Texas 2023 - 88th Regular

Texas Senate Bill SB2247 Compare Versions

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11 88R12429 RDS-F
22 By: Johnson S.B. No. 2247
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44
55 A BILL TO BE ENTITLED
66 AN ACT
77 relating to limitations on health benefit plan cost-sharing
88 requirements for preventive services.
99 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
1010 SECTION 1. Subtitle E, Title 8, Insurance Code, is amended
1111 by adding Chapter 1380 to read as follows:
1212 CHAPTER 1380. CERTAIN COST-SHARING FOR PREVENTIVE SERVICES
1313 PROHIBITED
1414 Sec. 1380.001. APPLICABILITY OF CHAPTER. (a) This chapter
1515 applies only to a health benefit plan that provides benefits for
1616 medical or surgical expenses incurred as a result of a health
1717 condition, accident, or sickness, including an individual, group,
1818 blanket, or franchise insurance policy or insurance agreement, a
1919 group hospital service contract, or an individual or group evidence
2020 of coverage or similar coverage document that is issued by:
2121 (1) an insurance company;
2222 (2) a group hospital service corporation operating
2323 under Chapter 842;
2424 (3) a health maintenance organization operating under
2525 Chapter 843;
2626 (4) an approved nonprofit health corporation that
2727 holds a certificate of authority under Chapter 844;
2828 (5) a multiple employer welfare arrangement that holds
2929 a certificate of authority under Chapter 846;
3030 (6) a stipulated premium company operating under
3131 Chapter 884;
3232 (7) a fraternal benefit society operating under
3333 Chapter 885;
3434 (8) a Lloyd's plan operating under Chapter 941; or
3535 (9) an exchange operating under Chapter 942.
3636 (b) Notwithstanding any other law, this chapter applies to:
3737 (1) a small employer health benefit plan subject to
3838 Chapter 1501, including coverage provided through a health group
3939 cooperative under Subchapter B of that chapter;
4040 (2) a standard health benefit plan issued under
4141 Chapter 1507;
4242 (3) a basic coverage plan under Chapter 1551;
4343 (4) a basic plan under Chapter 1575;
4444 (5) a primary care coverage plan under Chapter 1579;
4545 (6) a plan providing basic coverage under Chapter
4646 1601;
4747 (7) health benefits provided by or through a church
4848 benefits board under Subchapter I, Chapter 22, Business
4949 Organizations Code;
5050 (8) group health coverage made available by a school
5151 district in accordance with Section 22.004, Education Code;
5252 (9) the state Medicaid program, including the Medicaid
5353 managed care program operated under Chapter 533, Government Code;
5454 (10) the child health plan program under Chapter 62,
5555 Health and Safety Code;
5656 (11) a regional or local health care program operated
5757 under Section 75.104, Health and Safety Code;
5858 (12) a self-funded health benefit plan sponsored by a
5959 professional employer organization under Chapter 91, Labor Code;
6060 (13) county employee group health benefits provided
6161 under Chapter 157, Local Government Code; and
6262 (14) health and accident coverage provided by a risk
6363 pool created under Chapter 172, Local Government Code.
6464 (c) This chapter applies to coverage under a group health
6565 benefit plan provided to a resident of this state regardless of
6666 whether the group policy, agreement, or contract is delivered,
6767 issued for delivery, or renewed in this state.
6868 Sec. 1380.002. EXCEPTION. This chapter does not apply to an
6969 individual health benefit plan issued on or before March 23, 2010,
7070 that has not had any significant changes since that date that reduce
7171 benefits or increase costs to the individual.
7272 Sec. 1380.003. CERTAIN COST-SHARING PROVISIONS FOR
7373 PREVENTIVE SERVICES PROHIBITED. A health benefit plan issuer may
7474 not impose a deductible, copayment, coinsurance, or other
7575 cost-sharing provision applicable to benefits for:
7676 (1) a preventive item or service that has in effect a
7777 rating of "A" or "B" in the most recent recommendations of the
7878 United States Preventive Services Task Force;
7979 (2) an immunization recommended for routine use in the
8080 most recent immunization schedules published by the United States
8181 Centers for Disease Control and Prevention of the United States
8282 Public Health Service; or
8383 (3) preventive care and screenings supported by the
8484 most recent comprehensive guidelines adopted by the United States
8585 Health Resources and Services Administration, including additional
8686 preventive care and screenings for women not described in
8787 Subdivision (1).
8888 Sec. 1380.004. RULES. (a) Subject to Subsection (b), the
8989 commissioner may adopt rules as necessary to implement this
9090 chapter.
9191 (b) Rules adopted by the commissioner to implement this
9292 chapter must be consistent with the Patient Protection and
9393 Affordable Care Act (Pub. L. No. 111-148), as that Act existed on
9494 January 1, 2017.
9595 SECTION 2. If before implementing any provision of this Act
9696 a state agency determines that a waiver or authorization from a
9797 federal agency is necessary for implementation of that provision,
9898 the agency affected by the provision shall request the waiver or
9999 authorization and may delay implementing that provision until the
100100 waiver or authorization is granted.
101101 SECTION 3. The change in law made by this Act applies only
102102 to a health benefit plan that is delivered, issued for delivery, or
103103 renewed on or after January 1, 2024. A health benefit plan that is
104104 delivered, issued for delivery, or renewed before January 1, 2024,
105105 is governed by the law as it existed immediately before the
106106 effective date of this Act, and that law is continued in effect for
107107 that purpose.
108108 SECTION 4. This Act takes effect September 1, 2023.