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3 | 3 | H.80 | |
4 | 4 | IntroducedbyRepresentativesCordesofBristol,BerbecoofWinooski,Black | |
5 | 5 | ofEssex,CinaofBurlington,CritchlowofColchester,Demar | |
6 | 6 | ofEnosburgh,GoldmanofRockingham,McFaunofBarre | |
7 | 7 | Town,andPageofNewportCity | |
8 | 8 | ReferredtoCommitteeon | |
9 | 9 | Date: | |
10 | 10 | Subject:Health;healthinsurance;OfficeoftheHealthCareAdvocate; | |
11 | 11 | certificatesofneed | |
12 | 12 | Statementofpurposeofbillasintroduced:Thisbillproposestomodifythe | |
13 | 13 | roleanddutiesoftheOfficeoftheHealthCareAdvocateastheyrelateto | |
14 | 14 | healthcareregulatoryactivities,accesstoinformation,andproviding | |
15 | 15 | assistancetoVermonters. | |
16 | 16 | AnactrelatingtotheOfficeoftheHealthCareAdvocate | |
17 | 17 | ItisherebyenactedbytheGeneralAssemblyoftheStateofVermont: | |
18 | 18 | Sec.1.8V.S.A.§ 4062isamendedtoread: | |
19 | 19 | §4062.FILINGANDAPPROVALOFPOLICYFORMSANDPREMIUMS | |
20 | 20 | *** | |
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40 | 40 | (c)(1)TheBoardshallprovideinformationtothepublicontheBoard’s | |
41 | 41 | websiteaboutthepublicavailabilityofthefilingsandsummariesrequired | |
42 | 42 | underthissection. | |
43 | 43 | *** | |
44 | 44 | (3)(A)Inadditiontothepubliccommentprovisionssetforthinthis | |
45 | 45 | subsection(c),theOfficeoftheHealthCareAdvocateestablishedin18V.S.A. | |
46 | 46 | chapter229,actingonbehalfofhealthinsuranceconsumersinthisState,may, | |
47 | 47 | within30calendardaysaftertheBoardreceivesaninsurer’sraterequest | |
48 | 48 | pursuanttothissection,submittotheBoard,inwriting,suggestedquestions | |
49 | 49 | regardingthefilingforthattheBoardtoprovidetoshallasktheinsurer,either | |
50 | 50 | directlyorthroughitscontractingactuary,ifany. | |
51 | 51 | (3)(A)Inadditiontothepubliccommentprovisionssetforthinthis | |
52 | 52 | subsection(c),theOfficeoftheHealthCareAdvocateestablishedin18V.S.A. | |
53 | 53 | chapter229,actingonbehalfofhealthinsuranceconsumersinthisState,may, | |
54 | 54 | within30calendardaysaftertheBoardreceivesaninsurer’sraterequest | |
55 | 55 | pursuanttothissection,submittotheBoard,inwriting,suggestedquestions | |
56 | 56 | regardingwithanarticulablenexustothefilingforthattheBoardtoprovide | |
57 | 57 | toshallasktheinsurer,eitherdirectlyorthroughitscontractingactuary,if | |
58 | 58 | any. | |
59 | 59 | (B)TheOfficeoftheHealthCareAdvocatemayalsosubmittothe | |
60 | 60 | Boardwrittencommentsonaninsurer’sraterequest.TheBoardshallpostthe | |
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75 | 75 | commentsonitswebsiteandshallconsiderthecommentspriortoissuingits | |
76 | 76 | decision. | |
77 | 77 | (d)(1)Nolaterthan60calendardaysafterreceivinganinsurer’srate | |
78 | 78 | requestpursuanttothissection,theGreenMountainCareBoardshallmake | |
79 | 79 | availabletothepublictheinsurer’sratefiling,theDepartment’sanalysisand | |
80 | 80 | opinionoftheeffectoftheproposedrateontheinsurer’ssolvency,andthe | |
81 | 81 | analysisandopinionoftheratefilingbytheBoard’scontractingactuary,if | |
82 | 82 | any. | |
83 | 83 | (2)TheBoardshallpostonitswebsite,afterredactinganyconfidential | |
84 | 84 | orproprietaryinformationrelatingtotheinsurerortotheinsurer’sratefiling: | |
85 | 85 | (A)allquestionstheBoardposestoitscontractingactuary,ifany, | |
86 | 86 | andtheactuary’sresponsestotheBoard’squestions;and | |
87 | 87 | (B)allquestionstheBoard,theBoard’scontractingactuary,ifany, | |
88 | 88 | ortheDepartmentposestotheinsurerandtheinsurer’sresponsestothose | |
89 | 89 | questionsTheGreenMountainCareBoardshallcontemporaneouslyposton | |
90 | 90 | itswebsiteorotherwisemakeavailabletothepublicthroughafile-sharing | |
91 | 91 | platformallmaterialsintherecordofaratereviewproceedingafterredacting | |
92 | 92 | anyinformationorothermaterialthattheBoarddeterminestobeconfidential | |
93 | 93 | orotherwisesubjecttoprotectionfromdisclosurebylaw. | |
94 | 94 | *** | |
95 | 95 | Sec.1.8V.S.A.§ 4062isamendedtoread: | |
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117 | 117 | §4062.FILINGANDAPPROVALOFPOLICYFORMSANDPREMIUMS | |
118 | 118 | *** | |
119 | 119 | (c)(1)TheBoardshallprovideinformationtothepublicontheBoard’s | |
120 | 120 | websiteaboutthepublicavailabilityofthefilingsandsummariesrequired | |
121 | 121 | underthissection. | |
122 | 122 | *** | |
123 | 123 | (3)(A)Inadditiontothepubliccommentprovisionssetforthinthis | |
124 | 124 | subsection(c),theOfficeoftheHealthCareAdvocateestablishedin18V.S.A. | |
125 | 125 | chapter229,actingonbehalfofhealthinsuranceconsumersinthisState,may, | |
126 | 126 | within30calendardaysaftertheBoardreceivesaninsurer’sraterequest | |
127 | 127 | pursuanttothissection,submittotheBoard,inwriting,suggestedquestions | |
128 | 128 | regardingwithasubstantialrelationshiptotheratefilingforandreview | |
129 | 129 | criteriathattheBoardtoprovidetoshallasktheinsurer,eitherdirectlyor | |
130 | 130 | throughitscontractingactuary,ifany. | |
131 | 131 | (B)TheOfficeoftheHealthCareAdvocatemayalsosubmittothe | |
132 | 132 | Boardwrittencommentsonaninsurer’sraterequest.TheBoardshallpostthe | |
133 | 133 | commentsonitswebsiteandshallconsiderthecommentspriortoissuingits | |
134 | 134 | decision. | |
135 | 135 | (d)(1)Nolaterthan60calendardaysafterreceivinganinsurer’srate | |
136 | 136 | requestpursuanttothissection,theGreenMountainCareBoardshallmake | |
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139 | 139 | opinionoftheeffectoftheproposedrateontheinsurer’ssolvency,andthe | |
140 | 140 | analysisandopinionoftheratefilingbytheBoard’scontractingactuary,if | |
141 | 141 | any. | |
142 | 142 | (2)TheBoardshallpostonitswebsite,afterredactinganyconfidential | |
143 | 143 | orproprietaryinformationrelatingtotheinsurerortotheinsurer’sratefiling: | |
144 | 144 | (A)allquestionstheBoardposestoitscontractingactuary,ifany, | |
145 | 145 | andtheactuary’sresponsestotheBoard’squestions;and | |
146 | 146 | (B)allquestionstheBoard,theBoard’scontractingactuary,ifany, | |
147 | 147 | ortheDepartmentposestotheinsurerandtheinsurer’sresponsestothose | |
148 | 148 | questionsTheGreenMountainCareBoardshallpostonitswebsiteor | |
149 | 149 | otherwisemakeavailabletothepublicthroughafile-sharingplatformall | |
150 | 150 | materialsintherecordofaratereviewproceedingafterredactingany | |
151 | 151 | informationorothermaterialthattheBoarddeterminestobeconfidentialor | |
152 | 152 | otherwisesubjecttoprotectionfromdisclosurebylaw. | |
153 | 153 | *** | |
154 | 154 | Sec.2.18V.S.A.§ 9440(c)isamendedtoread: | |
155 | 155 | (c)Theapplicationprocessshallbeasfollows: | |
156 | 156 | *** | |
157 | 157 | (9)(A)TheOfficeoftheHealthCareAdvocateestablishedunder | |
158 | 158 | chapter229ofthistitleor,inthecaseofnursinghomes,theLong-TermCare | |
159 | 159 | Ombudsman’sOfficeestablishedunder33V.S.A.§7502,isauthorizedbutnot | |
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167 | 167 | requiredtoparticipateinanyadministrativeorjudicialreviewofan | |
168 | 168 | applicationunderthissubchapterandshallbeconsideredaninterestedpartyin | |
169 | 169 | suchproceedingsuponfilinganoticeofinterventionwiththeBoard. | |
170 | 170 | (B)Onceeitherofficefilesanoticeofinterventionpursuanttothis | |
171 | 171 | subchapter,theBoardshallprovidethatofficewiththeinformationnecessary | |
172 | 172 | toparticipateinthereviewprocess,includinginformationaboutprocedures, | |
173 | 173 | copiesofallwrittencorrespondence,andcopiesofallentriesintheapplication | |
174 | 174 | recordforallcertificateofneedproceedings,regardlessofwhetherexpedited | |
175 | 175 | statushasbeengrantedthatofficeshallhavetherighttoreceivecopiesofall | |
176 | 176 | materialsrelatedtothecertificateofneedapplicationreviewandmay: | |
177 | 177 | (i)askquestionsofemployeesoftheGreenMountainCareBoard | |
178 | 178 | relatedtotheBoard’sreviewofthecertificateofneedapplication; | |
179 | 179 | (ii)submitwrittenquestionstotheBoardthattheBoardwillask | |
180 | 180 | oftheapplicantinadvanceofanyhearingheldinconjunctionwiththeBoard’s | |
181 | 181 | reviewofthecertificateofneedapplication; | |
182 | 182 | (iii)submitwrittencommentsfortheBoard’sconsideration;and | |
183 | 183 | (iv)askquestionsandprovidetestimonyinanyhearingheldin | |
184 | 184 | conjunctionwiththeBoard’sreviewofthecertificateofneedapplication. | |
185 | 185 | (C)TheOfficeoftheHealthCareAdvocateandtheLong-TermCare | |
186 | 186 | Ombudsman’sOfficeshallnotfurtherdiscloseanyconfidentialorproprietary | |
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208 | 208 | informationprovidedtotheirrespectiveofficespursuanttothissubdivision | |
209 | 209 | (9). | |
210 | 210 | Sec.3.18V.S.A.chapter229isamendedtoread: | |
211 | 211 | CHAPTER229.OFFICEOFTHEHEALTHCAREADVOCATE | |
212 | 212 | *** | |
213 | 213 | §9602.OFFICEOFTHEHEALTHCAREADVOCATE;COMPOSITION | |
214 | 214 | (a)TheOfficeoftheHealthCareAdvocateisestablishedasan | |
215 | 215 | independentvoiceforVermontersthatisdedicatedtopromotingaccessto | |
216 | 216 | high-quality,affordablehealthcareforall. | |
217 | 217 | (b)TheAgencyofHumanServicesshallmaintaintheOfficeoftheHealth | |
218 | 218 | CareAdvocatebycontractwithanynonprofitorganization. | |
219 | 219 | (b)(c)TheOfficeshallbeadministeredbyoneormoredirectors,oneof | |
220 | 220 | whomshallbetheChiefHealthCareAdvocate,whoshallbeanindividual | |
221 | 221 | withexpertiseandexperienceinthefieldsofhealthcareandadvocacy.The | |
222 | 222 | Advocatedirectorordirectorsmayemploylegalcounsel,administrativestaff, | |
223 | 223 | andotheremployeesandcontractorsasneededtocarryoutthedutiesofthe | |
224 | 224 | Office. | |
225 | 225 | §9603.DUTIESANDAUTHORITY | |
226 | 226 | (a)TheOfficeoftheHealthCareAdvocateshall: | |
227 | 227 | (1)AssisthealthinsuranceconsumersVermonterswithhealthinsurance | |
228 | 228 | planselectionbyprovidinginformation,referrals,andassistancetoindividuals | |
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251 | 251 | aboutmeansofobtainingandpayingforhealthinsurancecoverageand | |
252 | 252 | services.TheOfficeshallacceptreferralsfromtheVermontHealthBenefit | |
253 | 253 | ExchangeandExchangenavigatorscreatedpursuantto33V.S.A.chapter18, | |
254 | 254 | subchapter1,toassistconsumersindividualsexperiencingproblemsrelatedto | |
255 | 255 | theExchange. | |
256 | 256 | (2)AssisthealthinsuranceconsumersVermonterstounderstandtheir | |
257 | 257 | rightsandresponsibilitiesunderhealthinsuranceplans. | |
258 | 258 | (3)Provideinformationtothepublic,agencies,membersoftheGeneral | |
259 | 259 | Assembly,andothersregardingaboutVermonters’problemsandconcernsof | |
260 | 260 | regardinghealthinsuranceconsumersandaccesstohealthcare,aswellas | |
261 | 261 | recommendationsforresolvingthoseproblemsandconcerns. | |
262 | 262 | (4)Identify,investigate,andresolvecomplaints,questions,andinquiries | |
263 | 263 | onbehalfofindividualVermonterswithrespecttoissuesregardinghealth | |
264 | 264 | insuranceconsumersoraccesstohealthcare,andassistthoseconsumers | |
265 | 265 | Vermonterswithfilingandpursuitofpursuingcomplaintsandappeals. | |
266 | 266 | (5)Provideinformationtoindividualsconsumereducationto | |
267 | 267 | Vermontersregardingtheirobligationsrightsandresponsibilitiesunderthe | |
268 | 268 | PatientProtectionandAffordableCareAct(Pub.L.No.111-148)Stateand | |
269 | 269 | federallaws,rules,andregulations. | |
270 | 270 | (6)Analyzeandmonitorthedevelopmentandimplementationof | |
271 | 271 | federal,State,andlocallaws,rules,andpoliciesrelatingtopatientsandhealth | |
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294 | 294 | insuranceconsumershealthinsuranceandhealthcare,withaspecialfocuson | |
295 | 295 | patients’rightsandeligibilityforStateandfederalhealthcareprograms. | |
296 | 296 | (7)FacilitateEnsurepolicymakersheardirectlyfromVermontersby | |
297 | 297 | facilitatingpubliccommentonhealthcare-relatedlaws,rules,processes,and | |
298 | 298 | policies,includingpoliciesandactionsofhealthinsurers. | |
299 | 299 | (8)SuggesttotheGreenMountainCareBoard,theDepartmentof | |
300 | 300 | FinancialRegulation,andotherentitiesinStategovernmentpolicies, | |
301 | 301 | procedures,orrulestotheGreenMountainCareBoardinordertothatprotect | |
302 | 302 | patients’andconsumers’andpromotetheinterestsofVermontersinmatters | |
303 | 303 | relatedtohealthinsuranceandaccesstohealthcare. | |
304 | 304 | (9)PromotethedevelopmentofCollaboratewithotherhealthcare-and | |
305 | 305 | healthpolicy-relatedcitizenandconsumerorganizationstopromoteaffordable | |
306 | 306 | andaccessiblehealthcareforVermonters. | |
307 | 307 | (10)EnsurethatpatientsandhealthinsuranceconsumersallVermonters | |
308 | 308 | havetimelyaccesstotheservicesprovidedbytheOffice. | |
309 | 309 | (11)SubmittotheGovernor;theHouseCommitteesonHealthCare,on | |
310 | 310 | WaysandMeans,andonAppropriations;andtheSenateCommitteeson | |
311 | 311 | HealthandWelfare,onFinance,andonAppropriations,onorbeforeJanuary1 | |
312 | 312 | 15ofeachyear,areportontheactivities,performance,andfiscalaccountsof | |
313 | 313 | theOfficeduringtheprecedingcalendaryear. | |
314 | 314 | (b)TheOfficeoftheHealthCareAdvocatemay: | |
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337 | 337 | (1)Reviewthehealthinsurancerecordsofaconsumerwhohas | |
338 | 338 | providedwrittenconsent.Basedonthewrittenconsentoftheconsumerorhis | |
339 | 339 | orherguardianorlegalrepresentative,ahealthinsurershallprovidetheOffice | |
340 | 340 | withaccesstorecordsrelatingtothatconsumer.[Repealed.] | |
341 | 341 | (2)Pursueadministrative,judicial,andotherremediesonbehalfofany | |
342 | 342 | individualhealthinsuranceconsumerorgroupofconsumersindividuals | |
343 | 343 | experiencingproblemswithhealthinsuranceoraccesstohealthcare. | |
344 | 344 | (3)RepresenttheinterestsofthepeopleoftheStateincasesrequiringa | |
345 | 345 | hearingbeforeofVermontinmattersinvolvinghealthcareandhealth | |
346 | 346 | insuranceattheGreenMountainCareBoardestablishedinchapter220ofthis | |
347 | 347 | title,theDepartmentofFinancialRegulation,orotherStateagencies. | |
348 | 348 | (4)Adoptpoliciesandproceduresnecessarytocarryouttheprovisions | |
349 | 349 | ofthischapter. | |
350 | 350 | (5)Takeanyotheractionnecessarytofulfillthepurposesofthis | |
351 | 351 | chapter. | |
352 | 352 | (c)TheOfficeoftheHealthCareAdvocateshallbeabletospeakto | |
353 | 353 | VermontersandonbehalfoftheinterestsofVermontersinhealthcarecare- | |
354 | 354 | andhealthinsuranceconsumersinsurance-relatedmattersandtocarryoutall | |
355 | 355 | dutiesprescribedinthischapterwithoutbeingsubjecttoanyretaliatoryaction; | |
356 | 356 | provided,however,thatnothinginthissubsectionshalllimittheauthorityof | |
357 | 357 | theAgencyofHumanServicestoenforcethetermsofthecontract. | |
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380 | 380 | (d)Healthcareprovidersandhealthinsurersshallcooperatewiththe | |
381 | 381 | OfficeoftheHealthCareAdvocatebyprovidingrelevantrecordsand | |
382 | 382 | informationwhenanindividualortheindividual’sguardianorlegal | |
383 | 383 | representativehasauthorizedtheOfficetoactontheindividual’sbehalf. | |
384 | 384 | §9604.DUTIESOFSTATEAGENCIES | |
385 | 385 | (a)IndevelopingStatepolicyaffectinghealthcareaccessandaffordability, | |
386 | 386 | StateagenciesshallseekinputfromtheOfficeoftheHealthCareAdvocate. | |
387 | 387 | (b)AllStateagenciesshallcomplyfacilitatetheOffice’smeaningful | |
388 | 388 | participationinhealthcarepolicymakingbycomplyingwithreasonable | |
389 | 389 | requestsfromtheOfficeoftheHealthCareAdvocateforinformationand, | |
390 | 390 | assistance,andaccess.Arequestshallbeconsideredreasonableifitrelatesto | |
391 | 391 | theOffice’sstatutorydutiesandauthority. | |
392 | 392 | (1)Whenappropriate,StateagenciesshallallowtheOfficetoaccess | |
393 | 393 | confidentialorproprietaryinformationthatisotherwiseexemptfrompublic | |
394 | 394 | inspectionandcopyingunderthePublicRecordsActandtoparticipatein | |
395 | 395 | meetings,deliberations,andproceedingsinwhichconfidentialorproprietary | |
396 | 396 | informationisdiscussed. | |
397 | 397 | (1)Whenappropriate,StateagenciesshallallowtheOfficetoaccess | |
398 | 398 | confidentialorproprietaryinformationthatisotherwiseexemptfrompublic | |
399 | 399 | inspectionandcopyingunderthePublicRecordsActandtoparticipatein | |
400 | 400 | meetings,deliberations,andproceedingsinwhichconfidentialorproprietary | |
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419 | 419 | informationisdiscussed;provided,however,thatnothinginthissectionshall | |
420 | 420 | requireaStateagencytoprovideordiscloseinformationthatisprohibited | |
421 | 421 | fromdisclosurebyStateorfederallaworthatwouldcausetheprovideror | |
422 | 422 | disclosertoviolateanystatutoryorcommonlawprivilege. | |
423 | 423 | (2)TheOfficeshallnotfurtherdiscloseanyconfidentialorproprietary | |
424 | 424 | informationprovidedtotheOffice. | |
425 | 425 | (c)TheAgencyofHumanServicesmayadoptrulesnecessarytoensure | |
426 | 426 | thecooperationofStateagenciesunderthissection. | |
427 | 427 | §9605.CONFIDENTIALITY | |
428 | 428 | Intheabsenceofwrittenconsentbyacomplainantoranindividualusing | |
429 | 429 | theservicesoftheOfficeorbyhisorherguardianorlegalrepresentativeor | |
430 | 430 | theabsenceofacourtorder,theOfficeoftheHealthCareAdvocate,its | |
431 | 431 | employees,anditscontractorsshallnotdisclosetheidentityofthe | |
432 | 432 | complainantorindividualTheOfficeoftheHealthCareAdvocateshall | |
433 | 433 | maintaintheconfidentialityofinformationrelatedtoindividualsusingits | |
434 | 434 | servicesinaccordancewithallapplicableStateandfederallaws,rules, | |
435 | 435 | regulations,andpolicies. | |
436 | 436 | §9606.CONFLICTSOFINTEREST | |
437 | 437 | (a)TheOfficeoftheHealthCareAdvocate,itsemployees,andits | |
438 | 438 | contractorsshallnothaveanyconflictofinterestrelatingtotheperformance | |
439 | 439 | oftheirresponsibilitiesunderthischapter.Forthepurposesofthischapter,a | |
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458 | 458 | conflictofinterestexistswhenevertheOfficeoftheHealthCareAdvocate,its | |
459 | 459 | employees,oritscontractorsorapersonaffiliatedwiththeOffice,its | |
460 | 460 | employees,oritscontractors: | |
461 | 461 | (1)hasadirectinvolvementinthelicensing,certification,or | |
462 | 462 | accreditationofahealthcarefacility,healthinsurer,orhealthcareprovider; | |
463 | 463 | (2)hasadirectownershipinterestorinvestmentinterestinahealthcare | |
464 | 464 | facility,healthinsurer,orhealthcareprovider; | |
465 | 465 | (3)isemployedbyorparticipatinginthemanagementofahealthcare | |
466 | 466 | facility,healthinsurer,orhealthcareprovider;or | |
467 | 467 | (4)receivesorhastherighttoreceive,directlyorindirectly, | |
468 | 468 | remunerationunderacompensationarrangementwithahealthcarefacility, | |
469 | 469 | healthinsurer,orhealthcareprovider. | |
470 | 470 | (b)TheOfficeshallreportanypotentialconflictsofinteresttotheAgency | |
471 | 471 | ofHumanServices. | |
472 | 472 | (c)Itshallnotconstituteaconflictofinterestperseforanemployeeor | |
473 | 473 | contractoroftheOfficetoservewithoutcompensationontheboardof | |
474 | 474 | directorsofanonprofithealthcareentitywhoseprimaryregulatorisnotan | |
475 | 475 | agencyoftheStateofVermont. | |
476 | 476 | *** | |
477 | 477 | Sec.4.EFFECTIVEDATE | |
478 | 478 | ThisactshalltakeeffectonJuly1,2025. | |
479 | 479 | 1 | |
480 | 480 | 2 | |
481 | 481 | 3 | |
482 | 482 | 4 | |
483 | 483 | 5 | |
484 | 484 | 6 | |
485 | 485 | 7 | |
486 | 486 | 8 | |
487 | 487 | 9 | |
488 | 488 | 10 | |
489 | 489 | 11 | |
490 | 490 | 12 | |
491 | 491 | 13 | |
492 | 492 | 14 | |
493 | 493 | 15 | |
494 | 494 | 16 | |
495 | 495 | 17 | |
496 | 496 | 18 | |
497 | 497 | 19 | |
498 | 498 | 20 | |
499 | - | 21 BILLASPASSEDBYTHEHOUSEANDSENATE H.80 | |
500 | - | 2025 Page14of24 | |
501 | - | Sec.1.8V.S.A.§ 4062isamendedtoread: | |
502 | - | §4062.FILINGANDAPPROVALOFPOLICYFORMSANDPREMIUMS | |
503 | - | *** | |
504 | - | (c)(1)TheBoardshallprovideinformationtothepublicontheBoard’s | |
505 | - | websiteaboutthepublicavailabilityofthefilingsandsummariesrequired | |
506 | - | underthissection. | |
507 | - | *** | |
508 | - | (3)(A)Inadditiontothepubliccommentprovisionssetforthinthis | |
509 | - | subsection(c),theOfficeoftheHealthCareAdvocateestablishedin18V.S.A. | |
510 | - | chapter229,actingonbehalfofhealthinsuranceconsumersinthisState,may, | |
511 | - | within30calendardaysaftertheBoardreceivesaninsurer’sraterequest | |
512 | - | pursuanttothissection,submittotheBoard,inwriting,suggestedquestions | |
513 | - | regardingwithasubstantialrelationshiptotheratefilingforandreview | |
514 | - | criteriathattheBoardtoprovidetoshallasktheinsurer,eitherdirectlyor | |
515 | - | throughitscontractingactuary,ifany. | |
516 | - | (B)TheOfficeoftheHealthCareAdvocatemayalsosubmittothe | |
517 | - | Boardwrittencommentsonaninsurer’sraterequest.TheBoardshallpostthe | |
518 | - | commentsonitswebsiteandshallconsiderthecommentspriortoissuingits | |
519 | - | decision. | |
520 | - | (d)(1)Nolaterthan60calendardaysafterreceivinganinsurer’srate | |
521 | - | requestpursuanttothissection,theGreenMountainCareBoardshallmake BILLASPASSEDBYTHEHOUSEANDSENATE H.80 | |
522 | - | 2025 Page15of24 | |
523 | - | availabletothepublictheinsurer’sratefiling,theDepartment’sanalysisand | |
524 | - | opinionoftheeffectoftheproposedrateontheinsurer’ssolvency,andthe | |
525 | - | analysisandopinionoftheratefilingbytheBoard’scontractingactuary,if | |
526 | - | any. | |
527 | - | (2)TheBoardshallpostonitswebsite,afterredactinganyconfidential | |
528 | - | orproprietaryinformationrelatingtotheinsurerortotheinsurer’sratefiling: | |
529 | - | (A)allquestionstheBoardposestoitscontractingactuary,ifany, | |
530 | - | andtheactuary’sresponsestotheBoard’squestions;and | |
531 | - | (B)allquestionstheBoard,theBoard’scontractingactuary,ifany, | |
532 | - | ortheDepartmentposestotheinsurerandtheinsurer’sresponsestothose | |
533 | - | questionsTheGreenMountainCareBoardshallpostonitswebsiteor | |
534 | - | otherwisemakeavailabletothepublicthroughafile-sharingplatformall | |
535 | - | materialsintherecordofaratereviewproceedingafterredactingany | |
536 | - | informationorothermaterialthattheBoarddeterminestobeconfidentialor | |
537 | - | otherwisesubjecttoprotectionfromdisclosurebylaw. | |
538 | - | *** | |
539 | - | Sec.2.18V.S.A.§ 9440(c)isamendedtoread: | |
540 | - | (c)Theapplicationprocessshallbeasfollows: | |
541 | - | *** | |
542 | - | (9)(A)TheOfficeoftheHealthCareAdvocateestablishedunder | |
543 | - | chapter229ofthistitleor,inthecaseofnursinghomes,theLong-TermCare BILLASPASSEDBYTHEHOUSEANDSENATE H.80 | |
544 | - | 2025 Page16of24 | |
545 | - | Ombudsman’sOfficeestablishedunder33V.S.A.§7502,isauthorizedbutnot | |
546 | - | requiredtoparticipateinanyadministrativeorjudicialreviewofan | |
547 | - | applicationunderthissubchapterandshallbeconsideredaninterestedparty | |
548 | - | insuchproceedingsuponfilinganoticeofinterventionwiththeBoard. | |
549 | - | (B)Onceeitherofficefilesanoticeofinterventionpursuanttothis | |
550 | - | subchapter,theBoardshallprovidethatofficewiththeinformationnecessary | |
551 | - | toparticipateinthereviewprocess,includinginformationaboutprocedures, | |
552 | - | copiesofallwrittencorrespondence,andcopiesofallentriesinthe | |
553 | - | applicationrecordforallcertificateofneedproceedings,regardlessofwhether | |
554 | - | expeditedstatushasbeengrantedthatofficeshallhavetherighttoreceive | |
555 | - | copiesofallmaterialsrelatedtothecertificateofneedapplicationreviewand | |
556 | - | may: | |
557 | - | (i)submitwrittenquestionstotheBoardthattheBoardwillaskof | |
558 | - | theapplicantinadvanceofanyhearingheldinconjunctionwiththeBoard’s | |
559 | - | reviewofthecertificateofneedapplication; | |
560 | - | (ii)submitwrittencommentsfortheBoard’sconsideration;and | |
561 | - | (iii)askquestionsandprovidetestimonyinanyhearingheldin | |
562 | - | conjunctionwiththeBoard’sreviewofthecertificateofneedapplication. | |
563 | - | (C)TheOfficeoftheHealthCareAdvocateandtheLong-TermCare | |
564 | - | Ombudsman’sOfficeshallnotfurtherdiscloseanyconfidentialorproprietary | |
565 | - | informationprovidedtotheirrespectiveofficespursuanttothissubdivision(9). BILLASPASSEDBYTHEHOUSEANDSENATE H.80 | |
566 | - | 2025 Page17of24 | |
567 | - | Sec.3.18V.S.A.chapter229isamendedtoread: | |
568 | - | CHAPTER229.OFFICEOFTHEHEALTHCAREADVOCATE | |
569 | - | *** | |
570 | - | §9602.OFFICEOFTHEHEALTHCAREADVOCATE;COMPOSITION | |
571 | - | (a)TheOfficeoftheHealthCareAdvocateisestablishedasan | |
572 | - | independentvoiceforVermontersthatisdedicatedtopromotingaccessto | |
573 | - | high-quality,affordablehealthcareforall. | |
574 | - | (b)TheAgencyofHumanServicesshallmaintaintheOfficeoftheHealth | |
575 | - | CareAdvocatebycontractwithanynonprofitorganization. | |
576 | - | (b)(c)TheOfficeshallbeadministeredbyoneormoredirectors,oneof | |
577 | - | whomshallbetheChiefHealthCareAdvocate,whoshallbeanindividual | |
578 | - | withexpertiseandexperienceinthefieldsofhealthcareandadvocacy.The | |
579 | - | Advocatedirectorordirectorsmayemploylegalcounsel,administrativestaff, | |
580 | - | andotheremployeesandcontractorsasneededtocarryoutthedutiesofthe | |
581 | - | Office. | |
582 | - | §9603.DUTIESANDAUTHORITY | |
583 | - | (a)TheOfficeoftheHealthCareAdvocateshall: | |
584 | - | (1)AssisthealthinsuranceconsumersVermonterswithhealthinsurance | |
585 | - | planselectionbyprovidinginformation,referrals,andassistanceto | |
586 | - | individualsaboutmeansofobtainingandpayingforhealthinsurance | |
587 | - | coverageandservices.TheOfficeshallacceptreferralsfromtheVermont BILLASPASSEDBYTHEHOUSEANDSENATE H.80 | |
588 | - | 2025 Page18of24 | |
589 | - | HealthBenefitExchangeandExchangenavigatorscreatedpursuantto33 | |
590 | - | V.S.A.chapter18,subchapter1,toassistconsumersindividualsexperiencing | |
591 | - | problemsrelatedtotheExchange. | |
592 | - | (2)AssisthealthinsuranceconsumersVermonterstounderstandtheir | |
593 | - | rightsandresponsibilitiesunderhealthinsuranceplans. | |
594 | - | (3)Provideinformationtothepublic,agencies,membersoftheGeneral | |
595 | - | Assembly,andothersregardingaboutVermonters’problemsandconcernsof | |
596 | - | regardinghealthinsuranceconsumersandaccesstohealthcare,aswellas | |
597 | - | recommendationsforresolvingthoseproblemsandconcerns. | |
598 | - | (4)Identify,investigate,andresolvecomplaints,questions,andinquiries | |
599 | - | onbehalfofindividualVermonterswithrespecttoissuesregardinghealth | |
600 | - | insuranceconsumersoraccesstohealthcare,andassistthoseconsumers | |
601 | - | Vermonterswithfilingandpursuitofpursuingcomplaintsandappeals. | |
602 | - | (5)Provideinformationtoindividualsconsumereducationto | |
603 | - | Vermontersregardingtheirobligationsrightsandresponsibilitiesunderthe | |
604 | - | PatientProtectionandAffordableCareAct(Pub.L.No.111-148)Stateand | |
605 | - | federallaws,rules,andregulations. | |
606 | - | (6)Analyzeandmonitorthedevelopmentandimplementationof | |
607 | - | federal,State,andlocallaws,rules,andpoliciesrelatingtopatientsand | |
608 | - | healthinsuranceconsumershealthinsuranceandhealthcare,withaspecial BILLASPASSEDBYTHEHOUSEANDSENATE H.80 | |
609 | - | 2025 Page19of24 | |
610 | - | focusonpatients’rightsandeligibilityforStateandfederalhealthcare | |
611 | - | programs. | |
612 | - | (7)FacilitateEnsurepolicymakersheardirectlyfromVermontersby | |
613 | - | facilitatingpubliccommentonhealthcare-relatedlaws,rules,processes,and | |
614 | - | policies,includingpoliciesandactionsofhealthinsurers. | |
615 | - | (8)SuggesttotheGreenMountainCareBoard,theDepartmentof | |
616 | - | FinancialRegulation,andotherentitiesinStategovernmentpolicies, | |
617 | - | procedures,orrulestotheGreenMountainCareBoardinordertothatprotect | |
618 | - | patients’andconsumers’andpromotetheinterestsofVermontersinmatters | |
619 | - | relatedtohealthinsuranceandaccesstohealthcare. | |
620 | - | (9)PromotethedevelopmentofCollaboratewithotherhealthcare-and | |
621 | - | healthpolicy-relatedcitizenandconsumerorganizationstopromoteaffordable | |
622 | - | andaccessiblehealthcareforVermonters. | |
623 | - | (10)Ensurethatpatientsandhealthinsuranceconsumersall | |
624 | - | VermontershavetimelyaccesstotheservicesprovidedbytheOffice. | |
625 | - | (11)SubmittotheGovernor;theHouseCommitteesonHealthCare,on | |
626 | - | WaysandMeans,andonAppropriations;andtheSenateCommitteeson | |
627 | - | HealthandWelfare,onFinance,andonAppropriations,onorbeforeJanuary | |
628 | - | 115ofeachyear,areportontheactivities,performance,andfiscalaccounts | |
629 | - | oftheOfficeduringtheprecedingcalendaryear. | |
630 | - | (b)TheOfficeoftheHealthCareAdvocatemay: BILLASPASSEDBYTHEHOUSEANDSENATE H.80 | |
631 | - | 2025 Page20of24 | |
632 | - | (1)Reviewthehealthinsurancerecordsofaconsumerwhohas | |
633 | - | providedwrittenconsent.Basedonthewrittenconsentoftheconsumerorhis | |
634 | - | orherguardianorlegalrepresentative,ahealthinsurershallprovidethe | |
635 | - | Officewithaccesstorecordsrelatingtothatconsumer.[Repealed.] | |
636 | - | (2)Pursueadministrative,judicial,andotherremediesonbehalfofany | |
637 | - | individualhealthinsuranceconsumerorgroupofconsumersindividuals | |
638 | - | experiencingproblemswithhealthinsuranceoraccesstohealthcare. | |
639 | - | (3)RepresenttheinterestsofthepeopleoftheStateincasesrequiringa | |
640 | - | hearingbeforeofVermontinmattersinvolvinghealthcareandhealth | |
641 | - | insuranceattheGreenMountainCareBoardestablishedinchapter220ofthis | |
642 | - | title,theDepartmentofFinancialRegulation,orotherStateagencies. | |
643 | - | (4)Adoptpoliciesandproceduresnecessarytocarryouttheprovisions | |
644 | - | ofthischapter. | |
645 | - | (5)Takeanyotheractionnecessarytofulfillthepurposesofthis | |
646 | - | chapter. | |
647 | - | (c)TheOfficeoftheHealthCareAdvocateshallbeabletospeakto | |
648 | - | VermontersandonbehalfoftheinterestsofVermontersinhealthcarecare- | |
649 | - | andhealthinsuranceconsumersinsurance-relatedmattersandtocarryoutall | |
650 | - | dutiesprescribedinthischapterwithoutbeingsubjecttoanyretaliatory | |
651 | - | action;provided,however,thatnothinginthissubsectionshalllimitthe | |
652 | - | authorityoftheAgencyofHumanServicestoenforcethetermsofthecontract. BILLASPASSEDBYTHEHOUSEANDSENATE H.80 | |
653 | - | 2025 Page21of24 | |
654 | - | (d)Healthcareprovidersandhealthinsurersshallcooperatewiththe | |
655 | - | OfficeoftheHealthCareAdvocatebyprovidingrelevantrecordsand | |
656 | - | informationwhenanindividualortheindividual’sguardianorlegal | |
657 | - | representativehasauthorizedtheOfficetoactontheindividual’sbehalf.A | |
658 | - | healthcareproviderorhealthinsurermayrequirethewrittenconsentofthe | |
659 | - | individualortheindividual’sguardianorlegalrepresentativepriorto | |
660 | - | providingtherecordsorinformationtotheOffice. | |
661 | - | §9604.DUTIESOFSTATEAGENCIES | |
662 | - | (a)ItistheintentoftheGeneralAssemblythatStateagenciesshallseek | |
663 | - | inputfromtheOfficeoftheHealthCareAdvocatewhendevelopingorrevising | |
664 | - | significantmattersofStatepolicyaffectinghealthcareaccessandaffordability | |
665 | - | inordertoensurethatVermonters’perspectivesareheardandconsidered | |
666 | - | throughthevoiceoftheirindependentadvocate. | |
667 | - | (b)AllStateagenciesshallcomplyfacilitatetheOffice’smeaningful | |
668 | - | participationinhealthcarepolicymakingbycomplyingwithreasonable | |
669 | - | requestsfromtheOfficeoftheHealthCareAdvocateforinformationand, | |
670 | - | assistance,andaccess.Arequestshallbeconsideredreasonableifitrelatesto | |
671 | - | theOffice’sstatutorydutiesandauthority. | |
672 | - | (1)Whenappropriate,StateagenciesshallallowtheOfficetoaccess | |
673 | - | confidentialorproprietaryinformationthatisotherwiseexemptfrompublic | |
674 | - | inspectionandcopyingunderthePublicRecordsActandtoparticipatein BILLASPASSEDBYTHEHOUSEANDSENATE H.80 | |
675 | - | 2025 Page22of24 | |
676 | - | meetings,deliberations,andproceedingsinwhichconfidentialorproprietary | |
677 | - | informationisdiscussed;provided,however,thatnothinginthissectionshall | |
678 | - | requireaStateagencytoprovideordiscloseinformationthatisprohibited | |
679 | - | fromdisclosurebyStateorfederallaworthatwouldcausetheprovideror | |
680 | - | disclosertoviolateanystatutoryorcommonlawprivilege. | |
681 | - | (2)TheOfficeshallnotfurtherdiscloseanyconfidentialorproprietary | |
682 | - | informationprovidedtotheOffice. | |
683 | - | (c)TheAgencyofHumanServicesmayadoptrulesnecessarytoensurethe | |
684 | - | cooperationofStateagenciesunderthissection. | |
685 | - | §9605.CONFIDENTIALITY | |
686 | - | Intheabsenceofwrittenconsentbyacomplainantoranindividualusing | |
687 | - | theservicesoftheOfficeorbyhisorherguardianorlegalrepresentativeor | |
688 | - | theabsenceofacourtorder,theOfficeoftheHealthCareAdvocate,its | |
689 | - | employees,anditscontractorsshallnotdisclosetheidentityofthe | |
690 | - | complainantorindividualTheOfficeoftheHealthCareAdvocateshall | |
691 | - | maintaintheconfidentialityofinformationrelatedtoindividualsusingits | |
692 | - | servicesinaccordancewithallapplicableStateandfederallaws,rules, | |
693 | - | regulations,andpolicies. | |
694 | - | §9606.CONFLICTSOFINTEREST | |
695 | - | (a)TheOfficeoftheHealthCareAdvocate,itsemployees,andits | |
696 | - | contractorsshallnothaveanyconflictofinterestrelatingtotheperformance BILLASPASSEDBYTHEHOUSEANDSENATE H.80 | |
697 | - | 2025 Page23of24 | |
698 | - | oftheirresponsibilitiesunderthischapter.Forthepurposesofthischapter,a | |
699 | - | conflictofinterestexistswhenevertheOfficeoftheHealthCareAdvocate,its | |
700 | - | employees,oritscontractorsorapersonaffiliatedwiththeOffice,its | |
701 | - | employees,oritscontractors: | |
702 | - | (1)hasadirectinvolvementinthelicensing,certification,or | |
703 | - | accreditationofahealthcarefacility,healthinsurer,orhealthcareprovider; | |
704 | - | (2)hasadirectownershipinterestorinvestmentinterestinahealthcare | |
705 | - | facility,healthinsurer,orhealthcareprovider; | |
706 | - | (3)isemployedbyorparticipatinginthemanagementofahealthcare | |
707 | - | facility,healthinsurer,orhealthcareprovider;or | |
708 | - | (4)receivesorhastherighttoreceive,directlyorindirectly, | |
709 | - | remunerationunderacompensationarrangementwithahealthcarefacility, | |
710 | - | healthinsurer,orhealthcareprovider. | |
711 | - | (b)TheOfficeshallreportanypotentialconflictsofinteresttotheAgency | |
712 | - | ofHumanServices. | |
713 | - | (c)Itshallnotconstituteaconflictofinterestperseforanemployeeor | |
714 | - | contractoroftheOfficetoservewithoutcompensationontheboardof | |
715 | - | directorsofanonprofithealthcareentitywhoseprimaryregulatorisnotan | |
716 | - | agencyoftheStateofVermont. | |
717 | - | *** BILLASPASSEDBYTHEHOUSEANDSENATE H.80 | |
718 | - | 2025 Page24of24 | |
719 | - | Sec.4.EFFECTIVEDATE | |
720 | - | ThisactshalltakeeffectonJuly1,2025. | |
499 | + | 21 |