Texas 2025 - 89th Regular

Texas House Bill HB1129 Compare Versions

Only one version of the bill is available at this time.

Old	New	Differences
1	1	By: Lopez of Cameron H.B. No. 1129
2	2
3	3
4	4
5	5
6	6	A BILL TO BE ENTITLED
7	7	AN ACT
8	8	relating to the eligibility of mental health professionals for the
9	9	Homes for Texas Heroes home loan program.
10	10	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
11	11	SECTION 1. Section 2306.5621(a), Government Code, is
12	12	amended by amending Subdivision (2) and adding Subdivision (15-a)
13	13	to read as follows:
14	14	(2) "Home" means a dwelling in this state in which a
15	15	fire fighter, corrections officer, county jailer, public security
16	16	officer, peace officer, professional educator, mental health
17	17	professional, veteran, or person defined as emergency medical
18	18	services personnel under this section intends to reside as the
19	19	borrower's principal residence.
20	20	(15-a) "metal health professional" means a licensed or
21	21	certified provider as defined by:
22	22	(A) Section 110.001(7), Occupations Code,
23	23	(B) Section 502.002(4), Occupations Code,
24	24	(C) Section 502.002(5), Occupations Code,
25	25	(D) Section 503.002(4), Occupations Code,
26	26	(E) Section 504.001(3), Occupations Code, and
27	27	(F) Section 33.006, Education Code.
28	28	SECTION 2. Sections 2306.5621(b), (c), (d), (f), and (h-1),
29	29	Government Code, are amended to read as follows:
30	30	(b) The corporation shall establish a program to provide
31	31	eligible fire fighters, corrections officers, county jailers,
32	32	public security officers, peace officers, emergency medical
33	33	services personnel, professional educators, mental health
34	34	professionals, and veterans with low-interest home mortgage loans.
35	35	(c) To be eligible for a loan under this section, at the time
36	36	a person files an application for the loan, the person must:
37	37	(1) be a:
38	38	(A) fire fighter, corrections officer, county
39	39	jailer, public security officer, peace officer, mental health
40	40	professionals, veteran, or person defined as emergency medical
41	41	services personnel under this section; or
42	42	(B) professional educator who is employed by a
43	43	school district or is an allied health or professional nursing
44	44	program faculty member in this state;
45	45	(2) reside in this state; and
46	46	(3) have an income of not more than 115 percent of area
47	47	median family income, adjusted for family size, or the maximum
48	48	amount permitted by Section 143(f), Internal Revenue Code of 1986,
49	49	whichever is greater.
50	50	(d) The corporation may contract with other agencies of the
51	51	state or with private entities to determine whether applicants
52	52	qualify as fire fighters, corrections officers, county jailers,
53	53	public security officers, peace officers, emergency medical
54	54	services personnel, professional educators, mental health
55	55	professionals, or veterans under this section or otherwise to
56	56	administer all or part of this section.
57	57	(f) The board of directors of the corporation shall adopt
58	58	rules governing:
59	59	(1) the administration of the program;
60	60	(2) the making of loans under the program;
61	61	(3) the criteria for approving mortgage lenders;
62	62	(4) the use of insurance on the loans and the homes
63	63	financed under the program, as considered appropriate by the board
64	64	to provide additional security for the loans;
65	65	(5) the verification of occupancy of the home by the
66	66	fire fighter, corrections officer, county jailer, public security
67	67	officer, peace officer, professional educator, mental health
68	68	professionals, veteran, or person defined as emergency medical
69	69	services personnel as the borrower's principal residence; and
70	70	(6) the terms of any contract made with any mortgage
71	71	lender for processing, originating, servicing, or administering
72	72	the loans.
73	73	(h-1) To fund home mortgage loans for eligible fire
74	74	fighters, corrections officers, county jailers, public security
75	75	officers, peace officers, emergency medical services personnel,
76	76	professional educators, mental health professionals, and veterans
77	77	under this section, the corporation may use any proceeds received
78	78	from the sale of bonds, notes, or other obligations issued under the
79	79	home loan program provided by this section, regardless of any
80	80	amendments to the eligibility standards for loans made under the
81	81	program and regardless of when the corporation received the
82	82	proceeds from those bonds, notes, or other obligations issued under
83	83	the program.
84	84	SECTION 3. This Act takes effect immediately if it receives
85	85	a vote of two-thirds of all the members elected to each house, as
86	86	provided by Section 39, Article III, Texas Constitution. If this
87	87	Act does not receive the vote necessary for immediate effect, this
88	88	Act takes effect September 1, 2025.