1 | 1 | | 89R5015 RDS-F |
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2 | 2 | | By: Plesa H.B. No. 1594 |
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3 | 3 | | |
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4 | 4 | | |
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5 | 5 | | |
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6 | 6 | | |
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7 | 7 | | A BILL TO BE ENTITLED |
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8 | 8 | | AN ACT |
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9 | 9 | | relating to group health benefit plan coverage for early treatment |
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10 | 10 | | of first episode psychosis. |
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11 | 11 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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12 | 12 | | SECTION 1. Section 1355.001, Insurance Code, is amended by |
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13 | 13 | | adding Subdivision (5) to read as follows: |
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14 | 14 | | (5) "First episode psychosis" means the initial onset |
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15 | 15 | | of psychosis or symptoms associated with psychosis, caused by: |
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16 | 16 | | (A) medical or neurological conditions; |
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17 | 17 | | (B) serious mental illness; or |
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18 | 18 | | (C) substance use. |
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19 | 19 | | SECTION 2. Subchapter A, Chapter 1355, Insurance Code, is |
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20 | 20 | | amended by adding Section 1355.016 to read as follows: |
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21 | 21 | | Sec. 1355.016. REQUIRED COVERAGE FOR EARLY TREATMENT OF |
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22 | 22 | | FIRST EPISODE PSYCHOSIS. (a) A group health benefit plan must |
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23 | 23 | | provide coverage, based on medical necessity, as provided by this |
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24 | 24 | | section to an individual who is younger than 26 years of age and who |
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25 | 25 | | is diagnosed with first episode psychosis. |
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26 | 26 | | (b) The group health benefit plan must provide coverage |
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27 | 27 | | under this section to the enrollee for all generally recognized |
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28 | 28 | | services prescribed in relation to first episode psychosis. |
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29 | 29 | | (c) For purposes of Subsection (b), "generally recognized |
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30 | 30 | | services" include: |
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31 | 31 | | (1) coordinated specialty care for first episode |
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32 | 32 | | psychosis treatment, covering each element of the treatment model |
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33 | 33 | | included in the Recovery After an Initial Schizophrenia Episode |
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34 | 34 | | (RAISE) early treatment program study conducted by the National |
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35 | 35 | | Institute of Mental Health regarding treatment for psychosis, as |
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36 | 36 | | completed July 2017, including: |
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37 | 37 | | (A) psychotherapy; |
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38 | 38 | | (B) medication management; |
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39 | 39 | | (C) case management; |
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40 | 40 | | (D) family education and support; and |
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41 | 41 | | (E) education and employment support; |
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42 | 42 | | (2) assertive community treatment as described by the |
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43 | 43 | | Texas Health and Human Services Commission's Texas Resilience and |
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44 | 44 | | Recovery Utilization Management Guidelines: Adult Mental Health |
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45 | 45 | | Services, as updated in April 2017, or a more recently updated |
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46 | 46 | | version adopted by the commissioner; and |
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47 | 47 | | (3) peer support services, including: |
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48 | 48 | | (A) recovery and wellness support; |
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49 | 49 | | (B) mentoring; and |
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50 | 50 | | (C) advocacy. |
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51 | 51 | | (d) Only coordinated specialty care or assertive community |
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52 | 52 | | treatment provided by a provider that adheres to the fidelity of the |
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53 | 53 | | applicable treatment model and that has contracted with the Health |
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54 | 54 | | and Human Services Commission to provide coordinated specialty care |
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55 | 55 | | or assertive community treatment for first episode psychosis is |
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56 | 56 | | required to be covered under this section. |
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57 | 57 | | (e) If a group health benefit plan issuer credentials a |
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58 | 58 | | psychiatrist or licensed clinical leader of a treatment team to |
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59 | 59 | | provide generally recognized services for the treatment of first |
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60 | 60 | | episode psychosis, all members of the treatment team serving under |
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61 | 61 | | the credentialed psychiatrist or licensed clinical leader are |
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62 | 62 | | considered to be credentialed by the issuer. |
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63 | 63 | | (f) A group health benefit plan issuer shall reimburse a |
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64 | 64 | | provider of coordinated specialty care or assertive community |
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65 | 65 | | treatment for first episode psychosis based on a bundled payment |
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66 | 66 | | model instead of providing reimbursement for each service provided |
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67 | 67 | | to the enrollee by the member of a treatment team. |
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68 | 68 | | (g) If requested by a group health benefit plan issuer on or |
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69 | 69 | | after March 1, 2027, the department shall contract with an |
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70 | 70 | | independent third party with expertise in analyzing health benefit |
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71 | 71 | | plan premiums and costs to perform an independent analysis of the |
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72 | 72 | | impact of requiring coverage of the team-based treatment models |
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73 | 73 | | described by Subsection (c) on health benefit plan premiums. |
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74 | 74 | | Notwithstanding Subsection (c), if the analysis finds that premiums |
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75 | 75 | | increased annually by more than one percent solely due to requiring |
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76 | 76 | | coverage of a specific treatment model, a group health benefit plan |
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77 | 77 | | is not required to provide coverage under this section for that |
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78 | 78 | | treatment model. |
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79 | 79 | | SECTION 3. (a) As soon as practicable after the effective |
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80 | 80 | | date of this Act, the Texas Department of Insurance shall convene |
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81 | 81 | | and lead a work group that includes the Health and Human Services |
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82 | 82 | | Commission, providers of generally recognized services described |
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83 | 83 | | by Section 1355.016(c), Insurance Code, as added by this Act, and |
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84 | 84 | | group health benefit plan issuers. The work group shall: |
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85 | 85 | | (1) develop the criteria to be used to determine |
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86 | 86 | | medical necessity for purposes of coverage under Section 1355.016, |
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87 | 87 | | Insurance Code, as added by this Act; and |
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88 | 88 | | (2) determine a coding solution that allows for |
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89 | 89 | | coordinated specialty care and assertive community treatment to be |
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90 | 90 | | coded and reimbursed as a bundle of services as required under |
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91 | 91 | | Section 1355.016(f), Insurance Code, as added by this Act. |
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92 | 92 | | (b) Not later than January 1, 2026, the work group shall |
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93 | 93 | | make recommendations to the department based on its findings. |
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94 | 94 | | (c) Not later than March 30, 2026, the department shall |
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95 | 95 | | adopt rules: |
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96 | 96 | | (1) establishing the criteria to be used to determine |
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97 | 97 | | medical necessity under Section 1355.016(a), Insurance Code, as |
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98 | 98 | | added by this Act; |
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99 | 99 | | (2) creating a coding solution that allows for |
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100 | 100 | | reimbursement based on a bundled payment model for coordinated |
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101 | 101 | | specialty care and assertive community treatment as required by |
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102 | 102 | | Section 1355.016(f), Insurance Code, as added by this Act; and |
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103 | 103 | | (3) otherwise necessary to implement Section |
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104 | 104 | | 1355.016, Insurance Code, as added by this Act. |
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105 | 105 | | SECTION 4. Section 1355.016, Insurance Code, as added by |
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106 | 106 | | this Act, applies only to a health benefit plan that is delivered, |
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107 | 107 | | issued for delivery, or renewed on or after March 30, 2026. A |
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108 | 108 | | health benefit plan delivered, issued for delivery, or renewed |
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109 | 109 | | before March 30, 2026, is governed by the law as it existed |
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110 | 110 | | immediately before that date, and that law is continued in effect |
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111 | 111 | | for that purpose. |
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112 | 112 | | SECTION 5. This Act takes effect September 1, 2025. |
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