 | 27 | | holds a certificate of authority under Chapter 844; |
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28 | 28 | | (5) a multiple employer welfare arrangement that holds |
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29 | 29 | | a certificate of authority under Chapter 846; |
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30 | 30 | | (6) a stipulated premium company operating under |
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31 | 31 | | Chapter 884; |
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32 | 32 | | (7) a fraternal benefit society operating under |
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33 | 33 | | Chapter 885; |
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34 | 34 | | (8) a Lloyd's plan operating under Chapter 941; or |
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35 | 35 | | (9) an exchange operating under Chapter 942. |
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36 | 36 | | (b) Notwithstanding any other law, this chapter applies to: |
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37 | 37 | | (1) a small employer health benefit plan subject to |
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38 | 38 | | Chapter 1501, including coverage provided through a health group |
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39 | 39 | | cooperative under Subchapter B of that chapter; |
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40 | 40 | | (2) a standard health benefit plan issued under |
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41 | 41 | | Chapter 1507; |
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42 | 42 | | (3) a basic coverage plan under Chapter 1551; |
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43 | 43 | | (4) a basic plan under Chapter 1575; |
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44 | 44 | | (5) a primary care coverage plan under Chapter 1579; |
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45 | 45 | | (6) a plan providing basic coverage under Chapter |
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46 | 46 | | 1601; |
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47 | 47 | | (7) health benefits provided by or through a church |
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48 | 48 | | benefits board under Subchapter I, Chapter 22, Business |
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49 | 49 | | Organizations Code; |
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50 | 50 | | (8) group health coverage made available by a school |
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51 | 51 | | district in accordance with Section 22.004, Education Code; |
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52 | 52 | | (9) the state Medicaid program, including the Medicaid |
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53 | 53 | | managed care program operated under Chapter 533, Government Code; |
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54 | 54 | | (10) the child health plan program under Chapter 62, |
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55 | 55 | | Health and Safety Code; |
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56 | 56 | | (11) a regional or local health care program operated |
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57 | 57 | | under Section 75.104, Health and Safety Code; |
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58 | 58 | | (12) a self-funded health benefit plan sponsored by a |
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59 | 59 | | professional employer organization under Chapter 91, Labor Code; |
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60 | 60 | | (13) county employee group health benefits provided |
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61 | 61 | | under Chapter 157, Local Government Code; and |
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62 | 62 | | (14) health and accident coverage provided by a risk |
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63 | 63 | | pool created under Chapter 172, Local Government Code. |
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64 | 64 | | (c) This chapter applies to coverage under a group health |
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65 | 65 | | benefit plan provided to a resident of this state regardless of |
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66 | 66 | | whether the group policy, agreement, or contract is delivered, |
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67 | 67 | | issued for delivery, or renewed in this state. |
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68 | 68 | | Sec. 1380.002. EXCEPTION. This chapter does not apply to an |
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69 | 69 | | individual health benefit plan issued on or before March 23, 2010, |
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70 | 70 | | that has not had any significant changes since that date that reduce |
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71 | 71 | | benefits or increase costs to the individual. |
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72 | 72 | | Sec. 1380.003. CERTAIN COST-SHARING PROVISIONS FOR |
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73 | 73 | | PREVENTIVE SERVICES PROHIBITED. A health benefit plan issuer may |
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74 | 74 | | not impose a deductible, copayment, coinsurance, or other |
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75 | 75 | | cost-sharing provision applicable to benefits for: |
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76 | 76 | | (1) a preventive item or service that has in effect a |
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77 | 77 | | rating of "A" or "B" in the most recent recommendations of the |
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78 | 78 | | United States Preventive Services Task Force; |
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79 | 79 | | (2) an immunization recommended for routine use in the |
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80 | 80 | | most recent immunization schedules published by the United States |
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81 | 81 | | Centers for Disease Control and Prevention of the United States |
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82 | 82 | | Public Health Service; or |
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83 | 83 | | (3) preventive care and screenings supported by the |
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84 | 84 | | most recent comprehensive guidelines adopted by the United States |
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85 | 85 | | Health Resources and Services Administration, including additional |
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86 | 86 | | preventive care and screenings for women not described in |
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87 | 87 | | Subdivision (1). |
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88 | 88 | | Sec. 1380.004. RULES. (a) Subject to Subsection (b), the |
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89 | 89 | | commissioner may adopt rules as necessary to implement this |
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90 | 90 | | chapter. |
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91 | 91 | | (b) Rules adopted by the commissioner to implement this |
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92 | 92 | | chapter must be consistent with the Patient Protection and |
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93 | 93 | | Affordable Care Act (Pub. L. No. 111-148), as that Act existed on |
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94 | 94 | | January 1, 2017. |
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95 | 95 | | SECTION 2. If before implementing any provision of this Act |
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96 | 96 | | a state agency determines that a waiver or authorization from a |
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97 | 97 | | federal agency is necessary for implementation of that provision, |
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98 | 98 | | the agency affected by the provision shall request the waiver or |
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99 | 99 | | authorization and may delay implementing that provision until the |
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100 | 100 | | waiver or authorization is granted. |
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101 | 101 | | SECTION 3. The change in law made by this Act applies only |
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102 | 102 | | to a health benefit plan that is delivered, issued for delivery, or |
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103 | 103 | | renewed on or after January 1, 2024. A health benefit plan that is |
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104 | 104 | | delivered, issued for delivery, or renewed before January 1, 2024, |
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105 | 105 | | is governed by the law as it existed immediately before the |
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106 | 106 | | effective date of this Act, and that law is continued in effect for |
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107 | 107 | | that purpose. |
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108 | 108 | | SECTION 4. This Act takes effect September 1, 2023. |
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