California 2021-2022 Regular Session

California Assembly Bill AB97 Compare Versions

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1-Amended IN Senate August 17, 2021 Amended IN Assembly March 30, 2021 Amended IN Assembly February 16, 2021 CALIFORNIA LEGISLATURE 20212022 REGULAR SESSION Assembly Bill No. 97Introduced by Assembly Member Nazarian(Coauthor: Assembly Member Wood)December 08, 2020 An act to amend Section 1367.51 of the Health and Safety Code, and to amend Section 10176.61 of the Insurance Code, relating to health care coverage.LEGISLATIVE COUNSEL'S DIGESTAB 97, as amended, Nazarian. Health care coverage: insulin affordability.Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care and makes a willful violation of the acts requirements a crime. Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law requires a health care service plan contract or disability insurance policy issued, amended, delivered, or renewed on or after January 1, 2000, that covers prescription benefits to include coverage for insulin, if it is determined to be medically necessary.This bill would prohibit a health care service plan contract or a health disability insurance policy, as specified, issued, amended, delivered, or renewed on or after January 1, 2022, from imposing a deductible on an insulin prescription drug. drug, except as specified for a high deductible health plan, as defined. Because a willful violation of these provisions by a health care service plan would be a crime, the bill would impose a state-mandated local program.The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.This bill would provide that no reimbursement is required by this act for a specified reason.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: YES Bill TextThe people of the State of California do enact as follows:SECTION 1. (a) The Legislature finds and declares all of the following:(1) Approximately 263,000 Californians are diagnosed with type 1 diabetes each year. Approximately 4,037,000 Californian adults have diabetes.(2) Every Californian with type 1 diabetes, and many with type 2 diabetes, rely on daily doses of insulin to survive.(3) Insulin prices have nearly tripled, creating financial hardships for people who rely on it to survive.(4) One in four people using insulin have reported insulin underuse due to the high cost of insulin.(5) Imposing a deductible on insulin, and requiring individuals to meet that deductible, creates a financial burden that presents a barrier to accessing insulin.(6) Diabetes is the seventh leading cause of death, and it is a leading cause of disabling and life-threatening complications, including heart disease, stroke, kidney failure, amputation of the lower extremities, and new cases of blindness among adults.(7) Studies have shown that managing diabetes can prevent complications and medical emergencies associated with diabetes that result in emergency room visits, hospitalizations, and costly treatments.(b) Therefore, it is the intent of the Legislature to enact legislation on important policies to reduce the costs for Californians with diabetes to obtain life-saving and life-sustaining insulin.SEC. 2. Section 1367.51 of the Health and Safety Code is amended to read:1367.51. (a) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, and that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The copayments and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given plan.(d) (1) Notwithstanding subdivision (c), a health care service plan contract that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For a health care service plan contract that is a high deductible health plan under the definition set forth in Section 223(c)(2) of Title 26 of the United States Code, paragraph (1) shall apply only to an insulin prescription drug that is included as preventive care for the purposes of Section 223(c)(2)(C) of Title 26 of the United States Code.(2)(3) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) A health care service plan shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an enrollee to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b), and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the enrollees participating physician. If a plan delegates outpatient self-management training to contracting providers, the plan shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a participating health care professional legally authorized to prescribe the service. These benefits shall include, but not be limited to, instruction that will enable diabetic patients and their families to gain an understanding of the diabetic disease process, and the daily management of diabetic therapy, in order to thereby avoid frequent hospitalizations and complications.(g) The copayments for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the plan.(h) A health care service plan governed by this section shall disclose the benefits covered pursuant to this section in the plans evidence of coverage and disclosure forms.(i) A health care service plan shall not reduce or eliminate coverage as a result of this section.(j) This section does not deny or restrict in any way the departments authority to ensure plan compliance with this chapter if a plan provides coverage for prescription drugs.SEC. 3. Section 10176.61 of the Insurance Code is amended to read:10176.61. (a) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The coinsurances and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given policy.(d) (1) Notwithstanding subdivision (c), a health disability insurance policy that covers hospital, medical, or surgical expenses that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For a health disability insurance policy that is a high deductible health plan under the definition set forth in Section 223(c)(2) of Title 26 of the United States Code, paragraph (1) shall apply only to an insulin prescription drug that is included as preventive care for the purposes of Section 223(c)(2)(C) of Title 26 of the United States Code.(2)(3) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) An insurer shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an insured to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b) and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the insureds participating physician. If an insurer delegates outpatient self-management training to contracting providers, the insurer shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a health care professional legally authorized to prescribe the services.(g) The coinsurances and deductibles for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the insurer.(h) Every disability insurer governed by this section shall disclose the benefits covered pursuant to this section in the insurers evidence of coverage and disclosure forms.(i) An insurer shall not reduce or eliminate coverage as a result of this section.(j) This section does not apply to vision-only, dental-only, accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, or disability income insurance, except that for accident-only, specified disease, and hospital indemnity insurance coverage, benefits under this section only apply to the extent that the benefits are covered under the general terms and conditions that apply to all other benefits under the policy. This section does not impose a new benefit mandate on accident-only, specified disease, or hospital indemnity insurance.SEC. 4. No reimbursement is required by this act pursuant to Section 6 of Article XIIIB of the California Constitution because the only costs that may be incurred by a local agency or school district will be incurred because this act creates a new crime or infraction, eliminates a crime or infraction, or changes the penalty for a crime or infraction, within the meaning of Section 17556 of the Government Code, or changes the definition of a crime within the meaning of Section 6 of Article XIIIB of the California Constitution.
1+Amended IN Assembly March 30, 2021 Amended IN Assembly February 16, 2021 CALIFORNIA LEGISLATURE 20212022 REGULAR SESSION Assembly Bill No. 97Introduced by Assembly Member NazarianDecember 08, 2020 An act to amend Section 1367.51 of the Health and Safety Code, and to amend Section 10176.61 of the Insurance Code, relating to health care coverage.LEGISLATIVE COUNSEL'S DIGESTAB 97, as amended, Nazarian. Health care coverage: insulin affordability.Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care and makes a willful violation of the acts requirements a crime. Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law requires a health care service plan contract or disability insurance policy issued, amended, delivered, or renewed on or after January 1, 2000, that covers prescription benefits to include coverage for insulin, if it is determined to be medically necessary.This bill would prohibit a health care service plan contract or a health insurance policy disability insurance policy, as specified, issued, amended, delivered, or renewed on or after January 1, 2022, from imposing a deductible on an insulin prescription drug. Because a willful violation of these provisions by a health care service plan would be a crime, the bill would impose a state-mandated local program.The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.This bill would provide that no reimbursement is required by this act for a specified reason.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: YES Bill TextThe people of the State of California do enact as follows:SECTION 1. (a) The Legislature finds and declares all of the following:(1) Approximately 263,000 Californians are diagnosed with type 1 diabetes each year. Approximately 4,037,000 Californian adults have diabetes.(2) Every Californian with type 1 diabetes, and many with type 2 diabetes, rely on daily doses of insulin to survive.(3) Insulin prices have nearly tripled, creating financial hardships for people who rely on it to survive.(4) One in four people using insulin have reported insulin underuse due to the high cost of insulin.(5) Imposing a deductible on insulin, and requiring individuals to meet that deductible, creates a financial burden that presents a barrier to accessing insulin.(6) Diabetes is the seventh leading cause of death, and it is a leading cause of disabling and life-threatening complications, including heart disease, stroke, kidney failure, amputation of the lower extremities, and new cases of blindness among adults.(7) Studies have shown that managing diabetes can prevent complications and medical emergencies associated with diabetes that result in emergency room visits, hospitalizations, and costly treatments.(b) Therefore, it is the intent of the Legislature to enact legislation on important policies to reduce the costs for Californians with diabetes to obtain life-saving and life-sustaining insulin.SEC. 2. Section 1367.51 of the Health and Safety Code is amended to read:1367.51. (a) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, and that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The copayments and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given plan.(d) (1) Notwithstanding subdivision (c), a health care service plan contract that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) A health care service plan shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an enrollee to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b), and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the enrollees participating physician. If a plan delegates outpatient self-management training to contracting providers, the plan shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a participating health care professional legally authorized to prescribe the service. These benefits shall include, but not be limited to, instruction that will enable diabetic patients and their families to gain an understanding of the diabetic disease process, and the daily management of diabetic therapy, in order to thereby avoid frequent hospitalizations and complications.(g) The copayments for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the plan.(h) A health care service plan governed by this section shall disclose the benefits covered pursuant to this section in the plans evidence of coverage and disclosure forms.(i) A health care service plan shall not reduce or eliminate coverage as a result of this section.(j) This section does not deny or restrict in any way the departments authority to ensure plan compliance with this chapter if a plan provides coverage for prescription drugs.SEC. 3. Section 10176.61 of the Insurance Code is amended to read:10176.61. (a) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The coinsurances and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given policy.(d) (1) Notwithstanding subdivision (c), a health insurance policy disability insurance policy that covers hospital, medical, or surgical expenses that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) An insurer shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an insured to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b) and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the insureds participating physician. If an insurer delegates outpatient self-management training to contracting providers, the insurer shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a health care professional legally authorized to prescribe the services.(g) The coinsurances and deductibles for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the insurer.(h) Every disability insurer governed by this section shall disclose the benefits covered pursuant to this section in the insurers evidence of coverage and disclosure forms.(i) An insurer shall not reduce or eliminate coverage as a result of this section.(j) This section does not apply to vision-only, dental-only, accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, or disability income insurance, except that for accident-only, specified disease, and hospital indemnity insurance coverage, benefits under this section only apply to the extent that the benefits are covered under the general terms and conditions that apply to all other benefits under the policy. This section does not impose a new benefit mandate on accident-only, specified disease, or hospital indemnity insurance.SEC. 4. No reimbursement is required by this act pursuant to Section 6 of Article XIIIB of the California Constitution because the only costs that may be incurred by a local agency or school district will be incurred because this act creates a new crime or infraction, eliminates a crime or infraction, or changes the penalty for a crime or infraction, within the meaning of Section 17556 of the Government Code, or changes the definition of a crime within the meaning of Section 6 of Article XIIIB of the California Constitution.
22
3- Amended IN Senate August 17, 2021 Amended IN Assembly March 30, 2021 Amended IN Assembly February 16, 2021 CALIFORNIA LEGISLATURE 20212022 REGULAR SESSION Assembly Bill No. 97Introduced by Assembly Member Nazarian(Coauthor: Assembly Member Wood)December 08, 2020 An act to amend Section 1367.51 of the Health and Safety Code, and to amend Section 10176.61 of the Insurance Code, relating to health care coverage.LEGISLATIVE COUNSEL'S DIGESTAB 97, as amended, Nazarian. Health care coverage: insulin affordability.Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care and makes a willful violation of the acts requirements a crime. Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law requires a health care service plan contract or disability insurance policy issued, amended, delivered, or renewed on or after January 1, 2000, that covers prescription benefits to include coverage for insulin, if it is determined to be medically necessary.This bill would prohibit a health care service plan contract or a health disability insurance policy, as specified, issued, amended, delivered, or renewed on or after January 1, 2022, from imposing a deductible on an insulin prescription drug. drug, except as specified for a high deductible health plan, as defined. Because a willful violation of these provisions by a health care service plan would be a crime, the bill would impose a state-mandated local program.The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.This bill would provide that no reimbursement is required by this act for a specified reason.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: YES
3+ Amended IN Assembly March 30, 2021 Amended IN Assembly February 16, 2021 CALIFORNIA LEGISLATURE 20212022 REGULAR SESSION Assembly Bill No. 97Introduced by Assembly Member NazarianDecember 08, 2020 An act to amend Section 1367.51 of the Health and Safety Code, and to amend Section 10176.61 of the Insurance Code, relating to health care coverage.LEGISLATIVE COUNSEL'S DIGESTAB 97, as amended, Nazarian. Health care coverage: insulin affordability.Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care and makes a willful violation of the acts requirements a crime. Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law requires a health care service plan contract or disability insurance policy issued, amended, delivered, or renewed on or after January 1, 2000, that covers prescription benefits to include coverage for insulin, if it is determined to be medically necessary.This bill would prohibit a health care service plan contract or a health insurance policy disability insurance policy, as specified, issued, amended, delivered, or renewed on or after January 1, 2022, from imposing a deductible on an insulin prescription drug. Because a willful violation of these provisions by a health care service plan would be a crime, the bill would impose a state-mandated local program.The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.This bill would provide that no reimbursement is required by this act for a specified reason.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: YES
44
5- Amended IN Senate August 17, 2021 Amended IN Assembly March 30, 2021 Amended IN Assembly February 16, 2021
5+ Amended IN Assembly March 30, 2021 Amended IN Assembly February 16, 2021
66
7-Amended IN Senate August 17, 2021
87 Amended IN Assembly March 30, 2021
98 Amended IN Assembly February 16, 2021
109
1110 CALIFORNIA LEGISLATURE 20212022 REGULAR SESSION
1211
1312 Assembly Bill
1413
1514 No. 97
1615
17-Introduced by Assembly Member Nazarian(Coauthor: Assembly Member Wood)December 08, 2020
16+Introduced by Assembly Member NazarianDecember 08, 2020
1817
19-Introduced by Assembly Member Nazarian(Coauthor: Assembly Member Wood)
18+Introduced by Assembly Member Nazarian
2019 December 08, 2020
2120
2221 An act to amend Section 1367.51 of the Health and Safety Code, and to amend Section 10176.61 of the Insurance Code, relating to health care coverage.
2322
2423 LEGISLATIVE COUNSEL'S DIGEST
2524
2625 ## LEGISLATIVE COUNSEL'S DIGEST
2726
2827 AB 97, as amended, Nazarian. Health care coverage: insulin affordability.
2928
30-Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care and makes a willful violation of the acts requirements a crime. Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law requires a health care service plan contract or disability insurance policy issued, amended, delivered, or renewed on or after January 1, 2000, that covers prescription benefits to include coverage for insulin, if it is determined to be medically necessary.This bill would prohibit a health care service plan contract or a health disability insurance policy, as specified, issued, amended, delivered, or renewed on or after January 1, 2022, from imposing a deductible on an insulin prescription drug. drug, except as specified for a high deductible health plan, as defined. Because a willful violation of these provisions by a health care service plan would be a crime, the bill would impose a state-mandated local program.The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.This bill would provide that no reimbursement is required by this act for a specified reason.
29+Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care and makes a willful violation of the acts requirements a crime. Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law requires a health care service plan contract or disability insurance policy issued, amended, delivered, or renewed on or after January 1, 2000, that covers prescription benefits to include coverage for insulin, if it is determined to be medically necessary.This bill would prohibit a health care service plan contract or a health insurance policy disability insurance policy, as specified, issued, amended, delivered, or renewed on or after January 1, 2022, from imposing a deductible on an insulin prescription drug. Because a willful violation of these provisions by a health care service plan would be a crime, the bill would impose a state-mandated local program.The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.This bill would provide that no reimbursement is required by this act for a specified reason.
3130
3231 Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care and makes a willful violation of the acts requirements a crime. Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law requires a health care service plan contract or disability insurance policy issued, amended, delivered, or renewed on or after January 1, 2000, that covers prescription benefits to include coverage for insulin, if it is determined to be medically necessary.
3332
34-This bill would prohibit a health care service plan contract or a health disability insurance policy, as specified, issued, amended, delivered, or renewed on or after January 1, 2022, from imposing a deductible on an insulin prescription drug. drug, except as specified for a high deductible health plan, as defined. Because a willful violation of these provisions by a health care service plan would be a crime, the bill would impose a state-mandated local program.
33+This bill would prohibit a health care service plan contract or a health insurance policy disability insurance policy, as specified, issued, amended, delivered, or renewed on or after January 1, 2022, from imposing a deductible on an insulin prescription drug. Because a willful violation of these provisions by a health care service plan would be a crime, the bill would impose a state-mandated local program.
3534
3635 The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.
3736
3837 This bill would provide that no reimbursement is required by this act for a specified reason.
3938
4039 ## Digest Key
4140
4241 ## Bill Text
4342
44-The people of the State of California do enact as follows:SECTION 1. (a) The Legislature finds and declares all of the following:(1) Approximately 263,000 Californians are diagnosed with type 1 diabetes each year. Approximately 4,037,000 Californian adults have diabetes.(2) Every Californian with type 1 diabetes, and many with type 2 diabetes, rely on daily doses of insulin to survive.(3) Insulin prices have nearly tripled, creating financial hardships for people who rely on it to survive.(4) One in four people using insulin have reported insulin underuse due to the high cost of insulin.(5) Imposing a deductible on insulin, and requiring individuals to meet that deductible, creates a financial burden that presents a barrier to accessing insulin.(6) Diabetes is the seventh leading cause of death, and it is a leading cause of disabling and life-threatening complications, including heart disease, stroke, kidney failure, amputation of the lower extremities, and new cases of blindness among adults.(7) Studies have shown that managing diabetes can prevent complications and medical emergencies associated with diabetes that result in emergency room visits, hospitalizations, and costly treatments.(b) Therefore, it is the intent of the Legislature to enact legislation on important policies to reduce the costs for Californians with diabetes to obtain life-saving and life-sustaining insulin.SEC. 2. Section 1367.51 of the Health and Safety Code is amended to read:1367.51. (a) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, and that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The copayments and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given plan.(d) (1) Notwithstanding subdivision (c), a health care service plan contract that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For a health care service plan contract that is a high deductible health plan under the definition set forth in Section 223(c)(2) of Title 26 of the United States Code, paragraph (1) shall apply only to an insulin prescription drug that is included as preventive care for the purposes of Section 223(c)(2)(C) of Title 26 of the United States Code.(2)(3) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) A health care service plan shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an enrollee to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b), and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the enrollees participating physician. If a plan delegates outpatient self-management training to contracting providers, the plan shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a participating health care professional legally authorized to prescribe the service. These benefits shall include, but not be limited to, instruction that will enable diabetic patients and their families to gain an understanding of the diabetic disease process, and the daily management of diabetic therapy, in order to thereby avoid frequent hospitalizations and complications.(g) The copayments for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the plan.(h) A health care service plan governed by this section shall disclose the benefits covered pursuant to this section in the plans evidence of coverage and disclosure forms.(i) A health care service plan shall not reduce or eliminate coverage as a result of this section.(j) This section does not deny or restrict in any way the departments authority to ensure plan compliance with this chapter if a plan provides coverage for prescription drugs.SEC. 3. Section 10176.61 of the Insurance Code is amended to read:10176.61. (a) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The coinsurances and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given policy.(d) (1) Notwithstanding subdivision (c), a health disability insurance policy that covers hospital, medical, or surgical expenses that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For a health disability insurance policy that is a high deductible health plan under the definition set forth in Section 223(c)(2) of Title 26 of the United States Code, paragraph (1) shall apply only to an insulin prescription drug that is included as preventive care for the purposes of Section 223(c)(2)(C) of Title 26 of the United States Code.(2)(3) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) An insurer shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an insured to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b) and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the insureds participating physician. If an insurer delegates outpatient self-management training to contracting providers, the insurer shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a health care professional legally authorized to prescribe the services.(g) The coinsurances and deductibles for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the insurer.(h) Every disability insurer governed by this section shall disclose the benefits covered pursuant to this section in the insurers evidence of coverage and disclosure forms.(i) An insurer shall not reduce or eliminate coverage as a result of this section.(j) This section does not apply to vision-only, dental-only, accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, or disability income insurance, except that for accident-only, specified disease, and hospital indemnity insurance coverage, benefits under this section only apply to the extent that the benefits are covered under the general terms and conditions that apply to all other benefits under the policy. This section does not impose a new benefit mandate on accident-only, specified disease, or hospital indemnity insurance.SEC. 4. No reimbursement is required by this act pursuant to Section 6 of Article XIIIB of the California Constitution because the only costs that may be incurred by a local agency or school district will be incurred because this act creates a new crime or infraction, eliminates a crime or infraction, or changes the penalty for a crime or infraction, within the meaning of Section 17556 of the Government Code, or changes the definition of a crime within the meaning of Section 6 of Article XIIIB of the California Constitution.
43+The people of the State of California do enact as follows:SECTION 1. (a) The Legislature finds and declares all of the following:(1) Approximately 263,000 Californians are diagnosed with type 1 diabetes each year. Approximately 4,037,000 Californian adults have diabetes.(2) Every Californian with type 1 diabetes, and many with type 2 diabetes, rely on daily doses of insulin to survive.(3) Insulin prices have nearly tripled, creating financial hardships for people who rely on it to survive.(4) One in four people using insulin have reported insulin underuse due to the high cost of insulin.(5) Imposing a deductible on insulin, and requiring individuals to meet that deductible, creates a financial burden that presents a barrier to accessing insulin.(6) Diabetes is the seventh leading cause of death, and it is a leading cause of disabling and life-threatening complications, including heart disease, stroke, kidney failure, amputation of the lower extremities, and new cases of blindness among adults.(7) Studies have shown that managing diabetes can prevent complications and medical emergencies associated with diabetes that result in emergency room visits, hospitalizations, and costly treatments.(b) Therefore, it is the intent of the Legislature to enact legislation on important policies to reduce the costs for Californians with diabetes to obtain life-saving and life-sustaining insulin.SEC. 2. Section 1367.51 of the Health and Safety Code is amended to read:1367.51. (a) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, and that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The copayments and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given plan.(d) (1) Notwithstanding subdivision (c), a health care service plan contract that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) A health care service plan shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an enrollee to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b), and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the enrollees participating physician. If a plan delegates outpatient self-management training to contracting providers, the plan shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a participating health care professional legally authorized to prescribe the service. These benefits shall include, but not be limited to, instruction that will enable diabetic patients and their families to gain an understanding of the diabetic disease process, and the daily management of diabetic therapy, in order to thereby avoid frequent hospitalizations and complications.(g) The copayments for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the plan.(h) A health care service plan governed by this section shall disclose the benefits covered pursuant to this section in the plans evidence of coverage and disclosure forms.(i) A health care service plan shall not reduce or eliminate coverage as a result of this section.(j) This section does not deny or restrict in any way the departments authority to ensure plan compliance with this chapter if a plan provides coverage for prescription drugs.SEC. 3. Section 10176.61 of the Insurance Code is amended to read:10176.61. (a) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The coinsurances and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given policy.(d) (1) Notwithstanding subdivision (c), a health insurance policy disability insurance policy that covers hospital, medical, or surgical expenses that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) An insurer shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an insured to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b) and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the insureds participating physician. If an insurer delegates outpatient self-management training to contracting providers, the insurer shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a health care professional legally authorized to prescribe the services.(g) The coinsurances and deductibles for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the insurer.(h) Every disability insurer governed by this section shall disclose the benefits covered pursuant to this section in the insurers evidence of coverage and disclosure forms.(i) An insurer shall not reduce or eliminate coverage as a result of this section.(j) This section does not apply to vision-only, dental-only, accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, or disability income insurance, except that for accident-only, specified disease, and hospital indemnity insurance coverage, benefits under this section only apply to the extent that the benefits are covered under the general terms and conditions that apply to all other benefits under the policy. This section does not impose a new benefit mandate on accident-only, specified disease, or hospital indemnity insurance.SEC. 4. No reimbursement is required by this act pursuant to Section 6 of Article XIIIB of the California Constitution because the only costs that may be incurred by a local agency or school district will be incurred because this act creates a new crime or infraction, eliminates a crime or infraction, or changes the penalty for a crime or infraction, within the meaning of Section 17556 of the Government Code, or changes the definition of a crime within the meaning of Section 6 of Article XIIIB of the California Constitution.
4544
4645 The people of the State of California do enact as follows:
4746
4847 ## The people of the State of California do enact as follows:
4948
5049 SECTION 1. (a) The Legislature finds and declares all of the following:(1) Approximately 263,000 Californians are diagnosed with type 1 diabetes each year. Approximately 4,037,000 Californian adults have diabetes.(2) Every Californian with type 1 diabetes, and many with type 2 diabetes, rely on daily doses of insulin to survive.(3) Insulin prices have nearly tripled, creating financial hardships for people who rely on it to survive.(4) One in four people using insulin have reported insulin underuse due to the high cost of insulin.(5) Imposing a deductible on insulin, and requiring individuals to meet that deductible, creates a financial burden that presents a barrier to accessing insulin.(6) Diabetes is the seventh leading cause of death, and it is a leading cause of disabling and life-threatening complications, including heart disease, stroke, kidney failure, amputation of the lower extremities, and new cases of blindness among adults.(7) Studies have shown that managing diabetes can prevent complications and medical emergencies associated with diabetes that result in emergency room visits, hospitalizations, and costly treatments.(b) Therefore, it is the intent of the Legislature to enact legislation on important policies to reduce the costs for Californians with diabetes to obtain life-saving and life-sustaining insulin.
5150
5251 SECTION 1. (a) The Legislature finds and declares all of the following:(1) Approximately 263,000 Californians are diagnosed with type 1 diabetes each year. Approximately 4,037,000 Californian adults have diabetes.(2) Every Californian with type 1 diabetes, and many with type 2 diabetes, rely on daily doses of insulin to survive.(3) Insulin prices have nearly tripled, creating financial hardships for people who rely on it to survive.(4) One in four people using insulin have reported insulin underuse due to the high cost of insulin.(5) Imposing a deductible on insulin, and requiring individuals to meet that deductible, creates a financial burden that presents a barrier to accessing insulin.(6) Diabetes is the seventh leading cause of death, and it is a leading cause of disabling and life-threatening complications, including heart disease, stroke, kidney failure, amputation of the lower extremities, and new cases of blindness among adults.(7) Studies have shown that managing diabetes can prevent complications and medical emergencies associated with diabetes that result in emergency room visits, hospitalizations, and costly treatments.(b) Therefore, it is the intent of the Legislature to enact legislation on important policies to reduce the costs for Californians with diabetes to obtain life-saving and life-sustaining insulin.
5352
5453 SECTION 1. (a) The Legislature finds and declares all of the following:
5554
5655 ### SECTION 1.
5756
5857 (1) Approximately 263,000 Californians are diagnosed with type 1 diabetes each year. Approximately 4,037,000 Californian adults have diabetes.
5958
6059 (2) Every Californian with type 1 diabetes, and many with type 2 diabetes, rely on daily doses of insulin to survive.
6160
6261 (3) Insulin prices have nearly tripled, creating financial hardships for people who rely on it to survive.
6362
6463 (4) One in four people using insulin have reported insulin underuse due to the high cost of insulin.
6564
6665 (5) Imposing a deductible on insulin, and requiring individuals to meet that deductible, creates a financial burden that presents a barrier to accessing insulin.
6766
6867 (6) Diabetes is the seventh leading cause of death, and it is a leading cause of disabling and life-threatening complications, including heart disease, stroke, kidney failure, amputation of the lower extremities, and new cases of blindness among adults.
6968
7069 (7) Studies have shown that managing diabetes can prevent complications and medical emergencies associated with diabetes that result in emergency room visits, hospitalizations, and costly treatments.
7170
7271 (b) Therefore, it is the intent of the Legislature to enact legislation on important policies to reduce the costs for Californians with diabetes to obtain life-saving and life-sustaining insulin.
7372
74-SEC. 2. Section 1367.51 of the Health and Safety Code is amended to read:1367.51. (a) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, and that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The copayments and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given plan.(d) (1) Notwithstanding subdivision (c), a health care service plan contract that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For a health care service plan contract that is a high deductible health plan under the definition set forth in Section 223(c)(2) of Title 26 of the United States Code, paragraph (1) shall apply only to an insulin prescription drug that is included as preventive care for the purposes of Section 223(c)(2)(C) of Title 26 of the United States Code.(2)(3) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) A health care service plan shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an enrollee to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b), and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the enrollees participating physician. If a plan delegates outpatient self-management training to contracting providers, the plan shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a participating health care professional legally authorized to prescribe the service. These benefits shall include, but not be limited to, instruction that will enable diabetic patients and their families to gain an understanding of the diabetic disease process, and the daily management of diabetic therapy, in order to thereby avoid frequent hospitalizations and complications.(g) The copayments for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the plan.(h) A health care service plan governed by this section shall disclose the benefits covered pursuant to this section in the plans evidence of coverage and disclosure forms.(i) A health care service plan shall not reduce or eliminate coverage as a result of this section.(j) This section does not deny or restrict in any way the departments authority to ensure plan compliance with this chapter if a plan provides coverage for prescription drugs.
73+SEC. 2. Section 1367.51 of the Health and Safety Code is amended to read:1367.51. (a) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, and that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The copayments and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given plan.(d) (1) Notwithstanding subdivision (c), a health care service plan contract that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) A health care service plan shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an enrollee to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b), and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the enrollees participating physician. If a plan delegates outpatient self-management training to contracting providers, the plan shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a participating health care professional legally authorized to prescribe the service. These benefits shall include, but not be limited to, instruction that will enable diabetic patients and their families to gain an understanding of the diabetic disease process, and the daily management of diabetic therapy, in order to thereby avoid frequent hospitalizations and complications.(g) The copayments for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the plan.(h) A health care service plan governed by this section shall disclose the benefits covered pursuant to this section in the plans evidence of coverage and disclosure forms.(i) A health care service plan shall not reduce or eliminate coverage as a result of this section.(j) This section does not deny or restrict in any way the departments authority to ensure plan compliance with this chapter if a plan provides coverage for prescription drugs.
7574
7675 SEC. 2. Section 1367.51 of the Health and Safety Code is amended to read:
7776
7877 ### SEC. 2.
7978
80-1367.51. (a) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, and that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The copayments and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given plan.(d) (1) Notwithstanding subdivision (c), a health care service plan contract that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For a health care service plan contract that is a high deductible health plan under the definition set forth in Section 223(c)(2) of Title 26 of the United States Code, paragraph (1) shall apply only to an insulin prescription drug that is included as preventive care for the purposes of Section 223(c)(2)(C) of Title 26 of the United States Code.(2)(3) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) A health care service plan shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an enrollee to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b), and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the enrollees participating physician. If a plan delegates outpatient self-management training to contracting providers, the plan shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a participating health care professional legally authorized to prescribe the service. These benefits shall include, but not be limited to, instruction that will enable diabetic patients and their families to gain an understanding of the diabetic disease process, and the daily management of diabetic therapy, in order to thereby avoid frequent hospitalizations and complications.(g) The copayments for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the plan.(h) A health care service plan governed by this section shall disclose the benefits covered pursuant to this section in the plans evidence of coverage and disclosure forms.(i) A health care service plan shall not reduce or eliminate coverage as a result of this section.(j) This section does not deny or restrict in any way the departments authority to ensure plan compliance with this chapter if a plan provides coverage for prescription drugs.
79+1367.51. (a) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, and that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The copayments and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given plan.(d) (1) Notwithstanding subdivision (c), a health care service plan contract that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) A health care service plan shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an enrollee to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b), and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the enrollees participating physician. If a plan delegates outpatient self-management training to contracting providers, the plan shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a participating health care professional legally authorized to prescribe the service. These benefits shall include, but not be limited to, instruction that will enable diabetic patients and their families to gain an understanding of the diabetic disease process, and the daily management of diabetic therapy, in order to thereby avoid frequent hospitalizations and complications.(g) The copayments for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the plan.(h) A health care service plan governed by this section shall disclose the benefits covered pursuant to this section in the plans evidence of coverage and disclosure forms.(i) A health care service plan shall not reduce or eliminate coverage as a result of this section.(j) This section does not deny or restrict in any way the departments authority to ensure plan compliance with this chapter if a plan provides coverage for prescription drugs.
8180
82-1367.51. (a) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, and that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The copayments and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given plan.(d) (1) Notwithstanding subdivision (c), a health care service plan contract that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For a health care service plan contract that is a high deductible health plan under the definition set forth in Section 223(c)(2) of Title 26 of the United States Code, paragraph (1) shall apply only to an insulin prescription drug that is included as preventive care for the purposes of Section 223(c)(2)(C) of Title 26 of the United States Code.(2)(3) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) A health care service plan shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an enrollee to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b), and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the enrollees participating physician. If a plan delegates outpatient self-management training to contracting providers, the plan shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a participating health care professional legally authorized to prescribe the service. These benefits shall include, but not be limited to, instruction that will enable diabetic patients and their families to gain an understanding of the diabetic disease process, and the daily management of diabetic therapy, in order to thereby avoid frequent hospitalizations and complications.(g) The copayments for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the plan.(h) A health care service plan governed by this section shall disclose the benefits covered pursuant to this section in the plans evidence of coverage and disclosure forms.(i) A health care service plan shall not reduce or eliminate coverage as a result of this section.(j) This section does not deny or restrict in any way the departments authority to ensure plan compliance with this chapter if a plan provides coverage for prescription drugs.
81+1367.51. (a) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, and that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The copayments and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given plan.(d) (1) Notwithstanding subdivision (c), a health care service plan contract that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) A health care service plan shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an enrollee to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b), and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the enrollees participating physician. If a plan delegates outpatient self-management training to contracting providers, the plan shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a participating health care professional legally authorized to prescribe the service. These benefits shall include, but not be limited to, instruction that will enable diabetic patients and their families to gain an understanding of the diabetic disease process, and the daily management of diabetic therapy, in order to thereby avoid frequent hospitalizations and complications.(g) The copayments for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the plan.(h) A health care service plan governed by this section shall disclose the benefits covered pursuant to this section in the plans evidence of coverage and disclosure forms.(i) A health care service plan shall not reduce or eliminate coverage as a result of this section.(j) This section does not deny or restrict in any way the departments authority to ensure plan compliance with this chapter if a plan provides coverage for prescription drugs.
8382
84-1367.51. (a) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, and that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The copayments and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given plan.(d) (1) Notwithstanding subdivision (c), a health care service plan contract that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For a health care service plan contract that is a high deductible health plan under the definition set forth in Section 223(c)(2) of Title 26 of the United States Code, paragraph (1) shall apply only to an insulin prescription drug that is included as preventive care for the purposes of Section 223(c)(2)(C) of Title 26 of the United States Code.(2)(3) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) A health care service plan shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an enrollee to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b), and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the enrollees participating physician. If a plan delegates outpatient self-management training to contracting providers, the plan shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a participating health care professional legally authorized to prescribe the service. These benefits shall include, but not be limited to, instruction that will enable diabetic patients and their families to gain an understanding of the diabetic disease process, and the daily management of diabetic therapy, in order to thereby avoid frequent hospitalizations and complications.(g) The copayments for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the plan.(h) A health care service plan governed by this section shall disclose the benefits covered pursuant to this section in the plans evidence of coverage and disclosure forms.(i) A health care service plan shall not reduce or eliminate coverage as a result of this section.(j) This section does not deny or restrict in any way the departments authority to ensure plan compliance with this chapter if a plan provides coverage for prescription drugs.
83+1367.51. (a) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, and that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The copayments and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given plan.(d) (1) Notwithstanding subdivision (c), a health care service plan contract that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) A health care service plan shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an enrollee to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b), and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the enrollees participating physician. If a plan delegates outpatient self-management training to contracting providers, the plan shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a participating health care professional legally authorized to prescribe the service. These benefits shall include, but not be limited to, instruction that will enable diabetic patients and their families to gain an understanding of the diabetic disease process, and the daily management of diabetic therapy, in order to thereby avoid frequent hospitalizations and complications.(g) The copayments for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the plan.(h) A health care service plan governed by this section shall disclose the benefits covered pursuant to this section in the plans evidence of coverage and disclosure forms.(i) A health care service plan shall not reduce or eliminate coverage as a result of this section.(j) This section does not deny or restrict in any way the departments authority to ensure plan compliance with this chapter if a plan provides coverage for prescription drugs.
8584
8685
8786
8887 1367.51. (a) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, and that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:
8988
9089 (1) Blood glucose monitors and blood glucose testing strips.
9190
9291 (2) Blood glucose monitors designed to assist the visually impaired.
9392
9493 (3) Insulin pumps and all related necessary supplies.
9594
9695 (4) Ketone urine testing strips.
9796
9897 (5) Lancets and lancet puncture devices.
9998
10099 (6) Pen delivery systems for the administration of insulin.
101100
102101 (7) Podiatric devices to prevent or treat diabetes-related complications.
103102
104103 (8) Insulin syringes.
105104
106105 (9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.
107106
108107 (b) A health care service plan contract, except a specialized health care service plan contract, that is issued, amended, delivered, or renewed on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:
109108
110109 (1) Insulin.
111110
112111 (2) Prescriptive medications for the treatment of diabetes.
113112
114113 (3) Glucagon.
115114
116115 (c) The copayments and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given plan.
117116
118117 (d) (1) Notwithstanding subdivision (c), a health care service plan contract that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.
119118
120-(2) For a health care service plan contract that is a high deductible health plan under the definition set forth in Section 223(c)(2) of Title 26 of the United States Code, paragraph (1) shall apply only to an insulin prescription drug that is included as preventive care for the purposes of Section 223(c)(2)(C) of Title 26 of the United States Code.
121-
122-(2)
123-
124-
125-
126-(3) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.
119+(2) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.
127120
128121 (e) A health care service plan shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an enrollee to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b), and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the enrollees participating physician. If a plan delegates outpatient self-management training to contracting providers, the plan shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.
129122
130123 (f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a participating health care professional legally authorized to prescribe the service. These benefits shall include, but not be limited to, instruction that will enable diabetic patients and their families to gain an understanding of the diabetic disease process, and the daily management of diabetic therapy, in order to thereby avoid frequent hospitalizations and complications.
131124
132125 (g) The copayments for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the plan.
133126
134127 (h) A health care service plan governed by this section shall disclose the benefits covered pursuant to this section in the plans evidence of coverage and disclosure forms.
135128
136129 (i) A health care service plan shall not reduce or eliminate coverage as a result of this section.
137130
138131 (j) This section does not deny or restrict in any way the departments authority to ensure plan compliance with this chapter if a plan provides coverage for prescription drugs.
139132
140-SEC. 3. Section 10176.61 of the Insurance Code is amended to read:10176.61. (a) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The coinsurances and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given policy.(d) (1) Notwithstanding subdivision (c), a health disability insurance policy that covers hospital, medical, or surgical expenses that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For a health disability insurance policy that is a high deductible health plan under the definition set forth in Section 223(c)(2) of Title 26 of the United States Code, paragraph (1) shall apply only to an insulin prescription drug that is included as preventive care for the purposes of Section 223(c)(2)(C) of Title 26 of the United States Code.(2)(3) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) An insurer shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an insured to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b) and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the insureds participating physician. If an insurer delegates outpatient self-management training to contracting providers, the insurer shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a health care professional legally authorized to prescribe the services.(g) The coinsurances and deductibles for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the insurer.(h) Every disability insurer governed by this section shall disclose the benefits covered pursuant to this section in the insurers evidence of coverage and disclosure forms.(i) An insurer shall not reduce or eliminate coverage as a result of this section.(j) This section does not apply to vision-only, dental-only, accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, or disability income insurance, except that for accident-only, specified disease, and hospital indemnity insurance coverage, benefits under this section only apply to the extent that the benefits are covered under the general terms and conditions that apply to all other benefits under the policy. This section does not impose a new benefit mandate on accident-only, specified disease, or hospital indemnity insurance.
133+SEC. 3. Section 10176.61 of the Insurance Code is amended to read:10176.61. (a) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The coinsurances and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given policy.(d) (1) Notwithstanding subdivision (c), a health insurance policy disability insurance policy that covers hospital, medical, or surgical expenses that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) An insurer shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an insured to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b) and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the insureds participating physician. If an insurer delegates outpatient self-management training to contracting providers, the insurer shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a health care professional legally authorized to prescribe the services.(g) The coinsurances and deductibles for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the insurer.(h) Every disability insurer governed by this section shall disclose the benefits covered pursuant to this section in the insurers evidence of coverage and disclosure forms.(i) An insurer shall not reduce or eliminate coverage as a result of this section.(j) This section does not apply to vision-only, dental-only, accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, or disability income insurance, except that for accident-only, specified disease, and hospital indemnity insurance coverage, benefits under this section only apply to the extent that the benefits are covered under the general terms and conditions that apply to all other benefits under the policy. This section does not impose a new benefit mandate on accident-only, specified disease, or hospital indemnity insurance.
141134
142135 SEC. 3. Section 10176.61 of the Insurance Code is amended to read:
143136
144137 ### SEC. 3.
145138
146-10176.61. (a) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The coinsurances and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given policy.(d) (1) Notwithstanding subdivision (c), a health disability insurance policy that covers hospital, medical, or surgical expenses that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For a health disability insurance policy that is a high deductible health plan under the definition set forth in Section 223(c)(2) of Title 26 of the United States Code, paragraph (1) shall apply only to an insulin prescription drug that is included as preventive care for the purposes of Section 223(c)(2)(C) of Title 26 of the United States Code.(2)(3) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) An insurer shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an insured to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b) and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the insureds participating physician. If an insurer delegates outpatient self-management training to contracting providers, the insurer shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a health care professional legally authorized to prescribe the services.(g) The coinsurances and deductibles for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the insurer.(h) Every disability insurer governed by this section shall disclose the benefits covered pursuant to this section in the insurers evidence of coverage and disclosure forms.(i) An insurer shall not reduce or eliminate coverage as a result of this section.(j) This section does not apply to vision-only, dental-only, accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, or disability income insurance, except that for accident-only, specified disease, and hospital indemnity insurance coverage, benefits under this section only apply to the extent that the benefits are covered under the general terms and conditions that apply to all other benefits under the policy. This section does not impose a new benefit mandate on accident-only, specified disease, or hospital indemnity insurance.
139+10176.61. (a) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The coinsurances and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given policy.(d) (1) Notwithstanding subdivision (c), a health insurance policy disability insurance policy that covers hospital, medical, or surgical expenses that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) An insurer shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an insured to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b) and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the insureds participating physician. If an insurer delegates outpatient self-management training to contracting providers, the insurer shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a health care professional legally authorized to prescribe the services.(g) The coinsurances and deductibles for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the insurer.(h) Every disability insurer governed by this section shall disclose the benefits covered pursuant to this section in the insurers evidence of coverage and disclosure forms.(i) An insurer shall not reduce or eliminate coverage as a result of this section.(j) This section does not apply to vision-only, dental-only, accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, or disability income insurance, except that for accident-only, specified disease, and hospital indemnity insurance coverage, benefits under this section only apply to the extent that the benefits are covered under the general terms and conditions that apply to all other benefits under the policy. This section does not impose a new benefit mandate on accident-only, specified disease, or hospital indemnity insurance.
147140
148-10176.61. (a) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The coinsurances and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given policy.(d) (1) Notwithstanding subdivision (c), a health disability insurance policy that covers hospital, medical, or surgical expenses that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For a health disability insurance policy that is a high deductible health plan under the definition set forth in Section 223(c)(2) of Title 26 of the United States Code, paragraph (1) shall apply only to an insulin prescription drug that is included as preventive care for the purposes of Section 223(c)(2)(C) of Title 26 of the United States Code.(2)(3) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) An insurer shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an insured to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b) and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the insureds participating physician. If an insurer delegates outpatient self-management training to contracting providers, the insurer shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a health care professional legally authorized to prescribe the services.(g) The coinsurances and deductibles for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the insurer.(h) Every disability insurer governed by this section shall disclose the benefits covered pursuant to this section in the insurers evidence of coverage and disclosure forms.(i) An insurer shall not reduce or eliminate coverage as a result of this section.(j) This section does not apply to vision-only, dental-only, accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, or disability income insurance, except that for accident-only, specified disease, and hospital indemnity insurance coverage, benefits under this section only apply to the extent that the benefits are covered under the general terms and conditions that apply to all other benefits under the policy. This section does not impose a new benefit mandate on accident-only, specified disease, or hospital indemnity insurance.
141+10176.61. (a) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The coinsurances and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given policy.(d) (1) Notwithstanding subdivision (c), a health insurance policy disability insurance policy that covers hospital, medical, or surgical expenses that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) An insurer shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an insured to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b) and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the insureds participating physician. If an insurer delegates outpatient self-management training to contracting providers, the insurer shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a health care professional legally authorized to prescribe the services.(g) The coinsurances and deductibles for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the insurer.(h) Every disability insurer governed by this section shall disclose the benefits covered pursuant to this section in the insurers evidence of coverage and disclosure forms.(i) An insurer shall not reduce or eliminate coverage as a result of this section.(j) This section does not apply to vision-only, dental-only, accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, or disability income insurance, except that for accident-only, specified disease, and hospital indemnity insurance coverage, benefits under this section only apply to the extent that the benefits are covered under the general terms and conditions that apply to all other benefits under the policy. This section does not impose a new benefit mandate on accident-only, specified disease, or hospital indemnity insurance.
149142
150-10176.61. (a) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The coinsurances and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given policy.(d) (1) Notwithstanding subdivision (c), a health disability insurance policy that covers hospital, medical, or surgical expenses that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For a health disability insurance policy that is a high deductible health plan under the definition set forth in Section 223(c)(2) of Title 26 of the United States Code, paragraph (1) shall apply only to an insulin prescription drug that is included as preventive care for the purposes of Section 223(c)(2)(C) of Title 26 of the United States Code.(2)(3) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) An insurer shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an insured to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b) and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the insureds participating physician. If an insurer delegates outpatient self-management training to contracting providers, the insurer shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a health care professional legally authorized to prescribe the services.(g) The coinsurances and deductibles for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the insurer.(h) Every disability insurer governed by this section shall disclose the benefits covered pursuant to this section in the insurers evidence of coverage and disclosure forms.(i) An insurer shall not reduce or eliminate coverage as a result of this section.(j) This section does not apply to vision-only, dental-only, accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, or disability income insurance, except that for accident-only, specified disease, and hospital indemnity insurance coverage, benefits under this section only apply to the extent that the benefits are covered under the general terms and conditions that apply to all other benefits under the policy. This section does not impose a new benefit mandate on accident-only, specified disease, or hospital indemnity insurance.
143+10176.61. (a) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:(1) Blood glucose monitors and blood glucose testing strips.(2) Blood glucose monitors designed to assist the visually impaired.(3) Insulin pumps and all related necessary supplies.(4) Ketone urine testing strips.(5) Lancets and lancet puncture devices.(6) Pen delivery systems for the administration of insulin.(7) Podiatric devices to prevent or treat diabetes-related complications.(8) Insulin syringes.(9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.(b) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:(1) Insulin.(2) Prescriptive medications for the treatment of diabetes.(3) Glucagon.(c) The coinsurances and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given policy.(d) (1) Notwithstanding subdivision (c), a health insurance policy disability insurance policy that covers hospital, medical, or surgical expenses that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.(2) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.(e) An insurer shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an insured to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b) and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the insureds participating physician. If an insurer delegates outpatient self-management training to contracting providers, the insurer shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.(f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a health care professional legally authorized to prescribe the services.(g) The coinsurances and deductibles for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the insurer.(h) Every disability insurer governed by this section shall disclose the benefits covered pursuant to this section in the insurers evidence of coverage and disclosure forms.(i) An insurer shall not reduce or eliminate coverage as a result of this section.(j) This section does not apply to vision-only, dental-only, accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, or disability income insurance, except that for accident-only, specified disease, and hospital indemnity insurance coverage, benefits under this section only apply to the extent that the benefits are covered under the general terms and conditions that apply to all other benefits under the policy. This section does not impose a new benefit mandate on accident-only, specified disease, or hospital indemnity insurance.
151144
152145
153146
154147 10176.61. (a) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers hospital, medical, or surgical expenses shall include coverage for the following equipment and supplies for the management and treatment of insulin-using diabetes, non-insulin-using diabetes, and gestational diabetes as medically necessary, even if the items are available without a prescription:
155148
156149 (1) Blood glucose monitors and blood glucose testing strips.
157150
158151 (2) Blood glucose monitors designed to assist the visually impaired.
159152
160153 (3) Insulin pumps and all related necessary supplies.
161154
162155 (4) Ketone urine testing strips.
163156
164157 (5) Lancets and lancet puncture devices.
165158
166159 (6) Pen delivery systems for the administration of insulin.
167160
168161 (7) Podiatric devices to prevent or treat diabetes-related complications.
169162
170163 (8) Insulin syringes.
171164
172165 (9) Visual aids, excluding eyewear, to assist the visually impaired with proper dosing of insulin.
173166
174167 (b) An insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers prescription benefits shall include coverage for the following prescription items if the items are determined to be medically necessary:
175168
176169 (1) Insulin.
177170
178171 (2) Prescriptive medications for the treatment of diabetes.
179172
180173 (3) Glucagon.
181174
182175 (c) The coinsurances and deductibles for the benefits specified in subdivisions (a) and (b) shall not exceed those established for similar benefits within the given policy.
183176
184-(d) (1) Notwithstanding subdivision (c), a health disability insurance policy that covers hospital, medical, or surgical expenses that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.
177+(d) (1) Notwithstanding subdivision (c), a health insurance policy disability insurance policy that covers hospital, medical, or surgical expenses that is issued, amended, or renewed on or after January 1, 2022, shall not impose a deductible on an insulin prescription drug.
185178
186-(2) For a health disability insurance policy that is a high deductible health plan under the definition set forth in Section 223(c)(2) of Title 26 of the United States Code, paragraph (1) shall apply only to an insulin prescription drug that is included as preventive care for the purposes of Section 223(c)(2)(C) of Title 26 of the United States Code.
187-
188-(2)
189-
190-
191-
192-(3) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.
179+(2) For purposes of this subdivision, insulin prescription drug means a prescription drug that contains insulin and is used to control blood glucose levels to treat diabetes.
193180
194181 (e) An insurer shall provide coverage for diabetes outpatient self-management training, education, and medical nutrition therapy necessary to enable an insured to properly use the equipment, supplies, and medications set forth in subdivisions (a) and (b) and additional diabetes outpatient self-management training, education, and medical nutrition therapy upon the direction or prescription of those services by the insureds participating physician. If an insurer delegates outpatient self-management training to contracting providers, the insurer shall require contracting providers to ensure that diabetes outpatient self-management training, education, and medical nutrition therapy are provided by appropriately licensed or registered health care professionals.
195182
196183 (f) The diabetes outpatient self-management training, education, and medical nutrition therapy services identified in subdivision (e) shall be provided by appropriately licensed or registered health care professionals as prescribed by a health care professional legally authorized to prescribe the services.
197184
198185 (g) The coinsurances and deductibles for the benefits specified in subdivision (e) shall not exceed those established for physician office visits by the insurer.
199186
200187 (h) Every disability insurer governed by this section shall disclose the benefits covered pursuant to this section in the insurers evidence of coverage and disclosure forms.
201188
202189 (i) An insurer shall not reduce or eliminate coverage as a result of this section.
203190
204191 (j) This section does not apply to vision-only, dental-only, accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, or disability income insurance, except that for accident-only, specified disease, and hospital indemnity insurance coverage, benefits under this section only apply to the extent that the benefits are covered under the general terms and conditions that apply to all other benefits under the policy. This section does not impose a new benefit mandate on accident-only, specified disease, or hospital indemnity insurance.
205192
206193 SEC. 4. No reimbursement is required by this act pursuant to Section 6 of Article XIIIB of the California Constitution because the only costs that may be incurred by a local agency or school district will be incurred because this act creates a new crime or infraction, eliminates a crime or infraction, or changes the penalty for a crime or infraction, within the meaning of Section 17556 of the Government Code, or changes the definition of a crime within the meaning of Section 6 of Article XIIIB of the California Constitution.
207194
208195 SEC. 4. No reimbursement is required by this act pursuant to Section 6 of Article XIIIB of the California Constitution because the only costs that may be incurred by a local agency or school district will be incurred because this act creates a new crime or infraction, eliminates a crime or infraction, or changes the penalty for a crime or infraction, within the meaning of Section 17556 of the Government Code, or changes the definition of a crime within the meaning of Section 6 of Article XIIIB of the California Constitution.
209196
210197 SEC. 4. No reimbursement is required by this act pursuant to Section 6 of Article XIIIB of the California Constitution because the only costs that may be incurred by a local agency or school district will be incurred because this act creates a new crime or infraction, eliminates a crime or infraction, or changes the penalty for a crime or infraction, within the meaning of Section 17556 of the Government Code, or changes the definition of a crime within the meaning of Section 6 of Article XIIIB of the California Constitution.
211198
212199 ### SEC. 4.