Texas 2025 - 89th Regular

Texas Senate Bill SB1257 Compare Versions

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1-By: Hughes, Hall, Sparks S.B. No. 1257
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1+By: Hughes S.B. No. 1257
2+ (In the Senate - Filed February 13, 2025; February 28, 2025,
3+ read first time and referred to Committee on Health & Human
4+ Services; April 7, 2025, reported adversely, with favorable
5+ Committee Substitute by the following vote: Yeas 6, Nays 3;
6+ April 7, 2025, sent to printer.)
7+Click here to see the committee vote
8+ COMMITTEE SUBSTITUTE FOR S.B. No. 1257 By: Perry
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611 A BILL TO BE ENTITLED
712 AN ACT
813 relating to required health benefit plan coverage for gender
914 transition adverse effects and reversals.
1015 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
1116 SECTION 1. Subtitle E, Title 8, Insurance Code, is amended
1217 by adding Chapter 1373 to read as follows:
1318 CHAPTER 1373. REQUIRED COVERAGE OF GENDER TRANSITION ADVERSE
1419 EFFECTS AND REVERSALS
1520 Sec. 1373.001. DEFINITIONS. In this chapter:
1621 (1) "Gender transition" means a medical process by
1722 which an individual's anatomy, physiology, or mental state is
1823 treated or altered, including by the removal of otherwise healthy
1924 organs or tissue, the introduction of implants or performance of
2025 other plastic surgery, hormone treatment, or the use of drugs,
2126 counseling, or therapy, for the purpose of furthering or assisting
2227 the individual's identification as a member of the opposite
2328 biological sex or group or demographic category that does not
2429 correspond to the individual's biological sex.
2530 (2) "Gender transition procedure or treatment" means a
2631 medical procedure or treatment performed or provided for the
2732 purpose of assisting an individual with a gender transition.
2833 Sec. 1373.002. APPLICABILITY OF CHAPTER. (a) This
2934 chapter applies only to a health benefit plan that provides
3035 benefits for medical or surgical expenses or pharmacy benefits
3136 incurred as a result of a health condition, accident, or sickness,
3237 including an individual, group, blanket, or franchise insurance
3338 policy or insurance agreement, a group hospital service contract,
3439 or an individual or group evidence of coverage or similar coverage
3540 document that is issued by:
3641 (1) an insurance company;
3742 (2) a group hospital service corporation operating
3843 under Chapter 842;
3944 (3) a health maintenance organization operating under
4045 Chapter 843;
4146 (4) an approved nonprofit health corporation that
4247 holds a certificate of authority under Chapter 844;
4348 (5) a multiple employer welfare arrangement that holds
4449 a certificate of authority under Chapter 846;
4550 (6) a stipulated premium company operating under
4651 Chapter 884;
4752 (7) a fraternal benefit society operating under
4853 Chapter 885;
4954 (8) a Lloyd's plan operating under Chapter 941; or
5055 (9) an exchange operating under Chapter 942.
5156 (b) Notwithstanding any other law, this chapter applies to:
5257 (1) a small employer health benefit plan subject to
5358 Chapter 1501, including coverage provided through a health group
5459 cooperative under Subchapter B of that chapter;
5560 (2) a standard health benefit plan issued under
5661 Chapter 1507;
5762 (3) a basic coverage plan under Chapter 1551;
5863 (4) a basic plan under Chapter 1575;
5964 (5) a primary care coverage plan under Chapter 1579;
6065 (6) a plan providing basic coverage under Chapter
6166 1601;
6267 (7) nonprofit agricultural organization health
6368 benefits offered by a nonprofit agricultural organization under
6469 Chapter 1682;
6570 (8) alternative health benefit coverage offered by a
6671 subsidiary of the Texas Mutual Insurance Company under Subchapter
6772 M, Chapter 2054;
6873 (9) group health coverage made available by a school
6974 district in accordance with Section 22.004, Education Code;
7075 (10) the state Medicaid program, including the
7176 Medicaid managed care program operated under Chapter 540,
7277 Government Code;
7378 (11) the child health plan program under Chapter 62,
7479 Health and Safety Code;
7580 (12) a regional or local health care program operated
7681 under Section 75.104, Health and Safety Code;
7782 (13) a self-funded health benefit plan sponsored by a
7883 professional employer organization under Chapter 91, Labor Code;
7984 (14) county employee group health benefits provided
8085 under Chapter 157, Local Government Code; and
8186 (15) health and accident coverage provided by a risk
8287 pool created under Chapter 172, Local Government Code.
8388 (c) This chapter applies to coverage under a group health
8489 benefit plan provided to a resident of this state regardless of
8590 whether the group policy, agreement, or contract is delivered,
8691 issued for delivery, or renewed in this state.
8792 (d) This chapter does not apply to a self-funded health
8893 benefit plan as defined by the Employee Retirement Income Security
8994 Act of 1974 (29 U.S.C. Section 1001 et seq.).
9095 Sec. 1373.003. REQUIRED COVERAGE. (a) A health benefit
9196 plan that provides or has ever provided coverage for an enrollee's
9297 gender transition procedure or treatment shall provide coverage
9398 for, including for any applicable diagnostic or billing code:
9499 (1) all possible adverse consequences related to the
95100 enrollee's gender transition procedure or treatment, including any
96101 short- or long-term side effects of the procedure or treatment;
97102 (2) any baseline and follow-up testing or screening
98103 necessary to monitor the mental and physical health of the enrollee
99104 on at least an annual basis without regard to the sex or gender
100105 identity designation in the enrollee's medical record; and
101106 (3) any procedure, treatment, or therapy necessary to
102107 manage, reverse, reconstruct from, or recover from the enrollee's
103108 gender transition procedure or treatment.
104109 (b) A health benefit plan that offers coverage for a gender
105110 transition procedure or treatment shall also provide the coverage
106111 described by Subsection (a) to any enrollee who has undergone a
107112 gender transition procedure or treatment regardless of whether the
108113 enrollee was enrolled in the plan at the time of the procedure or
109114 treatment.
110115 SECTION 2. If before implementing any provision of this Act
111116 a state agency determines that a waiver or authorization from a
112117 federal agency is necessary for implementation of that provision,
113118 the agency affected by the provision shall request the waiver or
114119 authorization and may delay implementing that provision until the
115120 waiver or authorization is granted.
116121 SECTION 3. Section 1373.003, Insurance Code, as added by
117122 this Act, applies only to a health benefit plan that is delivered,
118123 issued for delivery, or renewed on or after January 1, 2026.
119124 SECTION 4. This Act takes effect September 1, 2025.
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