By: Martinez Fischer H.B. No. 2515
A BILL TO BE ENTITLED
AN ACT
relating to prohibiting insurers from requiring the bundling of
personal automobile or residential property insurance policies.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1. Subchapter B, Chapter 541, Insurance Code, is
amended by adding Section 541.062 to read as follows:
Sec. 541.062. REQUIRED BUNDLING OF PERSONAL AUTOMOBILE OR
RESIDENTIAL PROPERTY INSURANCE POLICIES. (a) In this section,
"underwriting guideline" has the meaning assigned by Section
38.002.
(b) It is an unfair method of competition or an unfair or
deceptive act or practice in the business of insurance to require a
consumer to purchase, or use an underwriting guideline or trade
practice to require a consumer to purchase, a personal automobile
or residential property insurance policy from the same insurer or
the same insurer's affiliate as a condition for the issuance of
another personal automobile or residential property insurance
policy.
SECTION 2. This Act takes effect September 1, 2025.