Texas House Bill HB3658

Texas 2025 - 89th Regular

• Filed: 3/3/25
• Out of House Committee: 4/28/25
• Voted on by House: 5/10/25

Caption

Relating to continuing education program contents and format relating to building codes for insurance adjusters.

Impact

The introduction of HB 3658 represents a significant enhancement to the regulatory framework governing insurance adjusters. By requiring that continuing education programs incorporate building codes along with damage assessment and reconstruction standards, the state aims to improve the overall quality of service in the insurance industry. This move is expected to foster better-informed adjusters who can assess claims more accurately and efficiently, ultimately benefiting policyholders through improved claim handling processes.

Summary

House Bill 3658 focuses on amending the continuing education requirements for insurance adjusters in Texas by incorporating building codes into the curriculum. The bill mandates that the continuing education programs for licensed adjusters include at least one hour dedicated to state and local building codes, as well as related topics like damage assessment and mitigation practices. This legislation aims to enhance the expertise of insurance adjusters, ensuring they are well-versed in relevant building code implications when addressing claims and reconstructions.

Sentiment

General sentiment surrounding HB 3658 appears to be supportive, as stakeholders recognize the necessity for insurance adjusters to remain educated about evolving building codes and industry standards. The discussions highlight a consensus on the importance of investing in education for professionals involved in insurance and risk management, although there may be concerns among some about the feasibility and implementation of the newly proposed educational requirements.

Contention

While the bill has garnered support, potential points of contention include the adequacy of existing continuing education standards versus the newly proposed changes. Some may argue that the requirement for additional educational hours could impose a financial burden on adjusters and firms, especially smaller entities. Additionally, the logistics of adapting existing training programs to effectively cover the new material may also be debated, sparking discussions on how best to balance industry needs with regulatory requirements.

Texas Constitutional Statutes Affected

Insurance Code

• Chapter 40. Duties Of State Office Of Administrative Hearings And Commissioner In Certain Proceedings; Rate Setting Proceedings
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