Us Congress 2023-2024 Regular Session

Us Congress Senate Bill SB1964

Introduced
6/14/23  

Caption

A bill to abolish the Office of Financial Research.

Impact

If enacted, SB1964 would repeal specific sections of the Financial Stability Act that authorized the OFR, including changes to various statutes and technical amendments relating to the role and functions of the office. This would not only eliminate the OFR as a separate entity but also lead to technical changes across multiple sections of the U.S. Code to reflect this repeal. The overall impact on state laws and financial regulations would be significant as it may alter how financial oversight responsibilities are distributed among existing agencies, potentially allowing for more direct control over financial research without the centralization previously represented by the OFR.

Summary

Senate Bill 1964 aims to abolish the Office of Financial Research (OFR), an office established under the Dodd-Frank Wall Street Reform and Consumer Protection Act. The bill’s proponents contend that the OFR has outlived its usefulness and that its functions could be better handled by existing financial regulatory agencies without the necessity of a separate office. By eliminating the OFR, the bill represents an effort to streamline federal financial oversight and reduce bureaucratic duplication within the financial regulatory structure. Supporters believe that this could lead to a more efficient oversight environment, benefiting financial institutions and consumers alike.

Contention

The abolition of the Office of Financial Research has sparked contention among lawmakers and advocates for financial regulation. Advocates of the bill argue that it reflects a necessary step toward efficiency and less government interference in financial markets. However, critics express concerns that the removal of the OFR could lead to diminished financial oversight and less comprehensive data analysis necessary for effective regulation. They argue that having a dedicated office is crucial for addressing systemic risks in the financial system, ensuring that oversight remains robust and comprehensive in light of recent financial crises.

Companion Bills

No companion bills found.

Previously Filed As

US SB1694

Federal Insurance Office Abolishment Act of 2023

US SB1966

Junior Reserve Officers' Training Corps Safety Act of 2023

US SB1396

Research Advancing to Market Production for Innovators Act

US HB3160

Pharmaceutical Research Transparency Act of 2023

US SB1476

Pharmaceutical Research Transparency Act of 2023

US HB1024

HEARTS Act of 2022 Humane and Existing Alternatives in Research and Testing Sciences Act of 2022

US SB2528

A bill to require verification of the financial independence of financial services counselors in the Department of Defense.

US SB152

American Financial Markets Integrity and Security Act

US SB2354

Improving Agriculture, Research, Cultivation, Timber, and Indigenous Commodities (ARCTIC) Act

US HB3559

FAA Research and Development Act of 2023

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