California Assembly Bill AB1347

California 2021-2022 Regular Session

• Introduced: 2/19/21
• Refer: 3/4/21
• Report Pass: 4/28/21
• Engrossed: 5/6/21
• Refer: 5/6/21
• Refer: 5/19/21
• Report Pass: 6/2/21
• Refer: 6/2/21
• Report Pass: 6/15/21
• Refer: 6/15/21
• Report Pass: 6/16/21
• Refer: 6/16/21
• Report Pass: 6/30/21
• Refer: 6/30/21
• Refer: 7/15/21
• Report Pass: 8/26/21
• Enrolled: 9/7/21
• Chaptered: 10/1/21
• Passed: 10/1/21

Caption

Bail: premiums.

Impact

The implementation of AB 1347 is set to take effect on January 1, 2022, and extends additional prohibitions to immigration bonds starting July 1, 2022. The bill enforces a singular premium payment structure, which means that individuals involved in the bail process can expect clearer financial conditions. This legislative move is expected to have far-reaching implications for bail agents and insurers, as it could reduce their revenue streams significantly while increasing consumer protections for defendants and their families.

Summary

Assembly Bill 1347, introduced by Jones-Sawyer, addresses the regulation of bail premiums in California. The bill prohibits insurers, bail agents, and other bail licensees from entering into contracts that require more than one premium payment for the duration of the bail agreement. This change aims to simplify the financial obligations of individuals seeking bail, ensuring that they are not subject to recurring payment pressures. Moreover, it mandates that such agreements should remain in effect until bail is exonerated, thereby protecting the interests of the accused and their families from excessive fees associated with bail arrangements.

Sentiment

The sentiment regarding AB 1347 appears largely supportive, particularly among advocates for bail reform and consumer protection. By limiting the financial liabilities associated with bail, the bill has garnered backing from groups concerned with the fairness and accessibility of the criminal justice system. However, some skepticism remains from stakeholders in the bail industry, who may view these restrictions as an encroachment on their business practices and market profitability.

Contention

While the primary intent of AB 1347 is consumer protection, it does raise points of contention within the insurance and bail business sectors. Opponents may argue that limiting premiums could undermine the financial viability of bail services and could lead to fewer options for individuals needing bail. Additionally, the provision that allows individuals to sue for damages plus $3,000 in statutory damages raises concerns about potential abuse and the burden of litigation on service providers. Nonetheless, proponents maintain that the bill represents a crucial step toward a more equitable justice system.