Texas 2025 - 89th Regular

Texas House Bill HB1594 Compare Versions

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11 89R5015 RDS-F
22 By: Plesa H.B. No. 1594
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77 A BILL TO BE ENTITLED
88 AN ACT
99 relating to group health benefit plan coverage for early treatment
1010 of first episode psychosis.
1111 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
1212 SECTION 1. Section 1355.001, Insurance Code, is amended by
1313 adding Subdivision (5) to read as follows:
1414 (5) "First episode psychosis" means the initial onset
1515 of psychosis or symptoms associated with psychosis, caused by:
1616 (A) medical or neurological conditions;
1717 (B) serious mental illness; or
1818 (C) substance use.
1919 SECTION 2. Subchapter A, Chapter 1355, Insurance Code, is
2020 amended by adding Section 1355.016 to read as follows:
2121 Sec. 1355.016. REQUIRED COVERAGE FOR EARLY TREATMENT OF
2222 FIRST EPISODE PSYCHOSIS. (a) A group health benefit plan must
2323 provide coverage, based on medical necessity, as provided by this
2424 section to an individual who is younger than 26 years of age and who
2525 is diagnosed with first episode psychosis.
2626 (b) The group health benefit plan must provide coverage
2727 under this section to the enrollee for all generally recognized
2828 services prescribed in relation to first episode psychosis.
2929 (c) For purposes of Subsection (b), "generally recognized
3030 services" include:
3131 (1) coordinated specialty care for first episode
3232 psychosis treatment, covering each element of the treatment model
3333 included in the Recovery After an Initial Schizophrenia Episode
3434 (RAISE) early treatment program study conducted by the National
3535 Institute of Mental Health regarding treatment for psychosis, as
3636 completed July 2017, including:
3737 (A) psychotherapy;
3838 (B) medication management;
3939 (C) case management;
4040 (D) family education and support; and
4141 (E) education and employment support;
4242 (2) assertive community treatment as described by the
4343 Texas Health and Human Services Commission's Texas Resilience and
4444 Recovery Utilization Management Guidelines: Adult Mental Health
4545 Services, as updated in April 2017, or a more recently updated
4646 version adopted by the commissioner; and
4747 (3) peer support services, including:
4848 (A) recovery and wellness support;
4949 (B) mentoring; and
5050 (C) advocacy.
5151 (d) Only coordinated specialty care or assertive community
5252 treatment provided by a provider that adheres to the fidelity of the
5353 applicable treatment model and that has contracted with the Health
5454 and Human Services Commission to provide coordinated specialty care
5555 or assertive community treatment for first episode psychosis is
5656 required to be covered under this section.
5757 (e) If a group health benefit plan issuer credentials a
5858 psychiatrist or licensed clinical leader of a treatment team to
5959 provide generally recognized services for the treatment of first
6060 episode psychosis, all members of the treatment team serving under
6161 the credentialed psychiatrist or licensed clinical leader are
6262 considered to be credentialed by the issuer.
6363 (f) A group health benefit plan issuer shall reimburse a
6464 provider of coordinated specialty care or assertive community
6565 treatment for first episode psychosis based on a bundled payment
6666 model instead of providing reimbursement for each service provided
6767 to the enrollee by the member of a treatment team.
6868 (g) If requested by a group health benefit plan issuer on or
6969 after March 1, 2027, the department shall contract with an
7070 independent third party with expertise in analyzing health benefit
7171 plan premiums and costs to perform an independent analysis of the
7272 impact of requiring coverage of the team-based treatment models
7373 described by Subsection (c) on health benefit plan premiums.
7474 Notwithstanding Subsection (c), if the analysis finds that premiums
7575 increased annually by more than one percent solely due to requiring
7676 coverage of a specific treatment model, a group health benefit plan
7777 is not required to provide coverage under this section for that
7878 treatment model.
7979 SECTION 3. (a) As soon as practicable after the effective
8080 date of this Act, the Texas Department of Insurance shall convene
8181 and lead a work group that includes the Health and Human Services
8282 Commission, providers of generally recognized services described
8383 by Section 1355.016(c), Insurance Code, as added by this Act, and
8484 group health benefit plan issuers. The work group shall:
8585 (1) develop the criteria to be used to determine
8686 medical necessity for purposes of coverage under Section 1355.016,
8787 Insurance Code, as added by this Act; and
8888 (2) determine a coding solution that allows for
8989 coordinated specialty care and assertive community treatment to be
9090 coded and reimbursed as a bundle of services as required under
9191 Section 1355.016(f), Insurance Code, as added by this Act.
9292 (b) Not later than January 1, 2026, the work group shall
9393 make recommendations to the department based on its findings.
9494 (c) Not later than March 30, 2026, the department shall
9595 adopt rules:
9696 (1) establishing the criteria to be used to determine
9797 medical necessity under Section 1355.016(a), Insurance Code, as
9898 added by this Act;
9999 (2) creating a coding solution that allows for
100100 reimbursement based on a bundled payment model for coordinated
101101 specialty care and assertive community treatment as required by
102102 Section 1355.016(f), Insurance Code, as added by this Act; and
103103 (3) otherwise necessary to implement Section
104104 1355.016, Insurance Code, as added by this Act.
105105 SECTION 4. Section 1355.016, Insurance Code, as added by
106106 this Act, applies only to a health benefit plan that is delivered,
107107 issued for delivery, or renewed on or after March 30, 2026. A
108108 health benefit plan delivered, issued for delivery, or renewed
109109 before March 30, 2026, is governed by the law as it existed
110110 immediately before that date, and that law is continued in effect
111111 for that purpose.
112112 SECTION 5. This Act takes effect September 1, 2025.