Utah 2025 Regular Session

Utah House Bill HB0220 Compare Versions

Only one version of the bill is available at this time.

Old	New	Differences
1	1	01-14 15:59 H.B. 220
2	2	1
3	3	Transportation Network Company Amendments
4	4	2025 GENERAL SESSION
5	5	STATE OF UTAH
6	6	Chief Sponsor: Nelson T. Abbott
7	7	2
8	8
9	9	3
10	10	LONG TITLE
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12	12	General Description:
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14	14	This bill enacts provisions relating to a transportation network company.
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16	16	Highlighted Provisions:
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18	18	This bill:
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20	20	▸ establishes a cause of action for an individual against a transportation network company
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22	22	when the transportation network company fails to maintain proper insurance and the
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24	24	individual is injured in a vehicle accident that the transportation network company
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26	26	arranges.
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28	28	Money Appropriated in this Bill:
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30	30	None
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32	32	Other Special Clauses:
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34	34	None
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36	36	Utah Code Sections Affected:
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38	38	AMENDS:
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40	40	13-51-108, as last amended by Laws of Utah 2016, Chapters 138, 359
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42	42
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44	44	Be it enacted by the Legislature of the state of Utah:
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46	46	Section 1. Section 13-51-108 is amended to read:
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48	48	13-51-108 . Insurance.
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50	50	(1) A transportation network company or a transportation network driver shall maintain
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52	52	insurance that covers, on a primary basis, a transportation network driver's use of a
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54	54	vehicle during a prearranged ride and that includes:
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56	56	(a) an acknowledgment that the transportation network driver is using the vehicle in
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58	58	connection with a transportation network company during a prearranged ride or that
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60	60	the transportation network driver is otherwise using the vehicle for a commercial
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62	62	purpose;
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64	64	(b) liability coverage for a minimum amount of $1,000,000 per occurrence;
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66	66	(c) personal injury protection to the extent required under Sections 31A-22-306 through H.B. 220 01-14 15:59
67	67	32
68	68	31A-22-309;
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70	70	(d) uninsured motorist coverage where required by Section 31A-22-305; and
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72	72	(e) underinsured motorist coverage where required by Section 31A-22-305.3.
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74	74	(2) A transportation network company or a transportation network driver shall maintain
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76	76	insurance that covers, on a primary basis, a transportation network driver's use of a
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78	78	vehicle during a waiting period and that includes:
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80	80	(a) an acknowledgment that the transportation network driver is using the vehicle in
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82	82	connection with a transportation network company during a waiting period or that the
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84	84	transportation network driver is otherwise using the vehicle for a commercial purpose;
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86	86	(b) liability coverage in a minimum amount, per occurrence, of:
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88	88	(i) $50,000 to any one individual;
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90	90	(ii) $100,000 to all individuals; and
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92	92	(iii) $30,000 for property damage;
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94	94	(c) personal injury protection to the extent required under Sections 31A-22-306 through
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96	96	31A-22-309;
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98	98	(d) uninsured motorist coverage where required by Section 31A-22-305; and
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100	100	(e) underinsured motorist coverage where required by Section 31A-22-305.3.
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102	102	(3) A transportation network company and a transportation network driver may satisfy the
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104	104	requirements of Subsections (1) and (2) by:
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106	106	(a) the transportation network driver purchasing coverage that complies with
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108	108	Subsections (1) and (2);
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110	110	(b) the transportation network company purchasing, on the transportation network
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112	112	driver's behalf, coverage that complies with Subsections (1) and (2); or
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114	114	(c) a combination of Subsections (3)(a) and (b).
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116	116	(4) An insurer may offer to a transportation network driver a personal automobile liability
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118	118	insurance policy, or an amendment or endorsement to a personal automobile liability
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120	120	policy, that:
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122	122	(a) covers a private passenger motor vehicle while used to provide transportation
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124	124	network services; and
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126	126	(b) satisfies the coverage requirements described in Subsection (1) or (2).
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128	128	(5) Nothing in this section requires a personal automobile insurance policy to provide
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130	130	coverage while a driver is providing transportation network services.
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132	132	(6) If a transportation network company does not purchase a policy that complies with
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134	134	Subsections (1) and (2) on behalf of a transportation network driver, the transportation
135	135	- 2 - 01-14 15:59 H.B. 220
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137	137	network company shall verify that the driver has purchased a policy that complies with
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139	139	Subsections (1) and (2).
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141	141	(7) An insurance policy that a transportation network company or a transportation network
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143	143	driver maintains under Subsection (1) or (2):
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145	145	(a) satisfies the security requirements of Section 41-12a-301; and
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147	147	(b) may be placed with:
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149	149	(i) an insurer that is certified under Section 31A-4-103; or
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151	151	(ii) a surplus lines insurer eligible under Section 31A-15-103.
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153	153	(8) An insurer that provides coverage for a transportation network driver explicitly for the
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155	155	transportation network driver's transportation network services under Subsection (1) or
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157	157	(2) shall have the duty to defend a liability claim arising from an occurrence while the
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159	159	transportation network driver is providing transportation network services.
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161	161	(9) If insurance a transportation network driver maintains under Subsection (1) or (2) lapses
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163	163	or ceases to exist, a transportation network company shall provide coverage complying
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165	165	with Subsection (1) or (2) beginning with the first dollar of a claim.
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167	167	(10)(a) An insurance policy that a transportation network company or transportation
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169	169	network driver maintains under Subsection (1) or (2) may not provide that coverage
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171	171	is dependent on a transportation network driver's personal automobile insurance
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173	173	policy first denying a claim.
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175	175	(b) Subsection (10)(a) does not apply to coverage a transportation network company
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177	177	provides under Subsection (9) in the event a transportation network driver's coverage
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179	179	under Subsection (1) or (2) lapses or ceases to exist.
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181	181	(11) A personal automobile insurer:
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183	183	(a) notwithstanding Section 31A-22-302, may offer a personal automobile liability
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185	185	policy that excludes coverage for a loss that arises from the use of the insured vehicle
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187	187	to provide transportation network services; and
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189	189	(b) does not have the duty to defend or indemnify a loss if an exclusion described in
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191	191	Subsection (11)(a) excludes coverage according to the policy's terms.
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193	193	(12) An individual has a right of action against the transportation network company for
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195	195	personal injury damages not fully compensated by motor vehicle liability coverage if:
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197	197	(a) the individual is injured in an accident while occupying a vehicle operated by a
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199	199	transportation network driver during a prearranged ride; and
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201	201	(b) the transportation network company and the transportation network driver did not
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203	203	maintain uninsured or underinsured motorist coverage at the time of the accident.
204	204	- 3 - H.B. 220 01-14 15:59
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206	206	Section 2. Effective Date.
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208	208	This bill takes effect on May 7, 2025.
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