1 | 1 | | 89R4932 DNC-F |
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2 | 2 | | By: Cortez H.B. No. 564 |
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3 | 3 | | |
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4 | 4 | | |
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5 | 5 | | |
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6 | 6 | | |
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7 | 7 | | A BILL TO BE ENTITLED |
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8 | 8 | | AN ACT |
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9 | 9 | | relating to health benefit plan coverage for treatment of autism |
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10 | 10 | | spectrum disorders. |
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11 | 11 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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12 | 12 | | SECTION 1. Section 1355.001(3), Insurance Code, is amended |
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13 | 13 | | to read as follows: |
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14 | 14 | | (3) "Autism spectrum disorder" means: |
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15 | 15 | | (A) a neurobiological disorder that |
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16 | 16 | | significantly affects verbal communication, nonverbal |
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17 | 17 | | communication, and social interaction and that meets the diagnostic |
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18 | 18 | | criteria for autism spectrum disorder specified by the Diagnostic |
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19 | 19 | | and Statistical Manual of Mental Disorders, 5th edition, or a later |
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20 | 20 | | edition; or |
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21 | 21 | | (B) a diagnosis made using a previous edition of |
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22 | 22 | | the Diagnostic and Statistical Manual of Mental Disorders of |
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23 | 23 | | [includes] autism, Asperger's syndrome, or Pervasive Developmental |
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24 | 24 | | Disorder--Not Otherwise Specified. |
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25 | 25 | | SECTION 2. Section 1355.015, Insurance Code, is amended by |
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26 | 26 | | amending Subsections (a-1) and (c) and adding Subsections (a-2) and |
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27 | 27 | | (c-2) to read as follows: |
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28 | 28 | | (a-1) At a minimum, a health benefit plan must provide |
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29 | 29 | | coverage for any medically necessary treatment of autism spectrum |
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30 | 30 | | disorder as provided by this section to an enrollee who is diagnosed |
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31 | 31 | | with autism spectrum disorder from the date of diagnosis[, only if |
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32 | 32 | | the diagnosis was in place prior to the child's 10th birthday]. |
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33 | 33 | | (a-2) For purposes of Subsection (a-1): |
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34 | 34 | | (1) "Medically necessary" means a service or product |
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35 | 35 | | that: |
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36 | 36 | | (A) addresses the specific needs of a patient; |
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37 | 37 | | (B) is provided for the purpose of: |
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38 | 38 | | (i) screening for, preventing, diagnosing, |
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39 | 39 | | managing, or treating an illness, injury, or condition, or the |
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40 | 40 | | symptoms of that illness, injury, or condition, including by |
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41 | 41 | | minimizing the progress of an illness, injury, or condition; or |
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42 | 42 | | (ii) preventing regression or ensuring |
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43 | 43 | | maintenance of skills; |
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44 | 44 | | (C) is delivered in accordance with the generally |
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45 | 45 | | recognized independent standards of mental health and substance use |
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46 | 46 | | disorder care; |
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47 | 47 | | (D) is clinically appropriate in terms of type |
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48 | 48 | | for the service or product; and |
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49 | 49 | | (E) is not provided primarily for: |
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50 | 50 | | (i) the economic benefit of the health |
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51 | 51 | | benefit plan issuer or person who purchases the service or product; |
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52 | 52 | | or |
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53 | 53 | | (ii) the convenience of the patient, |
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54 | 54 | | treating physician, or other health care provider. |
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55 | 55 | | (2) "Generally recognized independent standards of |
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56 | 56 | | mental health and substance use disorder care" means a standard of |
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57 | 57 | | care and clinical practice that: |
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58 | 58 | | (A) is generally recognized by health care |
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59 | 59 | | providers practicing in the applicable clinical specialty, |
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60 | 60 | | including in psychiatry, psychology, clinical sociology, addiction |
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61 | 61 | | medicine, counseling, applied behavioral analysis, or behavioral |
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62 | 62 | | health treatment; and |
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63 | 63 | | (B) is based on valid, evidence-based sources |
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64 | 64 | | reflecting generally accepted standards of mental health and |
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65 | 65 | | substance use disorder care, including: |
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66 | 66 | | (i) peer-reviewed scientific studies or |
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67 | 67 | | medical literature; and |
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68 | 68 | | (ii) the recommendation of a governmental |
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69 | 69 | | agency or relevant nonprofit health care provider professional |
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70 | 70 | | trade association or specialty society, including: |
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71 | 71 | | (a) patient placement criteria |
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72 | 72 | | promulgated by the National Library of Medicine; |
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73 | 73 | | (b) clinical practice guidelines |
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74 | 74 | | promulgated by the National Center for Complementary and |
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75 | 75 | | Integrative Health; |
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76 | 76 | | (c) the recommendation of a federal |
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77 | 77 | | governmental agency; |
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78 | 78 | | (d) drug labeling approved by the |
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79 | 79 | | United States Food and Drug Administration; and |
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80 | 80 | | (e) clinical practice guidelines, |
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81 | 81 | | developed and promulgated by the Council of Autism Service |
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82 | 82 | | Providers, for the treatment of autism spectrum disorder. |
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83 | 83 | | (c) For purposes of Subsections [Subsection] (b) and (c-2), |
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84 | 84 | | "generally recognized services" may include services such as: |
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85 | 85 | | (1) evaluation and assessment services; |
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86 | 86 | | (2) applied behavior analysis; |
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87 | 87 | | (3) behavior training and behavior management; |
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88 | 88 | | (4) speech therapy; |
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89 | 89 | | (5) occupational therapy; |
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90 | 90 | | (6) physical therapy; or |
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91 | 91 | | (7) medications or nutritional supplements used to |
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92 | 92 | | address symptoms of autism spectrum disorder. |
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93 | 93 | | (c-2) The health benefit plan may not: |
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94 | 94 | | (1) prohibit or place a limitation on a health care |
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95 | 95 | | practitioner described by Subsection (b)(1) from performing an |
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96 | 96 | | evaluation or reevaluation, or soliciting a confirmation of |
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97 | 97 | | diagnosis of autism spectrum disorder from a primary care physician |
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98 | 98 | | or a diagnostician who has previously provided a diagnosis of |
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99 | 99 | | autism spectrum disorder for an enrollee; or |
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100 | 100 | | (2) restrict the setting in which generally recognized |
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101 | 101 | | services prescribed in relation to autism spectrum disorder are |
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102 | 102 | | provided to the enrollee, including assessments, evaluation, |
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103 | 103 | | therapeutic intervention, or observations, except for a setting in |
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104 | 104 | | which the enrollee qualifies for reimbursable services under the |
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105 | 105 | | state Medicaid program, including under the school health and |
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106 | 106 | | related services program. |
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107 | 107 | | SECTION 3. Section 1355.015(c-1), Insurance Code, is |
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108 | 108 | | repealed. |
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109 | 109 | | SECTION 4. The changes in law made by this Act apply only to |
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110 | 110 | | a health benefit plan delivered, issued for delivery, or renewed on |
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111 | 111 | | or after January 1, 2026. A health benefit plan delivered, issued |
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112 | 112 | | for delivery, or renewed before January 1, 2026, is governed by the |
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113 | 113 | | law as it existed immediately before the effective date of this Act, |
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114 | 114 | | and that law is continued in effect for that purpose. |
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115 | 115 | | SECTION 5. This Act takes effect September 1, 2025. |
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