Us Congress 2023-2024 Regular Session

Us Congress Senate Bill SB1357

Introduced
4/27/23  

Caption

Responsible Digital Asset Advertising Act of 2023

Impact

The bill emphasizes the need for accountability and transparency by requiring that digital asset intermediaries obtain approval from an officer before releasing advertisements to the public. It particularly focuses on the disclosure of fees associated with digital assets and the provision of truthful testimonials, ensuring that claims about performance or benefits do not mislead consumers. By enhancing oversight, the bill aims to foster consumer trust in a rapidly evolving digital asset market that currently operates with considerable regulatory ambiguity.

Summary

SB1357, known as the Responsible Digital Asset Advertising Act of 2023, seeks to establish regulations surrounding the advertising practices of digital asset intermediaries. The bill mandates that these intermediaries ensure that any advertisements related to digital assets meet federal standards of truthfulness, disclosure, and fair dealing. The legislation aims to protect consumers from misleading claims, particularly regarding the potential financial benefits of investing in digital assets and their associated services.

Contention

Critics of SB1357 may argue that imposing rigorous advertising standards could suppress innovation and restrict the ability of intermediaries to communicate effectively with potential investors. Concerns have been raised that overly stringent regulations might hinder the growth of the digital asset sector, which is already struggling under the weight of uncertainty and complex regulations. Nevertheless, proponents insist that the bill is necessary to shield investors from the volatile nature of digital assets and the potentially fraudulent practices that have emerged within the industry.

Companion Bills

US SB2281

Related Lummis-Gillibrand Responsible Financial Innovation Act

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