Us Congress 2023-2024 Regular Session

Us Congress Senate Bill SB4909

Introduced
7/31/24  

Caption

A bill to clarify the use of direct deposit for contributions to ABLE programs.

Impact

The introduction of SB4909 will reinforce and streamline the processes associated with contributing to ABLE accounts. By explicitly permitting direct deposit, the bill removes any ambiguous interpretations that might have previously existed, thus facilitating a smoother financial operation for those utilizing ABLE programs. This legislative change is expected to incentivize more individuals to participate in these savings initiatives, ultimately enhancing the financial stability of persons with disabilities and promoting their independence as a result.

Summary

SB4909 is legislation aimed at clarifying the provisions surrounding the use of direct deposit for contributions to ABLE (Achieving a Better Life Experience) programs. These programs are established to support individuals with disabilities by allowing them to save money without jeopardizing their eligibility for public assistance programs. The bill specifically ensures that no provisions within existing law will prevent individuals from utilizing direct deposit as a method for contributing to these savings programs. The clarity provided by this legislation is intended to promote accessibility and flexibility for beneficiaries, particularly in managing their financial contributions.

Contention

While the text of SB4909 is straightforward and generally non-contentious, discussions around ABLE programs themselves sometimes highlight a broader dialogue concerning the balance between encouraging savings among individuals with disabilities and ensuring their continued eligibility for essential support services. Critics may express concerns about the complexities that individuals face in navigating regulations and the possible barriers to effective financial planning inherent in existing legislative measures. The bill's clarity regarding direct deposit is a key step in addressing some of these complexities.

Companion Bills

No companion bills found.

Previously Filed As

US HB05523

An Act Concerning Deposits Of Contributions In Candidate Committees' Depository Accounts.

US SB115

Enacting the Kansas bullion depository act to authorize the state treasurer to establish, administer or contract for the administration of bullion depositories and allowing for state moneys to be deposited in such bullion depositories and invested in specie legal tender.

US HB130

Publication for bid process for banks seeking to become depository for funds of local governments; clarify.

US SB2173

Relating to the operation and administration of the Texas Bullion Depository; depository agents; and to the appropriation of money from the fees, charges, penalties, and other amounts related to the depository and deposited to the general revenue fund for that purpose.

US HB8556

Clarifying E–Rate Act of 2024

US HB1614

Bullion depositories.

US HJR1048

Constitutional amendment; clarifying certain voting requirement; ballot title; directing filing.

US HB1432

ABLE ACCOUNT CONTRIBUTIONS

US HB1303

Tax credit for ABLE account contributions.

US HB3169

Relating to the operation and administration of the Texas Bullion Depository, to depository agents, to the appropriation of money from the fees, charges, penalties, and other amounts related to the depository and deposited to the general revenue fund for that purpose, and to the provision of a related ad valorem tax exemption.

Similar Bills

No similar bills found.