1 | 1 | | 89R13049 DNC-D |
---|
2 | 2 | | By: Vo H.B. No. 4037 |
---|
3 | 3 | | |
---|
4 | 4 | | |
---|
5 | 5 | | |
---|
6 | 6 | | |
---|
7 | 7 | | A BILL TO BE ENTITLED |
---|
8 | 8 | | AN ACT |
---|
9 | 9 | | relating to anesthesia coverage and patient assessment |
---|
10 | 10 | | requirements for certain health benefit plans. |
---|
11 | 11 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
---|
12 | 12 | | SECTION 1. Subtitle E, Title 8, Insurance Code, is amended |
---|
13 | 13 | | by adding Chapter 1381 to read as follows: |
---|
14 | 14 | | CHAPTER 1381. ANESTHESIA |
---|
15 | 15 | | Sec. 1381.001. APPLICABILITY OF CHAPTER. (a) Except as |
---|
16 | 16 | | otherwise provided by this chapter, this chapter applies only to a |
---|
17 | 17 | | health benefit plan that provides benefits for medical or surgical |
---|
18 | 18 | | expenses incurred as a result of a health condition, accident, or |
---|
19 | 19 | | sickness, including an individual, group, blanket, or franchise |
---|
20 | 20 | | insurance policy or insurance agreement, a group hospital service |
---|
21 | 21 | | contract, or an individual or group evidence of coverage or similar |
---|
22 | 22 | | coverage document that is issued by: |
---|
23 | 23 | | (1) an insurance company; |
---|
24 | 24 | | (2) a group hospital service corporation operating |
---|
25 | 25 | | under Chapter 842; |
---|
26 | 26 | | (3) a health maintenance organization operating under |
---|
27 | 27 | | Chapter 843; |
---|
28 | 28 | | (4) an approved nonprofit health corporation that |
---|
29 | 29 | | holds a certificate of authority under Chapter 844; |
---|
30 | 30 | | (5) a multiple employer welfare arrangement that holds |
---|
31 | 31 | | a certificate of authority under Chapter 846; |
---|
32 | 32 | | (6) a stipulated premium company operating under |
---|
33 | 33 | | Chapter 884; |
---|
34 | 34 | | (7) a fraternal benefit society operating under |
---|
35 | 35 | | Chapter 885; |
---|
36 | 36 | | (8) a Lloyd's plan operating under Chapter 941; or |
---|
37 | 37 | | (9) an exchange operating under Chapter 942. |
---|
38 | 38 | | (b) Notwithstanding any other law, this chapter applies to: |
---|
39 | 39 | | (1) a small employer health benefit plan subject to |
---|
40 | 40 | | Chapter 1501, including coverage provided through a health group |
---|
41 | 41 | | cooperative under Subchapter B of that chapter; |
---|
42 | 42 | | (2) a standard health benefit plan issued under |
---|
43 | 43 | | Chapter 1507; |
---|
44 | 44 | | (3) a basic coverage plan under Chapter 1551; |
---|
45 | 45 | | (4) a basic plan under Chapter 1575; and |
---|
46 | 46 | | (5) a primary care coverage plan under Chapter 1579. |
---|
47 | 47 | | Sec. 1381.002. COVERAGE REQUIRED. A health benefit plan |
---|
48 | 48 | | that provides coverage for medically necessary anesthesia must |
---|
49 | 49 | | provide coverage for the full time that the anesthesia services are |
---|
50 | 50 | | performed. |
---|
51 | 51 | | SECTION 2. Subchapter B, Chapter 1551, Insurance Code, is |
---|
52 | 52 | | amended by adding Section 1551.0551 to read as follows: |
---|
53 | 53 | | Sec. 1551.0551. NETWORK ADEQUACY. The board of trustees |
---|
54 | 54 | | shall ensure that a managed care plan provided under the group |
---|
55 | 55 | | benefits program has an adequate network of health care providers |
---|
56 | 56 | | by requiring continued coverage and payment calculations that |
---|
57 | 57 | | account for: |
---|
58 | 58 | | (1) the assessment of patient physical status, as |
---|
59 | 59 | | determined by a participant's treating physician or health care |
---|
60 | 60 | | provider; and |
---|
61 | 61 | | (2) the complexity and urgency of care, as determined |
---|
62 | 62 | | by a participant's treating physician or health care provider. |
---|
63 | 63 | | SECTION 3. Section 1551.219, Insurance Code, is amended by |
---|
64 | 64 | | adding Subsection (c) to read as follows: |
---|
65 | 65 | | (c) Disease management services provided or covered under |
---|
66 | 66 | | Subsection (b) must take into account patient physical status and |
---|
67 | 67 | | complexity of care as identified by a clinician for patient care. |
---|
68 | 68 | | SECTION 4. Subchapter E, Chapter 1551, Insurance Code, is |
---|
69 | 69 | | amended by adding Section 1551.2195 to read as follows: |
---|
70 | 70 | | Sec. 1551.2195. FACTORS FOR NECESSITY AND BENEFIT PAYMENT |
---|
71 | 71 | | AMOUNT DETERMINATIONS. A group health benefit plan offered under |
---|
72 | 72 | | the group benefits program must provide for the following factors |
---|
73 | 73 | | to be taken into account in determining necessity of services and |
---|
74 | 74 | | calculation of benefits payment amounts: |
---|
75 | 75 | | (1) the assessment of patient physical status, as |
---|
76 | 76 | | determined by the patient's treating physician or health care |
---|
77 | 77 | | provider; and |
---|
78 | 78 | | (2) the complexity and urgency of care, as determined |
---|
79 | 79 | | by the patient's treating physician or health care provider. |
---|
80 | 80 | | SECTION 5. Section 1575.164, Insurance Code, is amended by |
---|
81 | 81 | | adding Subsection (c) to read as follows: |
---|
82 | 82 | | (c) Disease management services provided or covered under |
---|
83 | 83 | | Subsection (b) must take into account patient physical status and |
---|
84 | 84 | | complexity of care as identified by a clinician for patient care. |
---|
85 | 85 | | SECTION 6. Subchapter D, Chapter 1575, Insurance Code, is |
---|
86 | 86 | | amended by adding Section 1575.1645 to read as follows: |
---|
87 | 87 | | Sec. 1575.1645. FACTORS FOR NECESSITY AND BENEFIT PAYMENT |
---|
88 | 88 | | AMOUNT DETERMINATIONS. A health benefit plan provided under this |
---|
89 | 89 | | chapter must provide for the following factors to be taken into |
---|
90 | 90 | | account in determining necessity of services and calculation of |
---|
91 | 91 | | benefits payment amounts: |
---|
92 | 92 | | (1) the assessment of patient physical status, as |
---|
93 | 93 | | determined by the patient's treating physician or health care |
---|
94 | 94 | | provider; and |
---|
95 | 95 | | (2) the complexity and urgency of care, as determined |
---|
96 | 96 | | by the patient's treating physician or health care provider. |
---|
97 | 97 | | SECTION 7. Section 1579.107, Insurance Code, is amended by |
---|
98 | 98 | | adding Subsection (c) to read as follows: |
---|
99 | 99 | | (c) Disease management services provided or covered under |
---|
100 | 100 | | Subsection (b) must take into account patient physical status and |
---|
101 | 101 | | complexity of care as identified by a clinician for patient care. |
---|
102 | 102 | | SECTION 8. Subchapter C, Chapter 1579, Insurance Code, is |
---|
103 | 103 | | amended by adding Section 1579.1075 to read as follows: |
---|
104 | 104 | | Sec. 1579.1075. FACTORS FOR NECESSITY AND BENEFIT PAYMENT |
---|
105 | 105 | | AMOUNT DETERMINATIONS. A health coverage plan provided under this |
---|
106 | 106 | | chapter must provide for the following factors to be taken into |
---|
107 | 107 | | account in determining necessity of services and calculation of |
---|
108 | 108 | | benefits payment amounts: |
---|
109 | 109 | | (1) the assessment of patient physical status, as |
---|
110 | 110 | | determined by the patient's treating physician or health care |
---|
111 | 111 | | provider; and |
---|
112 | 112 | | (2) the complexity and urgency of care, as determined |
---|
113 | 113 | | by the patient's treating physician or health care provider. |
---|
114 | 114 | | SECTION 9. Chapter 1381, Insurance Code, as added by this |
---|
115 | 115 | | Act, applies only to a health benefit plan that is delivered, issued |
---|
116 | 116 | | for delivery, or renewed on or after January 1, 2026. |
---|
117 | 117 | | SECTION 10. The changes in law made by this Act to Chapters |
---|
118 | 118 | | 1551, 1575, and 1579, Insurance Code, apply only to a plan year that |
---|
119 | 119 | | commences on or after January 1, 2026. A plan year that commenced |
---|
120 | 120 | | before January 1, 2026, is governed by the law as it existed |
---|
121 | 121 | | immediately before the effective date of this Act, and that law is |
---|
122 | 122 | | continued in effect for that purpose. |
---|
123 | 123 | | SECTION 11. This Act takes effect September 1, 2025. |
---|