Us Congress 2025-2026 Regular Session

Us Congress House Bill HB5084

Introduced
9/2/25  

Caption

Teacher Loan Forgiveness Enhancement Act

Impact

If passed, HB 5084 would substantially impact state laws surrounding education funding and support systems for teachers. The proposed amendments to the teacher loan forgiveness program would likely result in increased participation among prospective educators, leading to a more robust workforce. In regions that struggle to retain teachers, these changes could directly address teacher shortages and improve the quality of education offered to students. Moreover, by incentivizing teaching in underserved areas, the bill may contribute to a more equitable distribution of educational resources.

Summary

House Bill 5084, known as the Teacher Loan Forgiveness Enhancement Act, seeks to strengthen the financial incentives for teachers who pursue careers in education by expanding the existing loan forgiveness programs. The bill proposes to increase the amount of eligible student loan deductions for teachers who meet specific criteria, including those who work in underfunded or high-need schools. This enhancement aims to alleviate the financial burdens faced by educators and encourage more individuals to enter and remain in the teaching profession, especially in challenging areas.

Contention

The discussions surrounding HB 5084 highlight notable points of contention among legislators. Supporters argue that enhancing loan forgiveness is crucial for recruiting and retaining quality teachers, pointing to existing barriers such as high student debt levels. Conversely, critics of the bill express concerns regarding the fiscal implications of expanding loan forgiveness, worry about the sustainability of such financial programs, and question whether these measures effectively address broader educational inequities. There is also debate over how the funds for increased loan forgiveness would be sourced and whether this shift might divert attention and resources from other pressing educational needs.

Companion Bills

No companion bills found.

Previously Filed As

US HB7877

Second Chance at Public Service Loan Forgiveness Act

US HB1757

Loan Forgiveness for Educators Act

US SB963

Loan Forgiveness for Educators Act

US HB10477

To amend the Higher Education Act of 1965 to improve the Public Service Loan Forgiveness program and reduce interest rates.

US HB7457

Peace Corps and AmeriCorps Student Loan Forgiveness Act

US HB460

Supporting Providers of English Language Learning Act or the SPELL Act This bill allows elementary and secondary school teachers who teach English learners, bilingual students, or dual language immersion students to receive additional amounts of student loan forgiveness and loan cancellation.

US HB8759

Public Service Loan Forgiveness Inclusion Act of 2024

US SB4281

Student Loan Forgiveness for Farmers and Ranchers Act

US HB9102

Prohibiting Student Loan Forgiveness for Antisemites Act

US HB8549

No Loan Forgiveness for Hamas Supporters Act

Similar Bills

No similar bills found.