1 | 1 | | 89R5389 SCR-D |
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2 | 2 | | By: Alvarado S.B. No. 2484 |
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3 | 3 | | |
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4 | 4 | | |
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5 | 5 | | |
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6 | 6 | | |
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7 | 7 | | A BILL TO BE ENTITLED |
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8 | 8 | | AN ACT |
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9 | 9 | | relating to availability of claims contact information for personal |
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10 | 10 | | and commercial property and casualty insurers. |
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11 | 11 | | BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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12 | 12 | | SECTION 1. Section 32.101, Insurance Code, is amended to |
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13 | 13 | | read as follows: |
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14 | 14 | | Sec. 32.101. APPLICABILITY OF SUBCHAPTER. Except as |
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15 | 15 | | otherwise provided by this subchapter, this [This] subchapter |
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16 | 16 | | applies to insurers who comprise the top 25 insurance groups in the |
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17 | 17 | | national market and who issue residential property insurance or |
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18 | 18 | | personal automobile insurance policies in this state, including a |
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19 | 19 | | Lloyd's plan, a reciprocal or interinsurance exchange, a county |
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20 | 20 | | mutual insurance company, a farm mutual insurance company, the |
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21 | 21 | | Texas Windstorm Insurance Association, the FAIR Plan Association, |
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22 | 22 | | and the Texas Automobile Insurance Plan Association. |
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23 | 23 | | SECTION 2. Subchapter D, Chapter 32, Insurance Code, is |
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24 | 24 | | amended by adding Section 32.1025 to read as follows: |
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25 | 25 | | Sec. 32.1025. CLAIMS CONTACT INFORMATION. (a) |
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26 | 26 | | Notwithstanding Section 32.101, this section applies to each |
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27 | 27 | | insurer writing personal or commercial property or casualty |
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28 | 28 | | insurance in this state, including a Lloyd's plan, a reciprocal or |
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29 | 29 | | interinsurance exchange, a county mutual insurance company, a farm |
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30 | 30 | | mutual insurance company, the Texas Windstorm Insurance |
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31 | 31 | | Association, the FAIR Plan Association, and the Texas Automobile |
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32 | 32 | | Insurance Plan Association. |
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33 | 33 | | (b) The department shall establish and maintain an Internet |
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34 | 34 | | website that lists each insurer writing personal or commercial |
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35 | 35 | | property or casualty insurance in this state and provides for each |
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36 | 36 | | insurer: |
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37 | 37 | | (1) a telephone number used to file a claim with the |
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38 | 38 | | insurer; or |
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39 | 39 | | (2) a link to the Internet website used to file a claim |
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40 | 40 | | with the insurer. |
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41 | 41 | | SECTION 3. Section 32.103, Insurance Code, is amended to |
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42 | 42 | | read as follows: |
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43 | 43 | | Sec. 32.103. PUBLIC INFORMATION CONCERNING INTERNET |
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44 | 44 | | WEBSITE. The department shall publicize the existence of an [the] |
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45 | 45 | | Internet website required by this subchapter. |
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46 | 46 | | SECTION 4. Section 32.104, Insurance Code, is amended to |
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47 | 47 | | read as follows: |
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48 | 48 | | Sec. 32.104. DUTIES OF INSURER. (a) On the request of the |
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49 | 49 | | department, an insurer, including an insurer to which Section |
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50 | 50 | | 32.1025 applies, shall provide to the department any information |
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51 | 51 | | the department and the office of public insurance counsel determine |
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52 | 52 | | is reasonable or necessary to fulfill the department's and the |
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53 | 53 | | office of the public insurance counsel's duties under this |
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54 | 54 | | subchapter. |
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55 | 55 | | (b) An insurer shall provide in a conspicuous manner with |
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56 | 56 | | each residential property insurance or personal automobile |
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57 | 57 | | insurance policy issued in this state notice of the Internet |
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58 | 58 | | website required by Section 32.102 [this subchapter]. The |
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59 | 59 | | commissioner shall determine the form and content of the notice. |
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60 | 60 | | SECTION 5. This Act takes effect September 1, 2025. |
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