HB 2323
Initials SJ Page 1 Transmitted
ARIZONA HOUSE OF REPRESENTATIVES
Fifty-fifth Legislature
Second Regular Session
House: GE DP 10-3-0-0 | 3
rd
Read 42-16-2-0
Senate: APPROP 8-2-0-0 | 3
rd
Read 26-1-3-0
Final Pass: 43-10-7-0
HB 2323: homeowner's insurance; dogs; nondiscrimination
Sponsor: Representative Kavanagh, LD 23
Transmitted to the Governor
Overview
Provides prohibitions on the consideration of a dog breed in relation to a policy of insurance and
liability for dog bites.
History
Insurance is defined in statute as a contract by which a person undertakes to indemnify another
or to pay a specified amount on determinable contingencies (A.R.S. § 20-103).
Provisions
1. Prohibits the breed of a dog from being considered in findings of facts or conclusions of law
entered by a legal decision-maker regarding whether a dog is aggressive or vicious or has
created liability for a dog bite. (Sec. 1)
2. Stipulates that the breed of a dog may not be the sole factor considered or used for any of the
following purposes:
a) Underwriting or actuarial processes for determining liability, risk or actual or potential
losses related to claims involving dogs under a policy of insurance; or
b) Surveys, questionnaires or other means of gathering information regarding possession,
ownership or the presence of a dog on premises insured or to be insured under a policy
of insurance; (Sec. 2)
3. Applies the provisions of this Act to new policies of insurance and renewed policies of
insurance issued beginning July 1, 2023. (Sec. 3)
4. Defines the following terms:
a) Aggressive;
b) Breed;
c) Policy of insurance;
d) Provocation; and
e) Vicious. (Sec. 1, 2)
5. Makes technical and conforming changes. (Sec. 1)
☐ Prop 105 (45 votes) ☐ Prop 108 (40 votes) ☐ Emergency (40 votes) ☐ Fiscal Note