Us Congress 2025-2026 Regular Session

Us Congress House Bill HB1759 Compare Versions

Only one version of the bill is available at this time.

Old	New	Differences
1	1	I
2	2	119THCONGRESS
3	3	1
4	4	STSESSION H. R. 1759
5	5	To amend the Higher Education Act of 1965 to allow borrowers of Parent
6	6	PLUS loans or loans under section 428B made on behalf of a dependent
7	7	student to repay such loans pursuant to an income-contingent repayment
8	8	plan or income-based repayment plan, and for other purposes.
9	9	IN THE HOUSE OF REPRESENTATIVES
10	10	FEBRUARY27, 2025
11	11	Ms. W
12	12	ATERS(for herself, Ms. ADAMS, Ms. BYNUM, Mr. CARSON, Mr. DAVIS
13	13	of Illinois, Mr. D
14	14	OGGETT, Ms. JAYAPAL, Ms. JOHNSONof Texas, Ms.
15	15	M
16	16	CCLELLAN, Mrs. MCIVER, Ms. NORTON, Mr. OLSZEWSKI, Mrs. RAMI-
17	17	REZ, Ms. SCHAKOWSKY, Ms. SEWELL, Ms. STANSBURY, Mr. SWALWELL,
18	18	Mr. T
19	19	HANEDAR, Mr. THOMPSONof Mississippi, and Ms. TLAIB) intro-
20	20	duced the following bill; which was referred to the Committee on Edu-
21	21	cation and Workforce
22	22	A BILL
23	23	To amend the Higher Education Act of 1965 to allow bor-
24	24	rowers of Parent PLUS loans or loans under section
25	25	428B made on behalf of a dependent student to repay
26	26	such loans pursuant to an income-contingent repayment
27	27	plan or income-based repayment plan, and for other pur-
28	28	poses.
29	29	Be it enacted by the Senate and House of Representa-1
30	30	tives of the United States of America in Congress assembled, 2
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33	33	•HR 1759 IH
34	34	SECTION 1. SHORT TITLE. 1
35	35	This Act may be cited as the ‘‘Affordable PLUS Re-2
36	36	payment Options for Parents Act of 2025’’. 3
37	37	SEC. 2. INCOME-CONTINGENT REPAYMENT PLAN. 4
38	38	Section 455 of the Higher Education Act of 1965 (20 5
39	39	U.S.C. 1087e) is amended— 6
40	40	(1) in subsection (d)(1)(D), by striking ‘‘, ex-7
41	41	cept that the plan described in this subparagraph 8
42	42	shall not be available to the borrower of a Federal 9
43	43	Direct PLUS loan made on behalf of a dependent 10
44	44	student’’; and 11
45	45	(2) in subsection (e)(1), by inserting at the end 12
46	46	the following: ‘‘An income contingent repayment 13
47	47	plan under this subsection shall be available to a 14
48	48	borrower of a Federal Direct PLUS loan made on 15
49	49	behalf of a dependent student or a Federal Direct 16
50	50	Consolidation Loan the proceeds of which were used 17
51	51	to discharge the liability on such a Federal Direct 18
52	52	PLUS loan.’’. 19
53	53	SEC. 3. INCOME-BASED REPAYMENT PLAN. 20
54	54	(a) C
55	55	LARIFICATION OFIBR.—Section 455(d)(1)(E) 21
56	56	of such Act (20 U.S.C. 1087e(d)(1)(E)) is amended by 22
57	57	striking ‘‘, except that the plan described in this subpara-23
58	58	graph shall not be available to the borrower of a Federal 24
59	59	Direct PLUS Loan made on behalf of a dependent student 25
60	60	or a Federal Direct Consolidation Loan, if the proceeds 26
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63	63	•HR 1759 IH
64	64	of such loan were used to discharge the liability on such 1
65	65	Federal Direct PLUS Loan or a loan under section 428B 2
66	66	made on behalf of a dependent student’’. 3
67	67	(b) IBR.—Section 493C of the Higher Education Act 4
68	68	of 1965 (20 U.S.C. 1098e) is amended— 5
69	69	(1) by amending subsection (a) to read as fol-6
70	70	lows: 7
71	71	‘‘(a) D
72	72	EFINITION.—In this section, the term ‘partial 8
73	73	financial hardship’, when used with respect to a borrower, 9
74	74	means that for such borrower— 10
75	75	‘‘(1) the annual amount due on the total 11
76	76	amount of loans made, insured, or guaranteed under 12
77	77	part B or D to a borrower as calculated under the 13
78	78	standard repayment plan under section 14
79	79	428(b)(9)(A)(i) or 455(d)(1)(A), based on a 10-year 15
80	80	repayment period; exceeds 16
81	81	‘‘(2) 15 percent of the result obtained by calcu-17
82	82	lating, on at least an annual basis, the amount by 18
83	83	which— 19
84	84	‘‘(A) the borrower’s, and the borrower’s 20
85	85	spouse’s (if applicable), adjusted gross income; 21
86	86	exceeds 22
87	87	‘‘(B) 150 percent of the poverty line appli-23
88	88	cable to the borrower’s family size as deter-24
89	89	mined under section 673(2) of the Community 25
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92	92	•HR 1759 IH
93	93	Services Block Grant Act (42 U.S.C. 1
94	94	9902(2)).’’; 2
95	95	(2) in subsection (b)— 3
96	96	(A) in paragraph (1), by striking ‘‘(other 4
97	97	than an excepted PLUS loan or excepted con-5
98	98	solidation loan)’’; 6
99	99	(B) in paragraph (6)(A), by striking 7
100	100	‘‘(other than an excepted PLUS loan or ex-8
101	101	cepted consolidation loan)’’; and 9
102	102	(C) in paragraph (7), by striking ‘‘(other 10
103	103	than a loan under section 428B or a Federal 11
104	104	Direct PLUS Loan)’’; and 12
105	105	(3) in subsection (c)— 13
106	106	(A) in paragraph (1), by striking ‘‘(other 14
107	107	than an excepted PLUS loan or excepted con-15
108	108	solidation loan),’’; and 16
109	109	(B) in paragraph (2)(B), by striking 17
110	110	‘‘(other than an excepted PLUS loan or ex-18
111	111	cepted consolidation loan)’’. 19
112	112	SEC. 4. EFFECTIVE DATE AND APPLICATION. 20
113	113	The amendments made by this Act shall take effect 21
114	114	on the date of enactment of this Act, and shall apply with 22
115	115	respect to each borrower who, on or after such date— 23
116	116	(1) has an outstanding balance on a Federal 24
117	117	Direct PLUS Loan (or a loan under section 428B) 25
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120	120	•HR 1759 IH
121	121	made on behalf of a dependent student or a Federal 1
122	122	Direct Consolidation Loan the proceeds of which 2
123	123	were used to discharge the liability on such a Fed-3
124	124	eral Direct PLUS loan (or on such a loan under sec-4
125	125	tion 428B); and 5
126	126	(2) is repaying or will repay such loan pursuant 6
127	127	to an income-contingent repayment plan under sec-7
128	128	tion 455(e) of the Higher Education Act of 1965 8
129	129	(20 U.S.C. 1087e(e)) or an income-based repayment 9
130	130	plan under section 493C of such Act (20 U.S.C. 10
131	131	1098e). 11
132	132	Æ
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