WEST VIRGINIA LEGISLATURE
2025 REGULAR SESSION
Introduced
House Bill 2202
By Delegate Steele
[Introduced ; referredto the Committee on ]
A BILL to amend and reenact ยง17D-4-2 of the Code of West Virginia, 1931, as amended, relating to proof of financial responsibility and increasing mandatory insurance coverage limits.
Be it enacted by the Legislature of West Virginia:
## ARTICLE 4. PROOF OF FINANCIAL RESPONSIBILITY FOR THE FUTURE.
As used in this chapter:
(a) "Proof of financial responsibility" means proof of ability to respond in damages for liability, on account of accident occurring subsequent to the effective date of the proof, arising out of the ownership, operation, maintenance or use of a motor vehicle, trailer or semitrailer in the amount of $20,000 $25,000 because of bodily injury to or death of one person in any one accident, and, subject to the limit for one person, in the amount of $40,000 $50,000 because of bodily injury to or death of two or more persons in any one accident, and in the amount of $10,000 $25,000 because of injury to or destruction of property of others in any one accident.
(b) Beginning January 1, 2016 2026, "proof of financial responsibility" means proof of ability to respond in damages for liability, on account of accident occurring subsequent to the effective date of the proof, arising out of the ownership, operation, maintenance, or use of a motor vehicle, trailer or semitrailer in the amount of $25,000 $50,000 because of bodily injury to or death of one person in any one accident, and, subject to the limit for one person, in the amount of $50,000 $100,000 because of bodily injury to or death of two or more persons in any one accident, and in the amount of $25,000 $50,000 because of injury to or destruction of property of others in any one accident: Provided, That proof of financial responsibility provided by an insurance policy in effect on December 31, 2015 2025, in the minimum amounts required in subdivision (a) of this section shall continue to provide adequate proof of financial responsibility required by this chapter until the policy expires or is renewed.
NOTE: The purpose of this bill is to increase mandatory insurance coverage limits.
Strike-throughs indicate language that would be stricken from a heading or the present law and underscoring indicates new language that would be added.