Virginia Senate Bill SB271

Virginia 2022 Regular Session

• Introduced: 1/11/22
• Refer: 1/11/22
• Report Pass: 1/17/22
• Report Pass: 2/1/22
• Engrossed: 2/3/22
• Refer: 2/18/22
• Report Pass: 2/24/22
• Refer: 2/24/22
• Report Pass: 2/25/22
• Engrossed: 3/1/22
• Engrossed: 3/11/22
• Enrolled: 3/21/22
• Vetoed: 4/11/22

Caption

Insurance; discrimination based on status as living organ donor prohibited.

Impact

The proposed changes to state insurance laws would amend specific provisions that currently allow insurers to discriminate against individuals based on various criteria. By officially recognizing and protecting living organ donors from discriminatory practices, this bill would reinforce the principles of fairness and equity in insurance coverage. This shift may encourage more individuals to consider organ donation since they would no longer fear reprisal in their insurance dealings due to their altruistic choice.

Summary

Senate Bill 271 seeks to prohibit discrimination in insurance practices based on an individual's status as a living organ donor. This bill aims to ensure that individuals who donate organs are not penalized through higher insurance rates or denied coverage altogether merely due to their donation status. The implications of this legislation are significant, potentially reshaping how insurance companies view and treat living organ donors within their underwriting processes.

Sentiment

The sentiment surrounding SB 271 appears to be largely positive among advocates of organ donation and health equity. Supporters argue that it is a crucial step toward ensuring that living organ donors are treated with respect and that their decision to donate should not have adverse effects on their health insurance. However, there are concerns from some insurance industry representatives, who may argue that such regulations could complicate underwriting processes or lead to unintended consequences in risk assessment practices.

Contention

Notably, discussions around SB 271 could yield debates on the balance between necessary regulation and the operational flexibility of insurance providers. Some opponents may express concern that imposing strict guidelines regarding discrimination could hinder insurers' ability to operate effectively and manage risk. The bill has faced scrutiny regarding its implementation and the tangible effects it will have on the insurance landscape, prompting discussions about the best ways to balance donor protection with the realities of the insurance market.