I
119THCONGRESS
1
STSESSION H. R. 1164
To direct the Administrator of the Federal Emergency Management Agency
to ensure that certain applicants for assistance after a declared major
disaster do not receive a notice of denial while the applicant has a
pending insurance claim for disaster-related losses, and for other pur-
poses.
IN THE HOUSE OF REPRESENTATIVES
FEBRUARY10, 2025
Mr. G
ARCIAof California (for himself, Mr. EDWARDS, and Ms. CHU) intro-
duced the following bill; which was referred to the Committee on Trans-
portation and Infrastructure
A BILL
To direct the Administrator of the Federal Emergency Man-
agement Agency to ensure that certain applicants for
assistance after a declared major disaster do not receive
a notice of denial while the applicant has a pending
insurance claim for disaster-related losses, and for other
purposes.
Be it enacted by the Senate and House of Representa-1
tives of the United States of America in Congress assembled, 2
SECTION 1. SHORT TITLE. 3
This Act may be cited as the ‘‘Fair Disaster Assist-4
ance Act of 2025’’. 5
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•HR 1164 IH
SEC. 2. PROHIBITION ON DENIAL OF ASSISTANCE NOTIFI-1
CATION BEFORE INSURANCE CLAIM DETER-2
MINATION. 3
The Administrator of the Federal Emergency Man-4
agement Agency shall issue such regulations as are nec-5
essary to ensure that an applicant for assistance under 6
section 408 of the Robert T. Stafford Disaster Relief and 7
Emergency Assistance Act (42 U.S.C. 5174) that has indi-8
cated ownership of an insurance policy for a home or facil-9
ity damaged by a major disaster declared under section 10
401 of such Act that is owned by such applicant does not 11
receive a notice that indicates a denial of assistance before 12
a final determination has been made regarding the ap-13
proval or denial of a claim under such policy. 14
Æ
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