Us Congress 2025-2026 Regular Session

House Financial Services Committee Bills & Legislation

US

Us Congress 2025-2026 Regular Session

Us Congress House Bill HB1919

Introduced
3/6/25  
Refer
3/6/25  
Anti-CBDC Surveillance State Act
US

Us Congress 2025-2026 Regular Session

Us Congress House Bill HB257

Introduced
1/9/25  
Stop Environmental Calculations Act of 2025 or the SEC Act of 2025 This bill prohibits the Securities and Exchange Commission from requiring issuers of securities to make climate-related disclosures that are not material to investors.
US

Us Congress 2025-2026 Regular Session

Us Congress House Bill HB258

Introduced
1/9/25  
This bill prohibits the Federal Housing Finance Agency, the Federal National Mortgage Association (Fannie Mae), and the Federal Home Loan Mortgage Corporation (Freddie Mac) from implementing changes to the single-family home loan pricing framework for upfront fees on certain home loans, announced in January 2023. The changes revise the fee charts that provide percentage adjustments based on a borrower's credit score and other risk factors. Overall, these changes increase the percentage adjustments, with variations based on the particular risk profile of the loan.
US

Us Congress 2025-2026 Regular Session

Us Congress House Bill HB306

Introduced
1/9/25  
Ending Scam Credit Repair Act or the ESCRA ActThis bill revises the Credit Repair Organizations Act and creates additional requirements for credit repair organizations (CROs).Under current law, it is illegal for a person (including a CRO) to make false or misleading statements regarding a consumer’s creditworthiness or standing to a consumer reporting agency or to a consumer credit provider. The bill additionally prohibits making such statements to the Consumer Financial Protection Bureau, the Federal Trade Commission, or law enforcement. To be subject to this prohibition, the bill also requires such statements to be made knowingly.The bill also revises CRO obligations to consumers. A CRO is prohibited from charging a consumer for a service (e.g., getting inaccurate information removed from a credit report) until the CRO provides proof of success not less than six months after providing the service. The bill also requires additional disclosures to consumers, requires the retention of any recorded telephone calls, and increases the time records must be retained from two to five years. In addition, consumers must be given copies of all communications sent on their behalf.Under the bill, all persons must be licensed by a state to act as a CRO. The bill also restricts a CRO’s ability to submit multiple credit disputes regarding the same information.The bill also sets a minimum liability amount for damages of $500 for each violation of the Credit Repair Organizations Act.
US

Us Congress 2025-2026 Regular Session

Us Congress House Bill HB372

Introduced
1/13/25  
Refer
1/13/25  
Drug Testing for Welfare Recipients ActThis bill requires states participating in the Temporary Assistance for Needy Families program, the Supplemental Nutrition Assistance Program, and specified public housing programs to subject applicants to substance abuse testing or screening and to deny benefits for individuals who test positive for a controlled substance.Specifically, states administering these programs must determine whether an adult applicant for benefits has been arrested for a drug-related offense within the past five years. Applicants who have been arrested for such an offense must be tested for at least one controlled substance and must test negative to receive benefits. Applicants who have not been arrested for such an offense must be screened (via an interview, questionnaire, or other instrument) for risk of substance abuse. Applicants determined to be at high risk for substance abuse must be tested for at least one controlled substance and must test negative to receive benefits. Applicants who are determined not to be at high risk do not have to undergo testing. Applicants who test positive for a controlled substance at any point during this process are ineligible for benefits for one year, until they complete a treatment program, or until they test negative for the substance, whichever is later. Family members and households of individuals disqualified from receiving benefits under these provisions may generally continue to receive support.States that fail to enforce these provisions are subject to reduced federal funding for these programs the following fiscal year. 
US

Us Congress 2025-2026 Regular Session

Us Congress House Bill HB348

Introduced
1/13/25  
Stop Corrupt Iranian Oligarchs and Entities Act
US

Us Congress 2025-2026 Regular Session

Us Congress House Bill HB191

Introduced
1/3/25  
Inflation Reduction Act of 2025This bill repeals the Inflation Reduction Act of 2022 and rescinds any unobligated funds made available by the act.
US

Us Congress 2025-2026 Regular Session

Us Congress House Bill HB150

Introduced
1/3/25  
Refer
1/3/25  
Refer
1/4/25  
People-Centered Assistance Reform Effort Act or the People CARE ActThis bill establishes the People-Centered Assistance Reform Effort Commission within the legislative branch to review federal means-tested programs for potential reform.Under the bill, means-tested programs are those designed to provide assistance to low-income individuals, including, for example, Medicaid, the Supplemental Nutrition Assistance Program (SNAP), and the Temporary Assistance for Needy Families (TANF) program. The commission is generally directed to review all federal means-tested programs with the exception of certain specified programs, including Social Security, Medicare, and certain veterans’ benefits programs.The commission is directed to identify and evaluate potential changes to federal means-tested programs, such as consolidation with other programs, delegation of certain functions to states, and the establishment of gradual benefit reductions tied to increases in beneficiaries’ income. The commission is also directed to consider changes that would allow caseworkers to identify all of the appropriate programs for individuals and families. The commission must establish a website through which members of the public may submit suggested reforms for consideration. The commission is to be comprised of eight members, with an equal number of members appointed by the majority and minority parties.  At the conclusion of its term, the commission must report to Congress with its findings and proposed legislation implementing any recommended changes. Congress must consider the legislation under expedited procedures.
US

Us Congress 2025-2026 Regular Session

Us Congress House Bill HB537

Introduced
1/16/25  
INCREASE Housing Affordability Act Incentivizing New Conversions to Residential Entities to Accelerate Supply and Expand Housing Affordability Act
US

Us Congress 2025-2026 Regular Session

Us Congress House Bill HB1209

Introduced
2/11/25  
End of GSE Conservatorship Preparation Act of 2025
US

Us Congress 2025-2026 Regular Session

Us Congress House Bill HB1198

Introduced
2/11/25  
Refer
2/11/25  
Let’s Get to Work Act of 2025
US

Us Congress 2025-2026 Regular Session

Us Congress House Bill HB185

Introduced
2/11/25  
Responsible Legislating ActThis bill establishes or modifies various federal programs and requirements, including those related to retirement accounts, penalties for certain sex offenses, foreign investment and ownership, and appropriations.The bill makes changes to retirement account contributions and distributions, including increasing the maximum amount that may be contributed to a Roth Individual Retirement Account (IRA) to include certain contributions to a Savings Incentive Match Plan for Employees (SIMPLE IRA) or Simplified Employee Pension (SEP) plan, subject to limitations. The bill establishes an enhanced penalty—an additional prison term of up to five years—for certain interstate human trafficking offenses or coercion of sexual activity that occurs in a school zone or related area.The Department of Commerce must report on efforts to increase foreign direct investment in semiconductor-related manufacturing and production. The Federal Maritime Commission must evaluate the effect of foreign ownership of marine terminals at the 15 largest U.S. container ports on U.S. economic security.The bill provides additional appropriations for the Departments of Health and Human Services, Agriculture, State, Defense, Homeland Security, and Energy.The bill extends mandatory livestock market reporting requirements through FY2025.The bill revises the required frequency of meetings held by a credit union's board of directors by decreasing the frequency for existing credit unions with satisfactory soundness ratings. The National Aeronautics and Space Administration's (NASA's) enhanced-use leasing authority is reauthorized through 2033.The bill requires hearings on the bill's implementation within one year of the date of enactment.
US

Us Congress 2025-2026 Regular Session

Us Congress House Bill HB1245

Introduced
2/12/25  
Refer
2/12/25  
Disaster Survivors Fairness Act of 2025
US

Us Congress 2025-2026 Regular Session

Us Congress House Bill HJR52

Introduced
2/12/25  
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Federal Housing Finance Agency relating to "Quality Control Standards for Automated Valuation Models".
US

Us Congress 2025-2026 Regular Session

Us Congress House Bill HB1231

Introduced
2/12/25  
START Housing Act of 2025 Supporting Transition And Recovery Through Housing Act of 2025