Texas 2025 - 89th Regular

Texas House Bill HB880 Compare Versions

Only one version of the bill is available at this time.

Old	New	Differences
1	1	89R2874 SRA-D
2	2	By: Lalani H.B. No. 880
3	3
4	4
5	5
6	6
7	7	A BILL TO BE ENTITLED
8	8	AN ACT
9	9	relating to the reporting of certain information regarding
10	10	medically necessary debt on a consumer report.
11	11	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
12	12	SECTION 1. Section 20.05, Business & Commerce Code, is
13	13	amended by amending Subsections (a) and (d) to read as follows:
14	14	(a) Except as provided by Subsection (b), a consumer
15	15	reporting agency may not furnish a consumer report containing
16	16	information related to:
17	17	(1) a case under Title 11 of the United States Code or
18	18	under the federal Bankruptcy Act in which the date of entry of the
19	19	order for relief or the date of adjudication predates the consumer
20	20	report by more than 10 years;
21	21	(2) a suit or judgment in which the date of entry
22	22	predates the consumer report by more than seven years or the
23	23	governing statute of limitations, whichever is longer;
24	24	(3) a tax lien in which the date of payment predates
25	25	the consumer report by more than seven years;
26	26	(4) a record of arrest, indictment, or conviction of a
27	27	crime in which the date of disposition, release, or parole predates
28	28	the consumer report by more than seven years;
29	29	(5) a collection account with a medical industry code,
30	30	if the consumer was covered by a health benefit plan at the time of
31	31	the event giving rise to the collection and the collection is for an
32	32	outstanding balance, after copayments, deductibles, and
33	33	coinsurance, owed to an emergency care provider or a facility-based
34	34	provider for an out-of-network benefit claim; [or]
35	35	(6) medically necessary debt, regardless of the date
36	36	on which the medical debt was incurred; or
37	37	(7) another item or event that predates the consumer
38	38	report by more than seven years.
39	39	(d) In this section:
40	40	(1) "Emergency care provider" means a physician,
41	41	health care practitioner, facility, or other health care provider
42	42	who provides emergency care.
43	43	(2) "Facility" has the meaning assigned by Section
44	44	324.001, Health and Safety Code.
45	45	(3) "Facility-based provider" means a physician,
46	46	health care practitioner, or other health care provider who
47	47	provides health care or medical services to patients of a facility.
48	48	(4) "Health care practitioner" means an individual who
49	49	is licensed to provide health care services.
50	50	(5) "Medically necessary debt" means a debt or alleged
51	51	debt arising from the receipt of health care services provided to:
52	52	(A) diagnose or treat an illness, injury,
53	53	condition, or disease or the symptoms of an illness, injury,
54	54	condition, or disease that meet accepted standards of medicine; or
55	55	(B) prevent illness or detect illness at an early
56	56	stage, including preventative screening services, vaccines, and
57	57	tests.
58	58	SECTION 2. Section 20.05(a), Business & Commerce Code, as
59	59	amended by this Act, applies only to a consumer report furnished on
60	60	or after the effective date of this Act. A consumer report
61	61	furnished before the effective date of this Act is governed by the
62	62	law in effect on the date the report was furnished, and the former
63	63	law is continued in effect for that purpose.
64	64	SECTION 3. This Act takes effect September 1, 2025.