California 2023-2024 Regular Session

California Senate Bill SB1008 Compare Versions

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1-Amended IN Senate April 29, 2024 Amended IN Senate March 14, 2024 CALIFORNIA LEGISLATURE 20232024 REGULAR SESSION Senate Bill No. 1008Introduced by Senator BradfordFebruary 01, 2024An act to add Section 1374.6 to the Health and Safety Code, and to add Section 10123.62 to the Insurance Code, relating to health care coverage. LEGISLATIVE COUNSEL'S DIGESTSB 1008, as amended, Bradford. Obesity Treatment Parity Act.Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care and makes a willful violation of the acts requirements a crime. Existing law provides for the regulation of disability and health insurers by the Department of Insurance. Existing law sets forth specified coverage requirements for plan contracts and insurance policies, and limits the copayment, coinsurance, deductible, and other cost sharing that may be imposed for specified health care services.This bill would require an individual or group health care service plan contract or health insurance policy issued, amended, or renewed on or after January 1, 2025, to include comprehensive specified coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.Because a willful violation of these provisions by a health care service plan would be a crime, the bill would impose a state-mandated local program.The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.This bill would provide that no reimbursement is required by this act for a specified reason.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: YES Bill TextThe people of the State of California do enact as follows:SECTION 1. This act shall be known, and may be cited, as the Obesity Treatment Parity Act. SEC. 2. The Legislature finds and declares all of the following:(a) Obesity is a serious chronic disease that is recognized as such by major medical organizations, including the American Medical Association since 2013, the American Association of Clinical Endocrinology, the American College of Cardiology, the Endocrine Society, the American Society for Reproductive Medicine, the Society for Cardiovascular Angiography and Interventions, the American Urological Association, and the American College of Surgeons.(b) Obesity is a complex chronic disease, one in which genetics, the environment, and biology all play an important factor.(c) Obesity is linked to more than 200 comorbid conditions.(d) Obesity is associated with an increased risk of 13 types of cancer.(e) From 2005 to 2014, most cancers associated with obesity and being overweight increased in the United States, while cancers associated with other factors decreased.(f) Obesity reduces a patients overall survival rate and cancer-specific survival rate, as well as increases the risk of cancer recurrence.(g) Obesity disproportionately affects communities of color.(h) Obesity is impacted by socioeconomic status.(i) Adults suffering from obesity have a 55 percent higher risk of developing depression over their lifetime.(j) Obesity accounts for 47 percent of the total cost of chronic diseases in the United States.(k) Obesity is a highly stigmatized disease.(l) Barriers to accessing obesity treatments include stigma, racism, and discrimination.(m) The California Code of Regulations currently requires coverage of outpatient prescription drugs for the treatment of obesity, but only when a patient is diagnosed with morbid obesity, modernly referred to as severe obesity.(n) Chronic diseases without the stigma, racism, and discrimination of obesity do not require patients to reach the designation of morbid to be worthy of treatment options that include outpatient prescription drugs.(o) The Obesity Treatment Parity Act would address health equity gaps and social determinants of health for Californians by ensuring the full range of treatment options are available to patients, without them having to reach a level of obesity considered morbid.SEC. 3. Section 1374.6 is added to the Health and Safety Code, to read:1374.6. (a) An individual or group health care service plan contract that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication. all of the following regarding the treatment of obesity:(1) Intensive behavioral therapy.(2) Bariatric surgery.(3) At least one FDA-approved antiobesity medication.(b) This section does not prohibit a plan from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a contract.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(e) This section does not apply to a specialized health care service plan contract that covers only dental or vision benefits or a Medicare supplement contract. SEC. 4. Section 10123.62 is added to the Insurance Code, to read:10123.62. (a) An individual or group health insurance policy that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication. all of the following regarding the treatment of obesity:(1) Intensive behavioral therapy.(2) Bariatric surgery.(3) At least one FDA-approved antiobesity medication.(b) This section does not prohibit an insurer from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a policy.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(e) This section does not apply to a specialized health insurance policy that covers only dental or vision benefits or a Medicare supplement policy.SEC. 5. No reimbursement is required by this act pursuant to Section 6 of Article XIIIB of the California Constitution because the only costs that may be incurred by a local agency or school district will be incurred because this act creates a new crime or infraction, eliminates a crime or infraction, or changes the penalty for a crime or infraction, within the meaning of Section 17556 of the Government Code, or changes the definition of a crime within the meaning of Section 6 of Article XIIIB of the California Constitution.
1+Amended IN Senate March 14, 2024 CALIFORNIA LEGISLATURE 20232024 REGULAR SESSION Senate Bill No. 1008Introduced by Senator BradfordFebruary 01, 2024An act to add Section 1374.6 to the Health and Safety Code, and to add Section 10123.62 to the Insurance Code, relating to health care coverage. LEGISLATIVE COUNSEL'S DIGESTSB 1008, as amended, Bradford. Obesity Treatment Parity Act.Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care and makes a willful violation of the acts requirements a crime. Existing law provides for the regulation of disability and health insurers by the Department of Insurance. Existing law sets forth specified coverage requirements for plan contracts and insurance policies, and limits the copayment, coinsurance, deductible, and other cost sharing that may be imposed for specified health care services.This bill would require an individual or group health care service plan contract or health insurance policy issued, amended, or renewed on or after January 1, 2025, to include comprehensive coverage for the treatment of obesity in the same manner as any other illness, condition, or disorder. The bill would prohibit an individual or group health care service plan contract or health insurance policy from requiring more than 6 months of intensive behavioral therapy prior to granting access to other treatment options. The bill would also require that at least one FDA-approved antiobesity medication within the class of the relevant United States Pharmacopeia therapeutic category appear on, and be covered under, tier one of the health care service plans or insurers drug formulary. obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.Because a willful violation of these provisions by a health care service plan would be a crime, the bill would impose a state-mandated local program.The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.This bill would provide that no reimbursement is required by this act for a specified reason.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: YES Bill TextThe people of the State of California do enact as follows:SECTION 1. This act shall be known, and may be cited, as the Obesity Treatment Parity Act. SEC. 2. The Legislature finds and declares all of the following:(a) Obesity is a serious chronic disease that is recognized as such by major medical organizations, including the American Medical Association since 2013, the American Association of Clinical Endocrinology, the American College of Cardiology, the Endocrine Society, the American Society for Reproductive Medicine, the Society for Cardiovascular Angiography and Interventions, the American Urological Association, and the American College of Surgeons.(b) Obesity is a complex chronic disease, one in which genetics, the environment, and biology all play an important factor.(c) Obesity is linked to more than 200 comorbid conditions.(d) Obesity is associated with an increased risk of 13 types of cancer.(e) From 2005 to 2014, most cancers associated with obesity and being overweight increased in the United States, while cancers associated with other factors decreased.(f) Obesity reduces a patients overall survival rate and cancer-specific survival rate, as well as increases the risk of cancer recurrence.(g) Obesity disproportionately affects communities of color.(h) Obesity is impacted by socioeconomic status.(i) Adults suffering from obesity have a 55 percent higher risk of developing depression over their lifetime.(j) Obesity accounts for 47 percent of the total cost of chronic diseases in the United States.(k) Obesity is a highly stigmatized disease.(l) Barriers to accessing obesity treatments include stigma, racism, and discrimination.(m) The California Code of Regulations currently requires coverage of outpatient prescription drugs for the treatment of obesity, but only when a patient is diagnosed with morbid obesity, modernly referred to as severe obesity.(n) Chronic diseases without the stigma, racism, and discrimination of obesity do not require patients to reach the designation of morbid to be worthy of treatment options that include outpatient prescription drugs.(o) The Obesity Treatment Parity Act would address health equity gaps and social determinants of health for Californians by ensuring the full range of treatment options are available to patients, without them having to reach a level of obesity considered morbid.SEC. 3. Section 1374.6 is added to the Health and Safety Code, to read:1374.6. (a) An individual or group health care service plan contract that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.(b) This section does not prohibit a plan from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a contract. Plans shall not require more than six months of intensive behavioral therapy prior to granting access to other treatment options required by this section.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d)At least one FDA-approved antiobesity medication within the class of the relevant United States Pharmacopeia therapeutic category shall appear on, and be covered pursuant to, tier one of the plans drug formulary.(e)(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(f)(e) This section does not apply to a specialized health care service plan contract that covers only dental or vision benefits or a Medicare supplement contract. SEC. 4. Section 10123.62 is added to the Insurance Code, to read:10123.62. (a) An individual or group health insurance policy that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.(b) This section does not prohibit an insurer from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a policy. Plans shall not require more than six months of intensive behavioral therapy prior to granting access to other treatment options required by this section.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d)At least one FDA-approved antiobesity medication within the class of the relevant United States Pharmacopeia therapeutic category shall appear on, and be covered pursuant to, tier one of the insurers drug formulary. (e)(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(f)(e) This section does not apply to a specialized health insurance policy that covers only dental or vision benefits or a Medicare supplement policy.SEC. 5. No reimbursement is required by this act pursuant to Section 6 of Article XIIIB of the California Constitution because the only costs that may be incurred by a local agency or school district will be incurred because this act creates a new crime or infraction, eliminates a crime or infraction, or changes the penalty for a crime or infraction, within the meaning of Section 17556 of the Government Code, or changes the definition of a crime within the meaning of Section 6 of Article XIIIB of the California Constitution.
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3- Amended IN Senate April 29, 2024 Amended IN Senate March 14, 2024 CALIFORNIA LEGISLATURE 20232024 REGULAR SESSION Senate Bill No. 1008Introduced by Senator BradfordFebruary 01, 2024An act to add Section 1374.6 to the Health and Safety Code, and to add Section 10123.62 to the Insurance Code, relating to health care coverage. LEGISLATIVE COUNSEL'S DIGESTSB 1008, as amended, Bradford. Obesity Treatment Parity Act.Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care and makes a willful violation of the acts requirements a crime. Existing law provides for the regulation of disability and health insurers by the Department of Insurance. Existing law sets forth specified coverage requirements for plan contracts and insurance policies, and limits the copayment, coinsurance, deductible, and other cost sharing that may be imposed for specified health care services.This bill would require an individual or group health care service plan contract or health insurance policy issued, amended, or renewed on or after January 1, 2025, to include comprehensive specified coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.Because a willful violation of these provisions by a health care service plan would be a crime, the bill would impose a state-mandated local program.The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.This bill would provide that no reimbursement is required by this act for a specified reason.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: YES
3+ Amended IN Senate March 14, 2024 CALIFORNIA LEGISLATURE 20232024 REGULAR SESSION Senate Bill No. 1008Introduced by Senator BradfordFebruary 01, 2024An act to add Section 1374.6 to the Health and Safety Code, and to add Section 10123.62 to the Insurance Code, relating to health care coverage. LEGISLATIVE COUNSEL'S DIGESTSB 1008, as amended, Bradford. Obesity Treatment Parity Act.Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care and makes a willful violation of the acts requirements a crime. Existing law provides for the regulation of disability and health insurers by the Department of Insurance. Existing law sets forth specified coverage requirements for plan contracts and insurance policies, and limits the copayment, coinsurance, deductible, and other cost sharing that may be imposed for specified health care services.This bill would require an individual or group health care service plan contract or health insurance policy issued, amended, or renewed on or after January 1, 2025, to include comprehensive coverage for the treatment of obesity in the same manner as any other illness, condition, or disorder. The bill would prohibit an individual or group health care service plan contract or health insurance policy from requiring more than 6 months of intensive behavioral therapy prior to granting access to other treatment options. The bill would also require that at least one FDA-approved antiobesity medication within the class of the relevant United States Pharmacopeia therapeutic category appear on, and be covered under, tier one of the health care service plans or insurers drug formulary. obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.Because a willful violation of these provisions by a health care service plan would be a crime, the bill would impose a state-mandated local program.The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.This bill would provide that no reimbursement is required by this act for a specified reason.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: YES
44
5- Amended IN Senate April 29, 2024 Amended IN Senate March 14, 2024
5+ Amended IN Senate March 14, 2024
66
7-Amended IN Senate April 29, 2024
87 Amended IN Senate March 14, 2024
98
109 CALIFORNIA LEGISLATURE 20232024 REGULAR SESSION
1110
1211 Senate Bill
1312
1413 No. 1008
1514
1615 Introduced by Senator BradfordFebruary 01, 2024
1716
1817 Introduced by Senator Bradford
1918 February 01, 2024
2019
2120 An act to add Section 1374.6 to the Health and Safety Code, and to add Section 10123.62 to the Insurance Code, relating to health care coverage.
2221
2322 LEGISLATIVE COUNSEL'S DIGEST
2423
2524 ## LEGISLATIVE COUNSEL'S DIGEST
2625
2726 SB 1008, as amended, Bradford. Obesity Treatment Parity Act.
2827
29-Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care and makes a willful violation of the acts requirements a crime. Existing law provides for the regulation of disability and health insurers by the Department of Insurance. Existing law sets forth specified coverage requirements for plan contracts and insurance policies, and limits the copayment, coinsurance, deductible, and other cost sharing that may be imposed for specified health care services.This bill would require an individual or group health care service plan contract or health insurance policy issued, amended, or renewed on or after January 1, 2025, to include comprehensive specified coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.Because a willful violation of these provisions by a health care service plan would be a crime, the bill would impose a state-mandated local program.The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.This bill would provide that no reimbursement is required by this act for a specified reason.
28+Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care and makes a willful violation of the acts requirements a crime. Existing law provides for the regulation of disability and health insurers by the Department of Insurance. Existing law sets forth specified coverage requirements for plan contracts and insurance policies, and limits the copayment, coinsurance, deductible, and other cost sharing that may be imposed for specified health care services.This bill would require an individual or group health care service plan contract or health insurance policy issued, amended, or renewed on or after January 1, 2025, to include comprehensive coverage for the treatment of obesity in the same manner as any other illness, condition, or disorder. The bill would prohibit an individual or group health care service plan contract or health insurance policy from requiring more than 6 months of intensive behavioral therapy prior to granting access to other treatment options. The bill would also require that at least one FDA-approved antiobesity medication within the class of the relevant United States Pharmacopeia therapeutic category appear on, and be covered under, tier one of the health care service plans or insurers drug formulary. obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.Because a willful violation of these provisions by a health care service plan would be a crime, the bill would impose a state-mandated local program.The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.This bill would provide that no reimbursement is required by this act for a specified reason.
3029
3130 Existing law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health Care and makes a willful violation of the acts requirements a crime. Existing law provides for the regulation of disability and health insurers by the Department of Insurance. Existing law sets forth specified coverage requirements for plan contracts and insurance policies, and limits the copayment, coinsurance, deductible, and other cost sharing that may be imposed for specified health care services.
3231
33-This bill would require an individual or group health care service plan contract or health insurance policy issued, amended, or renewed on or after January 1, 2025, to include comprehensive specified coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.
32+This bill would require an individual or group health care service plan contract or health insurance policy issued, amended, or renewed on or after January 1, 2025, to include comprehensive coverage for the treatment of obesity in the same manner as any other illness, condition, or disorder. The bill would prohibit an individual or group health care service plan contract or health insurance policy from requiring more than 6 months of intensive behavioral therapy prior to granting access to other treatment options. The bill would also require that at least one FDA-approved antiobesity medication within the class of the relevant United States Pharmacopeia therapeutic category appear on, and be covered under, tier one of the health care service plans or insurers drug formulary. obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.
3433
3534 Because a willful violation of these provisions by a health care service plan would be a crime, the bill would impose a state-mandated local program.
3635
3736 The California Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.
3837
3938 This bill would provide that no reimbursement is required by this act for a specified reason.
4039
4140 ## Digest Key
4241
4342 ## Bill Text
4443
45-The people of the State of California do enact as follows:SECTION 1. This act shall be known, and may be cited, as the Obesity Treatment Parity Act. SEC. 2. The Legislature finds and declares all of the following:(a) Obesity is a serious chronic disease that is recognized as such by major medical organizations, including the American Medical Association since 2013, the American Association of Clinical Endocrinology, the American College of Cardiology, the Endocrine Society, the American Society for Reproductive Medicine, the Society for Cardiovascular Angiography and Interventions, the American Urological Association, and the American College of Surgeons.(b) Obesity is a complex chronic disease, one in which genetics, the environment, and biology all play an important factor.(c) Obesity is linked to more than 200 comorbid conditions.(d) Obesity is associated with an increased risk of 13 types of cancer.(e) From 2005 to 2014, most cancers associated with obesity and being overweight increased in the United States, while cancers associated with other factors decreased.(f) Obesity reduces a patients overall survival rate and cancer-specific survival rate, as well as increases the risk of cancer recurrence.(g) Obesity disproportionately affects communities of color.(h) Obesity is impacted by socioeconomic status.(i) Adults suffering from obesity have a 55 percent higher risk of developing depression over their lifetime.(j) Obesity accounts for 47 percent of the total cost of chronic diseases in the United States.(k) Obesity is a highly stigmatized disease.(l) Barriers to accessing obesity treatments include stigma, racism, and discrimination.(m) The California Code of Regulations currently requires coverage of outpatient prescription drugs for the treatment of obesity, but only when a patient is diagnosed with morbid obesity, modernly referred to as severe obesity.(n) Chronic diseases without the stigma, racism, and discrimination of obesity do not require patients to reach the designation of morbid to be worthy of treatment options that include outpatient prescription drugs.(o) The Obesity Treatment Parity Act would address health equity gaps and social determinants of health for Californians by ensuring the full range of treatment options are available to patients, without them having to reach a level of obesity considered morbid.SEC. 3. Section 1374.6 is added to the Health and Safety Code, to read:1374.6. (a) An individual or group health care service plan contract that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication. all of the following regarding the treatment of obesity:(1) Intensive behavioral therapy.(2) Bariatric surgery.(3) At least one FDA-approved antiobesity medication.(b) This section does not prohibit a plan from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a contract.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(e) This section does not apply to a specialized health care service plan contract that covers only dental or vision benefits or a Medicare supplement contract. SEC. 4. Section 10123.62 is added to the Insurance Code, to read:10123.62. (a) An individual or group health insurance policy that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication. all of the following regarding the treatment of obesity:(1) Intensive behavioral therapy.(2) Bariatric surgery.(3) At least one FDA-approved antiobesity medication.(b) This section does not prohibit an insurer from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a policy.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(e) This section does not apply to a specialized health insurance policy that covers only dental or vision benefits or a Medicare supplement policy.SEC. 5. No reimbursement is required by this act pursuant to Section 6 of Article XIIIB of the California Constitution because the only costs that may be incurred by a local agency or school district will be incurred because this act creates a new crime or infraction, eliminates a crime or infraction, or changes the penalty for a crime or infraction, within the meaning of Section 17556 of the Government Code, or changes the definition of a crime within the meaning of Section 6 of Article XIIIB of the California Constitution.
44+The people of the State of California do enact as follows:SECTION 1. This act shall be known, and may be cited, as the Obesity Treatment Parity Act. SEC. 2. The Legislature finds and declares all of the following:(a) Obesity is a serious chronic disease that is recognized as such by major medical organizations, including the American Medical Association since 2013, the American Association of Clinical Endocrinology, the American College of Cardiology, the Endocrine Society, the American Society for Reproductive Medicine, the Society for Cardiovascular Angiography and Interventions, the American Urological Association, and the American College of Surgeons.(b) Obesity is a complex chronic disease, one in which genetics, the environment, and biology all play an important factor.(c) Obesity is linked to more than 200 comorbid conditions.(d) Obesity is associated with an increased risk of 13 types of cancer.(e) From 2005 to 2014, most cancers associated with obesity and being overweight increased in the United States, while cancers associated with other factors decreased.(f) Obesity reduces a patients overall survival rate and cancer-specific survival rate, as well as increases the risk of cancer recurrence.(g) Obesity disproportionately affects communities of color.(h) Obesity is impacted by socioeconomic status.(i) Adults suffering from obesity have a 55 percent higher risk of developing depression over their lifetime.(j) Obesity accounts for 47 percent of the total cost of chronic diseases in the United States.(k) Obesity is a highly stigmatized disease.(l) Barriers to accessing obesity treatments include stigma, racism, and discrimination.(m) The California Code of Regulations currently requires coverage of outpatient prescription drugs for the treatment of obesity, but only when a patient is diagnosed with morbid obesity, modernly referred to as severe obesity.(n) Chronic diseases without the stigma, racism, and discrimination of obesity do not require patients to reach the designation of morbid to be worthy of treatment options that include outpatient prescription drugs.(o) The Obesity Treatment Parity Act would address health equity gaps and social determinants of health for Californians by ensuring the full range of treatment options are available to patients, without them having to reach a level of obesity considered morbid.SEC. 3. Section 1374.6 is added to the Health and Safety Code, to read:1374.6. (a) An individual or group health care service plan contract that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.(b) This section does not prohibit a plan from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a contract. Plans shall not require more than six months of intensive behavioral therapy prior to granting access to other treatment options required by this section.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d)At least one FDA-approved antiobesity medication within the class of the relevant United States Pharmacopeia therapeutic category shall appear on, and be covered pursuant to, tier one of the plans drug formulary.(e)(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(f)(e) This section does not apply to a specialized health care service plan contract that covers only dental or vision benefits or a Medicare supplement contract. SEC. 4. Section 10123.62 is added to the Insurance Code, to read:10123.62. (a) An individual or group health insurance policy that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.(b) This section does not prohibit an insurer from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a policy. Plans shall not require more than six months of intensive behavioral therapy prior to granting access to other treatment options required by this section.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d)At least one FDA-approved antiobesity medication within the class of the relevant United States Pharmacopeia therapeutic category shall appear on, and be covered pursuant to, tier one of the insurers drug formulary. (e)(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(f)(e) This section does not apply to a specialized health insurance policy that covers only dental or vision benefits or a Medicare supplement policy.SEC. 5. No reimbursement is required by this act pursuant to Section 6 of Article XIIIB of the California Constitution because the only costs that may be incurred by a local agency or school district will be incurred because this act creates a new crime or infraction, eliminates a crime or infraction, or changes the penalty for a crime or infraction, within the meaning of Section 17556 of the Government Code, or changes the definition of a crime within the meaning of Section 6 of Article XIIIB of the California Constitution.
4645
4746 The people of the State of California do enact as follows:
4847
4948 ## The people of the State of California do enact as follows:
5049
5150 SECTION 1. This act shall be known, and may be cited, as the Obesity Treatment Parity Act.
5251
5352 SECTION 1. This act shall be known, and may be cited, as the Obesity Treatment Parity Act.
5453
5554 SECTION 1. This act shall be known, and may be cited, as the Obesity Treatment Parity Act.
5655
5756 ### SECTION 1.
5857
5958 SEC. 2. The Legislature finds and declares all of the following:(a) Obesity is a serious chronic disease that is recognized as such by major medical organizations, including the American Medical Association since 2013, the American Association of Clinical Endocrinology, the American College of Cardiology, the Endocrine Society, the American Society for Reproductive Medicine, the Society for Cardiovascular Angiography and Interventions, the American Urological Association, and the American College of Surgeons.(b) Obesity is a complex chronic disease, one in which genetics, the environment, and biology all play an important factor.(c) Obesity is linked to more than 200 comorbid conditions.(d) Obesity is associated with an increased risk of 13 types of cancer.(e) From 2005 to 2014, most cancers associated with obesity and being overweight increased in the United States, while cancers associated with other factors decreased.(f) Obesity reduces a patients overall survival rate and cancer-specific survival rate, as well as increases the risk of cancer recurrence.(g) Obesity disproportionately affects communities of color.(h) Obesity is impacted by socioeconomic status.(i) Adults suffering from obesity have a 55 percent higher risk of developing depression over their lifetime.(j) Obesity accounts for 47 percent of the total cost of chronic diseases in the United States.(k) Obesity is a highly stigmatized disease.(l) Barriers to accessing obesity treatments include stigma, racism, and discrimination.(m) The California Code of Regulations currently requires coverage of outpatient prescription drugs for the treatment of obesity, but only when a patient is diagnosed with morbid obesity, modernly referred to as severe obesity.(n) Chronic diseases without the stigma, racism, and discrimination of obesity do not require patients to reach the designation of morbid to be worthy of treatment options that include outpatient prescription drugs.(o) The Obesity Treatment Parity Act would address health equity gaps and social determinants of health for Californians by ensuring the full range of treatment options are available to patients, without them having to reach a level of obesity considered morbid.
6059
6160 SEC. 2. The Legislature finds and declares all of the following:(a) Obesity is a serious chronic disease that is recognized as such by major medical organizations, including the American Medical Association since 2013, the American Association of Clinical Endocrinology, the American College of Cardiology, the Endocrine Society, the American Society for Reproductive Medicine, the Society for Cardiovascular Angiography and Interventions, the American Urological Association, and the American College of Surgeons.(b) Obesity is a complex chronic disease, one in which genetics, the environment, and biology all play an important factor.(c) Obesity is linked to more than 200 comorbid conditions.(d) Obesity is associated with an increased risk of 13 types of cancer.(e) From 2005 to 2014, most cancers associated with obesity and being overweight increased in the United States, while cancers associated with other factors decreased.(f) Obesity reduces a patients overall survival rate and cancer-specific survival rate, as well as increases the risk of cancer recurrence.(g) Obesity disproportionately affects communities of color.(h) Obesity is impacted by socioeconomic status.(i) Adults suffering from obesity have a 55 percent higher risk of developing depression over their lifetime.(j) Obesity accounts for 47 percent of the total cost of chronic diseases in the United States.(k) Obesity is a highly stigmatized disease.(l) Barriers to accessing obesity treatments include stigma, racism, and discrimination.(m) The California Code of Regulations currently requires coverage of outpatient prescription drugs for the treatment of obesity, but only when a patient is diagnosed with morbid obesity, modernly referred to as severe obesity.(n) Chronic diseases without the stigma, racism, and discrimination of obesity do not require patients to reach the designation of morbid to be worthy of treatment options that include outpatient prescription drugs.(o) The Obesity Treatment Parity Act would address health equity gaps and social determinants of health for Californians by ensuring the full range of treatment options are available to patients, without them having to reach a level of obesity considered morbid.
6261
6362 SEC. 2. The Legislature finds and declares all of the following:
6463
6564 ### SEC. 2.
6665
6766 (a) Obesity is a serious chronic disease that is recognized as such by major medical organizations, including the American Medical Association since 2013, the American Association of Clinical Endocrinology, the American College of Cardiology, the Endocrine Society, the American Society for Reproductive Medicine, the Society for Cardiovascular Angiography and Interventions, the American Urological Association, and the American College of Surgeons.
6867
6968 (b) Obesity is a complex chronic disease, one in which genetics, the environment, and biology all play an important factor.
7069
7170 (c) Obesity is linked to more than 200 comorbid conditions.
7271
7372 (d) Obesity is associated with an increased risk of 13 types of cancer.
7473
7574 (e) From 2005 to 2014, most cancers associated with obesity and being overweight increased in the United States, while cancers associated with other factors decreased.
7675
7776 (f) Obesity reduces a patients overall survival rate and cancer-specific survival rate, as well as increases the risk of cancer recurrence.
7877
7978 (g) Obesity disproportionately affects communities of color.
8079
8180 (h) Obesity is impacted by socioeconomic status.
8281
8382 (i) Adults suffering from obesity have a 55 percent higher risk of developing depression over their lifetime.
8483
8584 (j) Obesity accounts for 47 percent of the total cost of chronic diseases in the United States.
8685
8786 (k) Obesity is a highly stigmatized disease.
8887
8988 (l) Barriers to accessing obesity treatments include stigma, racism, and discrimination.
9089
9190 (m) The California Code of Regulations currently requires coverage of outpatient prescription drugs for the treatment of obesity, but only when a patient is diagnosed with morbid obesity, modernly referred to as severe obesity.
9291
9392 (n) Chronic diseases without the stigma, racism, and discrimination of obesity do not require patients to reach the designation of morbid to be worthy of treatment options that include outpatient prescription drugs.
9493
9594 (o) The Obesity Treatment Parity Act would address health equity gaps and social determinants of health for Californians by ensuring the full range of treatment options are available to patients, without them having to reach a level of obesity considered morbid.
9695
97-SEC. 3. Section 1374.6 is added to the Health and Safety Code, to read:1374.6. (a) An individual or group health care service plan contract that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication. all of the following regarding the treatment of obesity:(1) Intensive behavioral therapy.(2) Bariatric surgery.(3) At least one FDA-approved antiobesity medication.(b) This section does not prohibit a plan from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a contract.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(e) This section does not apply to a specialized health care service plan contract that covers only dental or vision benefits or a Medicare supplement contract.
96+SEC. 3. Section 1374.6 is added to the Health and Safety Code, to read:1374.6. (a) An individual or group health care service plan contract that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.(b) This section does not prohibit a plan from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a contract. Plans shall not require more than six months of intensive behavioral therapy prior to granting access to other treatment options required by this section.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d)At least one FDA-approved antiobesity medication within the class of the relevant United States Pharmacopeia therapeutic category shall appear on, and be covered pursuant to, tier one of the plans drug formulary.(e)(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(f)(e) This section does not apply to a specialized health care service plan contract that covers only dental or vision benefits or a Medicare supplement contract.
9897
9998 SEC. 3. Section 1374.6 is added to the Health and Safety Code, to read:
10099
101100 ### SEC. 3.
102101
103-1374.6. (a) An individual or group health care service plan contract that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication. all of the following regarding the treatment of obesity:(1) Intensive behavioral therapy.(2) Bariatric surgery.(3) At least one FDA-approved antiobesity medication.(b) This section does not prohibit a plan from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a contract.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(e) This section does not apply to a specialized health care service plan contract that covers only dental or vision benefits or a Medicare supplement contract.
102+1374.6. (a) An individual or group health care service plan contract that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.(b) This section does not prohibit a plan from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a contract. Plans shall not require more than six months of intensive behavioral therapy prior to granting access to other treatment options required by this section.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d)At least one FDA-approved antiobesity medication within the class of the relevant United States Pharmacopeia therapeutic category shall appear on, and be covered pursuant to, tier one of the plans drug formulary.(e)(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(f)(e) This section does not apply to a specialized health care service plan contract that covers only dental or vision benefits or a Medicare supplement contract.
104103
105-1374.6. (a) An individual or group health care service plan contract that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication. all of the following regarding the treatment of obesity:(1) Intensive behavioral therapy.(2) Bariatric surgery.(3) At least one FDA-approved antiobesity medication.(b) This section does not prohibit a plan from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a contract.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(e) This section does not apply to a specialized health care service plan contract that covers only dental or vision benefits or a Medicare supplement contract.
104+1374.6. (a) An individual or group health care service plan contract that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.(b) This section does not prohibit a plan from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a contract. Plans shall not require more than six months of intensive behavioral therapy prior to granting access to other treatment options required by this section.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d)At least one FDA-approved antiobesity medication within the class of the relevant United States Pharmacopeia therapeutic category shall appear on, and be covered pursuant to, tier one of the plans drug formulary.(e)(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(f)(e) This section does not apply to a specialized health care service plan contract that covers only dental or vision benefits or a Medicare supplement contract.
106105
107-1374.6. (a) An individual or group health care service plan contract that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication. all of the following regarding the treatment of obesity:(1) Intensive behavioral therapy.(2) Bariatric surgery.(3) At least one FDA-approved antiobesity medication.(b) This section does not prohibit a plan from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a contract.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(e) This section does not apply to a specialized health care service plan contract that covers only dental or vision benefits or a Medicare supplement contract.
106+1374.6. (a) An individual or group health care service plan contract that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.(b) This section does not prohibit a plan from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a contract. Plans shall not require more than six months of intensive behavioral therapy prior to granting access to other treatment options required by this section.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d)At least one FDA-approved antiobesity medication within the class of the relevant United States Pharmacopeia therapeutic category shall appear on, and be covered pursuant to, tier one of the plans drug formulary.(e)(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(f)(e) This section does not apply to a specialized health care service plan contract that covers only dental or vision benefits or a Medicare supplement contract.
108107
109108
110109
111-1374.6. (a) An individual or group health care service plan contract that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication. all of the following regarding the treatment of obesity:
110+1374.6. (a) An individual or group health care service plan contract that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.
112111
113-(1) Intensive behavioral therapy.
114-
115-(2) Bariatric surgery.
116-
117-(3) At least one FDA-approved antiobesity medication.
118-
119-(b) This section does not prohibit a plan from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a contract.
112+(b) This section does not prohibit a plan from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a contract. Plans shall not require more than six months of intensive behavioral therapy prior to granting access to other treatment options required by this section.
120113
121114 (c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.
122115
116+(d)At least one FDA-approved antiobesity medication within the class of the relevant United States Pharmacopeia therapeutic category shall appear on, and be covered pursuant to, tier one of the plans drug formulary.
117+
118+
119+
120+(e)
121+
122+
123+
123124 (d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.
125+
126+(f)
127+
128+
124129
125130 (e) This section does not apply to a specialized health care service plan contract that covers only dental or vision benefits or a Medicare supplement contract.
126131
127-SEC. 4. Section 10123.62 is added to the Insurance Code, to read:10123.62. (a) An individual or group health insurance policy that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication. all of the following regarding the treatment of obesity:(1) Intensive behavioral therapy.(2) Bariatric surgery.(3) At least one FDA-approved antiobesity medication.(b) This section does not prohibit an insurer from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a policy.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(e) This section does not apply to a specialized health insurance policy that covers only dental or vision benefits or a Medicare supplement policy.
132+SEC. 4. Section 10123.62 is added to the Insurance Code, to read:10123.62. (a) An individual or group health insurance policy that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.(b) This section does not prohibit an insurer from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a policy. Plans shall not require more than six months of intensive behavioral therapy prior to granting access to other treatment options required by this section.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d)At least one FDA-approved antiobesity medication within the class of the relevant United States Pharmacopeia therapeutic category shall appear on, and be covered pursuant to, tier one of the insurers drug formulary. (e)(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(f)(e) This section does not apply to a specialized health insurance policy that covers only dental or vision benefits or a Medicare supplement policy.
128133
129134 SEC. 4. Section 10123.62 is added to the Insurance Code, to read:
130135
131136 ### SEC. 4.
132137
133-10123.62. (a) An individual or group health insurance policy that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication. all of the following regarding the treatment of obesity:(1) Intensive behavioral therapy.(2) Bariatric surgery.(3) At least one FDA-approved antiobesity medication.(b) This section does not prohibit an insurer from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a policy.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(e) This section does not apply to a specialized health insurance policy that covers only dental or vision benefits or a Medicare supplement policy.
138+10123.62. (a) An individual or group health insurance policy that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.(b) This section does not prohibit an insurer from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a policy. Plans shall not require more than six months of intensive behavioral therapy prior to granting access to other treatment options required by this section.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d)At least one FDA-approved antiobesity medication within the class of the relevant United States Pharmacopeia therapeutic category shall appear on, and be covered pursuant to, tier one of the insurers drug formulary. (e)(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(f)(e) This section does not apply to a specialized health insurance policy that covers only dental or vision benefits or a Medicare supplement policy.
134139
135-10123.62. (a) An individual or group health insurance policy that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication. all of the following regarding the treatment of obesity:(1) Intensive behavioral therapy.(2) Bariatric surgery.(3) At least one FDA-approved antiobesity medication.(b) This section does not prohibit an insurer from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a policy.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(e) This section does not apply to a specialized health insurance policy that covers only dental or vision benefits or a Medicare supplement policy.
140+10123.62. (a) An individual or group health insurance policy that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.(b) This section does not prohibit an insurer from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a policy. Plans shall not require more than six months of intensive behavioral therapy prior to granting access to other treatment options required by this section.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d)At least one FDA-approved antiobesity medication within the class of the relevant United States Pharmacopeia therapeutic category shall appear on, and be covered pursuant to, tier one of the insurers drug formulary. (e)(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(f)(e) This section does not apply to a specialized health insurance policy that covers only dental or vision benefits or a Medicare supplement policy.
136141
137-10123.62. (a) An individual or group health insurance policy that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication. all of the following regarding the treatment of obesity:(1) Intensive behavioral therapy.(2) Bariatric surgery.(3) At least one FDA-approved antiobesity medication.(b) This section does not prohibit an insurer from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a policy.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(e) This section does not apply to a specialized health insurance policy that covers only dental or vision benefits or a Medicare supplement policy.
142+10123.62. (a) An individual or group health insurance policy that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.(b) This section does not prohibit an insurer from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a policy. Plans shall not require more than six months of intensive behavioral therapy prior to granting access to other treatment options required by this section.(c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.(d)At least one FDA-approved antiobesity medication within the class of the relevant United States Pharmacopeia therapeutic category shall appear on, and be covered pursuant to, tier one of the insurers drug formulary. (e)(d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.(f)(e) This section does not apply to a specialized health insurance policy that covers only dental or vision benefits or a Medicare supplement policy.
138143
139144
140145
141-10123.62. (a) An individual or group health insurance policy that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication. all of the following regarding the treatment of obesity:
146+10123.62. (a) An individual or group health insurance policy that provides coverage for outpatient prescription drug benefits that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for the treatment of obesity, including coverage for intensive behavioral therapy, bariatric surgery, and at least one FDA-approved antiobesity medication.
142147
143-(1) Intensive behavioral therapy.
144-
145-(2) Bariatric surgery.
146-
147-(3) At least one FDA-approved antiobesity medication.
148-
149-(b) This section does not prohibit an insurer from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a policy.
148+(b) This section does not prohibit an insurer from applying utilization management to determine the medical necessity for treatment of obesity under this section if appropriateness and medical necessity determinations are made in the same manner as those determinations are made for the treatment of any other illness, condition, or disorder covered by a policy. Plans shall not require more than six months of intensive behavioral therapy prior to granting access to other treatment options required by this section.
150149
151150 (c) For purposes of this section, FDA-approved antiobesity medication means a medication approved by the United States Food and Drug Administration with an indication for chronic weight management in patients with obesity.
152151
152+(d)At least one FDA-approved antiobesity medication within the class of the relevant United States Pharmacopeia therapeutic category shall appear on, and be covered pursuant to, tier one of the insurers drug formulary.
153+
154+
155+
156+(e)
157+
158+
159+
153160 (d) Coverage criteria for FDA-approved antiobesity medications shall not be more restrictive than the FDA-approved indications for those treatments.
161+
162+(f)
163+
164+
154165
155166 (e) This section does not apply to a specialized health insurance policy that covers only dental or vision benefits or a Medicare supplement policy.
156167
157168 SEC. 5. No reimbursement is required by this act pursuant to Section 6 of Article XIIIB of the California Constitution because the only costs that may be incurred by a local agency or school district will be incurred because this act creates a new crime or infraction, eliminates a crime or infraction, or changes the penalty for a crime or infraction, within the meaning of Section 17556 of the Government Code, or changes the definition of a crime within the meaning of Section 6 of Article XIIIB of the California Constitution.
158169
159170 SEC. 5. No reimbursement is required by this act pursuant to Section 6 of Article XIIIB of the California Constitution because the only costs that may be incurred by a local agency or school district will be incurred because this act creates a new crime or infraction, eliminates a crime or infraction, or changes the penalty for a crime or infraction, within the meaning of Section 17556 of the Government Code, or changes the definition of a crime within the meaning of Section 6 of Article XIIIB of the California Constitution.
160171
161172 SEC. 5. No reimbursement is required by this act pursuant to Section 6 of Article XIIIB of the California Constitution because the only costs that may be incurred by a local agency or school district will be incurred because this act creates a new crime or infraction, eliminates a crime or infraction, or changes the penalty for a crime or infraction, within the meaning of Section 17556 of the Government Code, or changes the definition of a crime within the meaning of Section 6 of Article XIIIB of the California Constitution.
162173
163174 ### SEC. 5.