I 119THCONGRESS 1 STSESSION H. R. 2433 To ensure that prior authorization medical decisions under Medicare are determined by physicians. IN THE HOUSE OF REPRESENTATIVES MARCH27, 2025 Mr. G REENof Tennessee (for himself, Mr. MURPHY, Ms. SCHRIER, Mr. J OYCEof Pennsylvania, Mr. MCCORMICK, Mr. HARRISof Maryland, Mr. B URCHETT, Mr. BABIN, Mrs. MILLER-MEEKS, and Mr. KENNEDYof Utah) introduced the following bill; which was referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the juris- diction of the committee concerned A BILL To ensure that prior authorization medical decisions under Medicare are determined by physicians. Be it enacted by the Senate and House of Representa-1 tives of the United States of America in Congress assembled, 2 SECTION 1. SHORT TITLE. 3 This Act may be cited as the ‘‘Reducing Medically 4 Unnecessary Delays in Care Act of 2025’’. 5 SEC. 2. DEFINITIONS. 6 In this Act: 7 VerDate Sep 11 2014 00:13 Apr 03, 2025 Jkt 059200 PO 00000 Frm 00001 Fmt 6652 Sfmt 6201 E:\BILLS\H2433.IH H2433 ssavage on LAPJG3WLY3PROD with BILLS 2 •HR 2433 IH (1) ADVERSE DETERMINATION .—The term ‘‘ad-1 verse determination’’ means a decision by a medicare 2 administrative contractor, Medicare Advantage plan, 3 or prescription drug plan that administers prior au-4 thorization programs under the Medicare program 5 under title XVIII of the Social Security Act or such 6 plan that the health care services furnished or pro-7 posed to be furnished to an individual entitled to 8 benefits or enrolled under the Medicare program are 9 not medically necessary, or are experimental or in-10 vestigational; and benefit coverage under such pro-11 gram or plan for such services is therefore denied, 12 reduced, or terminated. 13 (2) A UTHORIZATION.—The term ‘‘authoriza-14 tion’’ means a determination by a medicare adminis-15 trative contractor, Medicare Advantage plan, or pre-16 scription drug plan that administers prior authoriza-17 tion programs under the Medicare program under 18 title XVIII of the Social Security Act or such plan 19 that a health care service has been reviewed and, 20 based on the information provided, satisfies the utili-21 zation review entity’s requirements for medical ne-22 cessity and appropriateness and that payment will 23 be made under the Medicare program under title 24 VerDate Sep 11 2014 00:13 Apr 03, 2025 Jkt 059200 PO 00000 Frm 00002 Fmt 6652 Sfmt 6201 E:\BILLS\H2433.IH H2433 ssavage on LAPJG3WLY3PROD with BILLS 3 •HR 2433 IH XVIII of the Social Security Act or such plan for 1 that health care service. 2 (3) C LINICAL CRITERIA.—The term ‘‘clinical 3 criteria’’ means the written policies, written screen-4 ing procedures, drug formularies, or lists of covered 5 drugs, decision rules, decision abstracts, clinical pro-6 tocols, practice guidelines, and medical protocols 7 used by a medicare administrative contractor, Medi-8 care Advantage plan, or prescription drug plan to 9 determine the necessity and appropriateness of 10 health care services. 11 (4) F INAL ADVERSE DETERMINATION .—The 12 term ‘‘final adverse determination’’ means an ad-13 verse determination that has been upheld by a medi-14 care administrative contractor, Medicare Advantage 15 plan, or prescription drug plan at the completion of 16 the contractor’s appeals process. 17 (5) H EALTH CARE SERVICE.—The term ‘‘health 18 care service’’ means a health care item, service, pro-19 cedure, treatment, or prescription drug provided by 20 a facility licensed in the State involved or provided 21 by a doctor of medicine, a doctor of osteopathic med-22 icine, or a health care professional licensed in such 23 State. 24 VerDate Sep 11 2014 00:13 Apr 03, 2025 Jkt 059200 PO 00000 Frm 00003 Fmt 6652 Sfmt 6201 E:\BILLS\H2433.IH H2433 ssavage on LAPJG3WLY3PROD with BILLS 4 •HR 2433 IH (6) MEDICALLY NECESSARY HEALTH CARE 1 SERVICE.—The term ‘‘medically necessary health 2 care services’’ means health care services that a pru-3 dent physician would provide to a patient for the 4 purpose of preventing, diagnosing, or treating an ill-5 ness, injury, disease, or its symptoms in a manner 6 that is— 7 (A) in accordance with generally accepted 8 standards of medical practice; 9 (B) clinically appropriate in terms of type, 10 frequency, extent, site, and duration; and 11 (C) not primarily for the economic benefit 12 of the health plans and purchasers or for the 13 convenience of the patient, treating physician, 14 or other health care provider. 15 (7) M EDICARE ADMINISTRATIVE CON -16 TRACTOR.—The term ‘‘medicare administrative con-17 tractor’’ means a medicare administrative contractor 18 with a contract under section 1874A of the Social 19 Security Act (42 U.S.C. 1395kk–1). 20 (8) M EDICARE ADVANTAGE PLAN .—The term 21 ‘‘Medicare Advantage plan’’ means a Medicare Ad-22 vantage plan under part C of title XVIII of the So-23 cial Security Act. 24 VerDate Sep 11 2014 00:13 Apr 03, 2025 Jkt 059200 PO 00000 Frm 00004 Fmt 6652 Sfmt 6201 E:\BILLS\H2433.IH H2433 ssavage on LAPJG3WLY3PROD with BILLS 5 •HR 2433 IH (9) P REAUTHORIZATION.—The term 1 ‘‘preauthorization’’— 2 (A) means the process by which a medicare 3 administrative contractor, Medicare Advantage 4 plan, or prescription drug plan determines the 5 medical necessity or medical appropriateness of 6 health care services for which benefits are oth-7 erwise provided under the Medicare program 8 under title XVIII of the Social Security Act or 9 such plan prior to the rendering of such health 10 care services, including preadmission review, 11 pretreatment review, utilization, and case man-12 agement; and 13 (B) includes any requirement that a pa-14 tient or health care provider notify the Centers 15 for Medicare & Medicaid Services prior to pro-16 viding a health care service. 17 (10) P RESCRIPTION DRUG PLAN .—The term 18 ‘‘prescription drug plan’’ means a prescription drug 19 plan under part D of title XVIII of the Social Secu-20 rity Act. 21 VerDate Sep 11 2014 00:13 Apr 03, 2025 Jkt 059200 PO 00000 Frm 00005 Fmt 6652 Sfmt 6201 E:\BILLS\H2433.IH H2433 ssavage on LAPJG3WLY3PROD with BILLS 6 •HR 2433 IH SEC. 3. CONTRACT REQUIREMENTS FOR PRIOR AUTHOR-1 IZATION MEDICAL DECISIONS FOR MEDI-2 CARE ADMINISTRATIVE CONTRACTORS, 3 MEDICARE ADVANTAGE PLANS, AND PRE-4 SCRIPTION DRUG PLANS. 5 Any contract that applies on or after the date that 6 is 90 days after the date of the enactment of this Act, 7 between the Secretary of Health and Human Services and 8 a medicare administrative contractor under section 1874A 9 of the Social Security Act, a Medicare Advantage organi-10 zation under section 1857 of such Act with respect to the 11 offering of a Medicare Advantage plan, or a PDP sponsor 12 under section 1860D–12 of such Act with respect to the 13 offering of a prescription drug plan shall require such 14 medicare administrative contractor, Medicare Advantage 15 plan, or prescription drug plan, respectively, to comply 16 with each of the following requirements: 17 (1) M EDICAL NECESSITY .—Any restriction, 18 preauthorization, adverse determination, or final ad-19 verse determination that the medicare administrative 20 contractor, Medicare Advantage plan, or prescription 21 drug plan, respectively, places on the provision of a 22 health care service for the purposes of coverage or 23 payment of such service under the Medicare pro-24 gram under title XVIII of such Act, or under such 25 plan, shall be based on the medical necessity or ap-26 VerDate Sep 11 2014 00:13 Apr 03, 2025 Jkt 059200 PO 00000 Frm 00006 Fmt 6652 Sfmt 6201 E:\BILLS\H2433.IH H2433 ssavage on LAPJG3WLY3PROD with BILLS 7 •HR 2433 IH propriateness of such service and on written clinical 1 criteria. 2 (2) E VIDENCE-BASED STANDARDS.—If no inde-3 pendently developed evidence-based standards exist 4 for a particular health care service, the medicare ad-5 ministrative contractor, Medicare Advantage plan, or 6 prescription drug plan, respectively, may not deny 7 coverage of the health care service based solely on 8 the grounds that the health care service does not 9 meet an evidence-based standard. 10 (3) I NPUT FROM PHYSICIANS .—Prior to estab-11 lishing, or substantially or materially altering, writ-12 ten clinical criteria for purpose of preauthorization 13 review, the medicare administrative contractor, 14 Medicare Advantage plan, or prescription drug plan, 15 respectively, shall obtain input from actively prac-16 ticing physicians within the service area where the 17 written clinical criteria are to be employed. Such 18 physicians must represent major areas of specialty 19 and be certified by the boards of the American 20 Board of Medical Specialties or the American Osteo-21 pathic Association. The medicare administrative con-22 tractor, Medicare Advantage plan, or prescription 23 drug plan shall seek input from physicians who are 24 not employees of the medicare administrative con-25 VerDate Sep 11 2014 00:13 Apr 03, 2025 Jkt 059200 PO 00000 Frm 00007 Fmt 6652 Sfmt 6201 E:\BILLS\H2433.IH H2433 ssavage on LAPJG3WLY3PROD with BILLS 8 •HR 2433 IH tractor, Medicare Advantage plan, or prescription 1 drug plan. 2 (4) W RITTEN CLINICAL CRITERIA .—The medi-3 care administrative contractor, Medicare Advantage 4 plan, or prescription drug plan, respectively, shall 5 apply written clinical criteria for the purpose of 6 preauthorization review consistently. Such written 7 clinical criteria must— 8 (A) be based on nationally recognized 9 standards; 10 (B) be developed in accordance with the 11 current standards of national accreditation enti-12 ties; 13 (C) reflect community standards of care; 14 (D) ensure quality of care and access to 15 needed health care services; 16 (E) be evidence based; 17 (F) be sufficiently flexible to allow devi-18 ations from norms when justified on case-by- 19 case bases; and 20 (G) be evaluated and updated if necessary 21 at least annually. 22 (5) W EBSITE POSTING.—The medicare adminis-23 trative contractor, Medicare Advantage plan, or pre-24 scription drug plan, respectively, shall make any cur-25 VerDate Sep 11 2014 00:13 Apr 03, 2025 Jkt 059200 PO 00000 Frm 00008 Fmt 6652 Sfmt 6201 E:\BILLS\H2433.IH H2433 ssavage on LAPJG3WLY3PROD with BILLS 9 •HR 2433 IH rent preauthorization requirements and restrictions 1 readily accessible on its website to subscribers, 2 health care providers, and the general public. This 3 includes the written clinical criteria. Such require-4 ments must be described in detail but also in easily 5 understandable language. 6 (6) N OTICE REQUIRED FOR NEW REQUIRE -7 MENTS OR RESTRICTIONS .—If the medicare adminis-8 trative contractor, Medicare Advantage plan, or pre-9 scription drug plan, respectively, decides to imple-10 ment a new preauthorization requirement or restric-11 tion, or amend an existing requirement or restric-12 tion, the medicare administrative contractor, Medi-13 care Advantage plan, or prescription drug plan shall 14 provide contracted health care providers written no-15 tice of the new or amended requirement or amend-16 ment no less than 60 days before the requirement or 17 restriction is implemented and shall ensure that the 18 new or amended requirement has been updated on 19 the medicare administrative contractor, Medicare 20 Advantage plan, or prescription drug plan’s website. 21 (7) A VAILABILITY OF DETERMINATIONS .—The 22 medicare administrative contractor, Medicare Advan-23 tage plan, or prescription drug plan, respectively, 24 utilizing preauthorization shall make statistics avail-25 VerDate Sep 11 2014 00:13 Apr 03, 2025 Jkt 059200 PO 00000 Frm 00009 Fmt 6652 Sfmt 6201 E:\BILLS\H2433.IH H2433 ssavage on LAPJG3WLY3PROD with BILLS 10 •HR 2433 IH able regarding preauthorization approvals and deni-1 als for coverage or payment of health care services 2 under the Medicare program under title XVIII of 3 the Social Security Act or such plan on their website 4 in a readily accessible format. The medicare admin-5 istrative contractor, Medicare Advantage plan, or 6 prescription drug plan shall include categories for— 7 (A) physician specialty; 8 (B) medication or diagnostic test/proce-9 dure; 10 (C) indication offered; and 11 (D) reason for denial. 12 (8) D ETERMINATIONS MADE BY PHYSICIANS .— 13 The medicare administrative contractor, Medicare 14 Advantage plan, or prescription drug plan, respec-15 tively, shall ensure that all preauthorizations and ad-16 verse determinations are made by a physician who 17 possesses a current and valid non-restricted license 18 to practice medicine in a State, and must be board 19 certified or eligible under the rules and guidelines of 20 the American Board of Medical Specialties or Amer-21 ican Osteopathic Association in the same specialty 22 as the health care provider who typically manages 23 the medical condition or disease or provides the 24 health care service. The physician must make the 25 VerDate Sep 11 2014 00:13 Apr 03, 2025 Jkt 059200 PO 00000 Frm 00010 Fmt 6652 Sfmt 6201 E:\BILLS\H2433.IH H2433 ssavage on LAPJG3WLY3PROD with BILLS 11 •HR 2433 IH adverse determination under the clinical direction of 1 one of the medicare administrative contractor’s, 2 Medicare Advantage plan’s, or prescription drug 3 plan’s medical directors who is responsible for the 4 provision of health care services and who is licensed 5 in such State. 6 Æ VerDate Sep 11 2014 00:13 Apr 03, 2025 Jkt 059200 PO 00000 Frm 00011 Fmt 6652 Sfmt 6301 E:\BILLS\H2433.IH H2433 ssavage on LAPJG3WLY3PROD with BILLS