Texas 2025 - 89th Regular

Texas House Bill HB4037 Compare Versions

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11 89R13049 DNC-D
22 By: Vo H.B. No. 4037
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77 A BILL TO BE ENTITLED
88 AN ACT
99 relating to anesthesia coverage and patient assessment
1010 requirements for certain health benefit plans.
1111 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
1212 SECTION 1. Subtitle E, Title 8, Insurance Code, is amended
1313 by adding Chapter 1381 to read as follows:
1414 CHAPTER 1381. ANESTHESIA
1515 Sec. 1381.001. APPLICABILITY OF CHAPTER. (a) Except as
1616 otherwise provided by this chapter, this chapter applies only to a
1717 health benefit plan that provides benefits for medical or surgical
1818 expenses incurred as a result of a health condition, accident, or
1919 sickness, including an individual, group, blanket, or franchise
2020 insurance policy or insurance agreement, a group hospital service
2121 contract, or an individual or group evidence of coverage or similar
2222 coverage document that is issued by:
2323 (1) an insurance company;
2424 (2) a group hospital service corporation operating
2525 under Chapter 842;
2626 (3) a health maintenance organization operating under
2727 Chapter 843;
2828 (4) an approved nonprofit health corporation that
2929 holds a certificate of authority under Chapter 844;
3030 (5) a multiple employer welfare arrangement that holds
3131 a certificate of authority under Chapter 846;
3232 (6) a stipulated premium company operating under
3333 Chapter 884;
3434 (7) a fraternal benefit society operating under
3535 Chapter 885;
3636 (8) a Lloyd's plan operating under Chapter 941; or
3737 (9) an exchange operating under Chapter 942.
3838 (b) Notwithstanding any other law, this chapter applies to:
3939 (1) a small employer health benefit plan subject to
4040 Chapter 1501, including coverage provided through a health group
4141 cooperative under Subchapter B of that chapter;
4242 (2) a standard health benefit plan issued under
4343 Chapter 1507;
4444 (3) a basic coverage plan under Chapter 1551;
4545 (4) a basic plan under Chapter 1575; and
4646 (5) a primary care coverage plan under Chapter 1579.
4747 Sec. 1381.002. COVERAGE REQUIRED. A health benefit plan
4848 that provides coverage for medically necessary anesthesia must
4949 provide coverage for the full time that the anesthesia services are
5050 performed.
5151 SECTION 2. Subchapter B, Chapter 1551, Insurance Code, is
5252 amended by adding Section 1551.0551 to read as follows:
5353 Sec. 1551.0551. NETWORK ADEQUACY. The board of trustees
5454 shall ensure that a managed care plan provided under the group
5555 benefits program has an adequate network of health care providers
5656 by requiring continued coverage and payment calculations that
5757 account for:
5858 (1) the assessment of patient physical status, as
5959 determined by a participant's treating physician or health care
6060 provider; and
6161 (2) the complexity and urgency of care, as determined
6262 by a participant's treating physician or health care provider.
6363 SECTION 3. Section 1551.219, Insurance Code, is amended by
6464 adding Subsection (c) to read as follows:
6565 (c) Disease management services provided or covered under
6666 Subsection (b) must take into account patient physical status and
6767 complexity of care as identified by a clinician for patient care.
6868 SECTION 4. Subchapter E, Chapter 1551, Insurance Code, is
6969 amended by adding Section 1551.2195 to read as follows:
7070 Sec. 1551.2195. FACTORS FOR NECESSITY AND BENEFIT PAYMENT
7171 AMOUNT DETERMINATIONS. A group health benefit plan offered under
7272 the group benefits program must provide for the following factors
7373 to be taken into account in determining necessity of services and
7474 calculation of benefits payment amounts:
7575 (1) the assessment of patient physical status, as
7676 determined by the patient's treating physician or health care
7777 provider; and
7878 (2) the complexity and urgency of care, as determined
7979 by the patient's treating physician or health care provider.
8080 SECTION 5. Section 1575.164, Insurance Code, is amended by
8181 adding Subsection (c) to read as follows:
8282 (c) Disease management services provided or covered under
8383 Subsection (b) must take into account patient physical status and
8484 complexity of care as identified by a clinician for patient care.
8585 SECTION 6. Subchapter D, Chapter 1575, Insurance Code, is
8686 amended by adding Section 1575.1645 to read as follows:
8787 Sec. 1575.1645. FACTORS FOR NECESSITY AND BENEFIT PAYMENT
8888 AMOUNT DETERMINATIONS. A health benefit plan provided under this
8989 chapter must provide for the following factors to be taken into
9090 account in determining necessity of services and calculation of
9191 benefits payment amounts:
9292 (1) the assessment of patient physical status, as
9393 determined by the patient's treating physician or health care
9494 provider; and
9595 (2) the complexity and urgency of care, as determined
9696 by the patient's treating physician or health care provider.
9797 SECTION 7. Section 1579.107, Insurance Code, is amended by
9898 adding Subsection (c) to read as follows:
9999 (c) Disease management services provided or covered under
100100 Subsection (b) must take into account patient physical status and
101101 complexity of care as identified by a clinician for patient care.
102102 SECTION 8. Subchapter C, Chapter 1579, Insurance Code, is
103103 amended by adding Section 1579.1075 to read as follows:
104104 Sec. 1579.1075. FACTORS FOR NECESSITY AND BENEFIT PAYMENT
105105 AMOUNT DETERMINATIONS. A health coverage plan provided under this
106106 chapter must provide for the following factors to be taken into
107107 account in determining necessity of services and calculation of
108108 benefits payment amounts:
109109 (1) the assessment of patient physical status, as
110110 determined by the patient's treating physician or health care
111111 provider; and
112112 (2) the complexity and urgency of care, as determined
113113 by the patient's treating physician or health care provider.
114114 SECTION 9. Chapter 1381, Insurance Code, as added by this
115115 Act, applies only to a health benefit plan that is delivered, issued
116116 for delivery, or renewed on or after January 1, 2026.
117117 SECTION 10. The changes in law made by this Act to Chapters
118118 1551, 1575, and 1579, Insurance Code, apply only to a plan year that
119119 commences on or after January 1, 2026. A plan year that commenced
120120 before January 1, 2026, is governed by the law as it existed
121121 immediately before the effective date of this Act, and that law is
122122 continued in effect for that purpose.
123123 SECTION 11. This Act takes effect September 1, 2025.