| Old | New | Differences | |
|---|---|---|---|
| 1 | - | ||
| 1 | + | 89R6195 RDS-D | |
| 2 | 2 | By: Hernandez H.B. No. 1809 | |
| 3 | - | Substitute the following for H.B. No. 1809: | |
| 4 | - | By: Dean C.S.H.B. No. 1809 | |
| 5 | 3 | ||
| 6 | 4 | ||
| 7 | 5 | ||
| 8 | 6 | ||
| 9 | 7 | A BILL TO BE ENTITLED | |
| 10 | 8 | AN ACT | |
| 11 | - | relating to prohibited insurance discrimination on the basis of an | |
| 12 | - | insured's marital status following the death of the insured's | |
| 13 | - | spouse. | |
| 9 | + | relating to prohibited insurance discrimination against insureds | |
| 10 | + | who are widowed. | |
| 14 | 11 | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | |
| 15 | 12 | SECTION 1. Section 544.002, Insurance Code, is amended by | |
| 16 | 13 | adding Subsection (d) to read as follows: | |
| 17 | - | (d) Notwithstanding Section 544.003, an insurer may not: | |
| 18 | - | (1) refuse to continue to insure or provide coverage | |
| 19 | - | to an individual or limit the amount, extent, or kind of coverage | |
| 20 | - | available to an individual because the individual is widowed or the | |
| 21 | - | individual's marital status otherwise reflects the death of a | |
| 22 | - | spouse; or | |
| 23 | - | (2) charge an individual who is widowed or whose | |
| 24 | - | marital status otherwise reflects the death of a spouse a rate that | |
| 25 | - | is different from the rate that would be charged if the individual's | |
| 26 | - | marital status was married. | |
| 14 | + | (d) Notwithstanding Section 544.003, an insurer may not | |
| 15 | + | refuse to continue to insure or provide coverage to an individual, | |
| 16 | + | limit the amount, extent, or kind of coverage available to an | |
| 17 | + | individual, or charge an individual a rate that is different from | |
| 18 | + | the rate charged to other individuals for the same coverage on the | |
| 19 | + | basis that the individual is widowed. | |
| 27 | 20 | SECTION 2. The change in law made by this Act does not apply | |
| 28 | 21 | to an insurance policy that is delivered, issued for delivery, or | |
| 29 | - | renewed before the effective date of this Act. An insurance policy | |
| 30 | - | that is delivered, issued for delivery, or renewed before the | |
| 31 | - | effective date of this Act is governed by the law as it existed | |
| 32 | - | immediately before the effective date of this Act, and that law is | |
| 33 | - | continued in effect for that purpose. | |
| 22 | + | renewed before the effective date of this Act. | |
| 34 | 23 | SECTION 3. This Act takes effect September 1, 2025. |