| 1 | 1 | | I |
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| 2 | 2 | | 118THCONGRESS |
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| 3 | 3 | | 1 |
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| 4 | 4 | | STSESSION H. R. 408 |
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| 5 | 5 | | To amend the Fair Credit Reporting Act to exclude information relating |
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| 6 | 6 | | to certain evictions from consumer reports, and for other purposes. |
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| 7 | 7 | | IN THE HOUSE OF REPRESENTATIVES |
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| 8 | 8 | | JANUARY20, 2023 |
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| 9 | 9 | | Mr. C |
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| 10 | 10 | | OHENintroduced the following bill; which was referred to the Committee |
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| 11 | 11 | | on Financial Services |
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| 12 | 12 | | A BILL |
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| 13 | 13 | | To amend the Fair Credit Reporting Act to exclude informa- |
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| 14 | 14 | | tion relating to certain evictions from consumer reports, |
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| 15 | 15 | | and for other purposes. |
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| 16 | 16 | | Be it enacted by the Senate and House of Representa-1 |
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| 17 | 17 | | tives of the United States of America in Congress assembled, 2 |
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| 18 | 18 | | SECTION 1. EXCLUSION OF INFORMATION RELATING TO 3 |
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| 19 | 19 | | CERTAIN EVICTIONS FROM CONSUMER RE-4 |
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| 20 | 20 | | PORTS. 5 |
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| 21 | 21 | | (a) I |
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| 22 | 22 | | NGENERAL.—Section 605(a) of the Fair Credit 6 |
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| 23 | 23 | | Reporting Act (15 U.S.C. 1681c(a)) is amended by adding 7 |
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| 24 | 24 | | at the end the following: 8 |
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| 25 | 25 | | ‘‘(9)(A) Any information related to a covered 9 |
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| 26 | 26 | | eviction (including information related to a debt col-10 |
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| 27 | 27 | | VerDate Sep 11 2014 03:15 Jan 31, 2023 Jkt 039200 PO 00000 Frm 00001 Fmt 6652 Sfmt 6201 E:\BILLS\H408.IH H408 |
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| 28 | 28 | | kjohnson on DSK79L0C42PROD with BILLS 2 |
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| 29 | 29 | | •HR 408 IH |
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| 30 | 30 | | lection for a covered eviction) for which notice was 1 |
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| 31 | 31 | | given during the period beginning March 13, 2020, 2 |
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| 32 | 32 | | and ending on the date that is 30 days after the ter-3 |
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| 33 | 33 | | mination date of the national emergency concerning 4 |
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| 34 | 34 | | the novel coronavirus disease (COVID–19) outbreak 5 |
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| 35 | 35 | | declared by the President on March 13, 2020, under 6 |
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| 36 | 36 | | the National Emergencies Act (50 U.S.C. 1601 et 7 |
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| 37 | 37 | | seq.). 8 |
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| 38 | 38 | | ‘‘(B) In this paragraph, the term ‘covered evic-9 |
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| 39 | 39 | | tion’ means any action by a landlord, owner of a res-10 |
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| 40 | 40 | | idential property, or other person legally authorized 11 |
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| 41 | 41 | | to remove or cause the removal of a tenant or lessee 12 |
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| 42 | 42 | | from a residential property and does not include 13 |
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| 43 | 43 | | foreclosure on a home mortgage.’’. 14 |
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| 44 | 44 | | (b) A |
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| 45 | 45 | | PPLICABILITY.—This Act and the amendments 15 |
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| 46 | 46 | | made by this Act shall apply to any consumer report (as 16 |
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| 47 | 47 | | defined in section 603 of the Fair Credit Reporting Act 17 |
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| 48 | 48 | | (15 U.S.C. 1681a)) issued on or after the date of the en-18 |
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| 49 | 49 | | actment of this Act. 19 |
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| 50 | 50 | | Æ |
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| 51 | 51 | | VerDate Sep 11 2014 03:15 Jan 31, 2023 Jkt 039200 PO 00000 Frm 00002 Fmt 6652 Sfmt 6301 E:\BILLS\H408.IH H408 |
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| 52 | 52 | | kjohnson on DSK79L0C42PROD with BILLS |
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