Housing Survivors of Major Disasters Act
Disaster Survivors Fairness Act of 2023
Disaster Survivors Fairness Act of 2024
Disaster Survivors Fairness Act of 2025
Disaster Housing Flexibility Act of 2025
Disaster Recovery and Resilience Act of 2024
Natural Disaster Recovery Program Act of 2025This bill establishes Federal Emergency Management Agency (FEMA) funding sources for unmet needs caused by major disasters, expands FEMA’s assistance for housing and home repair, and requires certain considerations in FEMA’s recommendations on presidential emergency/disaster declarations.The bill establishes the National Disaster Recovery Reserve Fund for FEMA to provide grants to states and Indian tribal governments for unmet need. The bill defines unmet need as any necessary expense for activities related to a declared major disaster, including disaster relief or resilience activities. In addition, the bill authorizes FEMA to set aside funding from the Disaster Relief Fund to provide grants to states and Indian tribal governments for unmet needs resulting from a declared disaster, including home repair, economic recovery measures, and other services assisting disaster victims. Also, the bill makes the following changes regarding housing assistance:authorizes FEMA’s Individuals and Households Program (IHP) to provide home repair assistance directly to homeowners when there is a lack of available housing resources, expands IHP home repair assistance for persons with disabilities, extends the maximum duration of IHP’s direct housing assistance from 18 to 24 months,authorizes IHP permanent housing construction where FEMA considers it a cost-effective alternative, and authorizes minor home repairs in the essential assistance federal agencies may provide following a disaster. Additionally, the bill requires FEMA to give greater weight to local impacts, and events over the past five years, when making recommendations to the President regarding emergency or major disaster declarations.
Natural Disaster Recovery Program Act of 2024
Federal Disaster Housing Stability Act of 2025
Housing Survivors of Major Disasters ActThis bill lowers the eligibility criteria for Federal Emergency Management Agency (FEMA) Individuals and Households Program (IHP) housing assistance, including for IHP permanent housing construction, and requires FEMA to consider evidence of constructive ownership of a residence when determining eligibility for IHP home repair or home replacement assistance. Specifically, the bill lowers the level of damage required for certain IHP housing assistance eligibility, so the residence must merely be damaged by a major disaster instead of rendered uninhabitable. Also, under current law, FEMA is authorized to provide assistance for permanent housing construction where (1) no alternative housing resources are available; and (2) other types of temporary housing assistance are unavailable, infeasible, or not cost-effective. The bill authorizes IHP permanent housing construction where FEMA determines such assistance is a cost-effective alternative to other housing solutions, including temporary housing costs.Additionally, the bill requires FEMA to consider an individual or household’s claim of constructive (i.e., implied) ownership, where evidence supports its existence is more likely than not, when determining eligibility for IHP financial assistance for home repair or replacement for a residence without documented ownership rights. FEMA must consider all evidence provided when determining whether constructive ownership more likely than not exists, and the bill lists examples of evidence. If FEMA determines the evidence is insufficient, FEMA may require a signed declarative statement describing the constructive ownership. FEMA may not require notarization of the statement.