Us Congress 2025-2026 Regular Session

Us Congress House Bill HB2041 Compare Versions

Only one version of the bill is available at this time.

Old	New	Differences
1	1	I
2	2	119THCONGRESS
3	3	1
4	4	STSESSION H. R. 2041
5	5	To amend the Employee Retirement Income Security Act of 1974 to clarify
6	6	and strengthen the application of certain employer-sponsored health plan
7	7	disclosure requirements.
8	8	IN THE HOUSE OF REPRESENTATIVES
9	9	MARCH11, 2025
10	10	Mr. C
11	11	OURTNEY(for himself and Mrs. HOUCHIN) introduced the following bill;
12	12	which was referred to the Committee on Education and Workforce
13	13	A BILL
14	14	To amend the Employee Retirement Income Security Act
15	15	of 1974 to clarify and strengthen the application of
16	16	certain employer-sponsored health plan disclosure re-
17	17	quirements.
18	18	Be it enacted by the Senate and House of Representa-1
19	19	tives of the United States of America in Congress assembled, 2
20	20	SECTION 1. SHORT TITLE. 3
21	21	This Act may be cited as the ‘‘Hidden Fee Disclosure 4
22	22	Act of 2025’’. 5
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25	25	•HR 2041 IH
26	26	SEC. 2. CLARIFICATION OF THE APPLICATION OF FEE DIS-1
27	27	CLOSURE REQUIREMENTS TO COVERED 2
28	28	SERVICE PROVIDERS. 3
29	29	(a) S
30	30	ERVICES.—Clause (ii)(I)(bb) of section 4
31	31	408(b)(2)(B) of the Employee Retirement Income Secu-5
32	32	rity Act of 1974 (29 U.S.C. 1108(b)(2)(B)) is amended— 6
33	33	(1) in subitem (AA) by striking ‘‘Brokerage 7
34	34	services,’’ and inserting ‘‘Services (including broker-8
35	35	age services),’’; and 9
36	36	(2) in subitem (BB)— 10
37	37	(A) by striking ‘‘Consulting,’’ and inserting 11
38	38	‘‘Other services,’’; and 12
39	39	(B) by striking ‘‘related to the development 13
40	40	or implementation of plan design’’ and all that 14
41	41	follows through the period at the end and in-15
42	42	serting ‘‘any of the following: plan design, claim 16
43	43	repricing, insurance or insurance product selec-17
44	44	tion (including vision and dental), record-18
45	45	keeping, medical management, benefits adminis-19
46	46	tration selection (including vision and dental), 20
47	47	stop-loss insurance, pharmacy benefit manage-21
48	48	ment services, wellness design and management 22
49	49	services, transparency tools, group purchasing 23
50	50	organization agreements and services, participa-24
51	51	tion in and services from preferred vendor pan-25
52	52	els, disease management, compliance services, 26
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55	55	•HR 2041 IH
56	56	employee assistance programs, or third party 1
57	57	administration services, or consulting services 2
58	58	related to any such services.’’. 3
59	59	(b) D
60	60	ISCLOSURES.—Clause (iii)(III) of section 4
61	61	408(b)(2)(B) of the Employee Retirement Income Secu-5
62	62	rity Act of 1974 (29 U.S.C. 1108(b)(2)(B)) is amended 6
63	63	by striking ‘‘, either in the aggregate or by service,’’ and 7
64	64	inserting ‘‘by service’’. 8
65	65	SEC. 3. STRENGTHENING DISCLOSURE REQUIREMENTS 9
66	66	WITH RESPECT TO ENTITIES PROVIDING 10
67	67	PHARMACY BENEFIT MANAGEMENT SERV-11
68	68	ICES AND THIRD PARTY ADMINISTRATORS 12
69	69	FOR GROUP HEALTH PLANS. 13
70	70	(a) C
71	71	ERTAINARRANGEMENTS FOR PHARMACYBEN-14
72	72	EFITMANAGEMENT SERVICESCONSIDERED AS INDI-15
73	73	RECT.— 16
74	74	(1) I
75	75	N GENERAL.—Clause (i) of section 17
76	76	408(b)(2)(B) of the Employee Retirement Income 18
77	77	Security Act of 1974 (29 U.S.C. 1108(b)(2)(B)) is 19
78	78	amended— 20
79	79	(A) by striking ‘‘requirements of this 21
80	80	clause’’ and inserting ‘‘requirements of this 22
81	81	subparagraph’’; and 23
82	82	(B) by adding at the end the following: 24
83	83	‘‘For purposes of applying section 406(a)(1)(C) 25
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86	86	•HR 2041 IH
87	87	with respect to a transaction described under 1
88	88	this subparagraph, a contract or arrangement 2
89	89	for services between a covered plan and an enti-3
90	90	ty or subsidiary providing services to the plan, 4
91	91	including a health insurance issuer providing 5
92	92	health insurance coverage in connection with 6
93	93	the covered plan in which the entity or sub-7
94	94	sidiary contracts, in connection with such plan, 8
95	95	with a service provider for pharmacy benefit 9
96	96	management services shall be considered an in-10
97	97	direct furnishing of goods, services, or facilities 11
98	98	between the covered plan and the service pro-12
99	99	vider for pharmacy benefit management services 13
100	100	acting as the party in interest.’’. 14
101	101	(2) H
102	102	EALTH INSURANCE ISSUER AND HEALTH 15
103	103	INSURANCE COVERAGE DEFINED .—Clause (ii)(I)(aa) 16
104	104	of section 408(b)(2)(B) of the Employee Retirement 17
105	105	Income Security Act of 1974 (29 U.S.C. 18
106	106	1108(b)(2)(B)) is amended by inserting before the 19
107	107	period at the end ‘‘and the terms ‘health insurance 20
108	108	coverage’ and ‘health insurance issuer’ have the 21
109	109	meanings given such terms in section 733(b)’’. 22
110	110	(3) T
111	111	ECHNICAL AMENDMENT .—Section 23
112	112	408(b)(2)(B)(ii)(I)(aa) of the Employee Retirement 24
113	113	Income Security Act of 1974 (29 U.S.C. 25
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116	116	•HR 2041 IH
117	117	1108(b)(2)(B)(ii)(I)(aa)) is further amended by in-1
118	118	serting ‘‘in’’ after ‘‘defined’’. 2
119	119	(b) S
120	120	PECIFICDISCLOSUREREQUIREMENTS WITH 3
121	121	R
122	122	ESPECT TOENTITIESPROVIDINGPHARMACYBENEFIT 4
123	123	M
124	124	ANAGEMENTSERVICES.— 5
125	125	(1) I
126	126	N GENERAL.—Clause (iii) of section 6
127	127	408(b)(2)(B) of such Act (29 U.S.C. 1108(b)(2)(B)) 7
128	128	is amended by adding at the end the following: 8
129	129	‘‘(VII) In the case of a covered service pro-9
130	130	vider in a contract or arrangement with a cov-10
131	131	ered plan to provide pharmacy benefit manage-11
132	132	ment services, as part of the description re-12
133	133	quired under subclauses (III) and (IV)— 13
134	134	‘‘(aa) all compensation described in 14
135	135	clause (ii)(I)(dd)(AA), including fees, re-15
136	136	bates, alternative discounts, price conces-16
137	137	sions, co-payment offsets, and other remu-17
138	138	neration reasonably expected to be received 18
139	139	by the covered service provider, an affil-19
140	140	iate, or a subcontractor from a drug manu-20
141	141	facturer, distributor, rebate aggregator, ac-21
142	142	cumulator, maximizer, group purchasing 22
143	143	organization, or any other third party; 23
144	144	‘‘(bb) the amount and form of any 24
145	145	fees, rebates, alternative discounts, price 25
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148	148	•HR 2041 IH
149	149	concessions, co-payment offsets, and other 1
150	150	remuneration, including the amount ex-2
151	151	pected to be passed through to the plan 3
152	152	sponsor or the participants and bene-4
153	153	ficiaries under the covered plan; 5
154	154	‘‘(cc) all compensation reasonably ex-6
155	155	pected to be received by the covered service 7
156	156	provider, an affiliate, or a subcontractor as 8
157	157	a result of paying a lower amount for the 9
158	158	drug than the amount charged as a copay-10
159	159	ment, coinsurance amount, or deductible; 11
160	160	‘‘(dd) all compensation expected to be 12
161	161	received by the covered service provider, an 13
162	162	affiliate, or a subcontractor as a result of 14
163	163	paying pharmacies less than the amount 15
164	164	charged to the health plan, plan sponsor, 16
165	165	or participants and beneficiaries (com-17
166	166	monly referred to as ‘spread pricing’); 18
167	167	‘‘(ee) all compensation expected to be 19
168	168	received by the covered service provider, an 20
169	169	affiliate, or a subcontractor from drug 21
170	170	manufacturers or any other third party in 22
171	171	exchange for— 23
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174	174	•HR 2041 IH
175	175	‘‘(AA) administering, invoicing, 1
176	176	allocating, or collecting rebates related 2
177	177	to the covered plan; 3
178	178	‘‘(BB) providing access to drug 4
179	179	utilization data; 5
180	180	‘‘(CC) retaining a percentage of 6
181	181	the list price of a drug; or 7
182	182	‘‘(DD) any other service related 8
183	183	to the role of the covered service pro-9
184	184	vider as a conduit between the drug 10
185	185	manufacturers or any other third 11
186	186	party and the covered plan.’’. 12
187	187	(2) A
188	188	NNUAL DISCLOSURE .—Clause (v) of sec-13
189	189	tion 408(b)(2)(B) of such Act (29 U.S.C. 14
190	190	1108(b)(2)(B)) is amended by adding at the end the 15
191	191	following: 16
192	192	‘‘(III) A covered service provider, with respect 17
193	193	to a contract or arrangement with the covered plan 18
194	194	in connection with providing pharmacy benefit man-19
195	195	agement services, shall disclose, on an annual basis 20
196	196	not later than 60 days after the beginning of each 21
197	197	plan year, to a responsible plan fiduciary, in writing, 22
198	198	the following with respect to the preceding plan 23
199	199	year: 24
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202	202	•HR 2041 IH
203	203	‘‘(aa) All direct compensation described in 1
204	204	subclause (III) of clause (iii) and indirect com-2
205	205	pensation described in subclause (IV) of clause 3
206	206	(iii) received by the covered service provider (in-4
207	207	cluding such compensation described in sub-5
208	208	clause (VII) of clause (iii)). 6
209	209	‘‘(bb) The total gross spending by the cov-7
210	210	ered plan on drugs (excluding fees rebates, al-8
211	211	ternative discounts, price concessions, co-pay-9
212	212	ment offsets, and other remuneration). 10
213	213	‘‘(cc) The total net spending by the cov-11
214	214	ered plan on drugs. 12
215	215	‘‘(dd) The total gross spending on drugs at 13
216	216	all pharmacies wholly or partially owned by the 14
217	217	covered service provider or any entity affiliated 15
218	218	with the covered service provider, including 16
219	219	mail-order, specialty and retail pharmacies, with 17
220	220	a breakdown by individual pharmacy location. 18
221	221	‘‘(ee) The aggregate amount of cost-shar-19
222	222	ing collected by the covered service provider 20
223	223	from a pharmacy for a participant or bene-21
224	224	ficiary in excess of the contracted rate from 22
225	225	such pharmacies, including mail-order, spe-23
226	226	cialty, and retail pharmacies, including— 24
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229	229	•HR 2041 IH
230	230	‘‘(AA) categorical explanations 1
231	231	(grouped by the reason for collection of 2
232	232	such amounts, such as contractual true-up 3
233	233	provisions, overpayments, or non-covered 4
234	234	medication dispensed, and including infor-5
235	235	mation on the amount in each category 6
236	236	that was passed through to the covered 7
237	237	plan and to participants and beneficiaries 8
238	238	of the covered plan); or 9
239	239	‘‘(BB) individual explanations for 10
240	240	such amounts. 11
241	241	‘‘(ff) Total aggregate amounts of fees col-12
242	242	lected by the covered service provider, an affil-13
243	243	iate, or a subcontractor in connection with the 14
244	244	provision of pharmacy benefit management 15
245	245	services to the covered plan, broken down by 16
246	246	the source of such fees (such as the covered 17
247	247	plan, participants and beneficiaries of the cov-18
248	248	ered plan, any drug manufacturer or whole-19
249	249	saler, or any pharmacy entity). 20
250	250	‘‘(gg) Any information specified by the 21
251	251	Secretary through regulations or guidance that 22
252	252	may be necessary for a responsible plan fidu-23
253	253	ciary to determine the reasonableness of the 24
254	254	contract or arrangement with the covered serv-25
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257	257	•HR 2041 IH
258	258	ice provider, any compensation paid under such 1
259	259	a contract or arrangement, or any conflicts of 2
260	260	interest that may exist.’’. 3
261	261	(3) P
262	262	HARMACY BENEFIT MANAGEMENT SERV -4
263	263	ICES DEFINED .—Clause (ii)(I) of section 5
264	264	408(b)(2)(B) of such Act (29 U.S.C. 1108(b)(2)(B)) 6
265	265	is amended by adding at the end the following: 7
266	266	‘‘(gg) The term ‘pharmacy benefit manage-8
267	267	ment services’ includes any services provided by 9
268	268	a covered service provider to a covered plan 10
269	269	with respect to the administration of prescrip-11
270	270	tion drug benefits under the covered plan, in-12
271	271	cluding— 13
272	272	‘‘(AA) the processing and payment of 14
273	273	claims; 15
274	274	‘‘(BB) design of pharmacy networks; 16
275	275	‘‘(CC) negotiation, aggregation, and 17
276	276	distribution of rebates, discounts, and 18
277	277	other price concessions; 19
278	278	‘‘(DD) formulary design and mainte-20
279	279	nance; 21
280	280	‘‘(EE) operation of pharmacies 22
281	281	(whether retail, mail order, specialty drug, 23
282	282	or otherwise); recordkeeping; 24
283	283	‘‘(FF) utilization review; 25
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286	286	•HR 2041 IH
287	287	‘‘(GG) adjudication of claims; and 1
288	288	‘‘(HH) any other services specified by 2
289	289	the Secretary through guidance or rule-3
290	290	making.’’. 4
291	291	(c) S
292	292	PECIFICDISCLOSUREREQUIREMENTS WITH 5
293	293	R
294	294	ESPECT TOTHIRDPARTYADMINISTRATIONSERVICES 6
295	295	FORGROUPHEALTHPLANS.— 7
296	296	(1) I
297	297	N GENERAL.—Clause (iii) of section 8
298	298	408(b)(2)(B) of such Act (29 U.S.C. 9
299	299	1108(b)(2)(B)), as amended by subsection (b)(1), is 10
300	300	further amended by adding at the end the following: 11
301	301	‘‘(VIII) With respect to a contract or ar-12
302	302	rangement with the covered plan in connection 13
303	303	with the provision of third party administration 14
304	304	services for group health plans, as part of the 15
305	305	description required under subclauses (III) and 16
306	306	(IV)— 17
307	307	‘‘(aa) the amount and form of any re-18
308	308	bates, discounts, savings fees, refunds, or 19
309	309	amounts received from providers and facili-20
310	310	ties, including the amounts that will be re-21
311	311	tained by the covered service provider; 22
312	312	‘‘(bb) the amount and form of fees ex-23
313	313	pected to be received from other service 24
314	314	providers in relation to the covered plan, 25
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317	317	•HR 2041 IH
318	318	including the amounts that will be retained 1
319	319	by the covered service provider as a fee, to 2
320	320	the extent feasible; and 3
321	321	‘‘(cc) the amount and form of ex-4
322	322	pected recoveries by the covered service 5
323	323	provider, including the amounts that will 6
324	324	be retained by the covered service provider 7
325	325	(disaggregated by category), as a result 8
326	326	of— 9
327	327	‘‘(AA) overpayments; 10
328	328	‘‘(BB) erroneous payments; 11
329	329	‘‘(CC) uncashed checks or incom-12
330	330	plete payments; 13
331	331	‘‘(DD) billing errors; 14
332	332	‘‘(EE) subrogation; 15
333	333	‘‘(FF) fraud; or 16
334	334	‘‘(GG) any other reason on behalf 17
335	335	of the covered plan.’’. 18
336	336	(2) A
337	337	NNUAL DISCLOSURE .—Clause (v) of sec-19
338	338	tion 408(b)(2)(B) of such Act (29 U.S.C. 20
339	339	1108(b)(2)(B)), as amended by subsection (b)(2), is 21
340	340	amended by adding at the end the following: 22
341	341	‘‘(IV) A covered service provider, with respect 23
342	342	to a contract or arrangement with the covered plan 24
343	343	in connection with providing third party administra-25
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346	346	•HR 2041 IH
347	347	tion services for group health plans, shall disclose, 1
348	348	on an annual basis not later than 60 days after the 2
349	349	beginning of each plan year, to a responsible plan fi-3
350	350	duciary, in writing, the following with respect to the 4
351	351	preceding plan year: 5
352	352	‘‘(aa) All direct compensation described in 6
353	353	subclause (III) of clause (iii). 7
354	354	‘‘(bb) All indirect compensation described 8
355	355	in subclause (IV) of clause (iii) received by the 9
356	356	covered service provider, an affiliate, or a sub-10
357	357	contractor (including such compensation de-11
358	358	scribed in subclause (VIII) of clause (iii)). 12
359	359	‘‘(cc) The aggregate amount for which the 13
360	360	covered service provider, an affiliate, or a sub-14
361	361	contractor received indirect compensation and 15
362	362	the estimated amount of cost-sharing incurred 16
363	363	by plan participants and beneficiaries as a re-17
364	364	sult. 18
365	365	‘‘(dd) The total gross spending by the cov-19
366	366	ered plan on all costs and fees arising under or 20
367	367	paid under the administrative services agree-21
368	368	ment with the covered service provider (not in-22
369	369	cluding any amounts described in items (aa) 23
370	370	through (cc) of clause (iii)(VIII)). 24
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373	373	•HR 2041 IH
374	374	‘‘(ee) The total net spending by the cov-1
375	375	ered plan on all costs and fees arising under or 2
376	376	paid under the administrative services agree-3
377	377	ment with the covered service provider. 4
378	378	‘‘(ff) The aggregate fees collected by the 5
379	379	covered service provider, an affiliate, or a sub-6
380	380	contractor from any source. 7
381	381	‘‘(gg) Any other information specified by 8
382	382	the Secretary through regulations or guidance 9
383	383	that may be necessary for a responsible plan fi-10
384	384	duciary to determine the reasonableness of the 11
385	385	contract or arrangement with the covered serv-12
386	386	ice provider any compensation paid under such 13
387	387	a contractor or arrangement, or any conflicts of 14
388	388	interest that may exist.’’. 15
389	389	(3) T
390	390	HIRD PARTY ADMINISTRATION SERVICES 16
391	391	FOR GROUP HEALTH PLANS DEFINED .—Clause 17
392	392	(ii)(I) of section 408(b)(2)(B) of such Act (29 18
393	393	U.S.C. 1108(b)(2)(B)), as amended by subsection 19
394	394	(b)(3), is amended by adding at the end the fol-20
395	395	lowing: 21
396	396	‘‘(hh) The term ‘third party administration 22
397	397	services for group health plans’ includes any 23
398	398	services provided by a covered service provider 24
399	399	to a covered plan with respect to the adminis-25
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402	402	•HR 2041 IH
403	403	tration of health benefits under the covered 1
404	404	plan, including— 2
405	405	‘‘(AA) the processing, repricing, and 3
406	406	payment of claims; 4
407	407	‘‘(BB) design, creation, and mainte-5
408	408	nance of provider networks; 6
409	409	‘‘(CC) negotiation of discounts off 7
410	410	gross rates; 8
411	411	‘‘(DD) benefit and plan design; nego-9
412	412	tiation of payment rates; 10
413	413	‘‘(EE) recordkeeping; 11
414	414	‘‘(FF) utilization review; 12
415	415	‘‘(GG) adjudication of claims; 13
416	416	‘‘(HH) regulatory compliance; and 14
417	417	‘‘(II) any other services set forth in 15
418	418	an administrative services agreement or 16
419	419	similar agreement or specified by the Sec-17
420	420	retary through guidance or rulemaking.’’. 18
421	421	(d) P
422	422	RIVACYREQUIREMENTS.—Section 408(b)(2) of 19
423	423	the Employee Retirement Income Security Act of 1974 20
424	424	(29 U.S.C. 1108(b)(2)), as amended by subsection (c), is 21
425	425	further amended by adding at the end the following: 22
426	426	‘‘(C) P
427	427	RIVACY REQUIREMENTS .—Covered serv-23
428	428	ice providers shall provide information under sub-24
429	429	paragraph (B) in a manner consistent with the pri-25
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432	432	•HR 2041 IH
433	433	vacy regulations promulgated under section 1
434	434	13402(a) of the Health Information Technology for 2
435	435	Clinical Health Act (42 U.S.C. 17932(a)), and con-3
436	436	sistent with the privacy regulations promulgated 4
437	437	under the Health Insurance Portability and Ac-5
438	438	countability Act of 1996 in part 160 and subparts 6
439	439	A and E of part 164 of title 45, Code of Federal 7
440	440	Regulations (or successor regulations) and shall re-8
441	441	strict the use and disclosure of such information ac-9
442	442	cording to such privacy, security, and breach notifi-10
443	443	cation regulations and such privacy regulations. 11
444	444	‘‘(D) D
445	445	ISCLOSURE AND REDISCLOSURE .— 12
446	446	‘‘(i) L
447	447	IMITATION TO BUSINESS ASSOCI -13
448	448	ATES.—A responsible plan fiduciary receiving 14
449	449	information disclosed under subparagraph (B) 15
450	450	may disclose such information only to the entity 16
451	451	from which the information was received, the 17
452	452	group health plan to which the information per-18
453	453	tains, or to that entity’s business associates as 19
454	454	defined in section 160.103 of title 45, Code of 20
455	455	Federal Regulations (or successor regulations) 21
456	456	or as permitted by the HIPAA Privacy Rule 22
457	457	(parts 160 and 164, subparts A and E of title 23
458	458	45, Code of Federal Regulations). 24
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461	461	•HR 2041 IH
462	462	‘‘(ii) CLARIFICATION REGARDING PUBLIC 1
463	463	DISCLOSURE OF INFORMATION .—Nothing in 2
464	464	this section shall prevent a group health plan or 3
465	465	health insurance issuer offering group health 4
466	466	insurance coverage, or a covered service pro-5
467	467	vider, from placing reasonable restrictions on 6
468	468	the public disclosure of the information de-7
469	469	scribed in this subparagraph, except that such 8
470	470	plan, issuer, or entity may not restrict disclo-9
471	471	sure of such information to the Department of 10
472	472	Labor. 11
473	473	‘‘(E) A
474	474	DDITIONAL PRIVACY REQUIREMENTS .— 12
475	475	‘‘(i) I
476	476	N GENERAL.—Covered service pro-13
477	477	viders shall ensure that information provided 14
478	478	under subparagraph (B) contains only summary 15
479	479	health information, as defined in section 16
480	480	164.504(a) of title 45, Code of Federal Regula-17
481	481	tions (or successor regulations). 18
482	482	‘‘(ii) R
483	483	ESTRICTIONS.—A group health plan 19
484	484	shall comply with section 164.504(f) of title 45, 20
485	485	Code of Federal Regulations (or successor regu-21
486	486	lations) with respect to any information re-22
487	487	ceived by the plan or disclosed to a plan spon-23
488	488	sor or any other entity pursuant to this section, 24
489	489	and a responsible plan administrator who is a 25
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492	492	•HR 2041 IH
493	493	plan sponsor shall act in accordance with the 1
494	494	terms of the agreement described in such sec-2
495	495	tion. 3
496	496	‘‘(F) R
497	497	ULE OF CONSTRUCTION .—Nothing in 4
498	498	this section shall be construed to modify the require-5
499	499	ments for the creation, receipt, maintenance, or 6
500	500	transmission of protected health information under 7
501	501	the privacy regulations promulgated under the 8
502	502	Health Insurance Portability and Accountability Act 9
503	503	of 1996 in part 160 and subparts A and E of part 10
504	504	164 of title 45, Code of Federal Regulations (or suc-11
505	505	cessor regulations).’’. 12
506	506	(e) R
507	507	ULE OF CONSTRUCTION.—Nothing in the 13
508	508	amendments made by this section shall be construed to 14
509	509	imply that a practice in relation to which a covered service 15
510	510	provider is required to provide information as a result of 16
511	511	such amendments is permissible under Federal law. 17
512	512	(f) E
513	513	FFECTIVEDATE.—The amendments made by 18
514	514	this subsection shall not apply to any contract or arrange-19
515	515	ment entered into prior to January 1, 2026. Such amend-20
516	516	ments shall apply to any contract or arrangement entered 21
517	517	into on or after to such date, including any extension or 22
518	518	renewal of a contract or arrangement, regardless of the 23
519	519	date on which the original contract or agreement (or any 24
520	520	previous extension or renewal) was entered into. 25
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523	523	•HR 2041 IH
524	524	SEC. 4. IMPLEMENTATION. 1
525	525	Not later than 1 year after the date of enactment 2
526	526	of this Act, the Secretary of Labor shall issue notice and 3
527	527	comment rulemaking as necessary to implement the provi-4
528	528	sions of this Act. The Secretary shall ensure that such 5
529	529	rulemaking— 6
530	530	(1) accounts for the varied compensation prac-7
531	531	tices of covered service providers (as defined under 8
532	532	section 408(b)(2)(B); and 9
533	533	(2) establishes standards for the disclosure of 10
534	534	expected compensation by such covered service pro-11
535	535	viders. 12
536	536	Æ
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