56 | 41 | | 19 |
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57 | 42 | | AMENDS: |
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58 | 43 | | 20 |
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59 | 44 | | 13-11-4, as last amended by Laws of Utah 2024, Chapters 102, 186 |
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60 | 45 | | 21 |
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61 | 46 | | 71A-4-101, as renumbered and amended by Laws of Utah 2023, Chapter 44 |
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62 | 47 | | 22 |
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63 | 48 | | 71A-4-102, as renumbered and amended by Laws of Utah 2023, Chapter 44 |
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64 | 49 | | 23 |
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65 | 50 | | 71A-4-103, as renumbered and amended by Laws of Utah 2023, Chapter 44 |
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66 | 51 | | 24 |
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67 | 52 | | 71A-4-104, as renumbered and amended by Laws of Utah 2023, Chapter 44 |
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68 | 53 | | 25 |
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69 | 54 | | 71A-4-105, as renumbered and amended by Laws of Utah 2023, Chapter 44 |
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70 | 55 | | 26 |
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71 | 56 | | |
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72 | 57 | | 27 |
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73 | 58 | | Be it enacted by the Legislature of the state of Utah: |
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74 | 59 | | 28 |
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75 | 60 | | Section 1. Section 13-11-4 is amended to read: |
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76 | 61 | | 29 |
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77 | 62 | | 13-11-4 . Deceptive act or practice by supplier. |
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78 | 63 | | 30 |
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79 | 64 | | (1) A deceptive act or practice by a supplier in connection with a consumer transaction |
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80 | 65 | | 31 |
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82 | 67 | | 32 |
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83 | 68 | | (2) Without limiting the scope of Subsection (1), a supplier commits a deceptive act or |
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84 | 69 | | 33 |
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85 | 70 | | practice if the supplier knowingly or intentionally: |
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86 | 71 | | 34 |
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87 | 72 | | (a) indicates that the subject of a consumer transaction has sponsorship, approval, |
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88 | 73 | | 35 |
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89 | 74 | | performance characteristics, accessories, uses, or benefits, if it has not; |
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90 | 75 | | 36 |
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91 | 76 | | (b) indicates that the subject of a consumer transaction is of a particular standard, |
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92 | 77 | | 37 |
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93 | 78 | | quality, grade, style, or model, if it is not; |
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94 | 79 | | 38 |
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95 | 80 | | (c) indicates that the subject of a consumer transaction is new, or unused, if it is not, or |
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96 | 81 | | 39 |
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97 | 82 | | has been used to an extent that is materially different from the fact; |
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98 | 83 | | 40 |
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99 | 84 | | (d) indicates that the subject of a consumer transaction is available to the consumer for a |
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100 | 85 | | 41 |
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101 | 86 | | reason that does not exist, including any of the following reasons falsely used in an |
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102 | 87 | | 42 |
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103 | 88 | | advertisement: |
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104 | 89 | | 43 |
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105 | 90 | | (i) "going out of business"; |
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106 | 91 | | 44 |
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107 | 92 | | (ii) "bankruptcy sale"; |
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108 | 93 | | 45 |
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109 | 94 | | (iii) "lost our lease"; |
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110 | 95 | | 46 |
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111 | 96 | | (iv) "building coming down"; |
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112 | 97 | | 47 |
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113 | 98 | | (v) "forced out of business"; |
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114 | 99 | | 48 |
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115 | 100 | | (vi) "final days"; |
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116 | 101 | | 49 |
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117 | 102 | | (vii) "liquidation sale"; |
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118 | 103 | | 50 |
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119 | 104 | | (viii) "fire sale"; |
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120 | 105 | | 51 |
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121 | 106 | | (ix) "quitting business"; or |
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122 | 107 | | 52 |
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123 | 108 | | (x) an expression similar to any of the expressions in Subsections (2)(d)(i) through |
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125 | 109 | | 53 |
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126 | 110 | | (ix); |
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127 | 111 | | 54 |
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128 | 112 | | (e) indicates that the subject of a consumer transaction has been supplied in accordance |
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129 | 113 | | 55 |
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130 | 114 | | with a previous representation, if it has not; |
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131 | 115 | | 56 |
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132 | 116 | | (f) indicates that the subject of a consumer transaction will be supplied in greater |
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133 | 117 | | 57 |
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134 | 118 | | quantity than the supplier intends; |
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135 | 119 | | 58 |
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136 | 120 | | (g) indicates that replacement or repair is needed, if it is not; |
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137 | 121 | | 59 |
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138 | 122 | | (h) indicates that a specific price advantage exists, if it does not; |
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139 | 123 | | 60 |
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140 | 124 | | (i) indicates that the supplier has a sponsorship, approval, license, certification, or |
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141 | 125 | | 61 |
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142 | 126 | | affiliation the supplier does not have; |
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143 | 127 | | 62 |
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144 | 128 | | (j)(i) indicates that a consumer transaction involves or does not involve a warranty, a |
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145 | 129 | | 63 |
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146 | 130 | | disclaimer of warranties, particular warranty terms, or other rights, remedies, or |
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147 | 131 | | 64 |
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148 | 132 | | obligations, if the representation is false; or |
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149 | 133 | | 65 |
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150 | 134 | | (ii) fails to honor a warranty or a particular warranty term; |
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151 | 136 | | 66 |
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152 | 137 | | (k) indicates that the consumer will receive a rebate, discount, or other benefit as an |
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153 | 138 | | 67 |
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154 | 139 | | inducement for entering into a consumer transaction in return for giving the supplier |
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155 | 140 | | 68 |
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156 | 141 | | the names of prospective consumers or otherwise helping the supplier to enter into |
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157 | 142 | | 69 |
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158 | 143 | | other consumer transactions, if receipt of the benefit is contingent on an event |
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159 | 144 | | 70 |
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160 | 145 | | occurring after the consumer enters into the transaction; |
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161 | 146 | | 71 |
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162 | 147 | | (l) after receipt of payment for goods or services, fails to ship the goods or furnish the |
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163 | 148 | | 72 |
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164 | 149 | | services within the time advertised or otherwise represented or, if no specific time is |
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165 | 150 | | 73 |
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166 | 151 | | advertised or represented, fails to ship the goods or furnish the services within 30 |
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167 | 152 | | 74 |
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168 | 153 | | days, unless within the applicable time period the supplier provides the buyer with |
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169 | 154 | | 75 |
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170 | 155 | | the option to: |
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171 | 156 | | 76 |
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172 | 157 | | (i) cancel the sales agreement and receive a refund of all previous payments to the |
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173 | 158 | | 77 |
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174 | 159 | | supplier if the refund is mailed or delivered to the buyer within 10 business days |
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175 | 160 | | 78 |
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176 | 161 | | after the day on which the seller receives written notification from the buyer of the |
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177 | 162 | | 79 |
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178 | 163 | | buyer's intent to cancel the sales agreement and receive the refund; or |
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179 | 164 | | 80 |
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180 | 165 | | (ii) extend the shipping date to a specific date proposed by the supplier; |
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181 | 166 | | 81 |
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182 | 167 | | (m) except as provided in Subsection (3)(b), fails to furnish a notice meeting the |
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183 | 168 | | 82 |
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184 | 169 | | requirements of Subsection (3)(a) of the purchaser's right to cancel a direct |
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185 | 170 | | 83 |
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186 | 171 | | solicitation sale within three business days of the time of purchase if: |
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187 | 172 | | 84 |
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188 | 173 | | (i) the sale is made other than at the supplier's established place of business pursuant |
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189 | 174 | | 85 |
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190 | 175 | | to the supplier's personal contact, whether through mail, electronic mail, facsimile |
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191 | 176 | | 86 |
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192 | 177 | | transmission, telephone, or any other form of direct solicitation; and |
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194 | 178 | | 87 |
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195 | 179 | | (ii) the sale price exceeds $25; |
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196 | 180 | | 88 |
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197 | 181 | | (n) promotes, offers, or grants participation in a pyramid scheme as defined under Title |
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198 | 182 | | 89 |
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199 | 183 | | 76, Chapter 6a, Pyramid Scheme Act; |
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200 | 184 | | 90 |
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201 | 185 | | (o) in connection with a charitable solicitation: |
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202 | 186 | | 91 |
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203 | 187 | | (i) falsely indicates that: |
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204 | 188 | | 92 |
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205 | 189 | | (A) the supplier is affiliated with a charitable organization; |
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206 | 190 | | 93 |
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207 | 191 | | (B) the supplier is an employee, officer, or representative of a public safety |
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208 | 192 | | 94 |
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209 | 193 | | agency; |
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210 | 194 | | 95 |
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211 | 195 | | (C) the supplier has sponsorship or approval of a given charitable organization; |
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212 | 196 | | 96 |
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213 | 197 | | (D) a charitable contribution will be provided to a given charitable organization; |
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214 | 198 | | 97 |
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215 | 199 | | (E) providing a charitable contribution has an additional benefit, including a tax |
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216 | 200 | | 98 |
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217 | 201 | | benefit; or |
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218 | 202 | | 99 |
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219 | 203 | | (F) the recipient of the solicitation has previously contributed to a given charitable |
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220 | 205 | | 100 |
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221 | 206 | | organization; |
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222 | 207 | | 101 |
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223 | 208 | | (ii) uses a fictitious name or a name the supplier is not authorized to use; or |
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224 | 209 | | 102 |
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225 | 210 | | (iii) with intent to deceive: |
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226 | 211 | | 103 |
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227 | 212 | | (A) uses a name that is substantially similar to that of another charitable |
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228 | 213 | | 104 |
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229 | 214 | | organization; or |
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230 | 215 | | 105 |
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231 | 216 | | (B) falsely indicates that a charitable contribution will be used for a particular |
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232 | 217 | | 106 |
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233 | 218 | | purpose; |
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234 | 219 | | 107 |
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235 | 220 | | (p) if a consumer indicates the consumer's intention of making a claim for a motor |
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236 | 221 | | 108 |
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237 | 222 | | vehicle repair against the consumer's motor vehicle insurance policy: |
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238 | 223 | | 109 |
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239 | 224 | | (i) commences the repair without first giving the consumer oral and written notice of: |
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240 | 225 | | 110 |
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241 | 226 | | (A) the total estimated cost of the repair; and |
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242 | 227 | | 111 |
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243 | 228 | | (B) the total dollar amount the consumer is responsible to pay for the repair, |
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244 | 229 | | 112 |
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245 | 230 | | which dollar amount may not exceed the applicable deductible or other copay |
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246 | 231 | | 113 |
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247 | 232 | | arrangement in the consumer's insurance policy; or |
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248 | 233 | | 114 |
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249 | 234 | | (ii) requests or collects from a consumer an amount that exceeds the dollar amount a |
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250 | 235 | | 115 |
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251 | 236 | | consumer was initially told the consumer was responsible to pay as an insurance |
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252 | 237 | | 116 |
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253 | 238 | | deductible or other copay arrangement for a motor vehicle repair under Subsection |
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254 | 239 | | 117 |
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255 | 240 | | (2)(p)(i), even if that amount is less than the full amount the motor vehicle |
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256 | 241 | | 118 |
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257 | 242 | | insurance policy requires the insured to pay as a deductible or other copay |
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258 | 243 | | 119 |
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259 | 244 | | arrangement, unless: |
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260 | 245 | | 120 |
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261 | 246 | | (A) the consumer's insurance company denies that coverage exists for the repair, |
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263 | 247 | | 121 |
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264 | 248 | | in which case, the full amount of the repair may be charged and collected from |
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265 | 249 | | 122 |
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266 | 250 | | the consumer; or |
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267 | 251 | | 123 |
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268 | 252 | | (B) the consumer misstates, before the repair is commenced, the amount of money |
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269 | 253 | | 124 |
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270 | 254 | | the insurance policy requires the consumer to pay as a deductible or other |
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271 | 255 | | 125 |
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272 | 256 | | copay arrangement, in which case, the supplier may charge and collect from |
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273 | 257 | | 126 |
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274 | 258 | | the consumer an amount that does not exceed the amount the insurance policy |
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275 | 259 | | 127 |
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276 | 260 | | requires the consumer to pay as a deductible or other copay arrangement; |
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277 | 261 | | 128 |
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278 | 262 | | (q) includes in any contract, receipt, or other written documentation of a consumer |
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279 | 263 | | 129 |
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280 | 264 | | transaction, or any addendum to any contract, receipt, or other written documentation |
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281 | 265 | | 130 |
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282 | 266 | | of a consumer transaction, any confession of judgment or any waiver of any of the |
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283 | 267 | | 131 |
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284 | 268 | | rights to which a consumer is entitled under this chapter; |
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285 | 269 | | 132 |
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286 | 270 | | (r) charges a consumer for a consumer transaction or a portion of a consumer transaction |
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287 | 271 | | 133 |
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288 | 272 | | that has not previously been agreed to by the consumer; |
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289 | 274 | | 134 |
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290 | 275 | | (s) solicits or enters into a consumer transaction with a person who lacks the mental |
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291 | 276 | | 135 |
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292 | 277 | | ability to comprehend the nature and consequences of: |
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293 | 278 | | 136 |
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294 | 279 | | (i) the consumer transaction; or |
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295 | 280 | | 137 |
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296 | 281 | | (ii) the person's ability to benefit from the consumer transaction; |
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297 | 282 | | 138 |
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298 | 283 | | (t) solicits for the sale of a product or service by providing a consumer with an |
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299 | 284 | | 139 |
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300 | 285 | | unsolicited check or negotiable instrument the presentment or negotiation of which |
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301 | 286 | | 140 |
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302 | 287 | | obligates the consumer to purchase a product or service, unless the supplier is: |
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303 | 288 | | 141 |
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304 | 289 | | (i) a depository institution under Section 7-1-103; |
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305 | 290 | | 142 |
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306 | 291 | | (ii) an affiliate of a depository institution; or |
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307 | 292 | | 143 |
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308 | 293 | | (iii) an entity regulated under Title 7, Financial Institutions Act; |
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309 | 294 | | 144 |
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310 | 295 | | (u) sends an unsolicited mailing to a person that appears to be a billing, statement, or |
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311 | 296 | | 145 |
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312 | 297 | | request for payment for a product or service the person has not ordered or used, or |
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313 | 298 | | 146 |
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314 | 299 | | that implies that the mailing requests payment for an ongoing product or service the |
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315 | 300 | | 147 |
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316 | 301 | | person has not received or requested; |
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317 | 302 | | 148 |
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318 | 303 | | (v) issues a gift certificate, instrument, or other record in exchange for payment to |
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319 | 304 | | 149 |
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320 | 305 | | provide the bearer, upon presentation, goods or services in a specified amount |
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321 | 306 | | 150 |
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322 | 307 | | without printing in a readable manner on the gift certificate, instrument, packaging, |
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323 | 308 | | 151 |
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324 | 309 | | or record any expiration date or information concerning a fee to be charged and |
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325 | 310 | | 152 |
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326 | 311 | | deducted from the balance of the gift certificate, instrument, or other record; |
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327 | 312 | | 153 |
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328 | 313 | | (w) misrepresents the geographical origin or location of the supplier's business; |
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329 | 314 | | 154 |
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330 | 315 | | (x) fails to comply with the restrictions of Section 15-10-201 on automatic renewal |
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332 | 316 | | 155 |
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333 | 317 | | provisions; |
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334 | 318 | | 156 |
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335 | 319 | | (y) violates Section 13-59-201; |
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336 | 320 | | 157 |
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337 | 321 | | (z) fails to comply with the restrictions of Subsection 13-54-202(2);[ or] |
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338 | 322 | | 158 |
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339 | 323 | | (aa) states or implies that a registration or application administered or enforced by the |
---|
340 | 324 | | 159 |
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341 | 325 | | division is an endorsement, sanction, or approval by the division or a governmental |
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342 | 326 | | 160 |
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343 | 327 | | agency or office[.] ; or |
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344 | 328 | | 161 |
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345 | 329 | | (bb) fails to comply with the requirements of Section 71A-4-102 regarding assistance to |
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346 | 330 | | 162 |
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347 | 331 | | veterans for benefits. |
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348 | 332 | | 163 |
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349 | 333 | | (3)(a) The notice required by Subsection (2)(m) shall: |
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350 | 334 | | 164 |
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351 | 335 | | (i) be a conspicuous statement written in dark bold with at least 12-point type on the |
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352 | 336 | | 165 |
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353 | 337 | | first page of the purchase documentation; and |
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354 | 338 | | 166 |
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355 | 339 | | (ii) read as follows: "YOU, THE BUYER, MAY CANCEL THIS CONTRACT AT |
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356 | 340 | | 167 |
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357 | 341 | | ANY TIME PRIOR TO MIDNIGHT OF THE THIRD BUSINESS DAY (or time |
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358 | 343 | | 168 |
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359 | 344 | | period reflecting the supplier's cancellation policy but not less than three business |
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360 | 345 | | 169 |
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361 | 346 | | days) AFTER THE DATE OF THE TRANSACTION OR RECEIPT OF THE |
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362 | 347 | | 170 |
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363 | 348 | | PRODUCT, WHICHEVER IS LATER." |
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364 | 349 | | 171 |
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365 | 350 | | (b) A supplier is exempt from the requirements of Subsection (2)(m) if the supplier's |
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366 | 351 | | 172 |
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367 | 352 | | cancellation policy: |
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368 | 353 | | 173 |
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369 | 354 | | (i) is communicated to the buyer; and |
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370 | 355 | | 174 |
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371 | 356 | | (ii) offers greater rights to the buyer than Subsection (2)(m). |
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372 | 357 | | 175 |
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373 | 358 | | (4)(a) A gift certificate, instrument, or other record that does not print an expiration date |
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374 | 359 | | 176 |
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375 | 360 | | in accordance with Subsection (2)(v) does not expire. |
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376 | 361 | | 177 |
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377 | 362 | | (b) A gift certificate, instrument, or other record that does not include printed |
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378 | 363 | | 178 |
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379 | 364 | | information concerning a fee to be charged and deducted from the balance of the gift |
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380 | 365 | | 179 |
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381 | 366 | | certificate, instrument, or other record is not subject to the charging and deduction of |
---|
382 | 367 | | 180 |
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383 | 368 | | the fee. |
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384 | 369 | | 181 |
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385 | 370 | | (c) Subsections (2)(v) and (4)(b) do not apply to a gift certificate, instrument, or other |
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386 | 371 | | 182 |
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387 | 372 | | record useable at multiple, unaffiliated sellers of goods or services if an expiration |
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388 | 373 | | 183 |
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389 | 374 | | date is printed on the gift certificate, instrument, or other record. |
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390 | 375 | | 184 |
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391 | 376 | | Section 2. Section 71A-4-101 is amended to read: |
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392 | 377 | | 185 |
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393 | 378 | | |
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394 | 379 | | CHAPTER 4. VETERANS BENEFITS APPLICATION ASSISTANCE |
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395 | 380 | | 186 |
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396 | 381 | | |
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397 | 382 | | REQUIREMENTS AND PROHIBITIONS |
---|
399 | 383 | | 187 |
---|
400 | 384 | | 71A-4-101 . Definitions. |
---|
401 | 385 | | 188 |
---|
402 | 386 | | (1) As used in this chapter: |
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403 | 387 | | 189 |
---|
404 | 388 | | (a) "Accredited" means a veterans service organization, representative, agent, or attorney |
---|
405 | 389 | | 190 |
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406 | 390 | | to whom authority has been granted by the VA to provide assistance to claimants in |
---|
407 | 391 | | 191 |
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408 | 392 | | the preparation, presentation, and prosecution of claims for VA benefits. |
---|
409 | 393 | | 192 |
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410 | 394 | | [(b) "Assistance" means an accredited individual providing claimant-specific |
---|
411 | 395 | | 193 |
---|
412 | 396 | | recommendations or preparing or submitting an application for VA benefits on behalf |
---|
413 | 397 | | 194 |
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414 | 398 | | of a claimant.] |
---|
415 | 399 | | 195 |
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416 | 400 | | (b) "Assistance" means an act performed by a person on behalf of a claimant to: |
---|
417 | 401 | | 196 |
---|
418 | 402 | | (i) provide claimant-specific recommendations for VA benefits; or |
---|
419 | 403 | | 197 |
---|
420 | 404 | | (ii) prepare or submit an application for VA benefits on behalf of a claimant. |
---|
421 | 405 | | 198 |
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422 | 406 | | (c) "Certify" means to submit in writing to a veteran or the veteran's dependents certain |
---|
423 | 407 | | 199 |
---|
424 | 408 | | disclosure forms provided by the department. |
---|
425 | 410 | | 200 |
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426 | 411 | | (d) "Claimant" means [a person] an individual who has filed or has expressed to [a |
---|
427 | 412 | | 201 |
---|
428 | 413 | | service organization representative, agent, or attorney] an accredited person an |
---|
429 | 414 | | 202 |
---|
430 | 415 | | intention to file a written application for determination of entitlement to benefits |
---|
431 | 416 | | 203 |
---|
432 | 417 | | provided under United States Code, Title 38, and implementing directives. |
---|
433 | 418 | | 204 |
---|
434 | 419 | | (e) "Compensation" means payment of money, a thing of financial value, or a financial |
---|
435 | 420 | | 205 |
---|
436 | 421 | | benefit. |
---|
437 | 422 | | 206 |
---|
438 | 423 | | (f) "Division" means the Division of Consumer Protection created within the |
---|
439 | 424 | | 207 |
---|
440 | 425 | | Department of Commerce in Section 13-2-1. |
---|
441 | 426 | | 208 |
---|
442 | 427 | | [(e)] (g) "Non-compliant referral" means referring a veteran's or a veteran's dependent's |
---|
443 | 428 | | 209 |
---|
444 | 429 | | original claim for veteran benefits for assistance to [an individual] a person who is in |
---|
445 | 430 | | 210 |
---|
446 | 431 | | violation of the provisions of this chapter. |
---|
447 | 432 | | 211 |
---|
448 | 433 | | [(f) "Referring entity" means an individual, business, or organization licensed in this |
---|
449 | 434 | | 212 |
---|
450 | 435 | | state who refers or assists a veteran or a veteran's dependents for assistance with an |
---|
451 | 436 | | 213 |
---|
452 | 437 | | original claim for veteran benefits.] |
---|
453 | 438 | | 214 |
---|
454 | 439 | | [(g)] (h) "VA benefits" means any payment, service, commodity, function, or status |
---|
455 | 440 | | 215 |
---|
456 | 441 | | entitlement [which] that is determined under laws administered by the VA pertaining |
---|
457 | 442 | | 216 |
---|
458 | 443 | | to veterans, dependents, and survivors, as well as other potential beneficiaries under |
---|
459 | 444 | | 217 |
---|
460 | 445 | | United States Code[,] Title 38. |
---|
461 | 446 | | 218 |
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462 | 447 | | [(h)] (i) "Veteran" includes all eligible dependents. |
---|
463 | 448 | | 219 |
---|
464 | 449 | | (2) Terms defined in Section 71A-1-101 apply to this chapter. |
---|
465 | 450 | | 220 |
---|
466 | 451 | | Section 3. Section 71A-4-102 is amended to read: |
---|
468 | 452 | | 221 |
---|
469 | 453 | | 71A-4-102 . Requirements and prohibitions regarding assisting a claimant. |
---|
470 | 454 | | 222 |
---|
471 | 455 | | (1) Each [individual] person offering to assist veterans in applying for VA benefits shall: |
---|
472 | 456 | | 223 |
---|
473 | 457 | | (a) be accredited, in compliance with the provisions of C.F.R., Title 38, Pensions, |
---|
474 | 458 | | 224 |
---|
475 | 459 | | Bonuses, and Veterans' Relief, or, if under the supervision of an accredited attorney, |
---|
476 | 460 | | 225 |
---|
477 | 461 | | meet the provisions of C.F.R., Title 38, pertaining to authorized claim representation |
---|
478 | 462 | | 226 |
---|
479 | 463 | | under an attorney; and |
---|
480 | 464 | | 227 |
---|
481 | 465 | | (b) disclose in writing, in a format approved by the department that the claimant can |
---|
482 | 466 | | 228 |
---|
483 | 467 | | retain, the federal laws, regulations, and rules governing assistance for VA benefits. |
---|
484 | 468 | | 229 |
---|
485 | 469 | | (2) The disclosure required by Subsection (1)(b) shall specifically include: |
---|
486 | 470 | | 230 |
---|
487 | 471 | | (a) the [individual's] person's: |
---|
488 | 472 | | 231 |
---|
489 | 473 | | (i) name; |
---|
490 | 474 | | 232 |
---|
491 | 475 | | (ii) business address; |
---|
492 | 476 | | 233 |
---|
493 | 477 | | (iii) business phone number; and |
---|
494 | 479 | | 234 |
---|
495 | 480 | | (iv) the registration number from the VA; |
---|
496 | 481 | | 235 |
---|
497 | 482 | | (b) a statement of the claimant's rights regarding the assistance for VA benefits, |
---|
498 | 483 | | 236 |
---|
499 | 484 | | including that there is no charge to the claimant or a member of the claimant's family |
---|
500 | 485 | | 237 |
---|
501 | 486 | | for assistance with the initial benefits application; and |
---|
502 | 487 | | 238 |
---|
503 | 488 | | (c) a statement that if, as a result of the [individual] person providing assistance for a |
---|
504 | 489 | | 239 |
---|
505 | 490 | | claim, income is accrued to the assisting [individual] person from the sale of a product |
---|
506 | 491 | | 240 |
---|
507 | 492 | | or other services to the claimant, the income is both justified and reasonable as |
---|
508 | 493 | | 241 |
---|
509 | 494 | | compared with income from similar products and services available in the state. |
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510 | 495 | | 242 |
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511 | 496 | | (3) No provisions of the form may be struck out or designated as nonapplicable. |
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512 | 497 | | 243 |
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513 | 498 | | (4) Disclosure forms, when completed, shall be: |
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514 | 499 | | 244 |
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515 | 500 | | (a) signed by both the [individual ] person providing assistance and the claimant; and |
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516 | 501 | | 245 |
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517 | 502 | | (b) retained for three years by the assisting [individual] person. |
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518 | 503 | | 246 |
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519 | 504 | | (5) Copies of the disclosure form shall be provided to: |
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520 | 505 | | 247 |
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521 | 506 | | (a) the veteran on the day the form is completed and signed; and |
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522 | 507 | | 248 |
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523 | 508 | | (b) the department within five working days. |
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524 | 509 | | 249 |
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525 | 510 | | (6) A person seeking to receive compensation for preparation, presentation or prosecution |
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526 | 511 | | 250 |
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527 | 512 | | of, or advising, consulting or assisting an individual with a VA benefits matter that is |
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528 | 513 | | 251 |
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529 | 514 | | allowed by federal law, regulation, and rule governing the assistance for VA benefits |
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530 | 515 | | 252 |
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531 | 516 | | shall, before rendering any services, document in a written agreement the terms of the |
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532 | 517 | | 253 |
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533 | 518 | | compensation signed by both parties that complies with 38 C.F.R. 14.636. |
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534 | 519 | | 254 |
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535 | 520 | | (7) A person may not: |
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537 | 521 | | 255 |
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538 | 522 | | (a) receive compensation for preparation, presentation, or prosecution of, or advising, |
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539 | 523 | | 256 |
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540 | 524 | | consulting or assisting an individual with, a VA benefits matter, except as permitted |
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541 | 525 | | 257 |
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542 | 526 | | under federal law or regulation governing the assistance for VA benefits; |
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543 | 527 | | 258 |
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544 | 528 | | (b) receive compensation for referring an individual to another person to prepare, present |
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545 | 529 | | 259 |
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546 | 530 | | or prosecute, or advise, consult or assist the individual with, a VA benefits matter; |
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547 | 531 | | 260 |
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548 | 532 | | (c) receive, with respect to an individual's VA benefits matter, compensation for services |
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549 | 533 | | 261 |
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550 | 534 | | rendered before the date on which a notice of disagreement, decision review, or |
---|
551 | 535 | | 262 |
---|
552 | 536 | | appeal is filed, whichever comes first; |
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553 | 537 | | 263 |
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554 | 538 | | (d) guarantee, either directly or by implication, that any individual will receive specific |
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555 | 539 | | 264 |
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556 | 540 | | VA benefits or that any individual will receive a specific level, percentage, or amount |
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557 | 541 | | 265 |
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558 | 542 | | of VA benefits; or |
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559 | 543 | | 266 |
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560 | 544 | | (e) receive excessive or unreasonable fees as compensation for preparation, presentation |
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561 | 545 | | 267 |
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562 | 546 | | or prosecution of, or advising, consulting or assisting an individual with, a VA |
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563 | 548 | | 268 |
---|
564 | 549 | | benefits matter as described in 38 C.F.R. 14.636. |
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565 | 550 | | 269 |
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566 | 551 | | (8) The division may: |
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567 | 552 | | 270 |
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568 | 553 | | (a) accept complaints alleging violations of this section; and |
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569 | 554 | | 271 |
---|
570 | 555 | | (b) bring an enforcement action under Title 13, Chapter 11, Utah Consumer Sales |
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571 | 556 | | 272 |
---|
572 | 557 | | Practices Act, against a person who violates this section. |
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573 | 558 | | 273 |
---|
574 | 559 | | Section 4. Section 71A-4-103 is amended to read: |
---|
575 | 560 | | 274 |
---|
576 | 561 | | 71A-4-103 . Education requirements. |
---|
577 | 562 | | 275 |
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578 | 563 | | (1) [All individuals and attorneys ] Every person providing assistance to a veteran shall |
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579 | 564 | | 276 |
---|
580 | 565 | | complete three hours of qualifying education as specified in 38 C.F.R. 14.629(b) during |
---|
581 | 566 | | 277 |
---|
582 | 567 | | the first 12 month period following the date of the person's initial accreditation. |
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583 | 568 | | 278 |
---|
584 | 569 | | (2) An additional three hours of qualifying continuing education shall be completed by the |
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585 | 570 | | 279 |
---|
586 | 571 | | person described in Subsection (1) every two years following the initial 12-month period. |
---|
587 | 572 | | 280 |
---|
588 | 573 | | Section 5. Section 71A-4-104 is amended to read: |
---|
589 | 574 | | 281 |
---|
590 | 575 | | 71A-4-104 . Department responsibilities -- Notification -- Assistance -- |
---|
591 | 576 | | 282 |
---|
592 | 577 | | Complaints -- Claimant responsibilities. |
---|
593 | 578 | | 283 |
---|
594 | 579 | | (1) The department shall notify in writing each veteran for whom the department has |
---|
595 | 580 | | 284 |
---|
596 | 581 | | contact information that any [individual or business ] person offering to assist veterans in |
---|
597 | 582 | | 285 |
---|
598 | 583 | | applying for benefits shall disclose in writing to the veteran the following: |
---|
599 | 584 | | 286 |
---|
600 | 585 | | (a) 38 C.F.R. 14.629 and 38 C.F.R. 14.630 require that any [individual] person providing |
---|
601 | 586 | | 287 |
---|
602 | 587 | | assistance be accredited by the VA; |
---|
603 | 588 | | 288 |
---|
604 | 589 | | (b) federal law restricts charging a veteran a fee for assisting in the initial application for |
---|
606 | 590 | | 289 |
---|
607 | 591 | | VA benefits; and |
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608 | 592 | | 290 |
---|
609 | 593 | | (c) the department's website has a list with contact information of VA accredited claim |
---|
610 | 594 | | 291 |
---|
611 | 595 | | representatives. |
---|
612 | 596 | | 292 |
---|
613 | 597 | | (2) Beginning July 1, 2015, and every three years after the department shall: |
---|
614 | 598 | | 293 |
---|
615 | 599 | | (a) notify the Insurance Department regarding the federal law governing assistance for |
---|
616 | 600 | | 294 |
---|
617 | 601 | | VA benefits, and the Insurance Department shall notify all individual producers and |
---|
618 | 602 | | 295 |
---|
619 | 603 | | consultants licensed by the Insurance Department at the time of initial licensing and |
---|
620 | 604 | | 296 |
---|
621 | 605 | | upon license renewal of those same federal laws governing assistance for VA |
---|
622 | 606 | | 297 |
---|
623 | 607 | | benefits; |
---|
624 | 608 | | 298 |
---|
625 | 609 | | (b) contact the Utah State Bar regarding federal law governing legal assistance for |
---|
626 | 610 | | 299 |
---|
627 | 611 | | claimants applying for benefits and request that the association provide continuing |
---|
628 | 612 | | 300 |
---|
629 | 613 | | legal education on federal laws governing assistance; and |
---|
630 | 614 | | 301 |
---|
631 | 615 | | (c) notify the Department of Health and Human Services regarding federal law |
---|
632 | 617 | | 302 |
---|
633 | 618 | | governing the assistance for claimants applying for benefits, and require the |
---|
634 | 619 | | 303 |
---|
635 | 620 | | Department of Health and Human Services to notify all assisted living and nursing |
---|
636 | 621 | | 304 |
---|
637 | 622 | | care facilities of those federal laws. |
---|
638 | 623 | | 305 |
---|
639 | 624 | | (3) The executive director may establish procedures for processing complaints related to |
---|
640 | 625 | | 306 |
---|
641 | 626 | | assistance regarding a claim for VA benefits. |
---|
642 | 627 | | 307 |
---|
643 | 628 | | (4) For violations by accredited or non-accredited [individuals] persons who offer assistance |
---|
644 | 629 | | 308 |
---|
645 | 630 | | with VA benefits, the executive director may [audit] evaluate selected assisting [ |
---|
646 | 631 | | 309 |
---|
647 | 632 | | individuals and referring entities] persons for compliance with this chapter and federal |
---|
648 | 633 | | 310 |
---|
649 | 634 | | laws which govern the provision of assistance to claimants. |
---|
650 | 635 | | 311 |
---|
651 | 636 | | Section 6. Section 71A-4-105 is amended to read: |
---|
652 | 637 | | 312 |
---|
653 | 638 | | 71A-4-105 . Veterans Benefits Application Assistance Act -- Exempt |
---|
654 | 639 | | 313 |
---|
655 | 640 | | organizations. |
---|
656 | 641 | | 314 |
---|
657 | 642 | | Accredited representatives of the following organizations are exempt from the |
---|
658 | 643 | | 315 |
---|
659 | 644 | | provisions of this chapter: |
---|
660 | 645 | | 316 |
---|
661 | 646 | | (1) the department; |
---|
662 | 647 | | 317 |
---|
663 | 648 | | [(1)] (2) American Legion; |
---|
664 | 649 | | 318 |
---|
665 | 650 | | [(2)] (3) Veterans of Foreign Wars; |
---|
666 | 651 | | 319 |
---|
667 | 652 | | [(3)] (4) Disabled American Veterans; |
---|
668 | 653 | | 320 |
---|
669 | 654 | | [(4)] (5) Vietnam Veterans of America; |
---|
670 | 655 | | 321 |
---|
671 | 656 | | [(5)] (6) American Veterans (AMVET); |
---|
672 | 657 | | 322 |
---|
673 | 658 | | [(6)] (7) Military Order of the Purple Heart; and |
---|