CALIFORNIA LEGISLATURE 20172018 REGULAR SESSION Senate Bill No. 1248Introduced by Senator GainesFebruary 15, 2018 An act to amend Section 10270.7 of the Insurance Code, relating to disability insurance. LEGISLATIVE COUNSEL'S DIGESTSB 1248, as introduced, Gaines. Disability insurance.Existing law provides that family expense disability insurance is, among other things, a form of disability insurance that insures more than one person and is issued to the head of a family or his or her spouse indemnifying him or her, or the spouse, or both, against loss due to disability of one or more persons dependent at the time of issuance upon him or her, or the spouse, or both, and may include indemnification on account of his or her own disability and disability of his or her spouse whether or not either is dependent on the other.This bill would make technical, nonsubstantive changes to that provision.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: NO Local Program: NO Bill TextThe people of the State of California do enact as follows:SECTION 1. Section 10270.7 of the Insurance Code is amended to read:10270.7. (a) Family expense disability insurance is that a form of disability insurance insuring that insures more than one person and is issued to the head of a family or his or her spouse indemnifying him, or his spouse, him or her, or the spouse, or both, against loss due to disability of one or more persons dependent at the time of issuance upon him, or his spouse, him or her, or the spouse, or both, and may include indemnification on account of his or her own disability and disability of his or her spouse whether or not either is dependent on the other.Where such(b) When a policy provides for payment for expenses incurred, expenses incurred by by, or upon behalf of of, any person covered by the policy shall be deemed incurred by the person to whom whom, or at whose direction direction, benefits are payable under the policy. No(c) A question as to whether or not any a person is the head of the family or his or her spouse, or is a child or dependent of either shall not relieve the insurer of any liability it otherwise would have under the policy.Where such(d) When a policy indemnifies a spouse alone or a spouse and the head of the family, references in the policy to the head of the family shall be deemed to refer to or include the spouse.
CALIFORNIA LEGISLATURE 20172018 REGULAR SESSION Senate Bill No. 1248Introduced by Senator GainesFebruary 15, 2018 An act to amend Section 10270.7 of the Insurance Code, relating to disability insurance. LEGISLATIVE COUNSEL'S DIGESTSB 1248, as introduced, Gaines. Disability insurance.Existing law provides that family expense disability insurance is, among other things, a form of disability insurance that insures more than one person and is issued to the head of a family or his or her spouse indemnifying him or her, or the spouse, or both, against loss due to disability of one or more persons dependent at the time of issuance upon him or her, or the spouse, or both, and may include indemnification on account of his or her own disability and disability of his or her spouse whether or not either is dependent on the other.This bill would make technical, nonsubstantive changes to that provision.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: NO Local Program: NO
CALIFORNIA LEGISLATURE 20172018 REGULAR SESSION
Senate Bill No. 1248
Introduced by Senator GainesFebruary 15, 2018
Introduced by Senator Gaines
February 15, 2018
An act to amend Section 10270.7 of the Insurance Code, relating to disability insurance.
LEGISLATIVE COUNSEL'S DIGEST
## LEGISLATIVE COUNSEL'S DIGEST
SB 1248, as introduced, Gaines. Disability insurance.
Existing law provides that family expense disability insurance is, among other things, a form of disability insurance that insures more than one person and is issued to the head of a family or his or her spouse indemnifying him or her, or the spouse, or both, against loss due to disability of one or more persons dependent at the time of issuance upon him or her, or the spouse, or both, and may include indemnification on account of his or her own disability and disability of his or her spouse whether or not either is dependent on the other.This bill would make technical, nonsubstantive changes to that provision.
Existing law provides that family expense disability insurance is, among other things, a form of disability insurance that insures more than one person and is issued to the head of a family or his or her spouse indemnifying him or her, or the spouse, or both, against loss due to disability of one or more persons dependent at the time of issuance upon him or her, or the spouse, or both, and may include indemnification on account of his or her own disability and disability of his or her spouse whether or not either is dependent on the other.
This bill would make technical, nonsubstantive changes to that provision.
## Digest Key
## Bill Text
The people of the State of California do enact as follows:SECTION 1. Section 10270.7 of the Insurance Code is amended to read:10270.7. (a) Family expense disability insurance is that a form of disability insurance insuring that insures more than one person and is issued to the head of a family or his or her spouse indemnifying him, or his spouse, him or her, or the spouse, or both, against loss due to disability of one or more persons dependent at the time of issuance upon him, or his spouse, him or her, or the spouse, or both, and may include indemnification on account of his or her own disability and disability of his or her spouse whether or not either is dependent on the other.Where such(b) When a policy provides for payment for expenses incurred, expenses incurred by by, or upon behalf of of, any person covered by the policy shall be deemed incurred by the person to whom whom, or at whose direction direction, benefits are payable under the policy. No(c) A question as to whether or not any a person is the head of the family or his or her spouse, or is a child or dependent of either shall not relieve the insurer of any liability it otherwise would have under the policy.Where such(d) When a policy indemnifies a spouse alone or a spouse and the head of the family, references in the policy to the head of the family shall be deemed to refer to or include the spouse.
The people of the State of California do enact as follows:
## The people of the State of California do enact as follows:
SECTION 1. Section 10270.7 of the Insurance Code is amended to read:10270.7. (a) Family expense disability insurance is that a form of disability insurance insuring that insures more than one person and is issued to the head of a family or his or her spouse indemnifying him, or his spouse, him or her, or the spouse, or both, against loss due to disability of one or more persons dependent at the time of issuance upon him, or his spouse, him or her, or the spouse, or both, and may include indemnification on account of his or her own disability and disability of his or her spouse whether or not either is dependent on the other.Where such(b) When a policy provides for payment for expenses incurred, expenses incurred by by, or upon behalf of of, any person covered by the policy shall be deemed incurred by the person to whom whom, or at whose direction direction, benefits are payable under the policy. No(c) A question as to whether or not any a person is the head of the family or his or her spouse, or is a child or dependent of either shall not relieve the insurer of any liability it otherwise would have under the policy.Where such(d) When a policy indemnifies a spouse alone or a spouse and the head of the family, references in the policy to the head of the family shall be deemed to refer to or include the spouse.
SECTION 1. Section 10270.7 of the Insurance Code is amended to read:
### SECTION 1.
10270.7. (a) Family expense disability insurance is that a form of disability insurance insuring that insures more than one person and is issued to the head of a family or his or her spouse indemnifying him, or his spouse, him or her, or the spouse, or both, against loss due to disability of one or more persons dependent at the time of issuance upon him, or his spouse, him or her, or the spouse, or both, and may include indemnification on account of his or her own disability and disability of his or her spouse whether or not either is dependent on the other.Where such(b) When a policy provides for payment for expenses incurred, expenses incurred by by, or upon behalf of of, any person covered by the policy shall be deemed incurred by the person to whom whom, or at whose direction direction, benefits are payable under the policy. No(c) A question as to whether or not any a person is the head of the family or his or her spouse, or is a child or dependent of either shall not relieve the insurer of any liability it otherwise would have under the policy.Where such(d) When a policy indemnifies a spouse alone or a spouse and the head of the family, references in the policy to the head of the family shall be deemed to refer to or include the spouse.
10270.7. (a) Family expense disability insurance is that a form of disability insurance insuring that insures more than one person and is issued to the head of a family or his or her spouse indemnifying him, or his spouse, him or her, or the spouse, or both, against loss due to disability of one or more persons dependent at the time of issuance upon him, or his spouse, him or her, or the spouse, or both, and may include indemnification on account of his or her own disability and disability of his or her spouse whether or not either is dependent on the other.Where such(b) When a policy provides for payment for expenses incurred, expenses incurred by by, or upon behalf of of, any person covered by the policy shall be deemed incurred by the person to whom whom, or at whose direction direction, benefits are payable under the policy. No(c) A question as to whether or not any a person is the head of the family or his or her spouse, or is a child or dependent of either shall not relieve the insurer of any liability it otherwise would have under the policy.Where such(d) When a policy indemnifies a spouse alone or a spouse and the head of the family, references in the policy to the head of the family shall be deemed to refer to or include the spouse.
10270.7. (a) Family expense disability insurance is that a form of disability insurance insuring that insures more than one person and is issued to the head of a family or his or her spouse indemnifying him, or his spouse, him or her, or the spouse, or both, against loss due to disability of one or more persons dependent at the time of issuance upon him, or his spouse, him or her, or the spouse, or both, and may include indemnification on account of his or her own disability and disability of his or her spouse whether or not either is dependent on the other.Where such(b) When a policy provides for payment for expenses incurred, expenses incurred by by, or upon behalf of of, any person covered by the policy shall be deemed incurred by the person to whom whom, or at whose direction direction, benefits are payable under the policy. No(c) A question as to whether or not any a person is the head of the family or his or her spouse, or is a child or dependent of either shall not relieve the insurer of any liability it otherwise would have under the policy.Where such(d) When a policy indemnifies a spouse alone or a spouse and the head of the family, references in the policy to the head of the family shall be deemed to refer to or include the spouse.
10270.7. (a) Family expense disability insurance is that a form of disability insurance insuring that insures more than one person and is issued to the head of a family or his or her spouse indemnifying him, or his spouse, him or her, or the spouse, or both, against loss due to disability of one or more persons dependent at the time of issuance upon him, or his spouse, him or her, or the spouse, or both, and may include indemnification on account of his or her own disability and disability of his or her spouse whether or not either is dependent on the other.
Where such
(b) When a policy provides for payment for expenses incurred, expenses incurred by by, or upon behalf of of, any person covered by the policy shall be deemed incurred by the person to whom whom, or at whose direction direction, benefits are payable under the policy.
No
(c) A question as to whether or not any a person is the head of the family or his or her spouse, or is a child or dependent of either shall not relieve the insurer of any liability it otherwise would have under the policy.
Where such
(d) When a policy indemnifies a spouse alone or a spouse and the head of the family, references in the policy to the head of the family shall be deemed to refer to or include the spouse.