Texas 2025 - 89th Regular

Texas Senate Bill SB2081 Latest Draft

Bill / Introduced Version Filed 03/07/2025

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                            89R3369 RAL-F
 By: Miles S.B. No. 2081




 A BILL TO BE ENTITLED
 AN ACT
 relating to the eligibility of municipal solid waste personnel for
 the Homes for Texas Heroes home loan program.
 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
 SECTION 1.  Section 2306.5621(a), Government Code, is
 amended by amending Subdivision (2) and adding Subdivision (17) to
 read as follows:
 (2)  "Home" means a dwelling in this state in which a
 fire fighter, corrections officer, county jailer, public security
 officer, peace officer, professional educator, veteran, or person
 defined as emergency medical services personnel or municipal solid
 waste personnel under this section intends to reside as the
 borrower's principal residence.
 (17)  "Municipal solid waste personnel" means a
 permanent, full-time employee of a local government who is employed
 to collect, sort, process or dispose of solid waste, recyclables,
 organics, or household hazardous waste.
 SECTION 2.  Sections 2306.5621(b), (c), (d), (f), and (h-1),
 Government Code, are amended to read as follows:
 (b)  The corporation shall establish a program to provide
 eligible fire fighters, corrections officers, county jailers,
 public security officers, peace officers, emergency medical
 services personnel, municipal solid waste personnel, professional
 educators, and veterans with low-interest home mortgage loans.
 (c)  To be eligible for a loan under this section, at the time
 a person files an application for the loan, the person must:
 (1)  be a:
 (A)  fire fighter, corrections officer, county
 jailer, public security officer, peace officer, veteran, or person
 defined as emergency medical services personnel or municipal solid
 waste personnel under this section; or
 (B)  professional educator who is employed by a
 school district or is an allied health or professional nursing
 program faculty member in this state;
 (2)  reside in this state; and
 (3)  have an income of not more than 115 percent of area
 median family income, adjusted for family size, or the maximum
 amount permitted by Section 143(f), Internal Revenue Code of 1986,
 whichever is greater.
 (d)  The corporation may contract with other agencies of the
 state or with private entities to determine whether applicants
 qualify as fire fighters, corrections officers, county jailers,
 public security officers, peace officers, emergency medical
 services personnel, municipal solid waste personnel, professional
 educators, or veterans under this section or otherwise to
 administer all or part of this section.
 (f)  The board of directors of the corporation shall adopt
 rules governing:
 (1)  the administration of the program;
 (2)  the making of loans under the program;
 (3)  the criteria for approving mortgage lenders;
 (4)  the use of insurance on the loans and the homes
 financed under the program, as considered appropriate by the board
 to provide additional security for the loans;
 (5)  the verification of occupancy of the home by the
 fire fighter, corrections officer, county jailer, public security
 officer, peace officer, professional educator, veteran, or person
 defined as emergency medical services personnel or municipal solid
 waste personnel as the borrower's principal residence; and
 (6)  the terms of any contract made with any mortgage
 lender for processing, originating, servicing, or administering
 the loans.
 (h-1)  To fund home mortgage loans for eligible fire
 fighters, corrections officers, county jailers, public security
 officers, peace officers, emergency medical services personnel,
 municipal solid waste personnel, professional educators, and
 veterans under this section, the corporation may use any proceeds
 received from the sale of bonds, notes, or other obligations issued
 under the home loan program provided by this section, regardless of
 any amendments to the eligibility standards for loans made under
 the program and regardless of when the corporation received the
 proceeds from those bonds, notes, or other obligations issued under
 the program.
 SECTION 3.  This Act takes effect September 1, 2025.