California 2019 2019-2020 Regular Session

California Assembly Bill AB1535 Enrolled / Bill

Filed 07/12/2019

                    Enrolled  July 12, 2019 Passed IN  Senate  July 11, 2019 Passed IN  Assembly  May 16, 2019 Amended IN  Assembly  April 25, 2019 Amended IN  Assembly  April 11, 2019 CALIFORNIA LEGISLATURE 20192020 REGULAR SESSION Assembly Bill No. 1535Introduced by Assembly Member CarrilloFebruary 22, 2019 An act to add Section 12880.6 to the Insurance Code, relating to pet insurance. LEGISLATIVE COUNSEL'S DIGESTAB 1535, Carrillo. Pet insurance: disclosures.Existing law generally regulates classes of insurance, including pet insurance. Existing law requires an insurer transacting pet insurance to disclose specified information to consumers, including policy exclusions, a waiting or affiliation period, a deductible, coinsurance, or an annual or lifetime policy limit.This bill would require an insurer to include a written disclosure at the time a pet insurance policy is issued or delivered to a policyholder. The bill would require the disclosure to be printed in 12-point boldface type and to include, among other things, specified contact information for the Department of Insurance and for the insurer or the agent or broker of record.Digest Key Vote: MAJORITY  Appropriation: NO  Fiscal Committee: YES  Local Program: NO Bill TextThe people of the State of California do enact as follows:SECTION 1. Section 12880.6 is added to the Insurance Code, to read:12880.6. At the time a pet insurance policy is issued or delivered to a policyholder, the insurer shall include a written disclosure with all of the following information, printed in 12-point boldface type:(a) The departments mailing address, toll-free telephone number established pursuant to Section 12921.1, and internet website address.(b) The address and customer service telephone number of the insurer or the agent or broker of record.(c) A statement that the department should be contacted only after discussions with the insurer, or its agent or other representative, have failed to produce a satisfactory resolution of the problem.(d) If the policy was issued or delivered by an agent or broker, a statement advising the policyholder to contact the broker or agent for assistance.

 Enrolled  July 12, 2019 Passed IN  Senate  July 11, 2019 Passed IN  Assembly  May 16, 2019 Amended IN  Assembly  April 25, 2019 Amended IN  Assembly  April 11, 2019 CALIFORNIA LEGISLATURE 20192020 REGULAR SESSION Assembly Bill No. 1535Introduced by Assembly Member CarrilloFebruary 22, 2019 An act to add Section 12880.6 to the Insurance Code, relating to pet insurance. LEGISLATIVE COUNSEL'S DIGESTAB 1535, Carrillo. Pet insurance: disclosures.Existing law generally regulates classes of insurance, including pet insurance. Existing law requires an insurer transacting pet insurance to disclose specified information to consumers, including policy exclusions, a waiting or affiliation period, a deductible, coinsurance, or an annual or lifetime policy limit.This bill would require an insurer to include a written disclosure at the time a pet insurance policy is issued or delivered to a policyholder. The bill would require the disclosure to be printed in 12-point boldface type and to include, among other things, specified contact information for the Department of Insurance and for the insurer or the agent or broker of record.Digest Key Vote: MAJORITY  Appropriation: NO  Fiscal Committee: YES  Local Program: NO 

 Enrolled  July 12, 2019 Passed IN  Senate  July 11, 2019 Passed IN  Assembly  May 16, 2019 Amended IN  Assembly  April 25, 2019 Amended IN  Assembly  April 11, 2019

Enrolled  July 12, 2019
Passed IN  Senate  July 11, 2019
Passed IN  Assembly  May 16, 2019
Amended IN  Assembly  April 25, 2019
Amended IN  Assembly  April 11, 2019

 CALIFORNIA LEGISLATURE 20192020 REGULAR SESSION

 Assembly Bill 

No. 1535

Introduced by Assembly Member CarrilloFebruary 22, 2019

Introduced by Assembly Member Carrillo
February 22, 2019

 An act to add Section 12880.6 to the Insurance Code, relating to pet insurance. 

LEGISLATIVE COUNSEL'S DIGEST

## LEGISLATIVE COUNSEL'S DIGEST

AB 1535, Carrillo. Pet insurance: disclosures.

Existing law generally regulates classes of insurance, including pet insurance. Existing law requires an insurer transacting pet insurance to disclose specified information to consumers, including policy exclusions, a waiting or affiliation period, a deductible, coinsurance, or an annual or lifetime policy limit.This bill would require an insurer to include a written disclosure at the time a pet insurance policy is issued or delivered to a policyholder. The bill would require the disclosure to be printed in 12-point boldface type and to include, among other things, specified contact information for the Department of Insurance and for the insurer or the agent or broker of record.

Existing law generally regulates classes of insurance, including pet insurance. Existing law requires an insurer transacting pet insurance to disclose specified information to consumers, including policy exclusions, a waiting or affiliation period, a deductible, coinsurance, or an annual or lifetime policy limit.

This bill would require an insurer to include a written disclosure at the time a pet insurance policy is issued or delivered to a policyholder. The bill would require the disclosure to be printed in 12-point boldface type and to include, among other things, specified contact information for the Department of Insurance and for the insurer or the agent or broker of record.

## Digest Key

## Bill Text

The people of the State of California do enact as follows:SECTION 1. Section 12880.6 is added to the Insurance Code, to read:12880.6. At the time a pet insurance policy is issued or delivered to a policyholder, the insurer shall include a written disclosure with all of the following information, printed in 12-point boldface type:(a) The departments mailing address, toll-free telephone number established pursuant to Section 12921.1, and internet website address.(b) The address and customer service telephone number of the insurer or the agent or broker of record.(c) A statement that the department should be contacted only after discussions with the insurer, or its agent or other representative, have failed to produce a satisfactory resolution of the problem.(d) If the policy was issued or delivered by an agent or broker, a statement advising the policyholder to contact the broker or agent for assistance.

The people of the State of California do enact as follows:

## The people of the State of California do enact as follows:

SECTION 1. Section 12880.6 is added to the Insurance Code, to read:12880.6. At the time a pet insurance policy is issued or delivered to a policyholder, the insurer shall include a written disclosure with all of the following information, printed in 12-point boldface type:(a) The departments mailing address, toll-free telephone number established pursuant to Section 12921.1, and internet website address.(b) The address and customer service telephone number of the insurer or the agent or broker of record.(c) A statement that the department should be contacted only after discussions with the insurer, or its agent or other representative, have failed to produce a satisfactory resolution of the problem.(d) If the policy was issued or delivered by an agent or broker, a statement advising the policyholder to contact the broker or agent for assistance.

SECTION 1. Section 12880.6 is added to the Insurance Code, to read:

### SECTION 1.

12880.6. At the time a pet insurance policy is issued or delivered to a policyholder, the insurer shall include a written disclosure with all of the following information, printed in 12-point boldface type:(a) The departments mailing address, toll-free telephone number established pursuant to Section 12921.1, and internet website address.(b) The address and customer service telephone number of the insurer or the agent or broker of record.(c) A statement that the department should be contacted only after discussions with the insurer, or its agent or other representative, have failed to produce a satisfactory resolution of the problem.(d) If the policy was issued or delivered by an agent or broker, a statement advising the policyholder to contact the broker or agent for assistance.

12880.6. At the time a pet insurance policy is issued or delivered to a policyholder, the insurer shall include a written disclosure with all of the following information, printed in 12-point boldface type:(a) The departments mailing address, toll-free telephone number established pursuant to Section 12921.1, and internet website address.(b) The address and customer service telephone number of the insurer or the agent or broker of record.(c) A statement that the department should be contacted only after discussions with the insurer, or its agent or other representative, have failed to produce a satisfactory resolution of the problem.(d) If the policy was issued or delivered by an agent or broker, a statement advising the policyholder to contact the broker or agent for assistance.

12880.6. At the time a pet insurance policy is issued or delivered to a policyholder, the insurer shall include a written disclosure with all of the following information, printed in 12-point boldface type:(a) The departments mailing address, toll-free telephone number established pursuant to Section 12921.1, and internet website address.(b) The address and customer service telephone number of the insurer or the agent or broker of record.(c) A statement that the department should be contacted only after discussions with the insurer, or its agent or other representative, have failed to produce a satisfactory resolution of the problem.(d) If the policy was issued or delivered by an agent or broker, a statement advising the policyholder to contact the broker or agent for assistance.



12880.6. At the time a pet insurance policy is issued or delivered to a policyholder, the insurer shall include a written disclosure with all of the following information, printed in 12-point boldface type:

(a) The departments mailing address, toll-free telephone number established pursuant to Section 12921.1, and internet website address.

(b) The address and customer service telephone number of the insurer or the agent or broker of record.

(c) A statement that the department should be contacted only after discussions with the insurer, or its agent or other representative, have failed to produce a satisfactory resolution of the problem.

(d) If the policy was issued or delivered by an agent or broker, a statement advising the policyholder to contact the broker or agent for assistance.