Us Congress 2025-2026 Regular Session

Us Congress House Bill HB267 Compare Versions

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11 I
22 119THCONGRESS
33 1
44 STSESSION H. R. 267
55 To amend the Public Health Service Act to provide for hospital and insurer
66 price transparency.
77 IN THE HOUSE OF REPRESENTATIVES
88 JANUARY9, 2025
99 Mr. D
1010 AVIDSONintroduced the following bill; which was referred to the
1111 Committee on Energy and Commerce
1212 A BILL
1313 To amend the Public Health Service Act to provide for
1414 hospital and insurer price transparency.
1515 Be it enacted by the Senate and House of Representa-1
1616 tives of the United States of America in Congress assembled, 2
1717 SECTION 1. SHORT TITLE. 3
1818 This Act may be cited as the ‘‘Health Care Prices 4
1919 Revealed and Information to Consumers Explained Trans-5
2020 parency Act’’ or the ‘‘Health Care PRICE Transparency 6
2121 Act’’. 7
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2525 SEC. 2. PRICE TRANSPARENCY REQUIREMENTS. 1
2626 (a) H
2727 OSPITALS.—Section 2718(e) of the Public 2
2828 Health Service Act (42 U.S.C. 300gg–18(e)) is amend-3
2929 ed— 4
3030 (1) by striking ‘‘Each hospital’’ and inserting 5
3131 the following: 6
3232 ‘‘(1) I
3333 N GENERAL.—Each hospital’’; 7
3434 (2) by inserting ‘‘, in plain language without 8
3535 subscription and free of charge, in a consumer- 9
3636 friendly, machine-readable format,’’ after ‘‘a list’’; 10
3737 and 11
3838 (3) by adding at the end the following: ‘‘Each 12
3939 hospital shall include in its list of standard charges, 13
4040 along with such additional information as the Sec-14
4141 retary may require with respect to such charges for 15
4242 purposes of promoting public awareness of hospital 16
4343 pricing in advance of receiving a hospital item or 17
4444 service, as applicable, the following: 18
4545 ‘‘(A) A description of each item or service 19
4646 provided by the hospital. 20
4747 ‘‘(B) The gross charge. 21
4848 ‘‘(C) Any payer-specific negotiated charge 22
4949 clearly associated with the name of the third 23
5050 party payer and plan. 24
5151 ‘‘(D) The de-identified minimum nego-25
5252 tiated charge. 26
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5656 ‘‘(E) The de-identified maximum nego-1
5757 tiated charge. 2
5858 ‘‘(F) The discounted cash price. 3
5959 ‘‘(G) Any code used by the hospital for 4
6060 purposes of accounting or billing, including 5
6161 Current Procedural Terminology (CPT) code, 6
6262 the Healthcare Common Procedure Coding Sys-7
6363 tem (HCPCS) code, the Diagnosis Related 8
6464 Group (DRG), the National Drug Code (NDC), 9
6565 or other common payer identifier. 10
6666 ‘‘(2) D
6767 ELIVERY METHODS AND USE .— 11
6868 ‘‘(A) I
6969 N GENERAL.—Each hospital shall 12
7070 make public the standard charges described in 13
7171 paragraph (1) for as many of the 70 Centers 14
7272 for Medicaid & Medicare Services-specified 15
7373 shoppable services that are provided by the hos-16
7474 pital, and as many additional hospital-selected 17
7575 shoppable services as may be necessary for a 18
7676 combined total of at least 300 shoppable serv-19
7777 ices, including the rate at which a hospital pro-20
7878 vides and bills for that shoppable service. If a 21
7979 hospital does not provide 300 shoppable services 22
8080 in accordance with the previous sentence, the 23
8181 hospital shall make public the information spec-24
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8585 ified under paragraph (1) for as many 1
8686 shoppable services as it provides. 2
8787 ‘‘(B) D
8888 ETERMINATION BY CMS .—A hos-3
8989 pital shall be deemed by the Centers for Medi-4
9090 care & Medicaid Services to meet the require-5
9191 ments of subparagraph (A) if the hospital main-6
9292 tains an internet-based price estimator tool that 7
9393 meets the following requirements: 8
9494 ‘‘(i) The tool provides estimates for as 9
9595 many of the 70 specified shoppable services 10
9696 that are provided by the hospital, and as 11
9797 many additional hospital-selected 12
9898 shoppable services as may be necessary for 13
9999 a combined total of at least 300 shoppable 14
100100 services. 15
101101 ‘‘(ii) The tool allows health care con-16
102102 sumers to, at the time they use the tool, 17
103103 obtain an estimate of the amount they will 18
104104 be obligated to pay the hospital for the 19
105105 shoppable service. 20
106106 ‘‘(iii) The tool is prominently dis-21
107107 played on the hospital’s website and easily 22
108108 accessible to the public, without subscrip-23
109109 tion, fee, or having to submit personal 24
110110 identifying information (PII), and search-25
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114114 able by service description, billing code, 1
115115 and payer. 2
116116 ‘‘(3) D
117117 EFINITIONS.—Notwithstanding any other 3
118118 provision of law, for the purpose of paragraphs (1) 4
119119 and (2): 5
120120 ‘‘(A) D
121121 E-IDENTIFIED MAXIMUM NEGO -6
122122 TIATED CHARGE.—The term ‘de-identified max-7
123123 imum negotiated charge’ means the highest 8
124124 charge that a hospital has negotiated with all 9
125125 third party payers for an item or service. 10
126126 ‘‘(B) D
127127 E-IDENTIFIED MINIMUM NEGO -11
128128 TIATED CHARGE.—The term ‘de-identified min-12
129129 imum negotiated charge’ means the lowest 13
130130 charge that a hospital has negotiated with all 14
131131 third party payers for an item or service. 15
132132 ‘‘(C) D
133133 ISCOUNTED CASH PRICE .—The 16
134134 term ‘discounted cash price’ means the charge 17
135135 that applies to an individual who pays cash, or 18
136136 cash equivalent, for a hospital item or service. 19
137137 Hospitals that do not offer self-pay discounts 20
138138 may display the hospital’s undiscounted gross 21
139139 charges as found in the hospital chargemaster. 22
140140 ‘‘(D) G
141141 ROSS CHARGE.—The term ‘gross 23
142142 charge’ means the charge for an individual item 24
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146146 or service that is reflected on a hospital’s 1
147147 chargemaster, absent any discounts. 2
148148 ‘‘(E) P
149149 AYER-SPECIFIC NEGOTIATED 3
150150 CHARGE.—The term ‘payer-specific negotiated 4
151151 charge’ means the charge that a hospital has 5
152152 negotiated with a third party payer for an item 6
153153 or service. 7
154154 ‘‘(F) S
155155 HOPPABLE SERVICE .—The term 8
156156 ‘shoppable service’ means a service that can be 9
157157 scheduled by a health care consumer in ad-10
158158 vance. 11
159159 ‘‘(G) S
160160 TANDARD CHARGES .—The term 12
161161 ‘standard charges’ means the regular rate es-13
162162 tablished by the hospital for an item or service, 14
163163 including both individual items and services and 15
164164 service packages, provided to a specific group of 16
165165 paying patients, including the gross charge, the 17
166166 payer-specific negotiated charge, the discounted 18
167167 cash price, the de-identified minimum nego-19
168168 tiated charge, the de-identified maximum nego-20
169169 tiated charge, and other rates determined by 21
170170 the Secretary. 22
171171 ‘‘(H) T
172172 HIRD PARTY PAYER .—The term 23
173173 ‘third party payer’ means an entity that is, by 24
174174 statute, contract, or agreement, legally respon-25
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178178 sible for payment of a claim for a health care 1
179179 item or service. 2
180180 ‘‘(4) E
181181 NFORCEMENT.—In addition to any other 3
182182 enforcement actions or penalties that may apply 4
183183 under subsection (b)(3) or another provision of law, 5
184184 a hospital that fails to provide the information re-6
185185 quired by this subsection and has not completed a 7
186186 corrective action plan to comply with the require-8
187187 ments of such subsection shall be subject to a civil 9
188188 monetary penalty of an amount not to exceed $300 10
189189 per day that the violation is ongoing as determined 11
190190 by the Secretary. Such penalty shall be imposed and 12
191191 collected in the same manner as civil money pen-13
192192 alties under subsection (a) of section 1128A of the 14
193193 Social Security Act are imposed and collected.’’. 15
194194 (b) T
195195 RANSPARENCY IN COVERAGE.—Section 16
196196 1311(e)(3) of the Patient Protection and Affordable Care 17
197197 Act (42 U.S.C. 18031(e)(3)) is amended— 18
198198 (1) in subparagraph (A)— 19
199199 (A) by redesignating clause (ix) as clause 20
200200 (xii); and 21
201201 (B) by inserting after clause (viii), the fol-22
202202 lowing: 23
203203 ‘‘(ix) In-network provider rates for 24
204204 covered items and services. 25
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208208 ‘‘(x) Out-of-network allowed amounts 1
209209 and billed charges for covered items and 2
210210 services. 3
211211 ‘‘(xi) Negotiated rates and historical 4
212212 net prices for covered prescription drugs.’’; 5
213213 (2) in subparagraph (B)— 6
214214 (A) in the heading, by striking ‘‘
215215 USE’’ and 7
216216 inserting ‘‘
217217 DELIVERY METHODS AND USE ’’; 8
218218 (B) by inserting ‘‘and subparagraph (C)’’ 9
219219 after ‘‘subparagraph (A)’’; 10
220220 (C) by inserting ‘‘, as applicable,’’ after 11
221221 ‘‘English proficiency’’; and 12
222222 (D) by inserting after the second sentence, 13
223223 the following: ‘‘The Secretary shall establish 14
224224 standards for the methods and formats for dis-15
225225 closing information to individuals. At a min-16
226226 imum, these standards shall include the fol-17
227227 lowing: 18
228228 ‘‘(i) An internet-based self-service tool 19
229229 to provide information to an individual in 20
230230 plain language, without subscription and 21
231231 free of charge, in a machine readable for-22
232232 mat, through a self-service tool on an 23
233233 internet website that provides real-time re-24
234234 sponses based on cost-sharing information 25
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238238 that is accurate at the time of the request 1
239239 that allows, at a minimum, users to— 2
240240 ‘‘(I) search for cost-sharing infor-3
241241 mation for a covered item or service 4
242242 provided by a specific in-network pro-5
243243 vider or by all in-network providers; 6
244244 ‘‘(II) search for an out-of-net-7
245245 work allowed amount, percentage of 8
246246 billed charges, or other rate that pro-9
247247 vides a reasonably accurate estimate 10
248248 of the amount an insurer will pay for 11
249249 a covered item or service provided by 12
250250 out-of-network providers; and 13
251251 ‘‘(III) refine and reorder search 14
252252 results based on geographic proximity 15
253253 of in-network providers, and the 16
254254 amount of the individual’s cost-shar-17
255255 ing liability for the covered item or 18
256256 service, to the extent the search for 19
257257 cost-sharing information for covered 20
258258 items or services returns multiple re-21
259259 sults. 22
260260 ‘‘(ii) In paper form at the request of 23
261261 the individual that includes no fewer than 24
262262 20 providers per request with respect to 25
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266266 which cost-sharing information for covered 1
267267 items and services is provided, and dis-2
268268 closes the applicable provider per-request 3
269269 limit to the individual, mailed to the indi-4
270270 vidual not later than 2 business days after 5
271271 receiving an individual’s request.’’; 6
272272 (3) in subparagraph (C)— 7
273273 (A) in the first sentence— 8
274274 (i) by striking ‘‘The Exchange’’ and 9
275275 inserting the following: 10
276276 ‘‘(i) I
277277 N GENERAL.—The Exchange’’; 11
278278 (ii) by inserting ‘‘or out-of-network 12
279279 provider’’ after ‘‘item or service by a par-13
280280 ticipating provider’’; and 14
281281 (iii) by inserting before the period the 15
282282 following: ‘‘the following information: 16
283283 ‘‘(i) An estimate of an individual’s 17
284284 cost-sharing liability for a requested cov-18
285285 ered item or service furnished by a pro-19
286286 vider, which shall reflect any cost-sharing 20
287287 reductions the individual would receive. 21
288288 ‘‘(ii) A description of the accumulated 22
289289 amounts. 23
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293293 ‘‘(iii) The in-network rate, including 1
294294 negotiated rates and underlying fee sched-2
295295 ule rates. 3
296296 ‘‘(iv) The out-of-network allowed 4
297297 amount or any other rate that provides a 5
298298 more accurate estimate of an amount an 6
299299 issuer will pay, including the percent reim-7
300300 bursed by insurers to out-of-network pro-8
301301 viders, for the requested covered item or 9
302302 service furnished by an out-of-network pro-10
303303 vider. 11
304304 ‘‘(v) A list of the items and services 12
305305 included in bundled payment arrangements 13
306306 for which cost-sharing information is being 14
307307 disclosed. 15
308308 ‘‘(vi) A notification that coverage of a 16
309309 specific item or service is subject to a pre-17
310310 requisite, if applicable. 18
311311 ‘‘(vii) A notice that includes the fol-19
312312 lowing information: 20
313313 ‘‘(I) A statement that out-of-net-21
314314 work providers may bill individuals for 22
315315 the difference, including the balance 23
316316 billing, between a provider’s billed 24
317317 charges and the sum of the amount 25
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321321 collected from the insurer in the form 1
322322 of a copayment or coinsurance 2
323323 amount and the cost-sharing informa-3
324324 tion. 4
325325 ‘‘(II) A statement that the actual 5
326326 charges for an individual’s covered 6
327327 item or service may be different from 7
328328 an estimate of cost-sharing liability 8
329329 depending on the actual items or serv-9
330330 ices the individual receives at the 10
331331 point of care. 11
332332 ‘‘(III) A statement that the esti-12
333333 mate of cost-sharing liability for a 13
334334 covered item or service is not a guar-14
335335 antee that benefits will be provided 15
336336 for that item or service. 16
337337 ‘‘(IV) A statement disclosing 17
338338 whether the plan counts copayment 18
339339 assistance and other third-party pay-19
340340 ments in the calculation of the indi-20
341341 vidual’s deductible and out-of-pocket 21
342342 maximum. 22
343343 ‘‘(V) For items and services that 23
344344 are recommended preventive services 24
345345 under section 2713 of the Public 25
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349349 Health Service Act, a statement that 1
350350 an in-network item or service may not 2
351351 be subject to cost-sharing if it is billed 3
352352 as a preventive service in the insurer 4
353353 cannot determine whether the request 5
354354 is for a preventive or non-preventive 6
355355 item or service. 7
356356 ‘‘(VI) Any additional informa-8
357357 tion, including other disclaimers, that 9
358358 the insurer determines is appropriate, 10
359359 provided the additional information 11
360360 does not conflict with the information 12
361361 required to be provided by this sub-13
362362 section.’’; 14
363363 (B) by striking the second sentence; and 15
364364 (C) by adding at the end the following: 16
365365 ‘‘(ii) D
366366 EFINITIONS.—Notwithstanding 17
367367 any other provision of law, for the purpose 18
368368 of this subparagraph and subparagraphs 19
369369 (A) and (B): 20
370370 ‘‘(I) A
371371 CCUMULATED AMOUNTS .— 21
372372 The term ‘accumulated amounts’ 22
373373 means the amount of financial respon-23
374374 sibility an individual has incurred at 24
375375 the time a request for cost-sharing in-25
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379379 formation is made, with respect to a 1
380380 deductible or out-of-pocket limit, in-2
381381 cluding any expense that counts to-3
382382 ward a deductible or out-of-pocket 4
383383 limit, but exclude any expense that 5
384384 does not count toward a deductible or 6
385385 out-of-pocket limit. To the extent an 7
386386 insurer imposes a cumulative treat-8
387387 ment limitation on a particular cov-9
388388 ered item or service independent of in-10
389389 dividual medical necessity determina-11
390390 tions, the amount that has accrued to-12
391391 ward the limit on the item or service. 13
392392 ‘‘(II) H
393393 ISTORICAL NET PRICE.— 14
394394 The term ‘historical net price’ means 15
395395 the retrospective average amount an 16
396396 insurer paid for a prescription drug, 17
397397 inclusive of any reasonably allocated 18
398398 rebates, discounts, chargebacks, fees, 19
399399 and any additional price concessions 20
400400 received by the insurer with respect to 21
401401 the prescription drug. The allocation 22
402402 shall be determined by dollar value for 23
403403 non-product specific and product-spe-24
404404 cific rebates, discounts, chargebacks, 25
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408408 fees, and other price concessions to 1
409409 the extent that the total amount of 2
410410 any such price concession is known to 3
411411 the insurer at the time of publication 4
412412 of the historical net price. 5
413413 ‘‘(III) N
414414 EGOTIATED RATE.—The 6
415415 term ‘negotiated rate’ means the 7
416416 amount a plan or issuer has contrac-8
417417 tually agreed to pay for a covered 9
418418 item or service, whether directly or in-10
419419 directly through a third party admin-11
420420 istrator or pharmacy benefit manager, 12
421421 to an in-network provider, including 13
422422 an in-network pharmacy or other pre-14
423423 scription drug dispenser, for covered 15
424424 items or services. 16
425425 ‘‘(IV) O
426426 UT-OF-NETWORK AL -17
427427 LOWED AMOUNT .—The term ‘out-of- 18
428428 network allowed amount’ means the 19
429429 maximum amount an insurer will pay 20
430430 for a covered item or service furnished 21
431431 by an out-of-network provider. 22
432432 ‘‘(V) O
433433 UT-OF-NETWORK LIMIT.— 23
434434 The term ‘out-of-network limit’ means 24
435435 the maximum amount that an indi-25
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439439 vidual is required to pay during a cov-1
440440 erage period for his or her share of 2
441441 the costs of covered items and services 3
442442 under his or her plan or coverage, in-4
443443 cluding for self-only and other than 5
444444 self-only coverage, as applicable. 6
445445 ‘‘(VI) U
446446 NDERLYING FEE SCHED -7
447447 ULE RATES.—The term ‘underlying 8
448448 fee schedule rates’ means the rate for 9
449449 an item or service that a plan or 10
450450 issuer uses to determine a partici-11
451451 pant’s, beneficiary’s, or enrollee’s 12
452452 cost-sharing liability from a particular 13
453453 provider or providers, when the rate is 14
454454 different from the negotiated rate.’’; 15
455455 (4) in subparagraph (D), by striking ‘‘subpara-16
456456 graph (A)’’ and inserting ‘‘subparagraphs (A), (B), 17
457457 and (C)’’; and 18
458458 (5) by adding at the end the following: 19
459459 ‘‘(F) A
460460 PPLICATION OF PARAGRAPH .—In 20
461461 addition to qualified health plans (and plans 21
462462 seeking certification as qualified health plans), 22
463463 this paragraph (as amended by the Health Care 23
464464 Prices Revealed and Information to Consumers 24
465465 Explained Transparency Act) shall apply to 25
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469469 group health plans (including self-insured and 1
470470 fully insured plans) and health insurance cov-2
471471 erage (as such terms are defined in section 3
472472 2791 of the Public Health Service Act).’’. 4
473473 Æ
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