Texas 2025 - 89th Regular

Texas Senate Bill SB832 Compare Versions

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11 89R3998 SCF-F
22 By: Parker S.B. No. 832
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77 A BILL TO BE ENTITLED
88 AN ACT
99 relating to expedited credentialing of certain chiropractors by
1010 managed care plan issuers.
1111 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
1212 SECTION 1. Chapter 1452, Insurance Code, is amended by
1313 adding Subchapter F to read as follows:
1414 SUBCHAPTER F. EXPEDITED CREDENTIALING PROCESS FOR CERTAIN
1515 CHIROPRACTORS
1616 Sec. 1452.251. DEFINITIONS. In this subchapter:
1717 (1) "Applicant" means a chiropractor applying for
1818 expedited credentialing under this subchapter.
1919 (2) "Enrollee" means an individual who is eligible to
2020 receive health care services under a managed care plan.
2121 (3) "Health care provider" means:
2222 (A) an individual who is licensed, certified, or
2323 otherwise authorized to provide health care services in this state;
2424 or
2525 (B) a hospital, emergency clinic, outpatient
2626 clinic, or other facility providing health care services.
2727 (4) "Managed care plan" means a health benefit plan
2828 under which health care services are provided to enrollees through
2929 contracts with health care providers and that requires enrollees to
3030 use participating providers or that provides a different level of
3131 coverage for enrollees who use participating providers. The term
3232 includes a health benefit plan issued by:
3333 (A) a health maintenance organization;
3434 (B) a preferred provider benefit plan issuer; or
3535 (C) any other entity that issues a health benefit
3636 plan, including an insurance company.
3737 (5) "Participating provider" means a health care
3838 provider who has contracted with a health benefit plan issuer to
3939 provide services to enrollees.
4040 (6) "Professional practice" means a business entity
4141 owned by one or more chiropractors or physicians.
4242 Sec. 1452.252. APPLICABILITY. This subchapter applies only
4343 to a chiropractor who joins an established professional practice
4444 that has a contract with a managed care plan.
4545 Sec. 1452.253. ELIGIBILITY REQUIREMENTS. To qualify for
4646 expedited credentialing under this subchapter and payment under
4747 Section 1452.254, a chiropractor must:
4848 (1) be licensed in this state by, and in good standing
4949 with, the Texas Board of Chiropractic Examiners;
5050 (2) submit all documentation and other information
5151 required by the managed care plan issuer to begin the credentialing
5252 process required for the issuer to include the chiropractor in the
5353 plan's network; and
5454 (3) agree to comply with the terms of the managed care
5555 plan's participating provider contract with the chiropractor's
5656 established professional practice.
5757 Sec. 1452.254. PAYMENT OF CHIROPRACTOR DURING
5858 CREDENTIALING PROCESS. After an applicant has submitted the
5959 information required by the managed care plan issuer under Section
6060 1452.253, the issuer shall, for payment purposes only, treat the
6161 applicant as if the applicant is a participating provider in the
6262 plan's network when the applicant provides services to the plan's
6363 enrollees, including:
6464 (1) authorizing the applicant to collect copayments
6565 from the enrollees; and
6666 (2) making payments to the applicant.
6767 Sec. 1452.255. DIRECTORY ENTRIES. Pending the approval of
6868 an application submitted under Section 1452.253, the managed care
6969 plan issuer may exclude the applicant from the plan's directory,
7070 Internet website listing, or other listing of participating
7171 providers.
7272 Sec. 1452.256. EFFECT OF FAILURE TO MEET CREDENTIALING
7373 REQUIREMENTS. If, on completion of the credentialing process, the
7474 managed care plan issuer determines that the applicant does not
7575 meet the issuer's credentialing requirements:
7676 (1) the issuer may recover from the applicant or the
7777 applicant's professional practice an amount equal to the difference
7878 between payments for in-network benefits and out-of-network
7979 benefits; and
8080 (2) the applicant or the applicant's professional
8181 practice may retain any copayments collected or in the process of
8282 being collected as of the date of the issuer's determination.
8383 Sec. 1452.257. ENROLLEE HELD HARMLESS. An enrollee is not
8484 responsible and shall be held harmless for the difference between
8585 in-network copayments paid by the enrollee to a chiropractor who is
8686 determined to be ineligible under Section 1452.256 and the
8787 enrollee's managed care plan's charges for out-of-network services.
8888 The chiropractor and the chiropractor's professional practice may
8989 not charge the enrollee for any portion of the chiropractor's fee
9090 that is not paid or reimbursed by the plan.
9191 Sec. 1452.258. LIMITATION ON MANAGED CARE ISSUER LIABILITY.
9292 A managed care plan issuer that complies with this subchapter is not
9393 subject to liability for damages arising out of or in connection
9494 with, directly or indirectly, the payment by the issuer of a
9595 chiropractor treated as if the chiropractor is a participating
9696 provider in the plan's network.
9797 SECTION 2. This Act takes effect September 1, 2025.